MIRA INFORM REPORT

 

Revised report

 

Report Date :

21.04.2012

 

IDENTIFICATION DETAILS

 

Name :

EL RASHIDI EL MIZAN SWEETS FACTORY

 

 

Formerly Known As :

RASHIDI EL MIZAN CONFECTIONERY FACTORIES DEVELOPMENT

 

 

Registered Office :

176-178 Port Said Street El Sayeda Zeinab Mounira Cairo

 

 

Country :

Egypt

 

 

Year of Establishment :

1881

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Production and processing of foodstuffs

 

 

No. of Employees :

400

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 600,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SUMMARY

 

Company Name                                     : EL RASHIDI EL MIZAN SWEETS FACTORY

Also Known As                                      : RASHIDI EL MIZAN CONFECTIONERY FACTORIES DEVELOPMENT

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1881

Issued Capital                                        : £E 30,000,000

Paid up Capital                                      : £E 30,000,000

Total Workforce                                     : 400

Activities                                               : Production and processing of foodstuffs.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

Recommended Credit Limit                     : US$ 600,000

 

 

 


COMPANY NAME

 

EL RASHIDI EL MIZAN SWEETS FACTORY

 

ALSO KNOWN AS

RASHIDI EL MIZAN CONFECTIONERY FACTORIES DEVELOPMENT

 

 

company ADDRESS

 

Registered & Physical Address

Street               : 176-178 Port Said Street

Area                 : El Sayeda Zeinab Mounira

Town                 : Cairo

Country             : Egypt

Telephone         : (20-2) 23903472 / 23903474 / 23903477 / 23929481

Facsimile          : (20-2) 23903470 / 23931615

 

Premises

Subject operates from a large suite of offices that are rented and located in the Central Suburban Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       2nd Industrial Zone, Block 38,39                                                         Owned factory premises

     6th of October City

     Tel: (20-2) 8332081 / 83332082 / 8334007

     Fax: (20-2) 8330557 / 8334008 / 8342525

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Nehad Ezzat Mohamed Hussein El Rashidi                                         Chairman

 

·       Mohamed Mokhtar El Rashidi                                                             Director

 

·       Ahmed Mokhtar El Rashidi                                                                 Director

 

·       Alia Ahmed                                                                                       Director

 

·       Fawzy Azzam                                                                                   Director

 

·       Hafez Mahmoud                                                                                Director

 

·       Ahmed Abd El Moneim                                                                      General Manager

 

·       Mohamed Nasr El Din                                                                        Sales Manager

 

·       Magdy Bahgat                                                                                  Production Manager

 

·       Hanafy Awad                                                                                    Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1881

 

Legal Form                  : Egyptian Joint Stock Company

 

Issued Capital              : £E 30,000,000

 

Paid up Capital            : £E 30,000,000

 

Name of Shareholder (s)

·       Nehad Ezzat Mohamed Hussein El Rashidi

·       Mohamed Mokhtar El Rashidi

·       Ahmed Mokhtar El Rashidi

·       Members of the El Rashidi family

 

 

OPERATIONS

 

Activities: Engaged in the production and processing of foodstuffs, specialising in dried confectionery, biscuits,

     chocolate, lollipops and wafer biscuits.

 

Import Countries: Europe and Asia

 

Brand Names : MONTY, TWENTY, SUPER DELIGHT and MESTRO WAFER

 

Subject has a workforce of approximately 400 employees.

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 


BANKERS

 

·       National Societe Generale Bank

5 Champollion Street

Cairo

Tel: (20-2) 27707777 / 27707000

Fax: (20-2) 27707799

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.99

UK Pound

1

Rs.83.54

Euro

1

Rs.63.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.