MIRA INFORM REPORT

Report Date :

12.04.2011

IDENTIFICATION DETAILS

Name :	PROVIMI ANIMAL NUTRITION INDIA PRIVATE LIMITED
Formerly Known As :	TETRAGON CHEMIE PRIVATE LIMITED
Registered Office :	IS – 40, K.H.B. Industrial Area, Yelahanka New Town, Bangalore – 560 106, Karnataka
Country :	India
Financials (as on) :	31.03.2011
Date of Incorporation :	11.03.1983
Com. Reg. No.:	08-005213
Capital Investment / Paid-up Capital :	Rs.49.500 Millions
CIN No.: [Company Identification No.]	U24111KA1983PTC005213
Legal Form :	Private Limited Liability Company
Line of Business :	Manufacturer, Exporter and Importer of Veterinary Medicine, Animal Health Products, Aquacare Products.
No. of Employees :	50 (Approximately)

RATING & COMMENTS

MIRA’s Rating :

A (61)

RATING		STATUS	PROPOSED CREDIT LINE
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large

Maximum Credit Limit :	USD 5400000
Status :	Good
Payment Behaviour :	Regular
Litigation :	Clear
Comments :	Subject is a well established company having fine track. Financial position of the company appears to be good. Trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitments. The company can be considered normal for business dealings at usual trade terms and conditions.

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – September 30, 2011

Country Name	Previous Rating (30.06.2011)	Current Rating (30.09.2011)
India	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

INFORMATION PARTED BY

Name :	Ms. Apurva
Designation :	Deputy Manager
Contact No.:	91-9379157877 (Ms. Apurva)
Date :	03.04.2012

LOCATIONS

Registered Office :	IS-40, K.H.B Industrial Area, Yelahanka New Town, Bangalore - 560106, Karnataka, India
Tel. No.:	91-80-28460060 / 2055 / 2056 / 1242 / 28461521
Mobile No.:	91-9379157877 (Ms. Apurva)
Fax No.:	91-80-28461520
E-Mail :	directmarketing@provimi.in , madhu@provimi.in , akrao@vetcareindia.com
Website :	http://www.provimi.in
Location :	Owned
Factory 2 :	C-7/22, KSSIDC (I. A) Yelahanka New Town, Bangalore – 560 064, Karnataka, India
Factory 3 :	No. 4/8E-3, KSSIDC Industrial Estate, Dodaballapur, Bangalore - 561 203, Karnataka, India
Branches :	Located at: · Secunderabad · Pune · Noida · Namakkal · Vadodara · Kolkata
Overseas Office:	Veerian 17-23, 3072, AN Rotterdam, Postibus 59009 3008 Pad Rotterdam The Netherlands
Tel No.:	+ 31 (0) 10-4239500
Fax No.:	+31 (0) 10-4239624
E mail:	infor@provimi.com

DIRECTORS

As on 30.09.2011

Name :

Mr. Sandeep Sadashiv Karkhanis

Designation :

Managing Director

Address :

B-18, Sobha Emerald, Behind Jakkur Flying Club, Jakkur Village, Bangalore-560 064, Karnataka, India

Date of Birth/Age :

17.05.1963

Qualification :

M.V.Sc. Ex.MBA

Date of Appointment :

31.03.2009

DIN No.:

02600092

Other Directorship:

S.No.	CIN	Name of the Company	Current designation of the director	Date of appointment at current designation	Original date of appointment	Date of cessation	Company Status	Defaulting status
1	U24111KA1983PTC005213	PROVIMI ANIMAL NUTRITION INDIA PRIVATE LIMITED	Managing director	14-09-09	31-03-09	-	Active	NO

Name :

Mr. Scholman Gijsbertus Johannes

Designation :

Director

Address :

Mevrouw L A W Scholman Van Laar, Noordersingel 20, TA Barendrecht – 2993, Netherlands.

