MIRA INFORM REPORT

 

 

Report Date :

23.04.2012

 

IDENTIFICATION DETAILS

           

Name :

NLDK TIMBER PRIVATE LIMITED

 

 

Registered Office :

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

24.04.2000

 

 

Com. Reg. No.:

55-105368

 

 

Capital Investment / Paid-up Capital :

Rs.7.509 Millions

 

 

CIN No.:

[Company Identification No.]

U20299DL2000PTC105368

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

DELN05212E

 

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer, Exporter and Trader of Wood Products and Wooden Leather Products.

 

 

No. of Employees:

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (45)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 238480

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

 

Registered Office :

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi, India

Tel. No.:

91-11-29521535 / 29521045

Mobile No.:

91-9313783105 (Mr. Deo)

Fax No.:

91-11-29522100

E-Mail :

nandlal@del3.vsnl.net.in, bndeo@india.com, jatin.pasricha@hotmail.com , bndeo@live.com

Area :

500 Sq. Mtr.

Location :

Owned

 

 

Corporate Office :

F-230, Lado Sarai, New Delhi – 110 030, Delhi, India

Tel. No.:

91-11-26528738/29528738

Fax No.:

91-11-26566100

Area :

500 Sq. Mtr.

Location :

Owned

 

 

Factory :

Plot No. 282, Sector 7, IMT Manesar, Gurgaon, Haryana, India

Tel. No.:

91-124-4368401 / 2/3

Area :

2000 Sq. Mtr.

Location :

Owned

 

 

DIRECTORS

 

AS ON 29.09.2010

 

Name :

Mr. Sanjiv Pasricha

Designation :

Director

Address :

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi, India

Date of Birth/Age :

17.06.1960

Qualification :

Graduates

Date of Appointment :

24.04.2000

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U20299DL2000PTC105368

NLDK TIMBERS PRIVATE LIMITED

Director

24/04/2000

24/04/2000

-

Active

NO

2

U36101DL2004PTC128316

LINEAR FURNITURE PRIVATE LIMITED

Director

13/08/2004

13/08/2004

-

Active

NO

 

 

Name :

Mr. Jatin Pasricha

Designation :

Director

Address :

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi, India

Date of Birth/Age :

06.08.1967

Qualification :

Graduates

Date of Appointment :

24.04.2000

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U20299DL2000PTC105368

NLDK TIMBERS PRIVATE LIMITED

Director

24/04/2000

24/04/2000

-

Active

NO

2

U36101DL2004PTC128316

LINEAR FURNITURE PRIVATE LIMITED

Director

13/08/2004

13/08/2004

-

Active

NO

 

Name :

Mrs. Saroj Pasricha

Designation :

Director

Address :

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi, India

Date of Birth/Age :

14.07.1940

Qualification :

Graduates

Date of Appointment :

24.04.2000

 

Other Directorship:

 

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U20299DL2000PTC105368

NLDK TIMBERS PRIVATE LIMITED

Director

24/04/2000

24/04/2000

-

Active

NO

 

 

Name :

Mr. Darshan Pasricha 

Designation :

Director

Address :

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi, India

Date of Birth/Age :

21.10.1929

Date of Appointment :

15.02.2001

Date of Ceasing:

12.06.2008

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 29.09.2010

 

Names of Shareholders

No. of Shares

Sanjiv Pasricha

250100

Jatin Pasricha

250100

Saroj Pasricha

250100

Aparna Pasricha

100

Sulekha Pasricha

100

Abhinav Pasricha

100

Darshan Kumar Pasricha

100

Darshan Kumar Pasricha and Sons (HUF)

100

Avantika Pasricha

100

Srabony Chakroborty

10

Nutan Dev

10

Total

750920

 

 

Equity share breakup (percentage of total equity)

AS ON 29.09.2010

 

Category

Percentage

Directors or relatives of directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer, Exporter and Trader of Wood Products and Wooden Leather Products.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

