MIRA INFORM REPORT

 

 

Report Date :

14.04.2012

 

IDENTIFICATION DETAILS

 

Name :

Paper Link International Ltd.

 

 

Registered Office :

LOB No. 5, Sheikh Zayed Road, Jebel Ali Free Zone  - 17913, Dubai

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

20.03.2001

 

 

Legal Form :

Branch of a Foreign Registered Corporation

 

 

Line of Business :

Distributors of waste and recyclable paper

 

 

No. of Employees :

08

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 700,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : PAPER LINK INTERNATIONAL LTD

Country of Origin                                    : British Virgin Islands

Legal Form                                            : Branch of a Foreign Registered Corporation

Registration Date                                   : 20th March 2001

Trade Licence Number                            : 2838

Chamber Membership Number                : 62825

Issued Capital                                        : UAE Dh 180,000

Paid up Capital                                      : UAE Dh 180,000

Total Workforce                                     : 8

Activities                                               : Distributors of waste and recyclable paper

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 700,000

Person Interviewed                                 : T P Parasheed, Financial Controller

 

 

 


 

COMPANY NAME

 

 PAPER LINK INTERNATIONAL LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : LOB No. 5

Street               : Sheikh Zayed Road

Area                 : Jebel Ali Free Zone

 

PO Box             : 17913

 

Town                 : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 8811557 / 2341092

Facsimile          : (971-4) 8811688 / 2341093

Email                : mail@paperlinkintl.com / accounts@paperlinkintl.com

 

Premises

 

Subject operates from a small suite of offices and a warehouse that are rented and located in the Jebel Ali Free Zone Area of Dubai.

 

 

KEY PRINCIPALS

 

            Name                                                    Nationality                                 Position

 

Juzar Asgar Ali Pardawala                                  Indian                            Managing Director

 

Mohamed Abdul Saboor                              -                                          Sales Manager

 

T P Parasheed                                            -                                          Financial Controller

 

 

LEGAL FORM & OWNERS

 

 

Date of Establishment  : 20th March 2001

 

Legal Form      : Subject is the United Arab Emirates registered branch of Paper Link International Ltd,  a

  Limited Liability Company incorporated in the British Virgin Islands.

 

  Paper Link International Ltd in the United Arab Emirates, operates as a Branch

  of a Foreign Registered Corporation.

 

  A Branch of a Foreign Registered Corporation is not a legal entity in its own right.

  Responsibility for payments lays in the hands of the company where it is originally

  registered.

 

  Under these circumstances, we strongly advise that any international trade credit should

  only be written under the name of the main company where the subject holds its registered

  office, in this case the British Virgin Islands.

 

Trade Licence No.       : 2838 (Expires 19/03/2013)

 

Chamber Member No. : 62825

 

Issued Capital              : UAE Dh 180,000

 

Paid up Capital            : UAE Dh 180,000

 

 

AFFILIATED COMPANIES

 

Paper Link Trading LLC

Dubai

Tel: (971-4) 2341092

Fax: (971-4) 2341093

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of waste and recyclable paper.

 

Import Countries: India and the United States of America.

 

International Suppliers:

 

ITC Limited                                                        India

Gayatrishakti Paper & Boards Limited     India

Ruby Macons Limited                             India

KPAQ Industries, LLC                            United States of America

RAND Whitney Containerboard               United States of America

 

Export Countries: India, Indonesia, Korea, Middle East and China.

 

Operating Trend: Steady

 

Subject has a workforce of 8 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 49,000,000                   UAE Dh 55,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr T P Parasheed, Financial Controller

 

 

BANKERS

 

Abu Dhabi Commercial Bank

Al Rigga Road

PO Box: 5550

Dubai

Tel: (971-4) 2958888 / 3228141

Fax: (971-4) 2959310 / 3279632

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.41

UK Pound

1

Rs.81.93

Euro

1

Rs.67.66

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.