MIRA INFORM REPORT

 

 

Report Date :

30.04.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. BELINDO INTERNATIONAL CARPET

 

 

Registered Office :

Cikupa Mas Industrial Complex, Jl. Bumimas II No. 6, Desa Talaga – Kec. Cikupa, Tangerang 15710, Banten

 

 

Country :

Indonesia

 

 

Date of Incorporation :

03.06.2009

 

 

Com. Reg. No.:

No. AHU-AH.01.10-14042

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Carpet and Rug Industry

 

 

No. of Employees :

140

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

US$ 1,380,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Usually Correct 

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Name of company

 

P.T. BELINDO INTERNATIONAL CARPET

 

 

company Address

 

Head Office & Factory

Cikupa Mas Industrial Complex

Jl. Bumimas II No. 6

Desa Talaga – Kec. Cikupa

Tangerang 15710, Banten

Indonesia

Phones             - (62-21) 5940 1833 (hunting)

Fax.                  - (62-21) 5940 1770

Email                - info@belindocarpet.com

Website            - http://www.belindocarpet.com

Land Area         - 22,650 sq. meters

Building Area     -   9,820 sq. meters

Region              - Industrial Complex

Status               - Rent

 

 

Date of Incorporation

 

03 June 2009

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg.No.

 

The Ministry of Law and Human Rights

a. No. AHU-26906.AH.01.01.Tahun 2009

    Dated 17 June 2009

b. No. AHU-AH.01.10-14042

    Dated 10 May 2011

 


Company Status 

 

Foreign Investment Company (PMA)

 

 

Permit by the Government Department

 

The Capital Investment Coordinating Board

No. 1847/I/PMA/2008

Dated 17 November 2008

 

Related Companies :

a. MOUNT GLORY INTERNATIONAL Ltd., BVI (Investment Holding)

b. BELTRA INTERNATIONAL of Belgium (Investment Holding)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                   - US$ 2,500,000.- (Rp. 29,457,500,000.-)

Issued Capital                         - US$ 2,000,000.- (Rp. 23,566,000,000.-)

Paid up Capital                       - US$ 2,000,000.- (Rp. 23,566,000,000.-)

 

Shareholder/Owner :

a. MOUNT GLORY INTERNATIONAL Ltd.          - US$ 1,000,000.- (50.0%)

    Address : Road Town, Tortola

                    British Virgin Islands

b. BELTRA INTERNATIONAL                            - US$    900,000.- (45.0%)

    Address : Deerlijk, Likjtstraat

                    Belgium

c. Mr. Robert Tanoyo                                       - US$      50,000.- (  2.5%)

    Address : Mangga Dua Plaza Blok C No. 5.A

                    Central Jakarta

d. Mr. Joko Tanoyo                                          - US$      50,000.- (  2.5%)

    Address : Mal Mangga Dua Ruko No. 10

                    Central Jakarta

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Carpet and Rug Industry

 

Production Capacity :

Carpets and Rugs          - 12,000,000 sq. meters


 

Total Investment :

a. Equity Capital            - US$. 2.0 billion

b. Loan Capital              - US$. 4.0 billion

c. Total Investment         - US$. 6.0 billion           

 

Started Operation :

2009

 

Brand Name :

SHAFIRA, PARADISE, SAFARI AFRICA, NEW DYNASTY, FANTASY

 

Technical Assistance :

None

 

Number of Employee :

140 persons

                                                       

Marketing Area :

Domestic (Local)    - 70%

Export                    - 30%

 

Main Customers :

a. Office Building

b. Hotels

c. Hospitals

d. Retail Shops, etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. Universal Carpet and Rug

b. P.T. Nobel Carpets

c. P.T. Classic Prima Carpet Industries

d. P.T. Indah Carpet Industries

e. P.T. Gilang Usaha Cakrawala

f.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.   ABN AMRO Bank NV.

      Jalan Ir. H. Juanda No. 23-24

      Jakarta Pusat

       Indonesia

b.   STANDARD CHARTERED Bank

      Wisma Standard Chartered Bank

      Jl. Jend. Sudirman Kav. 33A

      Jakarta Selatan

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp.   55.0 billion

2010 – Rp. 102.0 billion

2011 – Rp. 128.0 billion

 

Net Profit (Estimated) :

2009 – Rp. 2.8 billion

2010 – Rp. 5.9 billion

2011 – Rp. 7.5 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Agus Bhakti Santoso

Director                                           - Mr. Joko Tanoyo

 

Board of Commissioner :

Commissioner                                 - Mr. Robert Tanoyo

 

Signatories :