Date of Birth/Age :

10.03.1965

Date of Appointment :

20.05.2009

DIN No.:

02655190

Name :

Mr. Van Der Laan Antonius Theodorus Christoffel

Designation :

Director

Address :

Loofaert, 55, 5258, SN Berlicum, Netherlands – 5258, Netherlands

Date of Birth/Age :

06.06.1953

Date of Appointment :

20.05.2009

DIN No.:

02655161

Name :

Mr. Michel Martinus Gerardus Cup

Designation :

Director

Address :

Westerdok 568, 1013 BH, Amsterdam, 1000AA, Netherlands

Date of Birth/Age :

10.08.1969

Date of Appointment :

05.03.2011

DIN No.:

03429644

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

As on 30.09.2011

Names of Shareholders	No. of Shares
Provimi Holding B.V., The Netherlands	495000
Provimi Investment B.V, The Netherlands	1
Total	495001

Equity Share Break up (Percentage of Total Equity)

Category	Percentage
Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others	100.00
Total	100.00

BUSINESS DETAILS

Line of Business :

Manufacturer, Exporter and Importer of Veterinary Medicine, Animal Health Products, Aquacare Products.

Products :

Item Code No.	Product Description
23099001	Preparation of a kind in animal feeding – compounded animal feed
30032000	Medicaments (Veterinary) containing other antibiotics

• Animal Nutrition Products
• Animal Health Products
• Premixes for Poultry and Dairy
• Nutritional Additives
• Zoo-Technical Additives

Exports :

Products :

• Animal Health Products
• Aquacare Products.

Countries :

Africa, USA, Europe

Terms :

Selling :

Cash / Credit

Purchasing :

Cash / Credit

PRODUCTION STATUS

(As on 31.03.2011)

Particulars	Unit	Licensed Capacity	Installed Capacity	Actual Production
Animal Feed Supplements	Tons	NA	Not ascertained	10625
Drugs	Tons	NA	Not ascertained	842

Note: as certified by the management and relied but not verified by auditors being technical in nature.

GENERAL INFORMATION

Customers :

· Wholesalers

· Retailers

· End Users

No. of Employees :

50 (Approximately)

Bankers :

• State Bank of Mysore, Rajmahal Vilas Extension Branch, 6^th "A" Cross, 10^th Main Road, Sadashivanagar, Bangalore – 560 080, Karnataka, India

(Rs. In Millions)

Facilities :

Secured Loan	As on 31.03.2011	As on 31.03.2010
Rupee term loans secured
Rupee term loans banks secured	17.730	5.447
Total	17.730	5.447

Banking Relations :	--
Auditors :
Name :	Deloitte Haskins and Sells Chartered Accountants
Address :	Deloitte Centre, Anchorage II, 100/2, Richmond Road, Bangalore – 560 025, Karnataka, India
PAN.:	AACFD3771D
Holding Company :	Provimi Holding BV, The Netherlands
Ultimate Holding Company:	Koro France
Subsidiaries Company:	Provimi Vetlanka Private Limited, Sri Lanka
Fellow Subsidiaries:	Nutron Alimentos Limited, Brazil Nutiway – Vietnam Citura Nu Tec SA, France Provimi France Biovet S A Provimi B V, Netherlands Bonimex Bondas Importers and Exporters B.V. Provimi Investment B.V. Nutec Southern Africa (Pty) Limited

CAPITAL STRUCTURE

As on 30.09.2011

Authorised Capital :

No. of Shares	Type	Value	Amount
500,000	Equity Shares	Rs.100/- each	Rs.50.000 Millions

Issued, Subscribed & Paid-up Capital :

No. of Shares	Type	Value	Amount
495,001	Equity Shares	Rs.100/- each	Rs.49.500 Millions

FINANCIAL DATA

[all figures are in Rupees Millions]

