MIRA INFORM REPORT

 

 

Report Date :           

23.04.2012

 

IDENTIFICATION DETAILS

 

Name :

BITUMAT CO LTD

 

 

Registered Office :

Dammam Industrial City II, P O Box 7487, Dammam 31462

 

 

Country :

Saudi Arabia 

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

16.06.1984

 

 

Com. Reg. No.:

2050014708, Dammam

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Manufacturer of waterproofing products and protective coatings

 

 

No. of Employees :

350

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 1,150,000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Saudi Arabia 

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : BITUMAT CO LTD

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 16th June 1984

Commercial Registration Number            : 2050014708, Dammam

Chamber Membership Number                : 1848

Issued Capital                                        : SR 50,000,000

Paid up Capital                                      : SR 50,000,000

Total Workforce                                     : 350

Activities                                               : Manufacture of waterproofing products and protective coatings

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 1,150,000

Person Interviewed                                 : Kamal Al Shareef, Finance Manager

 

 

 


COMPANY NAME

 

BITUMAT CO LTD

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Dammam Industrial City II

PO Box             : 7487

Town                 : Dammam 31462

Country             : Saudi Arabia

Telephone         : (966-3) 8121040 / 8121213 / 8121210 / 8423688

Facsimile          : (966-3) 8121189 / 8121190

Email                : marketing@bitumat.com

 

Premises

Subject operates from a suite of offices, manufacturing facilities and warehousing covering an area of 20,000 square metres that are owned and located in the Industrial Area of Dammam.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       PO Box: 58698                                                                                 Rented sales office

Riyadh 11515

Tel: (966-1) 4770443 / 4792553

Fax: (966-1) 4762318

 

·       PO Box: 58698                                                                                 Rented sales office

Jeddah 11515

Tel: (966-2) 6644449

Fax: (966-2) 6640506

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Gouth Awad Bawazir                                                                         General Manager

·       Sayed Abdullah Rezwi                                                                       Business Development Manager

·       Kamal Al Shareef                                                                              Finance Manager

·       Al Khafaji Al Qahtani                                                                         Administration Manager

·       S G Agha                                                                                         Export Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17/09/1404 Hijri (corresponding to 16th June 1984)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 2050014708, Dammam

 

Chamber Member No. : 1848

 

Issued Capital              : SR 50,000,000

 

Paid up Capital            : SR 50,000,000

 

Name of Partner (s)

 

·       Gulf Investment Corporation (GIC)

     GIC Building

     Jaber Al Mubarak Street

     Sharq

     PO Box: 3402

     Safat 13035

     Kuwait

     Tel: (965) 2225000 / 2431911

     Fax: (965) 2448894

     Email: gic@gic.com.kw

 

Gulf Investment Corporation (GIC) specialises in the development of private enterprise and economic growth in the Gulf region. It is owned by the following shareholders:

 

Name                                                                      Percentage held

     Government of Bahrain                                                      16.66%

     Government of Kuwait                                                       16.66%

     Government of Oman                                                         16.66%

     Government of Qatar                                                       16.66%

     Government of Saudi Arabia                                              16.66%

     Government of United Arab Emirates                                  16.66%

 

 

OPERATIONS

 

Activities: Subject manufactures a complete range of roofing and sub-grade waterproofing products and also

produces a wide range of protective coatings, including primers, fibered and non-fibered protective coatings for foundation damp proofing, Environment friendly waterproofing emulsions, flashing compounds, crack sealing compounds. The company also manufactures PVA base bonding agents, sand stabilizers, and waterproofing PVA coatings for horizontal and vertical applications.

 

The company was accredited with the ISO 9002 certification in 1995 and in 2004 it received the ISO 9001:2000.

 

Import Countries: United States of America and Europe.

 

Export Countries: Subject exports over 50% of its capacity to more than 50 countries around the world, particularly the Far East

 

Operating Trend: Steady

 

Subject has a workforce of approximately 350 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                SR 239,000,000             SR 250,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Kamal Al Shareef, Finance Manager

 

 

BANKERS

 

·       National Commercial Bank

PO Box: 13

Dammam 31411

Tel: (966-3) 8331188

Fax: (966-3) 8336058

 

·       Saudi Investment Bank (SAIB)

PO Box: 1581

Dammam

Tel: (966-3) 8342020

Fax: (966-3) 8349111

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.


 

Date of transaction                              June 2008

Credit amount                                        340,000

Amount overdue                         0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               Euros

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.99

UK Pound

1

Rs.83.54

Euro

1

Rs.63.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.