MIRA INFORM REPORT

 

 

Report Date :

26.04.2012

 

IDENTIFICATION DETAILS

 

Name :

ZETA INDUSTRIES & TRADING LTD.

 

 

Registered Office :

Mobile Post Shimshon, Tzora Park, Tzora 9980300         

 

 

Country :

Israel

 

 

Date of Incorporation :

04.01.2001

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importers and marketers of ironsmith and hardware products for assembly of truck structures, parts assembled on truck chassis made of metal and plastic

 

 

No. of Employees :

23 employees (had 20 employees in 2010)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 100,000

 

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Company name & address

 

ZETA INDUSTRIES & TRADING LTD.

Telephone  972 2 995 08 00

Fax           972 2 995 08 01

Mobile Post Shimshon

Tzora Park

TZORA      9980300       ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-306359-4 on the 04.01.2001.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 35,000.00, divided into:-

                35,000 ordinary shares of NIS 1.00 each,

of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

1.    Itzhak (Isi) Yogev, 67%,

2.    Ronen Mizrahi, 33%.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Ronen Mizrahi

 

 

BUSINESS

 

Importers and marketers of ironsmith and hardware products for assembly of truck structures, parts assembled on truck chassis made of metal and plastic.

 

Also importers and marketers of lifting, conveyance and safety equipment for working in heights.

 

Subject also sells for export on very low scales.

 

Among local customers: HATEHOF, PALSAN SASA, ISI YOGEV HATEHOF (an affiliate), MARYUMA CENTRAL CO. FOR CHASSIS MANUFACTURING, etc.

 

Most purchasing is from import, from Europe, USA and Far East.

 

Sole local representatives of (main ones):

AL-KO, YALE, HTS, JDT, all of Germany,

FUHRMANN, of Austria,

FURGOCAR, DAKEN, DOMAR, BAWER, TAKLER, all of Italy,

LABCRAFT, WBH, both of England,

BOSTIK, LOAD LOK, both of Holland.

LES, CHAINERIES LIMOUSINES, POMMIER, FORGE FRANCE SYSMA, all of France,

JULI GROUP, TOHO, both of China.

 

Operating from rented premises, on an area of 1,400 sq. meters, in Tzora Park, Kibbutz Tzora, located near the Jerusalem Hills, to where subject moved from Farm #36, Givat Koach (Note: postal box 6440 is no longer relevant).

 

Having 23 employees (had 20 employees in 2010).

 

 

MEANS

 

Current stock is values at NIS 5,800,000 (was valued NIS 5,000,000 in 2010).

 

Other financial data not forthcoming.

 

There are 11 charges for unlimited amounts registered on the company’s assets (financial assets, fixed assets, equipment and vehicles), in favor of Bank Leumi Le’Israel Ltd., Israel Discount Bank Ltd. and Bank Hapoalim Ltd. (last charge placed February 2012).

 

 

sales

 

·         2005 sales claimed to be NIS 9,500,000.

2006 sales claimed to be NIS 11,000,000.

2007 sales claimed to be NIS 14,000,000.

2008 sales claimed to be NIS 15,000,000.

2009 sales claimed to be NIS 17,000,000.

2010 sales claimed to be NIS 21,000,000.

2011 sales claimed to be NIS 23,000,000.

 

OTHERC OMPANIES

 

CASTRO SERVICES FRO CHASSIS LTD., 76%, repair of trucks chassis, operating from same premises as subject.

 

ZETA LIFTING & CONVEYANCE EQUIPMENT LTD., 76%, selling lifting and conveyance equipment, operating from same premises as subject.

 

ISI YOGEV HATEHOF LTD., 50% owned by Isi Yogev, manufacturers and marketers of crates for trucks and lorries.

 

ISI YOGEV HOLDINGS 2002 LTD., owned by Isi Yogev, a holding company.

 

ISI YOGEV INDUSTRIES LTD., owned by Isi Yogev, a holding company.

 

RONEN OMER TRADE LTD., 33% owned by Ronen Mizrahi, non-active.

 

 

BANKERS

 

·         Israel Discount Bank Ltd., Haifa Main Branch (No. 070), Haifa, account No. 33766.

Bank Hapoalim Ltd., Bat Yam Branch (No. 642), Bat Yam, account No. 133123.

 

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m accounts.

 

Bank Leumi Le’Israel Ltd., Hanevi'im Branch (No. 702), Haifa.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Sister company ISI YOGEV HATEHOF LTD. is considered among the leading companies in their field in the local market.

 

In June 2007, ISI YOGEV INDUSTRIES LTD., fully  owned by Isy Yogev, signed an agreement with HATEHOF LTD., controlled by David Oron, according to which the parties will established a new company, equally owned, and transfer all of their present companies' activities into the new company. The new company, ISI YOGEV HATEHOF LTD., acquired from ISI YOGEV INDUSTRIES all its assets and liabilities, in consideration of NIS 2.88 million and all of HATEHOF's activities in the said area, including stock and equipment, for NIS 200,000.

 

Also according to the agreement, Isi Yogev became the General Manager of the new company. The new company operates from subject's premises and pays rent to the company owned by Mr. Yogev.

 

(The veteran HATEHOF LTD. encountered severe financial difficulties, went into freezing procedures and a creditors' arrangement and since July 2011 is fully owned by new shareholders KCPS Group).

 

The spare parts market for trucks is considered most profitable.

According to estimations, between 30,000 to 40,000 trucks roll on the Israeli roads.

 

 

SUMMARY

 

Good for trade engagements.

Maximum unsecured credit recommended US$ 100,000.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.49

UK Pound

1

Rs.84.66

Euro

1

Rs.69.25

 

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.