MIRA INFORM REPORT

 

 

Report Date :           

25.04.2012

 

IDENTIFICATION DETAILS

 

Name :

FINIAL INTERNATIONAL CORPORATION

 

 

Registered Office :

131, Kwan Yu North St., Yang-Mei, Tao Yuan 326

 

 

Country :

Taiwan

 

 

Date of Incorporation :

04.07.1997

 

 

Com. Reg. No.:

16055727

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture and sales of food products.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 50,000

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Taiwan

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Contact Points

 

Company Name:

Finial International Corporation

Supplied Name:

Finial International Corporation

Trading Address:

No. 19, the Industrial No. 10 Road, Ping Cheng Industrial Park, Chungli City, Taoyuan County, Taiwan. 

Supplied Address:

Ping Cheng Industrial Park 32459 Ping Chenh Taoyuan Taiwan

Telephone Number:

+886-3-4697387/+886-3-4699192

Fax Number:

+886-3-4695155

Notes: subject’s exact name and address are as above.

 

 

Credit Summary

 

Credit Rating:

Maximum credit USD 50,000

Credit Opinion:

Business connections are permissible.

 

 

Company Identification Details

 

Registered Name:

Finial International Corporation

Registered Address:

131, Kwan Yu North St., Yang-Mei, Tao Yuan 326, Taiwan, R.O.C.

Date of Foundation:

1997-7-4

Registration Number:

16055727

Registry:

MOEA Central Office

Registered Capital:

NTD 20,160,000 (USD 683,424)

(As of 2012.04, 1 NTD = 0.0339 USD)

Paid-up Capital:

NTD 20,160,000 (USD 683,424)

Legal Representatives:

Huizhi Li

Legal Form:

Joint Stock Company

Principal Activities:

Manufacture and sales of food products.

Staff:

N/A

Listed at Stock Exchange:

No

Date of Last Annual Return:

2011-5-23

Notes: Subject did not introduce its staff number; from other source we can not obtain the relevant information, either.

 

 

History

 

Subject was incorporated on 1997-7-4 with registered number 16055727 as Joint Stock Company in Taiwan.

 

 

Shareholders

 

Name

Subscription Shares

Squareform Development Co., Ltd

(Literal Translated)

868,000

 

Yeuan Yeou Enterprise Co., Ltd

 

958,000

 

Well Stand Tea Co., Ltd

190,000

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Relate Companies

1

Name

Squareform Development Co., Ltd (Literal Translated)

Address:

Taiwan

2

Name

Yeuan Yeou Enterprise Co., Ltd

Address:

No. 19, the Industrial No. 10 Road, Ping Cheng Industrial Park, Chungli City, Taoyuan County, Taiwan. 

Telephone Number

+886-3-469-9387

Fax Number

+886-3-469-5179

3

Name

Well Stand Tea Co., Ltd

Address:

No. 59, Chenggong Street, Guantian Industrial Area, Guantian District, Tainan City, Taiwan

Telephone Number

+886-3-693-5678

Fax Number

+886-3-695-5588

4

Name

Well Stand Foods (Langxi) Co., Ltd

Address:

Shizi Town, Langxi County, Xuancheng City, Anhui Province, China

Telephone Number

+86-563-7888-111

Fax Number

+86-563-7886-888

5

Name

Yenew Foods (Kunshan) Co., Ltd

Address:

No. 1058, Huanqing Road, Yushan Town High Tech Industry Park, Kunshan City, Jiangsu Province, China

Telephone Number

+86-512-5779-6789

Fax Number

+86-512-5779-7198

6

Name

Yeuan Yeou (Thailand) Co., Ltd

Address:

No.502, Moo 3, Phraprathon-Banpaew Road, Tambol Don Yai Hom, Amphur Muang Nakhonpathom, Nakhonpathom, Province, Thailand.

Telephone Number

+66-34-388303

 

 

 

 

 

Personnel Information

 

Core Management

Directors

1

Name

Huizhi Li

Position

Board Chairman

2

Name

Maoheng Zhu

Position

Director

3

Name

Baofa Chen

Position

Director

4

Name

Chuiting Chen

Position

Supervisor

 

 

Operation Information

 

Offices & Factories

 

Headquarters

Add

No. 19, the Industrial No. 10 Road, Ping Cheng Industrial Park, Chungli City, Taoyuan County, Taiwan. 

 

Production Information

l         Subject’s group is engaged in manufacture of food and food additives.

l         Subject has related factories in Taiwan, the mainland of China and Thailand.

 

 

 

 

Purchase Information

l         The major ered activities of subject:

Business Code

Details

--

General import and export trading business Besides licensed business,

--

Sales of catering equipment

--

Sales of food

--

Bidding service, price quoting service of the above mentioned products for domestic and overseas customers

--

Sales of eatable oil and fat

ZZ99999

 

Besides licensed business, all other business items those are not banned or restricted.

 

l         Subject purchase both at home and abroad.

l         It is introduced that subject’s group is also the agent for Ulmer Spatz Diamalt (Germany)

 

Sales Information

l         The subject is mainly engaged in food and food additives including tea, coffee, grain powder, natural pigment and others, etc

l         Subject’s products are both sold in domestic and overseas market and subject’s customers are mainly food factories, etc

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

Domestic Purchase

Product

Payment Terms

Proportion

Raw materials, etc

CBD, COD, etc

100%

Foreign Purchase

Product

Payment Terms

Proportion

Baking materials, etc

CBD, etc

100%

Sales

Domestic Markets

Product

Sales Terms

Proportion

Food and food additives, etc

CBD, etc

100%

Export

Product

Sales Terms

Proportion

Food and food additives, etc

CBD, etc

100%

 

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Ms. Wang declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we can not obtain the relevant information, either.

 

 

Public Record

 

Mortgage

No chattel mortgage record of subject has been found within the recent 3 months.

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 


Interview Details

 

Name

Ms. Wang

Department

Sales department

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.79

UK Pound

1

Rs.85.17

Euro

1

Rs.69.53

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.