MIRA INFORM REPORT

 

 

Report Date :           

12.04.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. TIRTA BUANA KEMINDO

 

 

Registered Office :

Komplek Taman Pegangsaan Indah Blok A/22, Pegangsaan dua, Kelapa Gading, Jakarta 14250

 

 

Country :

Indonesia

 

 

Year of Establishment :

1999

 

 

Com. Reg. No.:

No. AHU-30131.AH.01.02.Tahun 2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Distribution and Supply of Industrial Chemicals, such as Pharmaceutical Raw Materials, Flavours and Food Additives

 

 

No. of Employees :

22

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 360,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Indonesia

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company  

 

P.T. TIRTA BUANA KEMINDO

 

 

company Address

 

Head Office

Komplek Taman Pegangsaan Indah Blok A/22

Pegangsaan dua, Kelapa Gading

Jakarta 14250

Indonesia

Phone               - (62-21) 4682 1212, 461 4216

Fax                   - (62-21) 4682 1717

E-mail               - tbk@pttbk.com

Building Area     - 2 storey

Office Space      - 400 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

1999

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

No. AHU-30131.AH.01.02.Tahun 2008

Dated 04 June 2008

 

 

Company Status

 

Private National Company


Permit by the Government Department

 

  a.  The Department of Finance

      NPWP No. 02.270.012.4-043.000

 

  b.  The Department of Trade and Industry

      SIUP No. 04300/1.824.51

 

 

Related Company

 

Not available

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                   - Rp. 750,000,000.-

Issued Capital                         - Rp. 600,000,000.-

Paid up Capital                       - Rp. 600,000,000.-

 

Shareholders/Owners :

a. Mrs. Veronika Vanda Hendrawan                     - Rp. 360,000,000.-

    Address : Jl. Tarian Raya Barat B.C. VIII/10

                    Kelapa Gading Barat

                    Jakarta Utara

                    Indonesia

b. Mrs. Lies Djulistya, BA                                    - Rp. 120,000,000.-

     Address : Jl. Tarian Raya Barat B.C. VIII/10

                     Kelapa Gading Barat

                     Jakarta Utara

                     Indonesia

c. Mr. Beben Subeni                                          - Rp. 120,000,000.-

     Address : Jl. Tarian Raya Barat B.C. VIII/10

                     Kelapa Gading Barat

                     Jakarta Utara

                     Indonesia

 

                                

BUSINESS ACTIVITIES

                             

Lines of Business :

Trading, Distribution and Supply of Industrial Chemicals, such as Pharmaceutical Raw Materials,

Flavours and Food Additives


Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1999

 

Brand Name :

None

 

Technical Assistance :

None

 

Number of Employee :

22 persons

 

Marketing Area :

Local    - 100%

 

Main Customers :

a. P.T. DARYA VARYA LABORATORIES Tbk

b. P.T. ABC PRESIDENT ENTERPRISES INDONESIA

c. P.T. JAKARANA TAMA

d. P.T. MARTINA BERTO

e. P.T. KIMIA FARMA Tbk

f.  P.T. MARIZARASA

g. P.T. MUSTIKA RATU

h. P.T. TRIPLE ACE INDONESIA

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. SYMRISE INDONESIA

b. P.T. ZUELLIG SERVICES INDONESIA

c. P.T. TIGAKA DISTRINDO PERKASA

d. P.T. PRATISTA ARJANA

e. P.T. EPSILON SULIATRACO

f.  Etc.

 

Business Trend :

Growing

 


BANKER, AUDITOR & LITIGATION

 

Bankers :

a. P.T. Bank INTERNATIONAL INDONESA Tbk

    Jalan Raya Kelapa Gading Boulevard

    Kelapa Gading

    Jakarta Utara

    Indonesia

 

b. P.T. Bank DANAMON INDONESIA Tbk

    Jalan Raya Kelapa Gading Boulevard

    Kelapa Gading

    Jakarta Utara

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 21.0 billion

2010 – Rp. 23.8 billion

2011 – Rp. 26.5 billion

 

Net Profit (loss) :

2009 – Rp. 1.2 billion

2010 – Rp. 1.4 billion

2011 – Rp. 1.6 billion

 

Payment Manner :

Almost Promptly

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mrs. Veronika Vanda Hendrawan

General Manager                             - Mr. Indra Hendrawan


Board of Commissioners :

President Commissioner                   - Mr. Beben Subeni

Commissioner                                 - Mrs. Lies Djulistya, BA

 

Signatories :

Director (Mrs. Veronika Vanda Hendrawan) which must be approved by President Commissioner (Mr. Beben Subeni) of Commissioner (Mrs. Lies Djulistya,BA).

