MIRA INFORM REPORT

 

 

Report Date :

17.04.2012

 

IDENTIFICATION DETAILS

 

Name :

AL EMAN PRINTING PRESS CO

 

 

Registered Office :

1st Industrial Area PO Box 195 Al Khobar 31952

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

01.01.1980

 

 

Com. Reg. No.:

2050008227, Al Khobar

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Commercial printers and designers of stationery products

 

 

No. of Employees :

75

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 150,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : AL EMAN PRINTING PRESS CO

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 1st January 1980

Commercial Registration Number                        : 2050008227, Al Khobar

Chamber Membership Number                : 2682

Issued Capital                                        : SR 5,000,000

Paid up Capital                                      : SR 5,000,000

Total Workforce                                     : 75

Activities                                               : Commercial printers and designers of stationery products

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 150,000

 

 

 


COMPANY NAME

 

AL EMAN PRINTING PRESS CO

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : 1st Industrial Area

 

PO Box             : 195

 

Town                 : Al Khobar 31952

Country             : Saudi Arabia

 

Telephone         : (966-3) 8472141 / 8572149

Facsimile          : (966-3) 8472145

Email                : emanjobs3000@yahoo.com

 

Premises

 

Subject operates from a medium sized suite of offices and a factory that are rented and located in the Industrial Area of Al Khobar.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Abdul Mohsin Hassan Al Qahtani                                                       Managing Partner

 

·       Khalid Hassan Abdul Karim Al Qahtani                                                           Partner

 

·       Mohamed Salem Abdullah Al Rasam                                                  Partner

 

·       Adel Mabrook                                                                                   Financial Manager

 

·       Tareq Fahed                                                                                     Administration Manager

 

·       Wael Shaheen                                                                                  Sales Manager

 

 


LEGAL FORM & OWNERS

 

Date of Establishment  : 13/02/1400 Hijri (corresponding to 1st January 1980)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 2050008227, Al Khobar

 

Chamber Member No. : 2682

 

Issued Capital              : SR 5,000,000

 

Paid up Capital                        : SR 5,000,000

 

Name of Partner (s)                                                       

 

·       Abdul Mohsin Hassan Al Qahtani                                                      

·       Khalid Hassan Abdul Karim Al Qahtani                                              

·       Mohamed Salem Abdullah Al Rasam

 

 

AFFILIATED COMPANIES

 

·       Fadeco Co

 

·       GH Transport

 

·       HAKA Motors

 

·       HRD & TSD’s

 

·       Gima

 

·       Rikaz

 

·       Regus

 

·       Haka Construction

 

·       Hak Real Estate

 

·       Edutech

 

·       Isteshara

 

 

OPERATIONS

 

Activities: Engaged in the commercial printing and design of cards, brochures, business cards, letterheads,

     envelopes, calendars and shopping bags.

 

Import Countries: Europe and the Far East

 

Operating Trend: Steady

Subject has a workforce of 75 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                SR 24,550,000                           SR 26,120,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Commercial Bank

Airport Road

PO Box: 2800

Riyadh 11461

Tel: (966-1) 4772281

Fax: (966-1) 4730322

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.66

UK Pound

1

Rs.81.79

Euro

1

Rs.67.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.