MIRA INFORM REPORT

 

 

Report Date :

01.08.2012

 

IDENTIFICATION DETAILS

 

Name :

MARSHALLS ENTERPRISE INDIA PRIVATE LIMITED

 

 

Registered Office :

108, Kakad Udyog Bhavan, L J Road, Mahim, Mumbai – 400016, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

27.01.2007

 

 

Com. Reg. No.:

11-167188

 

 

Capital Investment / Paid-up Capital :

Rs. 0.500 Million

 

 

CIN No.:

[Company Identification No.]

U51101MH2007PTC167188

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMM33276F

 

 

PAN No.:

[Permanent Account No.]

AAFCM2370K

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader of Elite Furnishing and Importer of Wallpaper

 

 

No. of Employees :

250 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (29)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 36000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. Networth of the company appears to be convincing. Trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution.

 

Profit and loss account of the company is not available

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Ms. Rani

Designation :

Account Executive

Contact No.:

91-22-40702121

Date :

01.08.2012

 

 

LOCATIONS

 

Registered Office / Corporate Office :

108, Kakad Udyog Bhavan, L J Road, Mahim, Mumbai – 400016, Maharashtra< India

Tel. No.:

91-22-40702131 / 40702121

Fax No.:

91-22-40702161

E-Mail :

meaccounts@marshallswallpapers.com

jessyindia@rediffmail.com

Area :

2500sq.fts

Location :

Owned

 

 

Factory :

Gratex House, A-73, MIDC Hairne, Thane Belapur Road, Navi Mumbai – 400703, Maharashtra, India

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Baldev Krishan Sharma

Designation :

Director

Address :

8/B, Shivsagar Building Road No.5, Shivaji Park, Mahim, Mumbai – 400016, Maharashtra, India

Date of Birth/Age :

21.04.1947

Date of Appointment :

27.01.2007

PAN No.:

AAFPS4577F

DIN No.:

00117161

 

 

Name :

Mr. Karan Baldev Sharma

Designation :

Director

Address :

8/B, Shivsagar Building Road No.5, Shivaji Park, Mahim, Mumbai – 400016, Maharashtra, India

Date of Birth/Age :

04.07.1979

Date of Appointment :

27.01.2007

DIN No.:

00117188

 

 

Name :

Mrs. Promila Baldev Sharma

Designation :

Director

Address :

8/B, Shivsagar Building Road No.5, Shivaji Park, Mahim, Mumbai – 400016, Maharashtra, India

Date of Birth/Age :

02.03.1949

Date of Appointment :

27.01.2007

PAN No.:

AMMPS3004N

DIN No.:

00118066

 

 

Name :

Ms. Mona Pratap Menon

Designation :

Director

Address :

103, Rahul Apartment No.2, Baburao Parulekar Marg, Dadar (West), Mumbai – 400028, Maharashtra, India

Date of Birth/Age :

26.04.1975

Date of Appointment :

27.01.2007

PAN No.:

AECPS3825D

DIN No.:

00117025

 

 

KEY EXECUTIVES

 

Name :

Ms. Rani

Designation :

Account Executive

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

Baldevkrishan Sharma

25000

Baldev K Sharma

4000

Promila B Sharma

7000

Mona P Menon

4000

 

 

AS ON 28.02.2012

 

Names of Allottees

No. of Shares

Baldevkrishan Sharma

30000

Karan Sharma

5000

Promila B Sharma

10000

Mona P Menon

5000

TOTAL

50000

 

AS ON 30.09.2011

 

Equity Shares Break Up

Percentage of Holding

Directors or relatives of Directors

100.00

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader of Elite Furnishing and Importer of Wallpaper

 

 

Imports :

 

Products :

·         Wall Papers

 

 

Terms :

 

Selling :

L/C, Cash, Credit (30 Days / 60 Days)

 

 

Purchasing :

L/C, Cash, Credit (30 Days / 60 Days)

 

 

GENERAL INFORMATION

 

Suppliers :

·         DHL Express India Private Limited

·         Garndeco Wallfashion

·         Khroma International

·         Wallpaper World

·         Royal Enterprises

·         R C Perfection

·         Khroma International

 

 

Customers :

·         Wholesales

·         Retailers

·         End Users

 

 

No. of Employees :

250 (Approximately)

 

 

Bankers :

·         Bank of Baroda, Shivaji Park Branch, Sweet Home, L. J. Road, Mahim Mumbai-400016, Maharashtra, India

·         HDFC Bank Limited

·         ICICI Bank

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2011

Rs. In Millions

31.03.2010

Bank OD A/C (Secured Against Properties)

 

 

Marshalls Enterprise – Bank of Baroda

10.499

0.000

HDFC Bank Limited – Car Loan (BMW)

2.376

0.000

ICICI Bank – Honda Civic Car Loan

1.099

0.000

Kotak Mahindra Prime Limited – Corolla Altis Car

0.852

0.000

SCB Home Saver Account

0.665

0.000

 

 

 

TOTAL

15.491

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

B H Patel and Company

Chartered Accountant

Address :

22, Popatwadi, Kalbadevi Road, Mumbai – 400002, Maharashtra, India

Tel. No.:

