MIRA INFORM REPORT

 

 

Report Date :           

20.04.2012

 

IDENTIFICATION DETAILS

 

Name :

PRIMA CORPORATION

 

 

Registered Office :

1596 Ohaha Nishihara Nakagami-gun Okinawa-Pref 903-0103

 

 

Country :

Japan

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

January 1976

 

 

Com. Reg. No.:

3600-01-004382 (Okinawa-Nakagamigun)

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Import, wholesale, retail of wines, liquor, beer

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct

Litigation :

---

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Japan

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name

 

PRIMA CORPORATION

 

 

REGD NAME

 

KK Prima

 

 

MAIN OFFICE

 

1596 Ohaha Nishihara Nakagami-gun Okinawa-Pref 903-0103 JAPAN

Tel: 098-945-1111      Fax: 098-945-1113

                                               

URL:                             http://www.prima-okinawa.com

E-Mail address:            (thru the URL)

 

 

ACTIVITIES

 

Import, wholesale, retail of wines, liquor, beer, other

 

 

BRANCHES

 

13 direct-run stores (Okinawa)

 

 

OFFICERS

 

HIROKO HIGA, PRES                            Sadayoshi Miyagi, mgn dir

Naoyuki Higa, dir                                   Sadako Miyagi, dir                                

 

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY

 

FINANCES                    WEAK                                      A/SALES          Yen 3,399 M

PAYMENTS      Slow but Correct  CAPITAL           Yen 181 M

TREND             SLOW                                      WORTH            Yen (-) 14 M

STARTED                     1976                                         EMPLOYES      15

COMMENT

 

TRADING FIRM SPECIALIZING IN WINES, BEER, LIQUOR, OTHER.

 

FINANCIAL SITUATION CONSIDERED WEAK AND DOUBTFUL FOR CREDIT ENGAGEMENTS: US$150,000 / O/A 60 DAYS

                       

MAX CREDIT LIMIT: NEGATIVE NET WORTH AND NO CREDITS RECOMMENDED.

 

HIGHLIGHTS

           

The subject company was established by Hiroko Higa in order to make most of her experience in the subject line of business.  This is a trading firm for import, wholesale and retail of wines, liquor, beer, sake, other.  Goods are imported widely from: France, Italy, Spain, Australia, China, India, other.  Operates 13 direct-run stores in Okinawa.

 

 

FINANCIALL INFORMATION

 

The sales volume for Dec/2011 fiscal term amounted to Yen 3,399 million, a 22% down from Yen 4,346 million in the previous term.  Operations continued in the red to post Yen 58 million net losses for the term, compared with Yen 8 million net losses a year ago.  High Yen hurt earnings & profits in Yen terms.

 

For the current term ending Dec 2012 the operations are expected to come back to profitability to post Yen 10 million, on a 3% rise in turnover, to Yen 3,500 million. 

 

The financial situation is considered WEAK but should be good for MODERATE business engagements.  The proposed amount is considered TOO HIGH from the recent financial status.  No credits are recommended on new transactions.

 

 

REGISTRATION

 

Date Registered:  Jan 1976

Regd No.:         3600-01-004382 (Okinawa-Nakagamigun)

Legal Status:      Limited Company (Kabushiki Kaisha)

Authorized:         1.4 million shares

Issued:             362,000 shares

Sum:                   Yen 181 million

 

Major shareholders (%): Hiroko Higa (55), Naoyuki Higa (16), other

 

No. of shareholders: 7

Nothing detrimental is known as to the commercial morality of executives.

OPERATION

           

Activities: Imports, wholesales and retails wines, beer, liquor, sake, clothing & accessories, operating 13 stores in Okinawa (--100%)

 

Clients: Restaurants, snacks, consumers, other

            No. of accounts: Unavailable

            Domestic areas of activities: Centered in Okinawa-Pref

 

Suppliers: [Mfrs, wholesalers] Imports from France, Italy, Spain, Australia, China, India, other.

Domestically supplied from: Nanto Shuhan, Kokusai Bussan, The Terrace Hotels, Naha Shurui Hambai, other

 

Payment record: Slow but Correct 

 

Location: Business area in Okinawa.  Office premises at the caption address are owned and maintained satisfactorily.

 

Bank References:

Bank of Okinawa (Nishihara)

Bank of Ryukyus (H/O)

Relations: Satisfactory

 

 

FINANCES

 (In Million Yen)

 

       Terms Ending:

31/12/2011

31/12/2010

31/12/2009

31/03/2009

Annual Sales

 

3,500

3,399

4,346

45,714,466

Recur. Profit

 

 

-57

-10

 

Net Profit

 

10

-58

-8

-7

Total Assets

 

 

1,388

1,559

1,690

Current Assets

 

 

380

513

 

Current Liabs

 

 

755

874

 

Net Worth

 

 

-14

43

52

Capital, Paid-Up

 

 

181

181

181

Div.P.Share(¥)

 

 

0.00

0.00

0.00

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

2.97

-21.79

-99.99

..

    Current Ratio

 

..

50.33

58.70

..

    N.Worth Ratio

..

-1.01

2.76

3.08

    R.Profit/Sales

 

..

-1.68

-0.23

..

    N.Profit/Sales

0.29

-1.71

-0.18

0.00

 

Notes: Forecast (or estimated) figures for the 31/12/2011 fiscal term.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.89

UK Pound

1

Rs.83.18

Euro

1

Rs.68.06

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.