MIRA INFORM REPORT

 

 

Report Date :

11.04.2012

 

IDENTIFICATION DETAILS

 

Name :

HUP SEONG AUTO PARTS SDN. BHD.

 

 

Registered Office :

C/o Liew Kiat Ching

No. 15-10, Prima Saujana Jalan Wangsa 2/6 Taman Wangsa Permai Kuala Lumpur Wilayah Persekutuan 52200

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

18.01.2010

 

 

Com. Reg. No.:

886609-P

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Import & distribution of automobile spare parts.

 

 

No. of Employees :

12 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              HUP SEONG AUTO PARTS SDN. BHD.

Business address :        No. 5 Jalan Arfah 1

Medan Niaga Seri Kuching

Town :                           Kuala Lumpur

Province :                      Wilayah Persekutuan

Zip/postal code :            51200

Country :                       Malaysia

Tel :                              +60 3 62598133

Fax :                             +60 3 62598733

 

Registered address :      C/o Liew Kiat Ching

No. 15-10, Prima Saujana

Jalan Wangsa 2/6

Taman Wangsa Permai

Town :                           Kuala Lumpur

Province :                      Wilayah Persekutuan

Zip/postal code :            52200

Country :                       Malaysia

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        18/01/2010

Legal form :                               Private Company Limited By Shares

Chief executive :                        Lum Pek Har

Issued & paid up capital :           MYR 1,385,002

Sales turnover :                          MYR 1,810,441 (Non-consolidated 12 months, 31/12/2010)

Net income :                              MYR 141,274 (Non-consolidated 12 months, 31/12/2010)

Total fixed assets :                     MYR 2,557,970 (Non-consolidated 12 months, 31/12/2010)

Line of business :                       Import & distribution of automobile spare parts.

Staff employed :                         12 employees

 

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is in start-up phase

Management experience :           Management is modestly experienced

Financial performance :              Financial performance is fair

Organization structure :              Organizational structure is acceptable

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         Fully secured terms.

Credit amount asked :                Not described.

Comments :                              It is strictly advisable to conduct business dealing on prepayment or L/C basis

due to the Subject's recent date of establishment.

 

STATUTORY DETAILS

 

Registry Data

Registration date :          18/01/2010

Legal form :                   Private Company Limited By Shares

Registration no              886609-P

Registered authority :     Companies Commission of Malaysia

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :              Lum Pek Har

Designation :     Managing Director

 

Name :              Fong Ly Heng

Designation :     Director

 

Name :              Lee Jiee Min

Designation :     Director

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Fong Ly Heng

Designation :                 Director

Identification no :            591026-10-6215

Appointment date :         14/09/11

Address :                      No. 92 Jalan Sri Ehsan 2

Taman Sri Ehsan, Kepong

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

 

Name :                          Lum Pek Har

Designation :                 Director

Identification no :            670701-10-6768

Appointment date :         18/01/10

Address :                      No. 92 Jalan Sri Ehsan 2

Taman Sri Ehsan, Kepong

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

 

Name :                          Lee Jiee Min

Designation :                 Director

Identification no :            721022-14-5017

Appointment date :         18/01/10

Address :                      No. 59, Jalan 143

Kepong Baru

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

 

Name :                          Liew Kiat Ching

Designation :                 Company Secretary

Identification no :            360310-10-5131

Appointment date :         18/01/10

Address :                      No. 1060-1A, 1st Floor

Jalan Sentul Pasar

51000 Kuala Lumpur

Wilayah Persekutuan

Malaysia

Staff employed :             12 employees

 

Key Advisors

Auditors :                      C.K. YAP & ASSOCIATES

Suite 2-2-12, Menara KLH

Off 2 1/2 Mile, Jalan Ipoh

51200 Kuala Lumpur

Wilayah Persekutuan

Malaysia

 

SHARE CAPITAL

 

Composition

Authorized Capital :        MYR 3,000,000

No of shares :                3,000,000 Ordinary Shares

Share par value :            MYR 1

Issued capital :              MYR 1,385,002

Paid up capital :             MYR 1,385,002

Changed in capital :       The Subject increased its share capital from MYR 500,000 to 3,000,000 on

15-07-2011.


OWNERSHIP / SHAREHOLDERS

 

How listed : Full List

 

Composition

Shareholder name :        Liew Jin Chung

Address :                      No. 24, Jalan 12/38A

Taman Sri Sinar

Segambut

51200 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               50,000 Ordinary Shares

 

Shareholder name :        Fong Ly Heng

Address :                      No. 92 Jalan Sri Ehsan 2

Taman Sri Ehsan, Kepong

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               500,000 Ordinary Shares

 

Shareholder name :        Lee Jie Quan

Address :                      No. 59, Jalan 143

Kepong Baru

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               100,000 Ordinary Shares

 

Shareholder name :        Lum Pek Har

Address :                      No. 92 Jalan Sri Ehsan 2

Taman Sri Ehsan, Kepong

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               250,001 Ordinary Shares

 

