MIRA INFORM REPORT

 

 

Report Date :           

11.04.2012

 

IDENTIFICATION DETAILS

 

Name :

MIRAJ TRADING PTY LTD

 

 

Registered Office :

Unit 2, 100 William Street, Five Dock, New South Wales, Zip/postal code 2046

 

 

Country :

Australia

 

 

Date of Incorporation :

07.12.2010

 

 

Com. Reg. No.:

147741606

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Exporter of dairy products

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

Subject name :              MIRAJ TRADING PTY LTD

 

Business address :       Unit 2, 100 William Street

Town :                           Five Dock

Province :                      New South Wales

Zip/postal code :            2046

Country :                       Australia

Tel :                              +61 469195823 / 469682486

 

Registered address : Unit 2, 100 William Street

Town :                           Five Dock

Province :                      New South Wales

Zip/postal code :            2046

Country :                       Australia

 

Comments :                  The Subject does not operate from a physical office and all correspondence is conducted

through the Subject’s director residential premises. In addition, there is no contact numbers via land line meaning all communications is done through the Subject’s mobile numbers as stated above.

 

 

Summary details

 

Executive Summary

Date founded or registered :        07/12/2010

Legal form :                               Australian Proprietary Company

Chief executive :                        Shelly Misra

Issued & paid up capital :           AUD 1

Line of business :                       Exporter of dairy products.

Staff employed :                         Nil (Subject)

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is in start-up phase

Management experience :           Management is inadequately experienced

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is acceptable

Detrimental :                              No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         Fully secured terms.

Credit amount asked :                Not described.


Comments :                  It is strictly advisable to conduct business dealing on prepayment or L/C basis due to the

Subject's recent date of establishment.

 

 

Statutory details

 

Registry Data

Registration date :          07/12/2010

Legal form :                   Australian Proprietary Company

Registration no              Australian Company Number: 147741606

Registered authority :     Australian Securities and Investments Commission

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

Management / directors

 

Key Management

Name :              Shelly Misra

Designation :     Managing Director

 

 

Board of directors / other appointments

 

Appointments

Name :                          Shelly Misra

Designation :                 Director and Company Secretary

Appointment date :         07/12/10

Address :                      Unit 2, 100 William Street

Five Dock, NSW 2046

Australia

Biography :                    Born on 26-02-1974 in Kanpur, India.

Staff employed :             Nil (Subject)

 

 

Share capital

 

Composition

Authorized Capital :        AUD 1

No of shares :                1 Ordinary Share

Share par value :            AUD 1

Issued capital :              AUD 1

Paid up capital :            AUD 1

OWNERSHIP /

 

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :        Shelly Misra

Address :                      Unit 2, 100 William Street

Five Dock, NSW 2046

Australia

No. of shares :               1 Ordinary Share

% of shares :                 100%

 

 

Related companies & corporate Affiliations

 

Structure

Related companies and corporate affiliations comments : None Reported

 

 

Bank & mortgages

 

Bank Details

Name of bank :              Westpac Banking Corporation Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to non

related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages : None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported

 

 


financial data

 

Description

 

Comments : Due to the Subject’s recent date of establishment, financial information is not available.

 

The Subject is classified as a small proprietary company by the Australian Securities & Investments Commission hence is not required to disclose their financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

Operation details

 

Main activities :              The Subject is engaged as exporter of dairy products.

 

Product & services :

·         Milk

·         Cheese

·         Cream

·         Ice Cream

·         Yogurt

·         Cream Butter

·         Milk Powder

 

Purchases

Local :              Yes

International :     No exports.

 

Sales

Local :              Yes

International :     India

 

Property & Assets

Premises :        The Subject operates from residential premises located at the verified heading address consisting

of administrative office.

 

Branches :        None reported.


Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold         :   US$ 43.879 billion

Gross domestic product – GDP               :   US$ 1.448 trillion

 

GPP (Purchasing power parity)               :   918.529 billion of International dollars

 

GDP per capita - current prices               :   US$ 64,351

 

GDP - composition by sector                  :   agriculture: 4.1% industry: 26% services: 70%

 

Inflation :                                               2008: 4.4%

2009: 1.8%

2010: 2.8%

2011: 3.0%

 

Unemployment rate                                2008: 4.2 %

2009: 5.6 %

2010:5.2  %

2011: 5.0%

 

Public debt

(General Government gross

debt as a % GDP)                                  2008:  11.6%

2009:  17.6%

2010:    22.3 %

2011:    24.1%

 

 

Government bond ratings                        Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 1.258 trillion

 

Largest companies in the country         :   Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports                                         US$210.7 billion

 

Exports commodities                             coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                         US$187.2 billion

 

Imports commodities                             machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                           Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                           China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows                                            2008: US$46,722 million

2009: US$22,572 million

2010: US$32,472 million

 

 

 

FDI Outflows                                                                          2008: US$32,819 million

2009: US$18,426 million

2010: US$26,431 million

 

 

Best countries for doing business           :   10 out of 183 countries

Global competitiveness ranking               :   20 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                    : 22.23 million

Total area                                             : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population     : 76.00%

 

 


Payment history

 

Purchase Term

Local :                          Prepayment, Bank transfer, Credit 30-60 days

 

Sales Term

International :                 Prepayment, Telegraphic transfer, Credit 30-60 days

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's payment

track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.20

UK Pound

1

Rs.81.50

Euro

1

Rs.67.15

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.