ABRIDGED BALANCE SHEET

SOURCES OF FUNDS		31.03.2011	31.03.2010	31.03.2009
SHAREHOLDERS FUNDS
1] Share Capital		49.500	49.500	49.500
2] Share Application Money		0.000	0.000	0.002
3] Reserves & Surplus		1302.897	1111.659	852.737
4] (Accumulated Losses)		0.000	0.000	0.000
NETWORTH		1352.397	1161.159	902.239
LOAN FUNDS
1] Secured Loans		17.730	5.447	0.000
2] Unsecured Loans		0.000	0.000	0.000
TOTAL BORROWING		17.730	5.447	0.000
DEFERRED TAX LIABILITIES		45.654	39.146	34.385
TOTAL		1415.781	1205.752	936.624
APPLICATION OF FUNDS
FIXED ASSETS [Net Block]		360.914	275.955	289.420
Capital work-in-progress		25.675	0.000	1.394
INVESTMENT		1.865	1.865	1.865
DEFERREX TAX ASSETS		0.000	0.000	0.000
CURRENT ASSETS, LOANS & ADVANCES
	Inventories	431.231	293.933	387.575
	Sundry Debtors	433.061	316.811	333.788
	Cash & Bank Balances	519.875	555.579	193.085
	Other Current Assets	0.000	4.909	1.409
	Loans & Advances	98.716	361.319	279.928
Total Current Assets		1482.883	1532.551	1195.785
Less : CURRENT LIABILITIES & PROVISIONS
	Sundry Creditors	410.061	289.790	314.999
	Other Current Liabilities	18.407	12.542	13.986
	Provisions	27.088	302.287	222.855
Total Current Liabilities		455.556	604.619	551.840
Net Current Assets		1027.327	927.932	643.945
MISCELLANEOUS EXPENSES		0.000	0.000	0.000
TOTAL		1415.781	1205.752	936.624

PROFIT & LOSS ACCOUNT

PARTICULARS		31.03.2011	31.03.2010	31.03.2009
SALES
	Income		2217.048	2162.911
	Other Income		8.628	27.804
	TOTAL (A)	2582.500	2225.676	2190.715
EXPENSES
	Office Expenses
	Administrative Expenses		1857.575	1867.964
	Advertising Expenses
	TOTAL (B)	NA	1857.575	1867.964
PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C)		322.100	368.101	322.751
FINANCIAL EXPENSES (D)		0.700	0.699	0.814
PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E)		321.400	367.402	321.937
DEPRECIATION/ AMORTISATION (F)		3.600	23.708	22.173
PROFIT BEFORE TAX (E-F) (G)		285.900	343.694	299.764
TAX (I)		8.800	84.774	83.106
PROFIT AFTER TAX (G-I) (J)		191.200	258.920	216.658
PREVIOUS YEARS’ BALANCE BROUGHT FORWARD		972.900	714.013	497.355
BALANCE CARRIED TO THE B/S		1164.200	972.933	714.013
EARNINGS IN FOREIGN CURRENCY
	Export Earnings		504.221	426.325
	Commission Earnings		0.100	0.000
TOTAL EARNINGS		596.571	504.321	426.325
IMPORTS
	Raw Materials		249.936	364.069
	Purchase for resale		422.358	438.458
	Capital Goods		0.000	2.980
TOTAL IMPORTS		NA	672.294	805.507
Earnings Per Share (Rs.)		386.26	523	438

Sales Turnover (2011.2012) :Rs.3050.000 Millions

Expected Sales (2012-2013) : Rs.4000.000 Millions

The above information has been parted by Ms. Apurva Manager

KEY RATIOS

PARTICULARS		31.03.2011	31.03.2010	31.03.2009
PAT / Total Income	(%)	7.40	11.63	9.89
Net Profit Margin (PBT/Sales)	(%)	NA	15.50	13.86
Return on Total Assets (PBT/Total Assets}	(%)	19.28	19.00	20.18
Return on Investment (ROI) (PBT/Networth)		0.14	0.30	0.33
Debt Equity Ratio (Total Liability/Networth)		0.33	0.53	0.61
Current Ratio (Current Asset/Current Liability)		3.25	2.53	2.17

LOCAL AGENCY FURTHER INFORMATION

Check List by Info Agents	Available in Report (Yes / No)
1) Year of Establishment	Yes
2) Locality of the firm	Yes
3) Constitutions of the firm	Yes
4) Premises details	No
5) Type of Business	Yes
6) Line of Business•	Yes
7) Promoter’s background	Yes
8) No. of employees	No
9) Name of person contacted	Yes
10) Designation of contact person	Yes
11) Turnover of firm for last Three years	Yes
12) Profitability for last three years	Yes
13) Reasons for variation <> 20%	--
14) Estimation for coming financial year	Yes
15) Capital in the business	Yes
16) Details of sister concerns	Yes
17) Major suppliers	No
18) Major customers	No
19) Payments terms	Yes
20) Export / Import details (if applicable)	Yes
21) Market information	--
22) Litigations that the firm / promoter	--
23) Banking Details	Yes
24) Banking facility details	Yes
25) Conduct of the banking account	--
26) Buyer visit details	--
27) Financials, if provided	Yes
28) Incorporation details, if applicable	Yes
29) Last accounts filed at ROC	Yes
30) Major Shareholders, if available	Yes

REVIEW OF OPERATIONS:

They managed a successful year with healthy growth. The growth shown in the sales is 16.03%.

