MIRA INFORM REPORT

 

 

Report Date :           

12.04.2012

 

IDENTIFICATION DETAILS

 

Name :

HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

 

 

Registered Office :

43, Jalan Maharani, Muar, Johor Darul Takzim, postal code 84000

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.05.2011

 

 

Date of Incorporation :

17.12.1969

 

 

Com. Reg. No.:

9152-M

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Manufacturing and trading of rubber

 

 

No. of Employees :

120

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 1,500,000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Malaysia

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

 

Subject name :              HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

 

Business address :       43, Jalan Maharani

Town :                           Muar

Province :                      Johor Darul Takzim

Zip/postal code :            84000

Country :                       Malaysia

Tel :                              +60 6 9521121 / 9527929

Fax :                             +60 6 9526196

Email :                          hhrub@tm.net.my

 

Registered address :    43, Jalan Maharani

Town :                           Muar

Province :                      Johor Darul Takzim

Zip/postal code :            84000

Country :                       Malaysia

 

 

Summary details

 

Executive Summary

Date founded or registered :        17/12/1969

Legal form :                               Private Company Limited By Shares

Chief executive :                        Khoo Guan Leng

Issued & paid up capital :           MYR 9,000,000

Sales turnover :                          MYR 592,122,338 (Non-consolidated 12 months, 31/05/2011)

Net income :                              MYR 4,537,059 (Non-consolidated 12 months, 31/05/2011)

Total fixed assets :                     MYR 130,424,455 (Non-consolidated 12 months, 31/05/2011)

Line of business :                       Manufacturing and trading of rubber.

Staff employed :                         120 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is progressing

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is good

Organization structure :              Organizational structure is consistent

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 1,500,000

Credit amount asked :                Not described.

Statutory details

 

Registry Data

Registration date :          17/12/1969

Legal form :                   Private Company Limited By Shares

Registration no              9152-M

Registered authority :     Companies Commission of Malaysia

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

 

Management / directors

 

Key Management

Name :              Khoo Guan Leng

Designation :     Managing Director

 

Name :              Foo Say Tuan

Designation :     General Manager

 

Name :              Khoo Soi Hong

Designation :     Financial Manager

 

 

Board of directors / other appointments

 

Appointments

Name :                          Foo Say Tuan

Designation :                 Director

Identification no :            490312-01-5661

Appointment date :         24/05/02

Address :                      567, Taman Bahagia

Jalan Abdul Rahman

84000 Muar

Johor Darul Takzim

Malaysia

 

Name :                          Khoo Guan Leng

Designation :                 Director

Identification no :            500101-01-5481

Appointment date :         01/03/75

Address :                      11-2, Jalan Majidi

84000 Muar

Johor Darul Takzim

Malaysia


Name :                          Khoo Soi Hong

Designation :                 Director

Identification no :            550304-01-5196

Appointment date :         24/05/02

Address :                      C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

 

Name :                          Khoo Kwee Kwang

Designation :                 Director

Identification no :            721229-01-5949

Appointment date :         24/05/02

Address :                      C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

 

Name :                          Yeo Yan

Designation :                 Company Secretary

Identification no :            450927-01-5469

Appointment date :         06/06/75

Address :                      656D, Jalan Ujong Pasir

75050 Melaka Raya

Melaka

Malaysia

Staff employed : 120 employees

 

Key Advisors

Auditors :                      YEO & PIONG

Room 602, 6th Floor

Bangunan Toong Hsing Loong

26 Jalan Petaling

50000 Kuala Lumpur

Wilayah Persekutuan

Malaysia

 

Share capital

 

Composition

Authorized Capital :        MYR 10,000,000

No of shares :                10,000,000 Ordinary Shares

Share par value :            MYR 1

Issued capital :              MYR 9,000,000

Paid up capital :             MYR 9,000,000

 


ownership / shareholders

 

How listed :                               Full List

 

Composition

Shareholder name :                    Khoo Kwee Kwang

Address :                                  C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           1,014,000 Ordinary Shares

 

Shareholder name :                    CHIAT LEE (MUAR) PLANTATION BHD.

