MIRA INFORM REPORT

 

 

Report Date :           

23.04.2012

 

IDENTIFICATION DETAILS

 

Name :

LABORATORIOS RIDER LTDA

 

 

Registered Office :

Placer 1348 , Santiago , XIII Region Metropolitana 

 

 

Country :

Chile

 

 

Year of Establishment :

2007

 

 

Legal Form :

Limited Liability Partnership 

 

 

Line of Business :

Laboratory of pharmaceutical products

 

 

No. of Employees :

210

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

520.000 000's Pesos  

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Chile

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION                            

 

LABORATORIOS RIDER LTDA. 

Placer 1348 
Santiago 
XIII Region Metropolitana 
CHILE 
Telephone         : 56-2-4990823, 56-2-5555490, 56-2-4990800 
E_Mail              : rider@rider.cl , jose.acevedo@rider.cl  
Web Site           : www.rider.cl  
Postal Code      : 8361439 

 

 

SUMMARY 

Started                      : 2007 
Total Employees       : 210 
Payments                  : Prompt 
Capital                      : 000's$      8.991.884.- 

Sic(s) : 5122 
Line of Business: Laboratory of pharmaceutical products. 
Interpretation at the end of the report. 


Credit Recommendation 

 

                                                000's Pesos                  000's US$ dollars         000's Euros 
Conservative value :        520.000                        1.067                            814 
Liberal value      :           572.000                         1.174                            895 

If additional information is received or present information is rectified, this 
recommendation may be modified. 


Financial indicators 

Financial statements could not be obtained, thus financial analysis can not be 
carried out 



COMMERCIAL INFORMATION 

Commercial Bulletin      : As at 17/04/2012 subject does not register protested 
                                    checks, bank drafts nor promissory notes in the 
                                    commercial information bulletin 

Labor Bulletin           : As at 17/04/2012 does not register labor infringements 

Previsional Bulletin     : As at 17/04/2012 does not register pension fund's 
                                    infringements 

Consolidated delinquency : As at 17/04/2012, subject does not register any 
                                    delinquent bill 


TRADE REFERENCES

 

Suppliers' trade references are supplied as follows: 

Detail of References 

Old            : Since 1992 
Last purchase  : 03-2012 
Terms          : 60 days 
Payment        : Prompt 
Notes          : order form 
Credit         : (000'sUS$) 4.000 
Owes           : - 
Due            : Does not Register 
Paying Comments: Good 
Purchase Aver. : (Monthly 000's$) 1.500 

Old            : Since 1997 
Last purchase  : 03-2012 
Terms          : 30-45 days 
Payment        : Prompt 
Notes          : attached check 
Credit         : (000'sUS$) 6.000 
Owes           : - 
Due            : Does not Register 
Paying Comments: Good 
Purchase Aver. : (Monthly 000's$) 2.400 

Detail of Former Trade References 
-------------------------------------------------------------------------------- 
           Last                                           Credit            Owes 
Old        Purch. Payment.    Notes                     (000'sUS$)        (000'sUS$) 
-------------------------------------------------------------------------------- 
Since 1997 07-11  Prompt      attached check               6.000               - 
Since 1992 07-11  Prompt      order form                   4.000               - 
Since 1997 02-11  Prompt      attached check               6.000            None 
Since 1992 01-11  Prompt      order form                       -               - 
Since 1997 04-10  Prompt      attached check               6.000            None 
Since 1992 05-10  Prompt      order form                    Open            None 
Since 1992 02-09  Prompt      order form                    Open            None 
Since 1997 12-08  Prompt      attached check               6.000            None 
Since 1997 04-08  Prompt      attached check               6.000               - 
Since 1992 06-08  Prompt      order form                    Open               - 

During the last 6 months, the account holder credit history shows 26 credit 
review inquiries requested by banks, telecommunications companies, 
administrators, and other businesses in general. 

The account holder credit report reflects no delinquent payment history, no

protests, and no social security and/or work infringements as of the date of

this report. 

AVERAGE PAYMENTS IN CHILE 

International Risk and Payment Review reported in June 2011 

The local delays in payment average 0-1 month. 

BANKS
Subject operates with the following banks: 

-  Banco de Chile 
-  Banco Santander Chile 
-  BancoEstado 

OPERATIONS
Line of Business : Laboratory of pharmaceutical products.

                   (Subject started operations on Jun 11, 2007, as the legal 
                   continuer of the activities of Laboratorio Rider S.A. , 
                   taxpayer ID 92.054.000-7) 

Classification according to commercial activity: 

Sic: 5122-0000 Drugs, proprietaries, and sundries 
         -0300 Drugs and drug proprietaries 
         -0308 Pharmaceuticals 
         -0307 Patent medicines 

Subject is considered as a medium company in this line of business, strong 
competition 



Sales 
Sales are steady throughout the year 

100% wholesalers 

National sales territory 

Products are sold 

National: 100%. 

Not exporting currently. 

