MIRA INFORM REPORT

 

 

Report Date :

12.04.2012

 

IDENTIFICATION DETAILS

 

Name :

TRIDENT TOOLS LIMITED (w.e.f. 06.10.2010)

 

TRIDENT TOOLS PRIVATE LIMITED AMALGAMATED WITH TRIDENT TOOLS LIMITED

 

 

Formerly Known As :

MAGICUT TOOLS LIMITED

 

 

Registered Office :

Survey No.26, Tembhode Shirgaon Road, Dhansar Village, Palghar, Thane – 401 404, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

29.04.1982

 

 

Com. Reg. No.:

11-027046

 

 

Capital Investment / Paid-up Capital :

Rs.61.685 millions

 

 

CIN No.:

[Company Identification No.]

L29220MH1982PLC027046

 

 

Legal Form :

A Public Limited Liability Company. Company’s shares are listed on Stock Exchanges.

 

 

Line of Business :

Manufacturer and Exporter of HSS Tool Bits, Hacksaws and Bandsaws.

 

 

No. of Employees :

125 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 363848

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. The management has not filed the latest financials of the company with the government departments. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INFORMATION PARTED BY (GENERAL DETAILS)

 

Name :

Mr. Namder

Designation :

Accounts Head

Contact No.:

91-22-28847191

Date :

19.03.2012

 

 

LOCATIONS

 

Registered Office/ Factory :

Survey No.26, Tembhode Shirgaon Road, Dhansar Village, Palghar, Thane – 401 404, Maharashtra, India 

Tel. No.:

91-22-28847191

Mobile No.:

91-9375152539 (Mr. Sameer Bhosale)

Fax No.:

91-22-28462388

E-Mail :

sameer.bhosale@magicuttools.com

Area :

2000 sq ft

Location :

Owned

 

 

Head Office :

Hercules Industrial Estate, Bank of Baroda Compound, 2nd Floor, A.C. Road, Ashok Nagar, Kandivli (East), Mumbai – 400 101, Maharashtra, India

Tel. No.:

91-22-28462427/ 28847191

Fax No.:

91-22-28462388/ 28871738

 

 

DIRECTORS

 

AS ON 29.09.2011

 

Name :

Mr. Narendra Rameshchandra Gupta

Designation :

Director

Address :

Premesh, 6-B, Bandra, Mumbai – 400 050, Maharashtra, India

Date of Birth/Age :

14.08.1948

Date of Appointment :

29.04.1982

DIN No.:

00535619

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U28920MH1942PTC003569

COPPER COUNELL AND CLIFFORD PVT LTD

Director

17/02/1977

17/02/1977

-

Active

NO

2

L29220MH1982PLC027046

Trident Tools Limited

Director

29/04/1982

29/04/1982

-

Active

NO

3

U29130MH1975PTC018360

POPULAR BRASS PRIVATE LIMITED

Director

17/06/1991

17/06/1991

-

Active

NO

4

U27200MH1994PLC081868

METAL EXTRUDERS AND CONVERTERS LIMITED

Director

10/10/1994

10/10/1994

-

Active

NO

5

U27200MH2000PLC127194

SHRI HARI EXTRUSION LIMITED

Director

14/06/2000

14/06/2000

01/03/2010

Active

NO

6

U27100MH1969PTC014442

METAL EXTRUDERS INDIA PRIVATE LIMITED

Director

14/06/2000

14/06/2000

-

Active

NO

7

U28939MH2003PTC140521

TRIDENT TOOLS PRIVATE LIMITED

Director

01/12/2005

01/12/2005

-

Amalgamated

NO

8

U17120MH1988PTC047274

ENAKSHI SILK MILLS PRIVATE LIMITED

Director

19/09/2009

19/09/2009

-

Active

NO

9

U27200MH2010PTC203169

Quickcut Engineering Company Private Limited

Director

13/05/2010

13/05/2010

-

Active

NO

10

U28910MH2010PTC206271

MAGICUT DRILLS PRIVATE LIMITED

Director

05/08/2010

05/08/2010

-

Active

NO

11

U27100MH2010PTC207169

MAGICUT CARBIDES PRIVATE LIMITED

Director

27/08/2010

27/08/2010

-

Active

NO

12

L28933MH1994PLC081857

SERVOTECH ENGINEERING INDUSTRIES LIMITED

Additional director

07/10/2010

07/10/2010

-

Active

NO

13

U70200MH2010PTC202507

SPYCADE REALITY PRIVATE LIMITED

Director

11/06/2011

11/06/2011

-

Active

NO

14

U70102MH2010PTC200032

BEAUTIFULSTONE REAL ESTATE PRIVATE LIMITED

Director

11/06/2011

11/06/2011

-

Active

NO

15

U51109MH2009PTC189859

SNEHAL MULTITRADE PRIVATE LIMITED

Director

11/06/2011

11/06/2011

-

Active

NO

16

U45206MH2011PTC222095

WISTERIA CONSTRUCTION PRIVATE LIMITED

Director

24/02/2012

24/02/2012

-

Active

NO

 

 

Name :

Mr. Ravi Narendra Gupta

Designation :

Managing Director

Address :

Premesh, 6-B, Turner Road, Bandra (West), Mumbai – 400 050, Maharashtra, India

Date of Birth/Age :

05.08.1973

Date of Appointment :

01.06.2010

DIN No.:

00106681

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U29130MH1975PTC018360

POPULAR BRASS PRIVATE LIMITED

Director

27/09/1999

27/09/1999

-

Active

NO

2

U28939MH2003PTC140521

TRIDENT TOOLS PRIVATE LIMITED

Director

23/05/2003

23/05/2003

-

Amalgamated

NO

3

U27101MH2009PTC194600

EST TOOL STEEL PRIVATE LIMITED

Director

03/08/2009

03/08/2009

-

Active

NO

4

U17120MH1988PTC047274

ENAKSHI SILK MILLS PRIVATE LIMITED

Director

19/09/2009

19/09/2009

-

Active

NO

5

U27200MH2010PTC203169

Quickcut Engineering Company Private Limited

Director

13/05/2010

13/05/2010

-

Active

NO

6

L29220MH1982PLC027046

Trident Tools Limited

Managing director

01/06/2010

01/06/2010

-

Active

NO

7

U28910MH2010PTC206271

MAGICUT DRILLS PRIVATE LIMITED

Director

05/08/2010

05/08/2010

-

Active

NO

8

U27100MH2010PTC207169

MAGICUT CARBIDES PRIVATE LIMITED

Director

27/08/2010

27/08/2010

-

Active

NO

9

U70200MH2010PTC202507

SPYCADE REALITY PRIVATE LIMITED

Director

11/06/2011

11/06/2011

-

Active

NO

10

U70102MH2010PTC200032

BEAUTIFULSTONE REAL ESTATE PRIVATE LIMITED

Director

11/06/2011

11/06/2011

-

Active

NO

11

U51109MH2009PTC189859

SNEHAL MULTITRADE PRIVATE LIMITED

Director

11/06/2011

11/06/2011

-

Active

NO

12

U51101MH2011PTC222032

NAKSH TRADERS AND MARKETING PRIVATE LIMITED

Director

27/02/2012

27/02/2012

-

Active

NO

 

 

Name :

Mr. Satish Kashinath Marathe

Designation :

Director

Address :

67, Krishna Prasad, 1st Floor, Next To Balmohan Vidyamandir, Dr. M.B.Raut Road, Shivaji Park, Mumbai - 400 028, Maharashtra, India

Date of Birth/Age :

01.02.1952

Date of Appointment :

01.12.2008

DIN No.:

02135738

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U23201MH1992PLC067089

NANDAN PETROCHEM LIMITED

Whole-time director

29/03/2008

29/03/2008

01/04/2009

Active

NO

2

L29220MH1982PLC027046

Trident Tools Limited

Additional director

01/12/2008

01/12/2008

-

Active

NO

3

U72900MH2007PTC175520

FINACUS SOLUTIONS PRIVATE LIMITED

Director

20/02/2011

20/02/2011

-

Active

NO

4

U63040PN2011NPL139122

PARYATAN BHARTI FOUNDATION

Director

07/04/2011

07/04/2011

-

Active

NO

 

 

Name :

Mr. Suresh Vittal Bhandary

Designation :

Director

Address :

12 Spencer House, 82 Coles Road, Frazer Town, Bangalore - 560 005, Karnataka, India

Date of Birth/Age :

04.03.19.46

Date of Appointment :

01.12.2008

 

 

KEY EXECUTIVES

 

Name :

Mr. Sameer Bhosale

Designation :

General Manager

 

 

Name :

Mr. Namder

Designation :

Accounts Head

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 31.12.2011

 

Names of Shareholders

No. of Shares

Percentage of Holding

(A) Shareholding of promoter and Promoter Group

 

 

1) Indian

 

 

a) Individuals / Hindu Undivided Family

4071080

60.31

2) Foreign

 

 

 

 

 

(B) Public Shareholdings

 

 

1) Institutions

 

 

 

 

 

2) Non – Institution

 

 

a) Bodies corporate

1280028

18.96

 

 

 

b) Individuals

 

 

i. Individual Shareholders holding nominal share capital upto Rs.0.100 Million

993349

14.72

ii. Individual Shareholders holding nominal share capital in excess Rs.0.100 Million

405153

6.00

 

 

 

c) Any other

 

 

i) NRI

300

--

ii) Clearing Member

90

--

 

 

 

Total

6750000

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of HSS Tool Bits, Hacksaws and Bandsaws.

 

 

Exports :

 

Products :

HSS Tool Bits, Hacksaws and Bandsaws

Countries :

Germany 

 

 

Terms :

 

Selling :

L/C, Cash and Credit (30 days)

 

 

Purchasing :

Cash and Credit  (30 days)

 

 

GENERAL INFORMATION

 

Customers :

·         Wholesalers

·         Retailers 

 

 

No. of Employees :

150 (Approximately)

 

 

Bankers :

Punjab National Bank, Goregaon (East) Branch, 8 Cama Industrial Estate, Walbhat Road, Goregaon (East), Mumbai – 400 063, Maharashtra, India

 

 

Facilities :

Secured Loans

31.03.2011

Rs. In Millions

31.03.2010

Rs. In Millions

Rupee term loans banks secured

40.951

11.196

Working capital loans banks secured

96.579

75.286

Loans taken for vehicles secured

0.431

0.768

Other debt secured

9.406

0.000

Total

147.367

87.250

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Girish Patel and Company

Chartered Accountants

Address :

F-103/104, Patel Nagar, M.G. Road, Kandivali (West), Mumbai – 400 067, Maharashtra, India

Tel. No.:

91-22-28075966

 

 

CAPITAL STRUCTURE

 

AS ON 30.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

7000000

Equity Shares

Rs.10/- each

Rs.70.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

6750000

Equity Shares

Rs.10/- each

Rs.67.500 millions

 

Less: Calls Arrears

 

Rs.5.815 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

61.685

61.661

61.661

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

29.277

22.870

27.458

4] (Accumulated Losses)

0.000

0.000

(8.348)

NETWORTH

90.962

84.531

80.771

LOAN FUNDS

 

 

 

1] Secured Loans

147.368

87.250

61.537

2] Unsecured Loans

0.000

0.000

3.411

TOTAL BORROWING

147.368

87.250

64.948

DEFERRED TAX LIABILITIES

3.025

3.025

3.025

 

 

 

 

TOTAL

241.355

174.806

148.744

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

52.705

53.352

49.879

Capital work-in-progress

28.741

0.000

0.000

Goodwill on Consolidation

6.000

6.750

7.500

 