President Director (Mr. Agus Bhakti Santoso) or Director (Mr. Joko Tanoyo) which must be approved by the Board of Commissioners (Mr. Robert Tanoyo)

 


CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit  :    

Small amount – periodical review

 

Maximum Credit Limit :

US$ 1,380,000.- on the 90 days D/A terms of payments

 

 

OVERALL PERFORMANCE

 

P.T. BELINDO INTERNATIONAL CARPET (P.T. BIC) was established on June 3, 2009 with an authorized capital of US$ 2,500,000.- (Rp. 29,457,500,000.-)  of  which US$ 2,000,000.- (Rp. 23,566,000,000.-) was issued and  fully paid up.  The founding shareholders of the company are Mount Glory International of British Virgin Island (50%), Beltra International of Belgium  (45%), Mr. Ronny Bokslag of Indonesia (5%).  The Article of Association was made by Stephanie Wilamarta, SH., a public notary in Jakarta and it was approved by the Ministry of Law and Human Right in its Decision Letter No. AHU-26906.AH.01.01.Tahun 2009 dated June 17, 2009.  The Article of Association of the company has frequently been revised. On January 7, 2011 Mr. Ronny Bokslag pulled out and the whole shares are sold to Mr. Robert Tanoyo (2.5%) and Mr. Joko Tanoyo (2.5%), both are Indonesian businessmen of Chinese extraction.  This amendment Articles of Association was approved by the Minister of Law and Human Rights of the Republic of Indonesia by virtue of Decision Letter No. AHU-AH.01.10-14042 dated May 10, 2011. No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. BIC obtained a foreign capital investment (PMA) facility issued by Investment Coordinating Board (BKPM) in November 2008, for dealing with carpet and rugs industry.  Its plant is located at Cikupa Mas Industrial Complex, Jl. Bumimas II No. 6, Desa Talaga, Cikupa district, Tangerang, Banten province.  The commercial production had been starting in mid-2009 with a production capacity of 12,000,000 square meters of carpet and rugs per annum, with using trade-mark or brand such as Shafira, Paradise, Safari Africa, New Dynasty and Fantasy.  The company’s production is largely (70%) marketed in the country, with the rest (30%) exported to several countries, including Singapore, Malaysia, Japan, Europe and the Middle East.  P.T. BIC is classified as a small sized company of its kind in the country of which the operation has been growing in the last two years.

 

Generally we find the local demand for carpet had been rising by 6% to 7% per year within the last five years in line with the rapid growth of hotels, luxury houses, office buildings, apartments and other sectors in that period. But since the global economic crisis and tight money policy being imposed by Bank Indonesia in October 2008 the demand had been fluctuating. However since the early 2009 the demand has been increasing due to the amelioration economic condition in the country. It is estimated the demand will rise again in line with a slight amelioration of economic condition, stability of political and security in the country. Competition is very tight due to a large number of similar companies operating in the country, such as, PT. Universal Carpet and Rug, PT. Nobel Carpets, PT. Classic Prima Carpet, PT. Indah Carpet Industries, PT. Gilang Usaha Cakrawala, PT. Rainbow Indah Carpets and others.

 

The company is neither public listed nor bond issued company. Therefore, the company has no obligation to publish financial statements publicly. We have checked to Department of Trade and Industry and found that no financial statement has been reported. The management is very reclusive and rejected to disclose its financial condition.  But we estimate the total sales turnover of P.T. BIC in 2009 amounted to Rp 55.0 billion increased to Rp. 102.0 billion in 2010 and rose again to Rp. 128.0 billion in 2011.   We estimated the company has yielded a net profit at least Rp. 7.5 billion in 2011 and the company has an estimated total asset at least Rp. 65.0 billion.  It is projected that total sales turnover of the company will increase at least 12% in 2012.   We observe that P.T. BIC is supported by financially strong behind it. So far, we did not hear that the company having been black listed by the Central Bank (Bank Indonesia).

 

 

P.T. BIC’s management is headed by Mr. Agus Bhakti Santoso (50) with more than 10 years experience in carpet and rug industry.  In his daily activities, he is assisted by Mr. Joko Tanoyo (34) as director and Mr. Robert Tanoyo (31) as commissioner.  The management handled by professional managers having wire relation with overseas and national private businessmen as well as with the government sectors. They are widely connected in domestic and foreign private business circles and are also on quite good terms with the government sector. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in business malpractices.

 

Since this company (PT. BIC) just about two years in operation commercially, so we recommend caution when going to provide fresh loans to them. Or it should obtain sufficient guarantees of all shareholders.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.68

UK Pound

1

Rs.85.12

Euro

1

Rs.69.38

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.