Vijaya Bank, D-64, Hauz Khas, New Delhi – 110 016, Delhi, India

 

 

Facilities:

SECURED LOAN

 

Rs. In Millions

31.03.2010

Rs. In Millions

31.03.2009

- TERM LOANS

(Secured against Land Building at Manesar and Plant and Machinery)

25.229

29.936

- LOANS FOR VEHICLES

(Secured against hypothecation of vehicles)

3.466

3.862

- CASH CREDIT LIMITS

(secured against hypothecation of stocks and book debts)

51.634

41.702

TOTAL

80.329

75.500

 

 

 

UNSECURED LOAN

 

Rs. In Millions

31.03.2010

Rs. In Millions

31.03.2009

From Banks

0.000

0.000

From Directors and Shareholders

21.186

20.705

Others

14.722

17.251

TOTAL

35.908

37.956

 

 

 

Banking Relations :

---

 

 

Auditors :

 

Name :

Prekshit Mehta and Company

Chartered Accountants

Address :

82/84, Tolstoy Lane, Janpath, Connaught Place, New Delhi – 110 001, Delhi, India 

Tel No.:

91-22-23321421/23737527

Fax No.:

91-22-23317296

 

 

Sister Concern:

NA

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2010

Authorised Capital :

No. of Shares

Type

Value

Amount

1000000

Equity Shares

Rs.10/- each

Rs.10.000 millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

750920

Equity Shares

Rs.10/- each

Rs.7.509 millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

7.509

7.509

7.509

2] Share Application Money

0.00

0.000

0.000

3] Reserves & Surplus

52.111

44.021

36.244

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

59.620

51.530

43.753

LOAN FUNDS

 

 

 

1] Secured Loans

80.329

75.500

49.894

2] Unsecured Loans

35.909

41.213

20.324

TOTAL BORROWING

116.238

116.713

70.218

DEFERRED TAX LIABILITIES

0.000

0.460

0.393

 

 

 

 

TOTAL

175.858

168.703

114.364

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

51.192

55.080

45.112

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.218

0.218

0.218

DEFERREX TAX ASSETS

0.244

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

103.155
92.196
88.049

 

Sundry Debtors

137.978
140.727
114.082

 

Cash & Bank Balances

7.705
11.549
14.039

 

Other Current Assets

0.000
0.000
0.000

 

Loans & Advances

25.773
37.592
30.519

Total Current Assets

274.611
282.064

246.689

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

83.438
87.047
160.886

 

Current Liabilities

55.768
58.327
 

 

Provisions

11.201
23.292
16.792

Total Current Liabilities

150.407
168.666
177.678

Net Current Assets

124.204
113.398
69.011

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.007

0.023

 

 

 

 

TOTAL

175.858

168.703

114.364

 


PROFIT & LOSS ACCOUNT

 

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

SALES

 

 

 

 

 

TOTAL                                    

225.353

342.512

260.587

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

216.732

328.168

244.073

 

 

 

 

 

 

PROFIT BEFORE TAX

8.621

14.344

16.514

 

 

 

 

 

Less

TAX                                                                 

3.594

6.567

6.630

 

 

 

 

 

 

PROFIT AFTER TAX

5.027

7.777

9.884

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

PAT / Total Income

(%)

2.23

2.27
3.79

 

 

 
 
 

Net Profit Margin

(PBT/Sales)

(%)

NA
NA
NA

 

 

 
 
 

Return on Total Assets

(PBT/Total Assets}

(%)

2.65
4.25
5.66

 

 

 
 
 

Return on Investment (ROI)

(PBT/Networth)

 

0.14
0.28
0.38

 

 

 
 
 

Debt Equity Ratio

(Total Liability/Networth)

 

4.47
5.54
5.67

 

 

 
 
 

Current Ratio

(Current Asset/Current Liability)

 

1.83
1.67
1.39

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Check List by Info Agents

Available in Report (Yes / No)

