1. Summary Information
|
|
|
Country |
|
|
Company Name |
M C O HOSPITAL AIDS PRIVATE LIMITED |
Principal Name 1 |
Mr. Chandrakanth G. Mahalingashettty |
|
Status |
Satisfactory |
Principal Name 2 |
Mr. Vakuda K. Krishnamoorthi |
|
|
|
Registration # |
08-5283 |
|
Street Address |
No 10, 1st Main, Amarjyothi Layout, Sanjaynagar, Bangalore -
560094, Karnataka, India |
||
|
Established Date |
27.04.1983 |
SIC Code |
-- |
|
Telephone# |
91-80-23442167 /
23440232 / 23466783 |
Business Style 1 |
Manufacturer |
|
Fax # |
91-80-23442165 |
Business Style 2 |
Importer |
|
Homepage |
Product Name 1 |
Absorbable Surgical Sutures |
|
|
# of employees |
-- |
Product Name 2 |
Non-Absorbable Surgical Sutures |
|
Paid up capital |
Rs.2,346,000 |
Product Name 3 |
-- |
|
Shareholders |
Directors or
relatives of directors 100% |
Banking |
Union Bank of |
|
Public Limited Corp. |
-- |
Business Period |
29 Years |
|
IPO |
-- |
International Ins. |
- |
|
Public |
-- |
Rating |
Ba (50) |
|
Related
Company |
|||
|
Relation
|
Country
|
Company
Name |
CEO |
|
Note |
- |
||
2. Summary
Financial Statement
|
Balance Sheet as of |
31.03.2010 |
(Unit: Indian Rs.) |
|
|
Assets |
Liabilities |
||
|
Current Assets |
100,181,000 |
Current Liabilities |
61,368,000 |
|
Inventories |
7,662,000 |
Long-term Liabilities |
35,192,000 |
|
Fixed Assets |
13,254,000 |
Other Liabilities |
-- |
|
Deferred Assets |
177,000 |
Total Liabilities |
96,560,000 |
|
Invest& other Assets |
31,000 |
Retained Earnings |
22,399,000 |
|
|
|
Net Worth |
24,745,000 |
|
Total Assets |
121,305,000 |
Total Liab. & Equity |
121,305,000 |
|
Total Assets (Previous Year) |
78,632,000 |
|
|
|
P/L Statement as of |
31.03.2010 |
(Unit: Indian Rs.) |
|
|
Sales |
217,363,000 |
Net Profit |
8,193,000 |
|
Sales(Previous yr) |
143,358,000 |
Net Profit(Prev.yr) |
4,537,000 |
MIRA
INFORM REPORT
REVISED REPORT
|
Report Date : |
19.04.2012 |
IDENTIFICATION DETAILS
|
Name : |
M C O HOSPITAL AIDS PRIVATE LIMITED |
|
|
|
|
Registered Office : |
No 10, 1st Main, Amarjyothi Layout, Sanjaynagar, Bangalore -
560094, Karnataka |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.03.2010 |
|
|
|
|
Date of Incorporation : |
27.04.1983 |
|
|
|
|
Com. Reg. No.: |
08-5283 |
|
|
|
|
Capital Investment / Paid-up Capital : |
Rs.2.346 millions |
|
|
|
|
CIN No.: [Company
Identification No.] |
U29297KA1983PTC005283 |
|
|
|
|
IEC No.: |
0790008041 |
|
|
|
|
TAN No.: (Tax Deduction & Collection Account No.) |
BLRM01578D |
|
|
|
|
PAN No.: [Permanent
Account No.] |
AAACM9841N |
|
|
|
|
Legal Form : |
Private Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacturer, Importer
and Exporter of Surgical Sutures (both Absorbable and Non-Absorbable). |
|
|
|
|
No. of Employees : |
Not Divulged |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (50) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
|
|
|
|
Maximum Credit Limit : |
USD 98980 |
|
|
|
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Usually Correct |
|
|
|
|
Litigation : |
Clear |
|
|
|
|
Comments : |
Subject is a well established and a reputed company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments. Company can be considered normal for business dealings at usual trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
LOCATIONS
|
Registered/Marketing Office : |
No 10, 1st Main, Amarjyothi Layout, Sanjaynagar, Bangalore - 560094,
Karnataka, |
|
Tel. No.: |
91-80-23442167 /
23440232 / 23466783 |
|
Fax No.: |
91-80-23442165 |
|
E-Mail : |
|
|
Website : |
|
|
Area : |
3000 Sq. ft |
|
Location : |
Rented |
|
|
|
|
Factory : |
278,
Bhairidevarkoppa, Post Box No. 23, |
|
Tel. No.: |
91-836-2372624/2375467 |
|
E-Mail : |
|
|
Area : |
30000 Sq. ft |
|
Location : |
Owned |
DIRECTORS
AS ON 27.09.2010
|
Name : |
Mr. Chandrakanth
Gurupadappa Mahalingashettty |
|
Designation : |
Managing Director |
|
Address : |
No. 32, First |
|
Date of Birth/Age : |
30.10.1947 |
|
Qualification : |
B.E. Civil |
|
Date of Appointment : |
27.04.1983 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U29297KA1983PTC005283 |
M C O HOSPITAL AIDS
PRIVATE LIMITED |
Managing director |
27/04/1983 |
27/04/1983 |
- |
Active |
NO |
|
2 |
U24239KA1985PTC007188 |
INDOCOAR PHARMA PRIVATE
LIMITED |
Managing director |
04/10/1985 |
04/10/1985 |
- |
Active |
NO |
|
Name : |
Mr. Vakuda
Kotambail Krishnamoorthi |
|
Designation : |
Director |
|
Address : |
