MIRA INFORM REPORT

 

 

Report Date :

14.04.2012

 

IDENTIFICATION DETAILS

 

Name :

AZHARI IMPORTS CC

 

 

Registered Office :

13 Westpark 315 West Road Overport Durban Kwazulu Natal 4000

 

 

Country :

South Africa

 

 

Date of Incorporation :

10.06.2010

 

 

Com. Reg. No.:

2010/086626/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Not Available

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Small Company

Payment Behaviour :

Unknown

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Summary

 

Subject Name

AZHARI IMPORTS CC

Country

SOUTH AFRICA

Requested Credit Limit

$ 15 000 000

Enquiry Terms

D/A

Account Review

 

Subject Contact person

RIDWAAN RAZA - DIRECTOR

Assessment

 

 

On investigation we made contact with the director MR RADWAAN RAZA who declined to assist with the information on the subject due the information being of a sensitive nature.

As the information on his company had been previously compromised.

Please see the available information for the subject below.

 

Company Information

 

Registered Name

AZHARI IMPORTS CC

Trading as/ Division Name

Unavailable

Previous Name

Unavailable

Date of Name Change

Unavailable

Registration Number

2010/086626/23

Registration Date

2010-06-10

Date Commenced Trading

2010-06-10

Age of Business

1 Year 10 Months

History of Business

Unavailable

History of Principals

Unavailable

Shareholders and  % holding

Unavailable

Authorised Share Capital

0.0000

Issued Share Capital

0

Status

In Business

Operations Assessment

Unavailable

Industry/ Customers

Unavailable

Export

Unavailable

Major Industry Code / SICC

Unavailable

Definition of Code

Unavailable

Head Office Physical Address

 

 

13 Westpark

315 West Road

OVERPORT

DURBAN

KWAZULU NATAL

4000

Head Office Postal Address

 

 

PO Box 70973

Overport

DURBAN

KWAZULU NATAL

4067

Current Tel Number

Unavailable

Cell number

082 6608240

Current Fax Number

Unavailable

Current Email Address

bluewaveseafoods@live.co.za

Web Site Address

Unavailable

 

 

Auditors Information

 

Company Registered Name

D. NUNDKISORE & CO

Trading Name

Unavailable

Registration Number

Unavailable

Physical Address

Unavailable

Postal Address

PO Box 5976

RESERVOIR HILLS

4090

Contact Person

Unavailable

Contact Number

Unavailable

Email

Unavailable

Principals

Unavailable

Judgements Against Subject

Unavailable

Judgements Against Principals

Unavailable

Subject Verified as Client

Unavailable

SAICA number

Unavailable

VAT Number

Unavailable

Tax Number

Unavailable

BEE Status

Unavailable

Financial Year End

Unavailable

Years With Auditors

2

Website

Unavailable

 

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

 

 

 

 


 

Tax Information

 

Vat Number

4220257234

Status

Active

Vat Liable Date

2011-01-18

Tax Number

Unavailable

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

Black Economic Empowerment

 

Status

Unavailable

Score

 

Expire Date

 

BEE Certificate Available

 

 

 

ISO Status

 

Type of ISO Grade

Unavailable

ISO Certificate

 

ISO Certificate Available

 

Certified by an Accredited Agent

 

 

 

Workman’s compensation

 

Registered

Unavailable

Compliance Certified

 

 

 

Company Structure

Subsidiaries

 

Subsidiary Company

Unavailable

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

Unavailable

1.       Salaried employees

 

2.       Waged employees

 

3.       Permanent employees

 

4.       Casual employees

 

5.       Contracted employees

 

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

Unavailable

1.       Cars

 

 

 

 

2.       Light Delivery Vehicles

 

 

 

 

3.       Trailers

 

 

 

 

4.       Busses

 

 

 

 

5.       Trucks

 

 

 

 

6.       Fork Lifts

 

 

 

 

7.       Other

 

 

 

 

 

Offices

Unavailable


Head Office Owned/ Rented

 

Rental Company

 

Owned by

 

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

 

Branches Names

Country

Province

Unavailable

 

 

 

 


Branches Owned/ Rented

Unavailable

Rental Company

 

Owned

 

Value

 

Bank

 

Bond

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

           

Management Overview

 

Organisation chart

Level

Position

Name

Unavailable

 

 

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

Unavailable

 

 

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

Unavailable

 

 

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

Unavailable

 

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

Unavailable

 

 

 

 

 

 

 

Adverse Information on Subject

 

Judgements

Judgements

None

Possible Judgements

None

Civil Court

None

RDs

None

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

 

Notarial Bonds

Date

Details

None

 

 

 

Bank Information

 

Bank

STANDARD BANK

Branch

Unavailable

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

Unavailable

 

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

Unavailable

 

 

 

 

 

 

 

Deeds Information

 

Property Interests for Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 

Financial Information

Financial Estimates

 

CURRENT ASSETS

Unavailable

Stock

 

Debtors

 

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

1

Average Age of Active Principals

32

 

Active Principals

Principal 1 of 1: RIDWAAN RAZA

Surname

RAZA

First Name

RIDWAAN

Other Names

Unavailable

Marital Status

Unavailable

ID Number

8003115074086

Verified ID Number

Yes

Current Age

32

Designation

Director

Status

Active

Appointment Date

2010-06-10

Physical Address (at time of Appointment)

Flat 5

81 Silver Palm Road

OVERPORT

4091

Postal Address

Flat 5

81 Silver Palm Road

OVERPORT

4091

Current Tel Number

031 2078240

Cell number

082 6609500

Current Fax Number

Unavailable

Current Email Address

bluewaveseafoods@live.co.za

Shareholding

100 %

 

Adverse Information for: RIDWAAN RAZA

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: RIDWAAN RAZA

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

SWEET AND SMOKERS WHOLESALERS CC

2005/108919/23

In Business

6 Years 8 Months

0

No

AZHARI IMPORTS CC

2010/086626/23

In Business

1 Years 10 Months

0

No

BIX-BERRY 110 CC

B2011/090671/23

In Business

10 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

5 Years 6 Months

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

RIA LINEN CC

2006/174898/23

Deregistration Final

5 Years 6 Months

0

No

 

Deeds Information

 

Property Interests for: RIDWAAN RAZA

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.42

UK Pound

1

Rs.81.93

Euro

1

Rs.67.67

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.