MIRA INFORM REPORT

 

 

Report Date :

13.04.2012

 

IDENTIFICATION DETAILS

 

Name :

UNIVERSAL TRADING COMPANY (UTC)

 

 

Formerly Known As :

HESHAM ABD EL FATTAH HASSAN & PARTNERS

 

 

Registered Office :

4 Maahad El Sahary Street, Ard El Golf, Heliopolis, Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

1998

 

 

Com. Reg. No.:

323000, Cairo

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Distributors of threads, yarns and other requisites for the textiles industry.

 

 

No. of Employees :

140

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

US$ 1,000,000

Status :

Good

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

           

Company Name                                     : UNIVERSAL TRADING COMPANY (UTC)

Also Known As                                      : HESHAM ABD EL FATTAH HASSAN & PARTNERS

Country of Origin                                    : Egypt

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 1998

Commercial Registration Number            : 323000, Cairo

Tax Card Number                                   : 319-850-072

Issued Capital                                        : £E 500,000

Paid up Capital                                      : £E 500,000

Total Workforce                                     : 140

Activities                                               : Distributors of threads, yarns and other requisites for the textiles industry.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 1,000,000

 

 

 


COMPANY NAME

 

UNIVERSAL TRADING COMPANY (UTC)

 

ALSO KNOWN AS: HESHAM ABD EL FATTAH HASSAN & PARTNERS

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : 4 Maahad El Sahary Street

Area                 : Ard El Golf, Heliopolis

 

Town                 : Cairo

Country             : Egypt

 

Telephone         : (20-2) 24182056 / 24182057 / 24182058

Facsimile          : (20-2) 24182059

Mobile               : (20-122) 3132146

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Western Extension, Plot 1/2                                                              Warehouse premises

Block 20009

Cairo Ismailia Road

El Obour City

Cairo                       

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Hesham Abd El Fattah Hassan                                                          Managing Partner

 

·       Adham Hesham Abd El Fattah Hassan                                               Partner

 

·       Ahmed Hesham Abd El Fattah Hassan                                               Partner

 

·       Hazem Hesham Abd El Fattah Hassan                                               Partner

 

·       Moustafa Mahmoud El Haj                                                                 Finance Manager

 

·       Mona Said                                                                                        Accounting Manager

 

·       Saleh Abd El Hamid                                                                          Factory Manager

 

·       Kamal Moustafa                                                                                Sales Manager

 

·       Ahmed Mohamed Kamel                                                                    Engineering Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1998

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 323000, Cairo

 

Tax Card No.               : 319-850-072

 

Issued Capital              : £E 500,000

 

Paid up Capital            : £E 500,000

 

Name of Partner (s)

 

·       Hesham Abd El Fattah Hassan

 

·       Adham Hesham Abd El Fattah Hassan

 

·       Ahmed Hesham Abd El Fattah Hassan

 

·       Hazem Hesham Abd El Fattah Hassan

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of threads, yarns and other requisites for the textiles industry.

 

Import Countries: France, Italy, Germany, Switzerland, China, South Korea and Australia.

 

Brand Names: FIN ELAST, LYCRA, TWD, INVISTA and FILIX SAS

 

Operating Trend: Steady

 

Subject has a workforce of 140 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                £E 115,000,000                         £E 190,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Al Watany Bank of Egypt

PO Box: 750

Cairo

Tel: (20-2) 33379363

Fax: (20-2) 33772959

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.42

UK Pound

1

Rs.81.93

Euro

1

Rs.67.67

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.