1) Year of Establishment

 Yes

2) Locality of the firm

Yes

3) Constitutions of the firm

Yes

4) Premises details

Yes

5) Type of Business

 Yes

6) Line of Business

Yes

7) Promoter's background

Yes

8) No. of employees

No

9) Name of person contacted

No

10) Designation of contact person

No

11) Turnover of firm for last three years

Yes

12) Profitability for last three years

Yes

13) Reasons for variation <> 20%

 --

14) Estimation for coming financial year

No

15) Capital in the business

Yes

16) Details of sister concerns

No

17) Major suppliers

No

18) Major customers

No

19) Payments terms

No

20) Export / Import details (if applicable)

 --

21) Market information

 --

22) Litigations that the firm / promoter involved in

--

23) Banking Details

Yes

24) Banking facility details

Yes

25) Conduct of the banking account

 --

26) Buyer visit details

 --

27) Financials, if provided

Yes

28) Incorporation details, if applicable

Yes

29) Last accounts filed at ROC

Yes

30) Major Shareholders, if available

Yes

 

 

Form No. 8

 

Corporate identity number of the company

U20299DL2000PTC105368

Name of the company

NLDK TIMBERS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

C-5/42, Safdarjung Development Area, New Delhi – 110 016, Delhi, India

This form is for

Creation of charge

Type of charge

·         Book debts

·         Movable property (not being pledge)

·         Floating charge

·         Others

Particular of charge holder

Vijaya Bank, D-64, Hauz Khas, New Delhi – 110 016, Delhi, India

Nature of instrument creating charge

DOC 56 Hypothecation Agreement, Doc 33 Agreement For Demand Cash Credit Against Hypothecation of Stocks and Book Debts, Supplementary Agreement

Date of instrument Creating the charge

17.08.2009

Amount secured by the charge

Rs.104.969 millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

Interest on Cc(H)Limit Is At Bplr+1.00 = 13.25%(Floating)

 

Terms of repayment

Repayment as per bank norms

 

Margin

Margin As Per Bank Norms

 

Extent and operation of the charge

100%

 

Others

First Charge By Way of Hypothecation of Stocks, Book Debts, Continuing Security of Land And Building, Machinery Valued At Rs.912.68lacs Already Charged To Mortgage Loan  And Secured Loan, Other Existing Machineries, Other Current &Fixed Assets  And E.M. of Properties At Freehold Industrial Land and Building  Admeasuring 1800 Sq. Mtrs Situated At Plot No.282,Sector-7,Situated At Imt Manesar, Gurgaon  Is To Secure The Aggregate Credit Facilities To The Extent Of Rs. 1049.69lac

Short particulars of the property charged

First Charge By Way of Hypothecation of Stocks, Book Debts, Continuing Security Of Land And Building, Machinery Valued At Rs.91.268 Millions Already Charged To Mortgage Loan  And Secured Loan Other Existing Machineries, Other Current &Fixed Assets  Present And Future E.M. Of Properties At Freehold Industrial Land and Building  Admeasuring 1800 Sq. Mtrs Situated At Plot No.282,Sector-7,Situated At Imt Manesar,

Date of instrument modifying the charge

27.03.2008

Particulars of the present modification

He Amount Secured Is Modified To Rs.104.969 Millions To Secure Cch Rs.50.000 Millions,Ilc/Flc Rs.30.000 Millions, Bg Rs.10.000 Millions ,  Sl-Iii Rs.4.065 Millions, Ml 4.815 Millions, Sl-I Rs.3.212 Millions And Sl Ii Rs.2.877 Millions Aggregating To Rs.104.969 Millions

 

 

FIXED ASSETS

 

·         Plant and Machinery

·         Computer and Package

·         Furniture and Fixtures

·         Vehicles

·         Land and Building

 

 

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.99

UK Pound

1

Rs.83.53

Euro

1

Rs.68.39

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

45

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.