 

 

 

INVESTMENT

0.060

0.060

0.060

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

127.796

85.845

72.319

 

Sundry Debtors

39.668

108.506

21.794

 

Cash & Bank Balances

0.490

3.007

2.007

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

33.579

34.792

22.119

Total Current Assets

201.533

232.150

118.239

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

33.212

99.418

25.853

 

Other Current Liabilities

10.010

14.627

1.104

 

Provisions

4.462

3.461

0.000

Total Current Liabilities

47.684

117.506

26.957

Net Current Assets

153.849

114.644

91.282

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.023

 

 

 

 

TOTAL

241.355

174.806

148.744

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Trading Sales

217.599

231.412

119.689

 

 

Other Income

0.241

0.126

0.000

 

 

TOTAL                        

217.840

231.538

119.689

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

118.911

185.369

111.458

 

 

Manufacturing service costs

0.000

0.000

0.000

 

 

Employee related expenses

9.267

6.810

0.000

 

 

Administrative selling other expenses

62.418

21.675

0.000

 

 

Increased / (Decreased) In Stock

0.000

0.000

(9.764)

 

 

TOTAL                                    

190.596

213.854

101.694

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

27.244

17.684

17.995

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

17.158

10.455

7.862

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

10.086

7.229

10.133

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

1.182

0.930

0.950

 

 

 

 

 

 

PROFIT BEFORE TAX

8.904

6.299

9.182

 

 

 

 

 

Less

TAX                                                                 

1.041

1.083

3.329

 

 

 

 

 

 

PROFIT AFTER TAX

7.863

5.216

5.854

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.13

0.08

0.13

 

Expected Sales (2011-2012) : Rs.400.000 Millions

 

The above information has been parted by Mr. Namder (Accounts Head)

 

QUARTERLY RESULTS

 

PARTICULARS

 

30.06.2011

30.09.2011

31.12.2011

Net Sales

78.040

81.960

116.210

Total Expenditure

68.680

68.360

98.390

PBIDT (Excl OI)

9.360

13.600

17.820

Other Income

0.000

0.000

0.000

Operating Profit

9.360

13.600

17.820

Interest

5.500

5.700

7.810

Exceptional Items

0.000

0.000

0.000

PBDT

3.860

7.900

10.010

Depreciation

1.450

3.200

1.670

Profit Before Tax

2.410

4.700

8.340

Tax

0.320

1.180

2.500

Provisions and contingencies

0.000

0.000

0.000

Profit After Tax

2.090

3.530

5.850

Extraordinary Items

0.000

0.000

0.000

Prior Period Expenses

0.000

0.000

0.000

Other Adjustments

0.000

0.000

0.000

Net Profit

2.090

3.530

5.850

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

3.61

2.25

4.89

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

4.09

2.72

7.67

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

3.50

2.21

5.46

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.10

0.07

0.11

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.14

2.42

1.37

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

4.22

1.97

4.38

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

 Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

 Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

 Yes

9) Name of person contacted

Yes

10) Designation of contact person

Yes

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

 --

14) Estimation for coming financial year

Yes

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

Yes

20) Export / Import details (if applicable)

Yes

21) Market information

 --

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

 --

26) Buyer visit details

 --

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

 

OPERATIONS AND PERFORMANCE:

 

During the year ended 31st March, 2011, the Company achieved a total income aggregating to Rs. 217.840 Millions as compared to Rs.231.537 Millions during the previous year ended 31st March, 2008. After providing for Depreciation, Finance Charges and Taxation, the Company has registered a profit before tax of Rs. 9.182 Millions which has been carried to the Balance sheet.

Although the Company maintains adequate internal control systems covering all its operation areas. The Directors are putting in their efforts and are hopeful of improved working during the years to come.

 

Barring unforeseen circumstances, the Directors are confident of achieving better results in the ensuing year.

