MIRA INFORM REPORT

 

 

Report Date :

21.04.2012

 

IDENTIFICATION DETAILS

 

Name :

HENKEL INTERNATIONAL LUBRICANT INDUSTRY LLC

 

 

Registered Office :

New Sanaya Area, Plot No. 22285 PO Box 5082 Ajman

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

03.04. 2005

 

 

Com. Reg. No.:

3809, Ajman

 

 

Legal Form :

Limited Liability Company - LLC

 

 

Line of Business :

Manufacture of lubricants and greases.

 

 

No. of Employees :

48

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 1,000,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

UAE

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

SUMMARY

 

Company Name                                     : HENKEL INTERNATIONAL LUBRICANT INDUSTRY LLC

Country of Origin                                    : Ajman, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Registration Date                                   : 3rd April 2005

Commercial Registration Number            : 3809, Ajman

Trade Licence Number                            : 550291

Issued Capital                                        : UAE Dh 300,000

Paid up Capital                                      : UAE Dh 300,000

Total Workforce                                     : 48

Activities                                               : Manufacture of lubricants and greases.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Recommended Credit Limit                     : US$ 1,000,000

Person Interviewed                                 : Jasvinder Singh, Financial Manager

 

 

 


COMPANY NAME

 

HENKEL INTERNATIONAL LUBRICANT INDUSTRY LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : New Sanaya Area, Plot No. 22285

 

PO Box             : 5082

 

Town                 : Ajman

Country             : United Arab Emirates

 

Telephone         : (971-6) 7433894

Facsimile          : (971-6) 7433895

Mobile               : (971-50) 4226995

Email                : henkel@emirates.net.ae

 

Premises

 

Subject operates from a medium sized suite of offices and a factory that are rented and located in the Industrial Area of Ajman.

 

Branch Office (s)

 

     Location                                                                                                       Description

 

·       Abdullah Al Moosa Building                                                                            Office premises

Al Musalla Street

Naser Square

Deira

Dubai

Tel: (971-4) 2272426

Fax: (971-4) 2226220

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                                 Position

 

·       Pramjeet Singh Kohli                                     Indian                                        Managing Director

 

·       Abdulrahman Al Marzouqi                              Emirati                                      Director

 

·       Alaa Al Haj Siddiq                                              -                                          Commercial Manager

 

·       Jasvinder Singh                                                  -                                          Financial Manager

 

·       Munir Basha                                                      -                                          Production Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 3rd April 2005

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 3809, Ajman

 

Trade Licence No.       : 550291

 

Issued Capital              : UAE Dh 300,000

 

Paid up Capital            : UAE Dh 300,000

 

Name of Shareholder (s)                                Percentage            

 

·       Abdulrahman Al Marzouqi                                          51%

 

·       Pramjeet Singh Kohli                                                 49%

 

 

AFFILIATED COMPANIES

 

·       Stanley Trading LLC

PO Box: 21516

Dubai

Tel: (971-4) 2272425

Fax: (971-4) 2226220

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of lubricants and greases.

 

Import Countries: Europe and GCC countries.

 

Brand Names: STANLEY, JAMBO and HARIS PLUS

 

Operating Trend: Steady

 

Subject has a workforce of 48 employees.

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 91,000,000                   UAE Dh 93,250,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures were provided by Mr Jasvinder Singh, Financial Manager

 

 

BANKERS

 

·       Dubai Islamic Bank

PO Box: 915

     Ajman

     Tel: (971-6) 7466555

     Fax: (971-6) 7466626

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.00

UK Pound

1

Rs.83.54

Euro

1

Rs.68.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.