MIRA INFORM REPORT

 

 

Report Date :           

19.04.2012

 

IDENTIFICATION DETAILS

 

Name :

AMAN TEX LIMITED

 

 

Registered Office :

2 Ishakha Avenue, Sector- 6, Uttara, Dhaka-1230

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

14.04.2008

 

 

Com. Reg. No.:

C-53999

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturer & Exporter of Readymade Garments  

 

 

No. of Employees :

63,760

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 28,000.00

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Bangladesh

b1

b1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


COMPANY DETAILS

 

Name

Aman Tex Limited

Address

2 Ishakha Avenue, Sector- 6, Uttara, Dhaka-1230

Note: The subject operates from this address.

Country

Bangladesh

Telephone No

880-2-7911691-3, 8962297

Fax No

880-2-8921489

E-Mail

info@amangroupbd.com

Website

www.amantexbd.com

Established

2008

Commercial Production From

2009

Company Registration No

C-53999

Registration date

14th April 2008

Legal Status

Private Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Manufacturer & Exporter 

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

2 Ishakha Avenue, Sector- 6, Uttara, Dhaka-1230

Telephone No

880-2-7911691-3, 8962297

Fax No

880-2-8921489

E-Mail

info@amangroupbd.com

Website

www.amantexbd.com

Branch 

NIL

Factory

Boiragirchala, Sreepur, Gazipur

Factory Tel No

N/A

Factory Fax No

N/A

Warehouse

Boiragirchala, Sreepur, Gazipur

 

DIRECTORS

 

Name

Mr. Rafiqul Islam

Designation

Chairman & Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Shafiqul Islam

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Toufiqul Islam

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name 

Mr. Rafiqul Islam

Share Percentage

50%

Nationality

Bangladeshi

 

 

Name

Mr. Shafiqul Islam

Share Percentage

30%

Nationality

Bangladeshi

 

 

Name

Mr. Toufiqul Islam

Share Percentage

20%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer & Exporter

Items Dealing In

Readymade Garments  

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Export: Against L/C

Production Capacity

15,708,960 pieces per year

 

 

BANKERS

 

Name

Islami Bank (BD) Limited

Branch

Rajshahi Branch

Address

Rajshahi

SWIFT

N/A

 

 

Name

IFIC Bank Limited

Branch

Motijheel Branch

Address

Motijheel C/A, Dhaka

SWIFT

N/A

 

 

FINANCIAL INFORMATION

 

Year

2011

2010

 

2009

Investment

Tk.35 million

Tk.32 million

Tk.32 million

Turnover

Tk.290 million

Tk.285 million

One Year Not Completed

Liability

Tk.5 million

Tk.6 million

Tk.8 million

Assets

Tk.42 million

Tk.40 million

Tk.40 million

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.20 million

Paid Up Capital

Tk.250,000.00

Each Share Value

Tk.100

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

130.1097

U.S Dollar

1

81.8300

European Euro

1

107.5246

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Records Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

MAXIMUM RECOMMENDED CREDIT

 

Amount

Based On

US$ 28,000.00

90 days

 

 

GENERAL INFORMATION

 

Employees

63,760

Office Area (Sq. Ft)

2,500 sq.ft (rented)

Factory Area (Sq. Ft)

50,000 sq.ft (rented)

Warehouse Area (Sq. Ft)

10,000 sq.ft.(rented)

Range of Products

4 All Kinds of Knit Products 

Export Market      

4 USA

4 EU Countries  

Certifications

4 ISO 9001:2008

4 ISO 14001:2004

Group Name

4 Aman Group

Subsidiaries / Affiliates

4 Aman Cold Storage Limited

4 Milan Cold Storage Limited

4 Brothers Cement Mills Limited

4 Aman Cement Mills Limited

4 Aman Steel Mills Limited

4 Aman Jute Fibrous Limited

4 Islam Brothers & Co.

4 Aman Fertilizer Limited

4 Aman Cotton Fibrous Limited

4 Aman Agro Industries Limited

4 Juvenile Construction

4 Aman Trading Corporation

4 RS & T International  

4 Anwara Mannan Textile Mills Limited

4 Aman Feed Limited

4 Aman Poultry & Hatchery Limited

4 Aman Plat Tissue Culture Laboratory & Agriculture Farming

Member

4 Dhaka Chamber of Commerce & Industries, Dhaka

4 Bangladesh Knitwear Manufacturers & Exporters Association   

 

 

 

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.50

UK Pound

1

Rs.81.99

Euro

1

Rs.67.54

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.