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

Maximum Credit Limit :

US$ 360,000 on the 90 days of payments

 

 

OVERALL PERFORMANCE

 

P.T. TIRTA BUANA KEMINDO (P.T. TBK) was established in Jakarta in 1999 with an authorized capital of Rp. 500,000,000 issued capital of Rp. 200,000,000 was paid up. The foundering shareholders are Mrs. Veronika Vanda Hendrawan and her mother Mrs. Lies Djulistya, Bachelor of Arts, both are Indonesian business family of Chinese origins. The article of association has been changed a couple of times. In August 2006, the authorized capital was increased to Rp. 750,000,000 issued capital of Rp. 600,000,000 entirely paid up. The deed of amendment was made by Mr. Musa Muamarta, SH., a public notary in Jakarta under Company Registration Number W7-01967 HT.01.04.TH. 2006, dated October 20, 2006. The latest in June 2008, Mr. Beben Subeni entered into the company as new shareholder. With this time the composition of its shareholders has been changed to become Mrs. Veronika Vanda Hendrawan (60%), Mrs. Lies Djulistya BA, (20%) and Mr. Beben Subeni (20%). The latest revision of notary deed of amendment was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-30131.AH.01.02.Tahun 2008, dated June 4, 2008. No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. TBK had been operating since 1999 in trading, distribution and supply of industrial chemicals. The company sells of pharmaceutical raw materials and others basic materials for cosmetic, food, veterinary and other industrials.  The merchandising goods products such as Nicotinamid (Lasons), NIpagin, Nipasol, Hydantoin, Allantoin (Salysilates), Cooper Sulfat, Sodium Bicarbonat, MgO (Kurnz), Piperazin Citra (Adani), Dextrose, Maltodextrin, Fructose (xywang), Collagen, Glucosamin, Heparin (Shanghai Al Amin), Nitric Acid (Brentaag) and others.  The whole product is imported from India, China and the rest from Europe Union. The whole commodities are sold to cosmetic, food and beverages industries, personal care industries, household, pharmaceutical and nutraceutical industries in Indonesia such as P.T. DARYA VARYA LABORATORIES Tbk, P.T. ABC PRESIDENT FOOD INDUSTRY, P.T. HEINZ ABC INDONESIA, P.T. MUSTIKA RATU, P.T. MARTINA BERTO, P.T. JAKARANATAMA, P.T. TRIPLE ACE INDONESIA, etc. Besides, some of the products are marketed in Surabaya, Semarang, Bandung, Makassar, Denpasar, Medan and surrounding areas. We observe that P.T. TBK is classified as a medium sized company of its kind in the country of which the operation has been growing in the last three years.

 

The domestic demand for various types of chemical products had been rising by 8% to 10% on the average per annum in the last five years in line with the rapid growth of various industrial sectors including paint industry, plastic, ink, textile, rubber, printing and others in the above period of times as the consumers. But, later dwindled as the global economic slowdown since October 2008, followed by tight money policy imposed by Indonesian Central Bank (Bank Indonesia) and also heated by political issue in the country. The demand growth started to awake in June 2009 in line with the amelioration of economic condition in the country. Market competition is very tough on account of large number of other similar companies operating in the country. P.T. TBK business position in this case is not too badly because it has built regular customers and extensive marketing network all across the country.

 

Until this time P.T. TBK has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. TBK is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 21.0 billion increased to Rp. 23.8 billion in 2010 rose again to Rp. 26.5 billion in 2011 and projected to go on rising by at least 8% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 1.6 billion and the company has an estimated total networth of at least Rp. 12.5 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. TBK is led by Mrs. Veronika Vanda Hendrawan (43) a businesswoman with has experienced for more than 17 years in trading, distribution, supply of pharmaceutical raw materials and other basic materials for cosmetic, food, veterinary and other industrials.  Daily operation, she is assisted by husband Mr. Indra Hendrawan (46) as general manager. We observed that management’s reputation in said business is fairly good. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. TIRTA BUANA KEMINDO is sufficiently fairly good for business transaction.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.55

UK Pound

1

Rs.81.95

Euro

1

Rs.67.57

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.