91-22-25929742

Fax No.:

91-22-25919742

PAN No.:

AABPD1714H

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.10/- each

Rs. 1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

50000

Equity Shares

Rs.10/- each

Rs. 0.500 Million

 

 

 

 

 

 

AS ON 30.09.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.10/- each

Rs. 1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.10/- each

Rs. 1.000 Million

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.500

0.100

0.100

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

8.550

0.640

0.000

4] (Accumulated Losses)

0.000

0.000

(0.862)

NETWORTH

9.050

0.740

(0.762)

LOAN FUNDS

 

 

 

1] Secured Loans

15.491

0.000

1.198

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

15.491

0.000

1.198

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

24.541

0.740

0.436

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

57.055

40.167

40.175

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

8.526
0.000

0.000

 

Sundry Debtors

7.827
0.584

0.012

 

Cash & Bank Balances

(13.607)
3.117

0.034

 

Other Current Assets

0.820
0.000

0.045

 

Loans & Advances

4.763
0.398

0.078

Total Current Assets

8.329

4.099

0.169

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

10.341

13.336

10.008

 

Other Current Liabilities

30.502
30.190

29.510

 

Provisions

0.000
0.000

0.390

Total Current Liabilities

40.843

43.526

39.908

Net Current Assets

(32.514)
(39.427)

(39.739)

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

24.541

0.740

0.436

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

Debt Equity Ratio

(Total Liability/Networth)

 

6.22

58.82

(53.94)

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.20

0.09

0.00

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

No

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

Yes

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----

26]

Buyer visit details

----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

PAN of Proprietor/Partner/Director, if available

Yes

32]

Passport No of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

 

 

SUNDRY CREDITORS DETAILS

(Rs. In Millions)

Particulars

 

31.03.2011

31.03.2010

31.03.2009

Sundry Creditors

10.341

13.336

10.008

 

 

 

 

TOTAL

10.341

13.336

10.008

 

 

SUNDRY CREDITORS (PARTIAL DETAILS)

(Rs. in Millions )

Particulars

31.03.2011

31.03.2010

31.03.2009

Arun V. Munj

10.000

10.000

10.000

Karthik

0.000

0.000

0.001

Nadkarni Uday

0.000

0.000

0.002

R P Shah and Company

0.000

0.000

0.005

Walls and Floors Enterprises India Private Limited

0.000

0.113

0.000

Devaa Textiles

0.000

0.045

0.000

Fabera Furnishing

0.000

0.044

0.000

Cachet Pharmaceuticals Private Limited

0.000

0.040

0.000

Ashar Jayant

0.000

0.023

0.000

Kamdar Tejal

0.000

0.024

0.000

Kantilal and Company

0.000

0.034

0.000

Jhanvi Agencies

0.000

0.024

0.000

DHL Express India Private Limited

0.0053

0.000

0.000

Garndeco Wallfashion

0.003

0.000

0.000

Khroma International

0.033

0.000

0.000

Wallpaper World

0.011

0.000

0.000

Royal Enterprises

0.001

0.000

0.000

R C Perfection

0.003

0.000

0.000

 

 

FORM 8

 

Corporate identity number of the company

U51101MH2007PTC167188

Name of the company

MARSHALLS ENTERPRISE INDIA PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

108, Kakad Udyog Bhavan, L J Road, Mahim, Mumbai – 400016, Maharashtra< India

This form is for

Creation of charge

Type of charge

·         Immovable property

·         Any interest in immovable property

Particular of charge holder

Bank of Baroda, Shivaji Park Branch, Sweet Home, L. J. Road, Mahim Mumbai-400016, Maharashtra, India

Nature of instrument creating charge

Memorandum of Entry

Date of instrument Creating the charge

08.06.2012

Amount secured by the charge

Rs. 20.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

Base Rate + 4% i.e. 14.25% at present

 

Terms of repayment

Tenor 12 months.

 

Margin

40% of the value of mortgaged property.

 

Extent and operation of the charge

Charge of equitable mortgage by deposit of title deeds of the Immovable Properties  as described in column 15 to secure 'Baroda Traders Loan' of Rs. 20.000 Millions including interest, cost, charges, expenses and other moneys payable thereon

 

Other

Apart from the security created on Company’s immovable property as hereinabove referred, the guarantor Mrs. Promila Baldevkrishan Sharma has also redeposited her personal property to secure the loan

Short particulars of the property charged (Including location of the property)

Gala / unit no. 27 admeasuring about carpet area 380 sq. ft. situated at unit no.27, ground floor, Kakad Udyog Bhavan, L. J. Road, Mahim, Mumbai 400016, situated on C.S. no.633(part) on final plot no. 233 TPS III, Lady Jamshedji Road, Mahim 400016 within the Local limits of Mumbai Municipal Corporation Greater Mumbai City.

 

 

FIXED ASSETS

 

·         Furniture and Fixtures

·         Microwave Oven

·         Refrigerator

·         Water Dispenser

·         Computers

·         Office Premises

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 55.80

UK Pound

1

Rs. 87.66

Euro

1

Rs. 68.45

 

 

INFORMATION DETAILS

 

Information Gathered by :

JML

 

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

5

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

29

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.