MIRA INFORM REPORT

 

 

Report Date :           

17.04.2012

 

IDENTIFICATION DETAILS

 

Name :

TADAWI HEALTHCARE CO

 

 

Registered Office :

Exit No 14, Rabwah District, P O Box 64760 & 27154, Riyadh 11546

 

 

Country :

Saudi Arabia 

 

 

Year of Establishment :

2005

 

 

Com. Reg. No.:

1010215975, Riyadh

 

 

Legal Form :

Closed Joint Stock Company

 

 

Line of Business :

Wholesalers and retailers of pharmaceuticals and personal care products

 

 

No. of Employees :

1,900

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

US$ 3,000,000

 

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Saudi Arabia 

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : TADAWI HEALTHCARE CO

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Closed Joint Stock Company

Start Date                                             : 2005

Registration Date                                   : 7th February 2006

Commercial Registration Number                        : 1010215975, Riyadh

Chamber Membership Number                : 161612

Issued Capital                                        : SR 1,000,000,000

Paid up Capital                                      : SR 1,000,000,000

Total Workforce                                     : 1,900

Activities                                               : Wholesalers and retailers of pharmaceuticals and personal care

products.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

Recommended Credit Limit                     : US$ 3,000,000

Person Interviewed                                 : Samir Abdulrahman Othman Al Tuwarqi, Administration Manager

 

 

 


COMPANY NAME

 

TADAWI HEALTHCARE CO

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Exit No 14, Rabwah District

PO Box             : 64760 & 27154

Town                 : Riyadh 11546

Country             : Saudi Arabia

Telephone         : (966-1) 2549162 / 2708171

Facsimile          : (966-1) 4715671 / 2702824

Mobile               : (966-1) 2549162 / 2708171

Email                : saltuwrgi@tadawigroup.com / info@tadawigroup.com

 

Premises

Subject operates from a large suite of offices and a warehouse that are rented and located in the Central Business Area of Riyadh.

 

Branch Office (s)

Subject has over 500 stores located throughout Saudi Arabia.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Dr Ali Al Mofadhi                                                                               Chairman

 

·       Bandr Al Momen                                                                               Chief Information Officer

 

·       Fuhaid Al Anazi                                                                                General Manager

 

·       Raed Abdullah Ismail Abdul Ghani                                                      Finance Manager

 

·       Samir Abdulrahman Othman Al Tuwar                                                 Administration Manager

 

·       Abdulrahman Al Sane                                                                                    R Manager

 

·       Karim Bashti                                                                                     Supply Chain Manager

 

·       Alaa Shehata                                                                                                Retail Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2005, however subject was registered on 09/01/1427 Hijri (corresponding to 7th February 2006).

 

Legal Form                  : Closed Joint Stock Company

 

Commercial Reg. No.  : 1010215975, Riyadh

 

Chamber Member No. : 161612

 

Issued Capital              : SR 1,000,000,000

 

Paid up Capital            : SR 1,000,000,000

 

Name of Shareholder (s)

 

·         Abraaj Capital Ltd

Riyadh

 

·         Dr Ali Al Mufaddi

 

·         Ahmad Alsane

 

·         Fahaid Alunaizi

 

·         Dr Khaled Abdullah Abanumay

 

·         Fahad Al Dukhayel

 

·       Khalid Al Mugairen

 

·         Saudi businessmen & private investors

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of pharmaceuticals and personal care products.

 

Import Countries: Europe and GCC countries.

 

Subject has a workforce of approximately 1,900 employees.

 

 


FINANCIAL DATA

 

Companies registered in Saudi Arabia are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       National Commercial Bank

Malaz Branch

PO Box: 42536

Riyadh 11551

Tel: (966-1) 4776450

Fax: (966-1) 4769502

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk and the above credit figure is within subject’s financial means.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.66

UK Pound

1

Rs.81.80

Euro

1

Rs.67.18

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.