Poultry: Average growth of Poultry industry is between 8 - 10 %, considering Breeder, Broiler & layer segments. Unplanned expansion of Breeder segment during 2010 had a huge impact during 2011, affecting the demand - supply ratio. Day Old Chicks were available in plenty affecting the end price. Availability of Raw Material was also inconsistent, which narrowed down the gap of Cost of Production & Selling price.

Key Accounts purchasing poweris on the rise resulting in heavy Price negotiations, very frequently (Once in quarter)

As on date, ratio of Customer (Key Account to Supplier (Company) is 1: 8. This demands prompt response, both for Price & supply of stocks. Thetrade business is more dependable & Profitable than Key accounts. Focus will be on building Vetcare Brand and visibility. Introduction of New Products to fill the segmental gap is also on priority. They have made growth in Poultry Division and grown by 15.87%.

Dairy: Feeding management to match milk production capacity is gaining importance and they are focussing more on Management portfolios to enhance milk production & prevent Production disorders like Mastitis & Merits. Maintaining less number of quality animals which can produce' more milk is in vogue by the Dairy farmers.

The Focus will be on building Vetcare Brand and visibility. Introduction of New Products to fill the segmental gap is also on priority.

Dairy industry is growing at the rate of 10% and milk production is expected to be doubled by 2020 from the current milk production of 1 13 MMT / annum. We have made growth in Dairy Division and grown by 1.23%.

Petcare: Pet industry is growing very fast both in Food & therapeutic sector at the rate of 25 %. They have plans to grow higher than the market growth. Focus will be on building Petcare Brand and expand visibility .Introduction of New Products to fill the segmental gap is also on priority. We have grown by 17.85%.

Premix: Though significance of Nutrition is very well understood in Poultry, understanding in Dairy segment has long way to go. Requires Continuous education and custom made portfolios.

Nutrition Business has to invest initially which may challenge Margin also. Provimi Dairy nutrition has initiated to make its presence, whereas, Provimi Poultry nutrition business has very strong presence in the market. We have grown in Nutrition business by 44.86%

Coming to our Provimi Vetlanka (PVPL) operations, the initial volumes were low, which has picked up during the current year and we have made profit during the year.

The organization is split into 3 verticals viz., Animal Nutrition, Animal Health and Citura. Animal Nutrition has Poultry and Dairy premixes, Animal Health comprises of Poultry, Dairy, Pet Food & Pet Therapeutics and Exports. Citura comprises of Ingredients and Halquinol.

FINANCIAL RESULTS:

The company has earned total income of Rs.2582.500 Millions as against the previous year income of Rs.2225.700 Millions which is higher by 16.03%. The directors are confident to increase the turnover of the company during the current financial year and present a better result before.