Shareholder name :        Lee Jiee Min

Address :                      No. 59, Jalan 143

Kepong Baru

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               200,001 Ordinary Shares

 

Shareholder name :        Fong Chong Whay

Address :                      No. 19, Jalan 19/38A

Taman Sri Sinar

Segambut

51200 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               15,000 Ordinary Shares

 

Shareholder name :        Fong Kai Hong

Address :                      No. 92 Jalan Sri Ehsan 2

Taman Sri Ehsan, Kepong

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               125,000 Ordinary Shares

 

Shareholder name :        Fong Kai Li

Address :                      No. 92 Jalan Sri Ehsan 2

Taman Sri Ehsan, Kepong

52100 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               125,000 Ordinary Shares

 

Shareholder name :        Kong Kok Hooi

Address :                      No. 51A, Jalan Sarikei

Off Jalan Pahang

53000 Kuala Lumpur

Wilayah Persekutuan

Malaysia

No. of shares :               20,000 Ordinary Shares

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :              HUP SEONG TRADING SDN. BHD.

Affiliation type : Associate

Address :          No. 10, Jalan Segambut Pusat

Taman Segambut

51200 Kuala Lumpur

Wilayah Persekutuan

Malaysia

 


BANK & MORTGAGES

 

Bank Details

Name of bank :              Hong Leong Bank Berhad

Address :                      Malaysia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

Mortgages :                   None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

FINANCIAL DATA

 

Description

Source of financial statement :    Commercial Registry Filings

Financial statement date :          31/12/10

Type of accounts :                     Full audited

Currency :                                 Malaysia, Ringgit (MYR)

Exchange rate :                         1 USD = MYR 3.07 as of 09-04-2012

 

Summarized Financial Information

Consolidation type :                   Non Consolidated

Currency :                                 Malaysia, Ringgit (MYR)

Denomination :                          (x1) One

Date of financial year end :          31/12/10

Length of accounts :                   12 months

Sale turnover / Income : 1,810,441

Gross profit :                             465,120

Operating profit :                        178,312

Profit before tax :                       177,978

Net income :                              141,274

Non current assets :                   337,799

Current assets :                         2,220,171

Inventories :                               270,389

Total assets :                            2,557,970

Current liabilities :                      2,356,977

Non current liabilities :                59,717

Total liabilities :                          2,416,694

Share equity :                            141,276

Retained earning :                      141,274

 

Comments :                              Comparative financial information is not available due to the Subject recent date

of establishment.

 

OPERATION DETAILS

 

Main activities : The Subject is engaged in import & distribution of automobile spare parts.

 

Purchases

Local : Yes

International : Mainly from Taiwan, China, India, Thailand

 

Sales

Local : Yes

International : No exports.

 

Property & Assets

Premises : The Subject operates from premises located at the verified heading

address consisting of retail shop, warehouse and administrative office.

Branches : None reported.

Other property : Total NBV of property, plant and equipment as of 31-12-2010 was MYR

337,799.

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank : Central Bank of Malaysia

Reserve of foreign exchange & gold :       US$ 134.8 billion as of 15 March 2012

Gross domestic product - GDP :             US$ 247.781 billion

GPP (Purchasing power parity) :             US$ 442.01 billion of International dollar

GDP per capita - current prices :             US$ 8,624

 

GDP - composition by sector :                agriculture: 10.2%

industry: 42.1%

services: 47.8%

 

Inflation :                                               2008: 5.4%

2009: 0.6%

2010: 1.7%

2011: 2.8%

 

Unemployment rate :                              2008: 3.3%

2009: 3.6%

2010: 3.3%

2011: 3.2%

 

Public debt

(General Government gross debt as

a % GDP)                                             : 2008: 42.8%

2009: 55.4%

2010: 54.2%

 

Government bond ratings :                      Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US $420 billion

Largest companies in the country :          CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public

Bank Berhad (Banking), Maybank (Banking), Tenaga Nasional Berhad(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

Total exports :               US$210.3 billion

 

Exports commodities :   Electronic equipment, petroleum and liquefied natural gas, wood and wood

products, palm oil, rubber, textiles, chemicals

 

Total imports :               US$156.2 billion

 

Imports commodities :    Electronics, machinery, petroleum products, plastics, vehicles, iron and

steel products, chemicals

 

Export - major partners : US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%, Hong

Kong 4.6%

 

Import - major partners : Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%,

Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

 

FDI Inflows :                  2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

 

FDI Outflows :                2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

 

Best countries for doing business : 21 out of 183 countries

Global competitiveness ranking :             21 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

Total population :           28.23 million

Total area :                    329,847 km2

Capital :                        Kuala Lumpur

Currency :                     Malaysia Ringgits (MYR)

Internet users as % of total

population:                    55.3%


PAYMENT HISTORY

 

Purchase Term

International : Prepayment, Credit 30 days

 

Sales Term

Local : Prepayment, Bank transfer, Credit 30-60 days

Trade Reference/ Payment

 

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

Investigation Note

Sources            : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.20

UK Pound

1

Rs.81.50

Euro

1

Rs.67.15

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.