Address :                                  43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           1,350,000 Ordinary Shares

 

Shareholder name :                    Khoo Kai Yong

Address :                                  C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           100,000 Ordinary Shares

 

Shareholder name :                    Khoo Kwee Seng

Address :                                  C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           291,000 Ordinary Shares

 

Shareholder name :                    HOE LEE (MUAR) PLANTATIONS BERHAD.

Address :                                  43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           480,000 Ordinary Shares

 

Shareholder name :                    Khoo Guan Leng

Address :                                  11-2, Jalan Majidi

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           5,194,000 Ordinary Shares


Shareholder name :                    Khoo Kai Chun

Address :                                  C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           100,000 Ordinary Shares

 

Shareholder name :                    Ku Guan Tiam @ Khoo Guan Tiam

Address :                                  C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           180,000 Ordinary Shares

 

Shareholder name :                    Khoo Kwee Keong

Address :                                  C/o HOCK HIN (MUAR) RUBBER CO. SENDIRIAN BERHAD.

43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

No. of shares :                           291,000 Ordinary Shares

RELATED COMPANIES

 

Related companies & corporate Affiliations

 

Structure

 

Name :                          HOE LEE (MUAR) PLANTATIONS BERHAD.

Affiliation type :              Shareholder

Address :                      43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia

 

Name :                          CHIAT LEE (MUAR) PLANTATION BHD.

Affiliation type :              Shareholder

Address :                      43, Jalan Maharani

84000 Muar

Johor Darul Takzim

Malaysia


Bank & mortgages

 

Bank Details

Name of bank :              Malayan Banking Berhad (Maybank)

Address :                      Malaysia

Account details :            Current Account

 

Name of bank :              United Overseas Bank (M) Bhd

Address :                      Malaysia

Account details :            Current Account

 

Comments :                  It is generally not the policy of local banks to provide credit status information to non

related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages :

 

Total of Charge: 80,000.00

Date of Creation: 14-10-1972

Name of Chargee: THE UNITED MALAYAN BANKING CORP

Charge Status: FULLY SATISFIED

 

Total of Charge: 120,000.00

Date of Creation: 08-07-1978

Name of Chargee: UNITED MALAYAN BANKING CORPBHD

Charge Status: FULLY SATISFIED

 

Total of Charge: 1,100,000.00

Date of Creation: 18-06-1981

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 750,000.00

Date of Creation: 18-08-1982

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 1,600,000.00

Date of Creation: 09-08-1982

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 200,000.00

Date of Creation: 14-02-1984

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED


Total of Charge: 200,000.00

Date of Creation: 14-02-1984

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 450,000.00

Date of Creation: 23-01-1986

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 1,390,000.00

Date of Creation: 12-12-1987

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 1,390,000.00

Date of Creation: 12-12-1987

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 6,600,000.00

Date of Creation: 18-10-1990

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 10,240,000.00

Date of Creation: 18-10-1990

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Total of Charge: 10,240,000.00

Date of Creation: 18-10-1990

Name of Chargee: CHUNG KHIAW BANK MALAYSIA BHD

Charge Status: UNSATISFIED

 

Legal Fillings

Bankruptcy fillings :                    None reported.

Court judgements :                     None reported.

Tax liens :                                 None reported.

Others :                                                None reported.


financial data

 

Description

Source of financial statement :                Commercial Registry Filings

Financial statement date :                      31/05/11

Type of accounts :                                 Full audited

Currency                                               Malaysia, Ringgit (MYR)

Exchange rate :                                     1 USD = MYR 3.07 as of 09-04-2012

 

Summarized Financial Information

Consolidation type :                   Non Consolidated                                   Non Consolidated

Currency :                                 Malaysia, Ringgit (MYR)                        Malaysia, Ringgit (MYR)

Denomination :                          (x1) One                                                (x1) One

Date of financial year end :          31/05/11                                                31/05/10

