MIRA INFORM REPORT

 

 

Report Date :

27.04.2012

 

IDENTIFICATION DETAILS

 

Name :

LC  DESIGNS  HK  CO.  LTD.

 

 

Formerly Known As :

London Clock/Dulwich Designs H.K. Ltd

 

 

Registered Office :

Unit 1002, 10/F, Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

16.08.1999

 

 

Com. Reg. No.:

30305076

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Watches, clocks, premiums, novelties, etc.

 

 

No. of Employees :

06

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct 

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name

 

LC  DESIGNS  HK  CO.  LTD.

 

 

Company ADDRESS

 

Unit 1002, 10/F, Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong.

PHONE:            2744 8861

FAX:                 2744 8991

E-MAIL:                        sales@lcdesigns.com.hk

 

 

MANAGEMENT

 

General Manager:  Mr. Pandora Tsang

 

 

SUMMARY

 

Incorporated on:             16th August, 1999.

                              

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:              HK$10,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   6.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company ADDRESS

 

Registered Head Office:-

Unit 1002, 10/F, Edward Wong Tower, 910 Cheung Sha Wan Road, Kowloon, Hong Kong.

 

Holding Company:-

The London Clock Holding Co. Ltd., UK.

 

 

BUSINESS REGISTRATION NUMBER

 

30305076

 

 

COMPANY FILE NUMBER

 

0685460

 

MANAGEMENT

 

General Manager:  Mr. Pandora Tsang

 

 

CAPITAL

 

Nominal Share Capital:   HK$10,000.00 (Divided into 100 shares of HK$100.00 each)

Issued Share Capital:     HK$10,000.00

 

 

SHAREHOLDERS

(As per registry dated 16-08-2011)

 

Name

 

 

No. of shares

The London Clock Holding Co. Ltd.

London House, Sheldon Way, Larkfield, Aylesford, Kent ME20 6SE, UK.

 

99

Kevin Brian PESTELL

 

1

 

 

–––

 

Total:

100

===

 


DIRECTORS

(As per registry dated 16-08-2011)

 

Name

(Nationality)

 

Address

Alan Gordon PESTELL

London House, Sheldon Way, Larkfield, Aylesford, Kent ME20 6SE, UK.

 

Kevin Brian PESTELL

London House, Sheldon Way, Larkfield, Aylesford, Kent ME20 6SE, UK.

 

Raymond CARR

London House, Sheldon Way, Larkfield, Aylesford, Kent ME20 6SE, UK.

 

 

SECRETARY 

(As per registry dated 16-08-2011)

 

Name

Address

Co. No.

Company Formations Far East Ltd.

Room 1202, 12/F., Golden Star Building, 20 Lockhart Road, Hong Kong.

0013907

 

 

HISTORY

 

The subject was incorporated on 16th August, 1999 as a private limited liability company under the Hong Kong Companies Ordinance.

Originally the subject was registered under the name of London Clock/Dulwich Designs H.K. Ltd., name changed to the present style on 3rd September, 2004.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Watches, clocks, premiums, novelties, etc.

 

Employees:                   6.

 

Commodities Imported:   China, other Asian countries, Europe, etc.

 

Markets:                       Asian countries, Europe, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 100 shares of HK$100.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:  Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 100 ordinary shares of HK$100.00 each, LC Designs HK Co. Ltd. is a subsidiary company of The London Clock Holding Co. Ltd. which is a UK-based firm.

The subject is an exporter and manufacturer in the gift and premiums industry.  It has been promoting the clocks and jewellery boxes for its parent company.  It now also offers a complete home lifestyle range like wall arts, mirrors, picture frames, storage boxes and other contemporary decorative accessories, etc.  The subject carries the following products: album, candle holder, cosmetic bag, cufflinks, decoration product, desk top stationery, keychain, leather bag, letter opener, metal giftware, mirror, mirror case, notebook, original design, original design – giftware, original design – watch and clock, paper product, photoframe, silver giftware, tableware, travel accessory, travel goods and bag, and wine accessory.

Also engaged in OEM and ODM orders, the subject is currently supplying retail solutions to department stores, and has built up good relationships with famous brands.

The subject produces a wide variety of products under six different brands: London Clock Company, Dulwich Designs, Boutique, Vicci and most recently Stackers and Button It.

The subject’s business is rather active.  It has been a family business operated by the Pestells.

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it is going to take part in “Hong Kong Gifts & Premium Fair 2012” which will be held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 27th to 30th April, 2012.

As the history of the subject is over twelve years and eight months in Hong Kong, on the whole, consider it good for normal business engagements.

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.57

UK Pound

1

Rs.85.03

Euro

1

Rs.69.56

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.