BANKERS CHARGES REPORT AS PER REGISTRY

Corporate identity number of the company	U24111KA1983PTC005213
Name of the company	PROVIMI ANIMAL NUTRITION INDIA PRIVATE LIMITED
Address of the registered office or of the principal place of business in India of the company	IS – 40, K.H.B. Industrial Area, Yelahanka New Town, Bangalore – 560 106, Karnataka, India E-Mail: akrao@vetcareindia.com
This form is for	Modification of charge
Charge identification (ID) number of the charge to be modified	90194708
Type of charge	Immovable Property Book Debts Movable Property
Particular of charge holder	State Bank of Mysore, Rajmahal Vilas Extension Branch, 6th "A" Cross, 10th Main Road, Sadashivanagar, Bangalore – 560 080, Karnataka, India E-Mail: rajmahal@sbm.co.in
Nature of instrument creating charge	1. Agreement of Loan-Cum-Hypothecation 2. Letter of Extension of Equitable Mortgage 3. Omnibus Counter Guarantee. 4.General Indemnity Agreement 4. Sanction Letter
Date of instrument Creating the charge	05.10.2009
Amount secured by the charge	Rs.150.000 millions
Brief of the principal terms an conditions and extent and operation of the charge	Rate of Interest: CC:1% below SBM PLR and 2% below the applicable rate i.e.11.25% floating, PC/FDBP/FUBD:3.25% below BPLR, i.e. 9% upto 180 days, Non-Fund Based LC:20% of the applicable charges, BG and LC Bill Discount: At extent rates Terms of Repayment: Repayable on demand Margin: 1) Cash Credit: a) RM-(Domestic, Imported), SIP and Finished Goods - 25%, b) Receivables - 60 days. 2) LC and BG - 5% Extent and Operation of the charge: The charge on the property being charged shall operate to the extent of Rs.150.000 Millions plus interest, costs, commission, expenses and other charges thereon.
Short particulars of the property or asset(s) charged (including complete address and location of the property)	a) Hypothecation of whole of the present and future stocks and book debts, plant and machinery, electrical installations, office equipment, computer equipments, generators and other assets belonging to the Company. b) Deposits of title deeds of factory land and building situated at shed No.C-7, C-22, Industrial Estate, Yelahanka New Town, Bangalore 560 064 and land and building at IS-40, KHB (Industrial Area), C) Yelahanka New Town, Bangalore 560 064 belonging to the Company.
Date of instrument modifying the charge	04.05.2007
Particulars of the present modification	a) Credit limits reduced from Rs.190.000 millions to Rs.150.000 millions as: Cash Credit: Rs.30.000 millions, PC/FDBP/FUBD-Rs.10.000 millions, Letter of Credit-Rs.100.000 millions, Bank Guarantee-Rs.10.000 millions. b) Extension of equitable mortgage of factory land and building situated at shed No.C-7, C-22, Industrial Estate, Yelahanka New Town, Bangalore 560 064 and land and building at IS-40, KHB (Industrial Area), Yelahanka New Town, Bangalore 560 064 belonging to the Company. All other terms and conditions continue to operate.

FIXED ASSETS:

• Bore Well
• Buildings
• Buildings Research Farm
• Computer Equipment
• Electrical Installations
• ETP
• Furniture and Fixture
• Generators and Other Assets
• Lease / Free Hold Land
• Office Equipment
• Partition Panel
• Plant and Machinery
• Vehicles
• R and D – Capital Expenses
• Typewriters
• Computer Software

CMT REPORT (Corruption, Money Laundering & Terrorism]

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

1] INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

2] Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

3] Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

4] Record on Financial Crime :

Charges or conviction registered against subject: None

5] Records on Violation of Anti-Corruption Laws :

Charges or investigation registered against subject: None

6] Records on Int’l Anti-Money Laundering Laws/Standards :

Charges or investigation registered against subject: None

7] Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

8] Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

9] Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

10] Press Report :

No press reports / filings exists on the subject.

CORPORATE GOVERNANCE

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

CONTRAVENTION

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.51.54
UK Pound	1	Rs.81.94
Euro	1	Rs.67.56

SCORE & RATING EXPLANATIONS

SCORE FACTORS	RANGE	POINTS
HISTORY	1~10	7
PAID-UP CAPITAL	1~10	7
OPERATING SCALE	1~10	7
FINANCIAL CONDITION
--BUSINESS SCALE	1~10	7
--PROFITABILIRY	1~10	7
--LIQUIDITY	1~10	7
--LEVERAGE	1~10	7
--RESERVES	1~10	7
--CREDIT LINES	1~10	5
--MARGINS	-5~5	-
DEMERIT POINTS
--BANK CHARGES	YES/NO	YES
--LITIGATION	YES/NO	NO
--OTHER ADVERSE INFORMATION	YES/NO	NO
MERIT POINTS
--SOLE DISTRIBUTORSHIP	YES/NO	NO
--EXPORT ACTIVITIES	YES/NO	YES
--AFFILIATION	YES/NO	YES
--LISTED	YES/NO	NO
--OTHER MERIT FACTORS	YES/NO	YES
TOTAL		61

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
-	NB	New Business	-

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.