MIRA INFORM REPORT

 

 

Report Date :           

10.04.2012

 

IDENTIFICATION DETAILS

 

Name :

ARHAAN DIAM BVBA

 

 

Registered Office :

Belgiëlei 134 Antwerpen, Post Code 2018

 

 

Country :

Belgium

 

 

Date of Incorporation :

23.03.2011

 

 

Com. Reg. No.:

834846435

 

 

Legal Form :

Private Limited Company

 

 

Line of business :

Wholesale of diamonds and other precious stones

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Poor

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Belgium

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

REGISTERED NAME & COMPANY SUMMARY

 

Business number

834846435

Company name

ARHAAN DIAM BVBA

Address

BELGIËLEI 134 ANTWERPEN

Telephone number

-

Post code

2018

Fax number

-

Date of establishment

23/03/2011

 

 

 

Business number

834846435

Company name

ARHAAN DIAM BVBA

Fax number

-

Date founded

23/03/2011

Company status

active

Company type

Private Limited Company (BL/LX)

Currency

Euro (€)

Date of latest accounts

-

Activity code

46761

liable for VAT

 

Activity description

Wholesale of diamonds and other precious stones

VAT Number

BE.0834.846.435

Belgian Bullettin of Acts Publications

moniteur belge

 

 

 

 

DIRECTORS/MANAGEMENT

 

Na

 

 

NEGATIVE INFORMATION

 

Court data summary

Bankruptcy details

Court action type

no

Protested bills

Bill amount

-

NSSO details

Date of summons

-

 

Contractor details s

Registered contractor number

-

Contractor description

-

Date struck off register

 

 

Personnel limit NSSO

Code

-

Description

-

 


Joint Industrial Committee (JIC)

There are no accounts on file for this company

 

Protested bills

Drawee name

-

Address

-

Bill amount

-

Bill currency

-

Maturity of bill

-

Name of drawer

-

City of drawer

-

 

NSSO details

Business number

834846435

Name of defendant

-

Legal form of defendant

-

Date of summons

-

Labour court

-

 

Bankruptcy details

 

There is no bankruptcy data against this company

 

 

Court data

there is no data for this company

 

Current director details

Name

DARSHIT AJIT SHAH

Position

Principal Manager

Street

134 BELGIËLEI ANTWERPEN

Post code

2018

Country

Belgium

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Minority Shareholders

No minority shareholders found

 

PAYMENT INFORMATION

 

Payment expectations

Past payments

 

Payment expectation days

-

Industry average payment expectation days

193.86

Industry average day sales outstanding

144.58

 


Suspension of payments / moratorium history

Amount

-

Details

-

 

Payment expectations

Payment expectation days

-

Day sales outstanding

-

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Ultimate holding company

Safe Number

Company name

 

Company Number

View linked companies from outside this company's group structure

-

-

 

-

No linked companies have been found.

 

Summary

Group - Number of Companies

0

Linkages - Number of Companies

0

Number of Countries

0

 

Group Structure

No group structure for this company.

 

 

FINANCIAL INFORMATION

 

Accounts & ratios

No key Financials Registered

 

FOREIGN EXCHANGE RATES

 

Na

 

 

ADDITIONAL INFORMATION

 

Trends

Profitability

 

-

 

Liquidity

 

-

 

Net worth

 

-

 

Rating History

no rating history data found

 

Limit History

no limit history data found

 

Industry comparison

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

Industry average credit limit

140177.31

 

Industry comparison

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

Industry average payment expectation days

193.86

Industry average day sales outstanding

144.58

 

Industry quartile analysis

Payment expectations

 

Company result

-

Lower

137.60

Median

91.36

Upper

47.15

Day sales outstanding

 

Company result

-

Lower

123.28

Median

63

Upper

29.27

 

Minority Interests

No minority interests found

 

Companies that match this address

Business number

Company name

Limit

Date of accounts

426343605

FUNTASTIC NV

-

-

442713938

PÉ RICH - IMMO NV

6000

31/12/2010

446842574

ANTWERP DIAMOND BROKERS INTERNATIONAL IN VEREFFENI

-

31/12/1999

453666129

LEDUBO BVBA

8500

30/09/2010

505161944

PEERTS PAUL

-

-

506089877

ROZENBAUM M

-

-

506149562

FINK D

-

-

838169278

FORTUNE JEWEL BVBA

0

-

 

NOTES & COMMENTS

 

Na

 

 

DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

 

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.28

UK Pound

1

Rs.81.38

Euro

1

Rs.67.01

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.