MIRA INFORM REPORT

 

 

Report Date :

26.04.2012

 

IDENTIFICATION DETAILS

 

Name :

ALPHA CHEMICAL EGYPT

 

 

Formerly Known As :

ALPHA CHEMICAL MISR

 

 

Registered Office :

39 Melsa Building, Ard El Golf, Nasr City, Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

1948

 

 

Com. Reg. No.:

109131, Cairo

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Production and distribution of disinfectants and detergents.

 

 

No. of Employees :

75

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 150,000

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                         : ALPHA CHEMICAL EGYPT

Also Known As                                       : ALPHA CHEMICAL MISR

Country of Origin                                    : Egypt

Legal Form                                            : Limited Liability Partnership

Start Date                                             : 1948

Registration Date                                   : 2001

Commercial Registration Number            : 109131, Cairo

Issued Capital                                        : £E 250,000

Paid up Capital                                      : £E 250,000

Total Workforce                         : 75

Activities                                               : Production and distribution of disinfectants and detergents.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Recommended Credit Limit                     : US$ 150,000

 

COMPANY NAME

 

ALPHA CHEMICAL EGYPT

 

ALSO KNOWN AS: ALPHA CHEMICAL MISR

 

 

ADDRESS

 

Registered & Physical Address

 

Building : 39 Melsa Building

Area                 : Ard El Golf, Nasr City

 

Town                 : Cairo

Country : Egypt

 

Telephone         : (20-2) 22914048

Facsimile          : (20-2) 24178193

Mobile               : (20-10) 6670509 / 1270160

Email                : info@alphachemical-egypt.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Tawfekia Road                                                                                  Factory premises

Kom Hamada

Kafr El Zayat

Beheira

     Tel: (20-45) 9115644

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ali Ibrahim Moosa Hussain                                                                 Managing Partner

 

·       Hussain Ibrahim Moosa Hussain                                                         Partner

 

·       Nareman Ibrahim Moosa Hussein                                                       Partner

 

·       Hesham Abd El Latif                                                                          Finance Manager

 

·       Ibrahim Zohny                                                                                   Marketing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1948, However subject was registered in 2001.

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 109131, Cairo

 

Issued Capital              : £E 250,000

 

Paid up Capital            : £E 250,000

 

Name of Shareholder (s)                                Percentage

 

·       Ali Ibrahim Moosa Hussain                                         40%

 

·       Hussain Ibrahim Moosa Hussain                                 40%

 

·       Nareman Ibrahim Moosa Hussein                               20%

 

 

OPERATIONS

 

Activities: Engaged in the production and distribution of disinfectants and detergents for milking machinery and teat dip and poultry farms.

 

Import Countries: India, Germany and the United States of America

 

Export Countries: Libya, Jordan, Syria, Kuwait and the United Arab Emirates

 

Operating Trend: Steady

 

Subject has a workforce of 75 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                £E 20,000,000                           £E 23,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Credit Agricole Egypt

4 Syria Street

Mohandessin, Giza

Cairo

Tel: (20-2) 37608228

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.48

UK Pound

1

Rs.84.65

Euro

1

Rs.69.25

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.