MIRA INFORM REPORT

 

 

Report Date :           

26.04.2012

 

IDENTIFICATION DETAILS

 

Name :

MOHAMED ALI AL JABBAN

 

 

Registered Office :

Building No. 1, 7th Floor, Osman Ben Affan Street, Al Baramkeh, P O Box 11710, Damascus

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

16.04.1984

 

 

Com. Reg. No.:

50474

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Distribution of fruit, vegetables and seeds

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 100,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

                   (31.12.2011)                  

Current Rating

(31.03.2012)

Syria

c1

c1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                         : MOHAMED ALI AL JABBAN

Trade Name                                           : AL SAFA TRADING

Country of Origin                                    : Syria

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 16th April 1984

Commercial Registration Number            : 50474

Chamber Membership Number                : 14642

Invested Capital                         : SY Pnds 1,500,000

Total Workforce                         : 10

Activities                                               : Distribution of fruit, vegetables and seeds.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Recommended Credit Limit                     : US$ 100,000

Person Interviewed                                 : Hashem Mohamed Ali Hashem Al Jabban, Assistant General Manager

 

 

 


COMPANY NAME

 

MOHAMED ALI AL JABBAN

 

 

TRADE NAME

 

AL SAFA TRADING

 

 

company ADDRESS

 

Registered & Physical Address

Building : Building No. 1, 7th Floor

Street               : Osman Ben Affan Street

Area                 : Al Baramkeh

PO Box : 11710

Town                 : Damascus

Country : Syria

Telephone         : (963-11) 2126725

Facsimile          : (963-11) 2120007

Mobile               : (963-944) 312252

Email                : ifco@hotmail.com

 

Premises

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Damascus.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Mohamed Ali Hashem Al Jabban                                                        Proprietor & General Manager

·       Hashem Mohamed Ali Hashem Al Jabban                                           Assistant General Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 16th April 1984

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 50474

 

Chamber Member No. : 14642

 

Invested Capital           : SY Pnds 1,500,000

 

Mr Mohamed Ali Hashem Al Jabban is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of fruit, vegetables and seeds.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 10 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Syrian Pounds (SY Pnds)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                SY Pnds 51,000,000                  SY Pnds 56,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Commercial Bank of Syria

Mouawia Street

PO Box: 2231

Damascus

Tel: (963-11) 2225870

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 

SYRIAN UNREST

 

Protests in Syria started on 26th January 2011 and were influenced by other protests in the region. Protesters have been calling for political reforms and the reinstatement of civil rights, as well as an end to the state of emergency which has been in place since 1963.

Since March 2011 demonstrations have taken place in many cities across Syria. Thousands of protestors gathered in Al Hasakah, Aleppo, Damascus, Daraa, Deir Ez Zor and Hama. After the first day of the protests there were reports of approximately 3,000 arrests.

In Damascus, security forces broke into the Omayyad Mosque and violently attacked protesters. Several people were injured, and several others were arrested. In the southern city of Daraa, people chanted against Rami Makhlouf, the cousin of the Syrian president. The regime replied by sending helicopters and water cannons to confront the protesters. At least three people were killed by security forces.

As a result of the protests, the Governor of Daraa was fired, but this did not satisfy the protesters. Demonstrations increased and on 24th March 2011, it was reported that more than a hundred had been killed.

The entire Syrian cabinet was asked to resign by the president. Adel Safar was named the new prime minister and his new cabinet was sworn into office on 14th April 2011.

The cities of Baniyas and Homs have also fallen under siege by government forces. Army tanks have begun heavy shelling of residential areas.

On 18th May 2011, the United States imposed sanctions on Syrian President Bashar al-Assad and six other senior Syrian officials as a response to Syria's bloody crackdown on political protests.

In June 2011 Syrian troops and Gunmen loyal to President Bashar al-Assad arrested 70 people and set houses on fire after tanks entered a town near the Turkish border. 19 people were shot dead in the assault.

There is also a growing sense in the region that the regime's days are numbered. Turkey, one of Syria closest allies, has warned al-Assad that time is running out and urged him to step down.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.23

UK Pound

1

Rs.84.16

Euro

1

Rs.68.84

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.