Length of accounts :                   12 months                                             12 months

Sale turnover / Income : 592,122,338                                          399,785,651

Profit before tax :                       6,172,081                                              4,563,069

Net income :                              4,537,059                                              3,317,221

Non current assets :                   17,073,446                                            16,509,850

Current assets :                         113,351,009                                          101,861,124

Total assets :                            130,424,455                                          118,370,974

Current liabilities :                      93,781,071                                            86,019,753

Non current liabilities :                713,016                                                507,913

Total liabilities :                          94,494,087                                            86,527,666

Share equity :                            35,930,368                                            31,843,308

Retained earning :                      26,930,368                                            22,533,686

 

 

Operation details

 

Main activities :                          The Subject is engaged in manufacturing and trading of rubber.

 

The Subject trades around 40,000 - 50,000 tonnes of rubber per annum.

 

Product & services :                   SMR 5, SMR GP, SMR 10, SMR 20, SMR 10CV, SMR 20CV

 

Brand :                                      HR

 

Purchases

International :                             Mainly from Indonesia, Thailand, India, Vietnam

 

Sales

Local :                                      Yes

International :                             Worldwide


 

Property & Assets

Premises :                    The Subject operates from premises located at the verified heading address

consisting of administrative office.

 

Branches :                    In addition, the Subject operates from production facilities located at:

8KM, Jalan Bakri

84200 Muar

Johor Darul Takzim

Malaysia

Tel: +60 6 9866253

Fax: +60 6 9869751

 

Intellectual property :                  ISO 9001:2000

ISO/IEC 17025

 

 

Summarized country risk

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank                                          :   Central Bank of Malaysia

 

Reserve of foreign exchange & gold         :   US$134.8 billion as of 15 march 2011

Gross domestic product - GDP               :   US$ 247.781 billion

 

GPP (Purchasing power parity)               :   442.01 billion of International dollars

 

GDP per capita - current prices               :   US$ 8,624

 

GDP - composition by sector                  :   agriculture: 10.2% industry: 421% services: 47.8%

 

Inflation                                                 2008: 5.4%

2009: 0.6%

2010: 1.7%

2011: 2.8%

 

Unemployment                                      2008 : 3.3 %

2009 : 3.6 %

2010: 3.3 %

2011:3.2%

Public debt

(General Government gross

debt as a % GDP)                                  2008: 42.8  %

2009: 55.4 %

2010:   54.2%

 

Government bond ratings                        Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 420 billion

 

Largest companies in the country           :   CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank (Banking), Maybank (Banking), Tenaga Nasional(Utilities), Petronas Chemicals, Maxis Berhad

Trade & Competitiveness Overview

Total exports                                         US$210.3 billion

 

Exports commodities                             electronic equipment, petroleum and liquefied natural gas, wood and

wood products, palm oil, rubber, textiles, chemicals

 

Total imports                                         US$156.2 billion

 

Imports commodities                              electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

 

Export - major partners                           US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%,

Hong Kong 4.6%

 

Import - major partners                           Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows                                            2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows                                          2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business            21 out of 183 countries

 

Global competitiveness ranking               21 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

Total population                                    : 28.23 million

Total area                                             : 329,847 km2

Capital                                                 : Kuala Lumpur

Currency                                                                                                      : Malaysia Ringgits (MYR)

Internet users as % of total population   : 55.3%

 

 


Payment history

 

Purchase Term

Local :                                      Prepayment, Document against payment, Bank transfer, Credit up to 90 days

International :                             L/C, Document against payment, Telegraphic transfer, Credit up to 90 days

 

Sales Term

Local :                                      Prepayment, Document against payment, Bank transfer, Credit up to 90 days

International :                             L/C, Document against payment, Telegraphic transfer, Credit up to 90 days

 

Trade Reference/ Payment Behaviour

Comments :                              As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

Sources :                                  Interviews and material provided by the Subject

Other official and local business sources

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.55

UK Pound

1

Rs.81.95

Euro

1

Rs.67.57

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.