No. 32, First |
|
Date of Birth/Age : |
30.11.1957 |
|
Qualification : |
B. Com. |
|
Date of Appointment : |
25.01.1993 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U24239KA1985PTC007188 |
INDOCOAR PHARMA PRIVATE
LIMITED |
Director |
25/01/1993 |
25/01/1993 |
- |
Active |
NO |
|
2 |
U29297KA1983PTC005283 |
M C O HOSPITAL AIDS
PRIVATE LIMITED |
Director |
25/01/1993 |
25/01/1993 |
- |
Active |
NO |
|
Name : |
Mrs. Vimala
Chandrakanth Mahalingashettty |
|
Designation : |
Director |
|
Address : |
No. 32, First |
|
Date of Birth/Age : |
06.03.1957 |
|
Date of Appointment : |
01.11.2005 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U24239KA1985PTC007188 |
INDOCOAR PHARMA PRIVATE
LIMITED |
Director |
05/10/2001 |
05/10/2001 |
29/08/2008 |
Active |
NO |
|
2 |
U29297KA1983PTC005283 |
M C O HOSPITAL AIDS
PRIVATE LIMITED |
Director |
01/11/2005 |
01/11/2005 |
- |
Active |
NO |
|
Name : |
Mr. Bharath
Mahalinga Shetty |
|
Designation : |
Director |
|
Address : |
107/ 3rd Main , 4th
Cross, 1st Block, Rmv Ii Stage Bangalore -560094, Karnataka, India |
|
Date of Birth/Age : |
17.02.1981 |
|
Date of Appointment : |
13.10.2004 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U29297KA1983PTC005283 |
M C O HOSPITAL AIDS
PRIVATE LIMITED |
Director |
01/07/2007 |
01/07/2007 |
- |
Active |
NO |
KEY EXECUTIVES
|
Name : |
Ms. Kavita |
|
Designation : |
Manager |
|
|
|
|
Name : |
Janet Jagadish |
|
Designation : |
Company Secretary
|
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 27.09.2010
|
Names of Shareholders |
No. of Shares |
|
Chandrakant G
Mahalingashetty |
16897 |
|
Parvatama G
Mahalingashetty |
10 |
|
Chandrakant G
Mahalingashetty (HUF) |
6553 |
|
Total |
23460 |
Equity shares Breakup (percentage of total equity)
AS ON 27.09.2010
|
Category |
Percentage |
|
Directors or relatives of directors |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer,
Importer and Exporter of Surgical Sutures (both Absorbable and
Non-Absorbable). |
GENERAL INFORMATION
|
No. of Employees : |
Not Divulged |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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|
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|
Bankers : |
Union Bank of
India, SSI Branch, No. 43/1, 1st Floor, Tumkur Road, Yeshwanthpur,
Bangalore – 560 022, Karnataka, India |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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|
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Facilities : |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
|
|
Banking Relations
: |
-- |
|
|
|
|
Auditors : |
MSSV and Company Chartered
Accountants |
|
Address : |
63/2, Above Canara Bank, Railways Parallel Road, Kumara Park (West), Bangalore- 560020, Karnataka, India |
|
Tel No.: |
91-80-23565065 / 23565068 / 23565073 |
|
|
91-80-23565076 |
|
Pan No.: |
AABFM1529R |
CAPITAL STRUCTURE
AS ON 31.03.2010
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
40000 |
Equity Shares |
Rs.100/- each |
Rs.4.000 millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
23460 |
Equity Shares |
Rs.100/- each |
Rs.2.346 millions |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS
|
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
2.346 |
2.346 |
2.346 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
22.399 |
14.206 |
9.749 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
NETWORTH
|
24.745 |
16.552 |
12.095 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
32.573 |
26.896 |
8.962 |
|
|
2] Unsecured Loans |
2.619 |
0.428 |
0.347 |
|
TOTAL BORROWING
|
35.192 |
27.324 |
9.309 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.073 |
|
|
|
|
|
|
|
TOTAL
|
59.937 |
43.876 |
21.477 |
|
|
|
|
|
|
|
APPLICATION OF FUNDS
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block]
|
13.254 |
8.192 |
5.385 |
|
Capital work-in-progress
|
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
INVESTMENT
|
0.031 |
0.028 |
0.028 |
|
DEFERREX TAX ASSETS
|
0.177 |
0.130 |
0.000 |
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES
|
|
|
|
|
|
|
Inventories
|
7.662
|
15.996
|
6.469
|
|
|
Sundry Debtors
|
82.381
|
28.736
|
37.463
|
|
|
Cash & Bank Balances
|
4.484
|
19.383
|
1.810
|
|
|
Other Current Assets |
0.000
|
0.000
|
0.000
|
|
|
Loans & Advances
|
13.316
|
6.167
|
4.643
|
Total Current Assets
|
107.843
|
70.282 |
50.385 |
|