Historical exports registered in the Customs National Services 

Total       2009 = 000's$ 16.253 
Total       2008 = 000's$ 18.862 
Total       2007 = 000's$ 4.717 

Not exporting currently 

Purchases 
Places orders with multiple suppliers 

National: 1% 
International: 99% 

Imports from Germany, Argentina, Austria, Brazil, China, Colombia, South Korea, 
Spain, France, Greece, Netherlands, India, England, Italy, Japan, Malta, Mexico, 
Czech Republic, Switzerland, United Kingdom, United States, 

of Imports obtained from Customs'National Service 

Country                            %last year   %Accum. 
------------------------------------------------------- 
United States                           32,43      0,29 
India                                   28,84     57,33 
Argentina                               10,80      8,21 
France                                   6,68     12,87 
Germany                                  4,66      5,00 
Brazil                                   4,49      3,69 
Spain                                    3,59      2,71 
China                                    3,18      1,53 
Greece                                   1,41      4,71 
Italy                                    1,37      0,00 
Austria                                  0,73      2,64 
Mexico                                   0,71      0,00 
United Kingdom                           0,40      0,00 
South Korea                              0,25      0,00 
Colombia                                 0,14      0,76 
Switzerland                              0,14      0,00 
Japan                                    0,06      0,00 
Netherlands                              0,06      0,19 
Malta                                    0,04      0,00 
England                                  0,03      0,00 
Czech Republic                           0,00      0,00 

Historical registries 

Total       2011 = 000's$ 2.619.141      Accumulated 2012 = 000's$ 442.289 
Total       2010 = 000's$ 1.967.645 
Total       2009 = 000's$ 1.820.618 
Total       2008 = 000's$ 2.055.545 
Total       2007 = 000's$ 747.790 


Main suppliers
- Chilarom S.A. 
- Faret S.A. 
- Ilop S.A. 
- Pomos Industrial Metalurgica S.A. 

Employees: 210 employees 

Location 

-  Plant and administration office located at Placer 1348 Santiago, Chile, 
   industrial area, secondary avenue of normal traffic, construction in good 
   conditions 

Branches
Subject does not have any branch 


RELATED COMPANIES

Subject does not have any related company. 

FIXED ASSETS 

Real estates

Subject does not register real estates 

However, it was informed that subject is the owner of the property located at 
the captioned address. 



Vehicles  

Owns vehicles for the company's use 

3 vans . 

Machinery & Instalations
Equipments and machinery, not specified 

INSURANCES  

Insurance Company: 

-RSA Seguros Chile S.A. 

Risks            : Total cover. 
Objetive         : Assets in general. 

-Chilena Consolidada Seguros Generales S.A. 

Due              : Unspecified due dates 
Risks            : Total cover. 
Objetive         : Property, equipment. 


ADMINISTRATION 

General Manager       : Carolina Fuentes Bustos 
Vice President -         : Liliana Jaramillo de Hoyos 
Regional 

Technical Director                      : Ilse Ponce 
Adm. & Finances Manager         : Heinrich Albert Strelow 
Treasurer                                   : José Acevedo García 


LEGAL INFORMATION  

Legal Structure              : Limited Liability Partnership 
Constitution date            : 16/05/2007. Registered on leaf 20.310 N°14.818, Santiago 
                                    Trade Register , year 2007, under the business name 
                                    INVERSIONES LABORATORIOS RIDER LIMITADA 
Notary                                       : Pablo Roberto Poblete Saavedra, Santiago 
Term of duration     : 10 Year automatically renewable for equal and successive 
                       periods 
Legal Address        : Santiago - Chile 
Published in         : Official Gazette dated 25/05/2007 page Nº 50 

Current Social Capital: 000's$ 8.991.884.- 
Social Initial Capital: 000's$ 1.000.- 

Partner : 2 

-  99,99% Synthon International Holding BV 
-   0,01% Synthon Holding BV 

Power of attorney held by General Manager. 

Legal changes 

Public Deed dated 11/06/2007, notary Guillermo Le-Fort Campos, Santiago, 
published in the Official Gazette dated 13/06/2007 page N° 24, corporate name 
was modified: from "Inversiones Laboratorios Rider Limitada" to "Laboratorio 
Rider Limitada". At the same time, capital was increased: from the initial 
$1.000.000 to  $ 4.221.050.000.- 

Public Deed dated 28/12/2007, notary Guillermo Le-Fort Campos, Santiago, 
published in the Official Gazette dated 07/02/2008 page N° 32, capital was 
increased: from $4.221.050 to $9.179.250.000.- subscribed as follows: A)Synthon 
International Holding BV has subscribed and paid $ 8.534.674.000.- and will pay 
$ 644.566.000 before April 2008;  B)  Synthon Holding BV has subscribed and paid 
the amount of $10.000 cash. 

Public Deed dated 04/06/2010, notary Eduardo Avello Concha, Santiago, published 
in the Official Gazette dated 16/06/2010 page N° 32, capital was reduced: from $ 
9.179.250.000 to $ 8.991.884.000.- completed by partners as follows: Synthon 
International Holding BV the amount of $ 8.991.874.000 (99.99%), and Synthon 
Holding BV the amount of  $10.000.- (0.01%).- 

Important Note:

Synthon is a dutch company founded in 1991 and operating in 6 countries  -The 
Netherlands, USA, Spain, Czech Republic, Australia and Argentina - with more 
than 650 employees. It  specializes in hybrid and  generic medicines, and in 
biotechnological products.

On Jun 11th, 2007 it acquired Laboratorios Rider S.A. Taxpayer ID 92.054.000-7 
and since then operates in the chilean market. 



INFORMATION SOURCES 

On 18/04/2012 Mr. José Acevedo García, Treasurer,  submitted just general 
information declined financial figures 

-Other outside information sources. 

Exchange rate 
-As at 19/04/2012 $487,32 Per US$ 

CREDIT RECOMMENDATION 

Credit recommendation amounts are assigned according to criteria usually used in 
the commercial credit evaluation. 

The amounts are based on the risk percentages'assignment to the following 
indicators:  Trade references, number of employees, legal structure, protested 
bills, labor & welfare infringements, unpaid bills, operations, insurances, net 
profit, net worth, working capital and liquidity variations. 



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.99

UK Pound

1

Rs.83.54

Euro

1

Rs.63.40

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.