 

FORM 8:

 

Corporate identity number of the company

L29220MH1982PLC027046

Name of the company

MAGICUT TOOLS LIMITED

Address of the registered office or of the principal place of  business in India of the company

Survey No.26, Tembhode Shirgaon Road, Dhansar Village, Palghar, Thane – 401 404, Maharashtra, India

E-Mail: info@magicut.net

This form is for

Creation of charge

Charge identification number of the modified 

10096396

Type of charge

Movable Property

Particular of charge holder

Punjab National Bank, Goregaon (East) Branch, 8 Cama Industrial Estate, Walbhat Road, Goregaon (East), Mumbai – 400 063, Maharashtra, India

E-Mail: emailroc@rediffmail.com

Nature of description of the instrument creating or modifying the charge

Charge on Truck Model No. LPT 709 EX2/HD of Tata Company.

Date of instrument Creating the charge

30/11/2011

Amount secured by the charge

Rs.0.700 million

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

15.50%

 

Terms of Repayment:

Monthly installment of Rs.8334/- plus interest calculated @ 15.50%

 

Margin:

25%

 

Extent and Operation of the charge:

Hypothecation Of Assets To Secure Term Loans

Short particulars of the property charged

Truck Model No. LPT 709 EX2/HD of Tata Company.

 

 

Corporate identity number of the company

L29220MH1982PLC027046

Name of the company

MAGICUT TOOLS LIMITED

Address of the registered office or of the principal place of  business in India of the company

Survey No.26, Tembhode Shirgaon Road, Dhansar Village, Palghar, Thane – 401 404, Maharashtra, India

E-Mail: info@magicut.net

This form is for

Modification of charge

Charge identification number of the modified 

10096396

Type of charge

Book Debts

Movable Property

Others (Plant and machineries, stocks etc.)

Particular of charge holder

Punjab National Bank, Goregaon (East) Branch, 8 Cama Industrial Estate, Walbhat Road, Goregaon (East), Mumbai – 400 063, Maharashtra, India

E-Mail: emailroc@rediffmail.com

Nature of description of the instrument creating or modifying the charge

Deed of Hypothecation

Date of instrument Creating the charge

14.08.2010

Amount secured by the charge

Rs.162.033 millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest:

Interest rate and Penal interest rate as agreed between the borrower company and the bank from time to time.

 

Terms of Repayment:

Repayment, as agreed between the borrower company and the bank from time to time.

 

Margin:

Margin Rate, as agreed between the borrower company and the bank from time to time.

 

Extent and Operation of the charge:

At the request of the borrower company, the bank has enhanced overall banking limits upto Rs.162.033 millions against Hypothecation of Existing Plant and Machinery, Plant and Machineries to be acquired, all the borrowers moveable assets like stocks of raw materials, stocks in process, finished goods, consumables, stores, spares and packing material etc.

 

The Charge stands modified upto Rs.162.033 millions. 

Short particulars of the property charged

Existing Plant and Machinery

 

Plant and Machineries to be acquired

 

All the borrower moveable assets like stocks of raw materials, stocks in process, finished goods, consumables, stores, spares and packing material etc.

 

All the borrowers present, future book debts etc.

Particulars of the present modification 

At the request of the borrower company, the bank has enhanced overall banking limits upto Rs.162.033 millions against Hypothecation of Existing Plant and Machinery, Plant and Machineries to be acquired, all the borrowers moveable assets like stocks of raw materials, stocks in process, finished goods, consumables, stores, spares and packing material etc.

 

The Charge stands modified upto Rs.162.033 millions.

 

FIXED ASSETS:

 

v      Leasehold Land

v      Building

v      Plant and Machinery

v      Electrical Installation

v      Laboratory Equipments

v      Furniture and Fixtures

v      Cutters and Accessories

v      Factory Equipments

v      Office Equipments

v      Air Condition

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :               

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.54

UK Pound

1

Rs.81.94

Euro

1

Rs.67.56

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

YES

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.