Less : CURRENT LIABILITIES & PROVISIONS
|
|
|
|
|
|
|
Sundry Creditors |
55.358
|
33.993
|
30.190
|
|
|
Other Current Liabilities |
1.713
|
1.871
|
|
|
|
Provisions |
4.297
|
(1.108)
|
4.131
|
Total Current Liabilities
|
61.368
|
34.756
|
34.321
|
|
Net Current
Assets
|
46.475
|
35.526
|
16.064
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES
|
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
TOTAL
|
59.937 |
43.876 |
21.477 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
217.363 |
143.358 |
|
|
|
|
Other Income |
0.955 |
1.185 |
147.110 |
|
|
|
Finished Goods and Work in Progress |
(5.360) |
4.345 |
|
|
|
|
TOTAL
(A) |
212.958 |
148.888 |
147.110 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
Operating Expenses |
96.996 |
80.826 |
NA |
|
|
|
Administrative Expenses |
98.118 |
55.919 |
NA |
|
|
|
Foreign Exchange Loss (Net) |
0.009 |
0.519 |
NA |
|
|
|
TOTAL (B) |
195.123 |
137.264 |
NA |
|
|
|
|
|
|
|
|
Less |
PROFIT
BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
17.835 |
11.643 |
NA |
|
|
|
|
|
|
|
|
|
Less |
FINANCIAL
EXPENSES (D) |
4.200 |
2.870 |
NA |
|
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
13.635 |
8.754 |
NA |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION (F) |
1.191 |
1.275 |
NA |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX (E-F) (G) |
12.444 |
7.479 |
8.833 |
|
|
|
|
|
|
|
|
|
Less |
TAX (I) |
4.251 |
2.942 |
7.760 |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
(G-I) (J) |
8.193 |
4.537 |
1.073 |
|
|
|
|
|
|
|
|
|
Less |
PRIOR PERIOD EXPENSES
|
0.000 |
0.081 |
NA |
|
|
|
|
|
|
|
|
|
Add |
PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
11.176 |
6.720 |
NA |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
19.369 |
11.176 |
NA |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
530.43 |
318.77 |
-- |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
PAT / Total Income |
(%) |
3.85
|
3.05
|
NA
|
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
5.72
|
5.22
|
3.81
|
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
10.27
|
9.53
|
15.84
|
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.50
|
0.45
|
0.73
|
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
5.78
|
3.75
|
2.84
|
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.76
|
2.02
|
1.47
|
LOCAL AGENCY FURTHER INFORMATION
NOTE:
The registered office address of the company has been shifted from #32,1ST Main Road,Lower Palace Orchards
Bangalore – 560003, Karnataka, India to present address w.e.f. 21.10.2011
Form No. 8
|
Corporate identity number of the company |
U29297KA1983PTC005283 |
|
Name of the company |
M C O HOSPITAL AIDS PRIVATE LIMITED |
|
Address of the registered office or of the
principal place of business in |
#32,1st Main Road,Lower Palace Orchards,
Bangalore -560003, Karnataka, India |
|
This form is for |
Creation of charge |
|
Type of charge |
Movable Property |
|
Particular of charge holder |
UNION BANK OF INDIA |
|
Nature of instrument creating charge |
Hypothecation Of Vehicles Agreement(Sd-10) |
|
Date of instrument Creating the charge |
21/04/2011 |
|
Amount secured by the charge |
Rs.0.200 Million |
|
Brief of the principal terms an conditions
and extent and operation of the charge |
Rate of Interest Interest: 11.50% p.a. Terms of Repayment Repayable On Demand. Extent and Operation of the charge Hypothecation charge over TATA NANO
LX Version vehicle belonging to the
Company. |
|
Short particulars of the property charged |
Hypothecation charge over TATA NANO LX
Version Vehicle belonging to the company. Particulars of the Vehicle: CHASSIS NO: MAT612252BKB12634,ENGINE NO:
273MPF105BYYK12364 No.32, Ist Main Road, Lower Palace
Orchards, Bangalore |
Fixed Assets
- Land
- Building
- Vehicles
- Plant and machinery
- Furniture
- Office Equipments
- Computer
- Electrical Fitting
- Pollution Control Treatment Plant
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is or
was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.51.50 |
|
|
1 |
Rs.81.98 |
|
Euro |
1 |
Rs.67.54 |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
6 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
6 |
|
--PROFITABILIRY |
1~10 |
6 |
|
--LIQUIDITY |
1~10 |
6 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
6 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
50 |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.