|
Report Date : |
03.08.2012 |
IDENTIFICATION DETAILS
|
Name : |
BOREALIS AGROLINZ MELAMINE GMBH |
|
|
|
|
Registered Office : |
St. Peterstraße 25, A-4021 Linz |
|
|
|
|
Country : |
Austria |
|
|
|
|
Financials (as on) : |
31.12.2010 |
|
|
|
|
Year of Establishment : |
1939 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of fertilisers and nitrogen compounds |
|
|
|
|
No. of Employees : |
790 Approximately |
RATING & COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
Status : |
Good |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
Austria |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
|
Company name: |
Borealis Agrolinz Melamine GmbH |
|
Status: |
active company |
|
Locations: |
St. Peterstraße 25, A-4021 Linz |
|
Phone: |
0043 (732) 6914 |
|
Fax: |
0043 (732) 6914 - 3581 |
|
E-mail: |
|
|
Internet: |
|
|
Activities: |
Önace 20150 70% Manufacture of fertilisers and nitrogen compounds |
|
|
Önace 46750 30% Wholesale of chemical products |
|
|
|
|
Detail Assessment: |
Payment Payments are made within net agreements. |
|
|
Assessment Company is part of a group and therefore cannot be evaluated
separately. Financial situation in the group is in order. |
|
Year of incorporation: |
1939 |
|
||||
|
Type of company: |
Manufacturing |
|
||||
|
Legal form: |
limited liability company since 1991-09-02 |
|
||||
|
companies' house number: |
FN 78587 w Linz 1991-09-26 |
|
||||
|
Activities: |
|
|
||||
|
VAT number: |
ATU 23057607 |
|
||||
|
number - Austrian National Bank: |
1676423 |
|
||||
|
|
|
|||||
|
|
||||||
|
Import |
Country |
|
|
|
||
|
Import |
Morocco |
|
2012 |
|
||
|
Import |
European Union |
|
2012 |
|
||
|
|
||||
|
Export |
Country |
|
|
|
|
Export |
world-wide |
|
2012 |
|
|
total turnover (total sales) |
2011 |
EUR 395.000.000,00 |
(estimated) |
|
total turnover (total sales) |
2010 |
EUR 392.767.524,57 |
(exact) |
|
total turnover (total sales) |
2009 |
EUR 305.189.893,92 |
(exact) |
|
total turnover (total sales) |
2008 |
EUR 526.373.262,78 |
(exact) |
|
total turnover (total sales) |
2007 |
EUR 328.979.291,65 |
(exact) |
|
total employees |
2012 |
790 |
(approx.) |
|
firm (style): |
|
71 Borealis Agrolinz
Melamine GmbH |
|
legal form: |
|
1 Gesellschaft mit
beschränkter Haftung |
|
registered
office: |
|
1 politischer Gemeinde Linz |
|
business adress: |
|
1 St. Peter-Str. 25 |
|
capital: |
|
26 EUR 70.000.000 |
|
reference date
annual accounts: |
|
1 31. Dezember |
|
annual accounts: |
|
77 zum 31.12.2010
eingereicht am 27.07.2011 |
|
consolidated
accounts: |
|
59 zum 31.12.2006
eingereicht am 18.06.2007 |
|
power of
representation: |
|
1 Bei
Geschäftsführermehrheit wird die Gesellschaft durch je |
|
proxy: |
|
AR Mag. Dietmar Remplbauer,
geb. 13.09.1962 |
|
supervisory
board: |
|
Y Karl Leonhartsberger, geb.
28.07.1954 |
|
managing
director: |
|
BD Hubert Puchner, geb.
22.02.1954 |
|
shareholder: |
|
BE Borealis AG |
|
general table: |
|
Landesgericht Linz |
|
Real estate
text: |
|
No real estate property registered |
|
Surname |
Date of birth |
Address |
Executive positions |
Further executive positions (as registered in the
companies' house) |
|
Louis Desal |
1960-06-21 |
4020 Linz Sophiengutstr. 31 |
manager |
0 |
|
|
MBA |
|||
|
Hubert Puchner |
1954-02-22 |
2323 Schwechat Mannswörth Danubiastraße 21-25 (c/o) |
manager |
0 |
|
Dr. Herwig Ertel |
1962-03-26 |
4064 Oftering Oberndorf 3 |
joint signing clerk |
0 |
|
Ing. Wolfgang Haider |
1959-11-23 |
2320 Schwechat Mailergasse 3 |
joint signing clerk |
2 |
|
Mag.Dr. Norbert Kehrer |
1966-07-19 |
4020 Linz St. Peterstraße 25(c/o) |
joint signing clerk |
1 |
|
Dipl-Ing.Dr. Gerald Papst |
1964-10-29 |
1140 Wien Hütteldorferstraße 343 |
joint signing clerk |
1 |
|
Mag. Dietmar Remplbauer |
1962-09-13 |
4020 Linz St. Peterstraße 25(c/o) |
joint signing clerk |
1 |
|
Dr. Christian Schatz |
1970-07-30 |
4030 Linz Zeppelinstraße 24(c/o) |
joint signing clerk |
1 |
|
John Webster |
1965-11-24 |
4020 Linz St. Peter-Str. 25(c/o) |
joint signing clerk |
0 |
|
KR Herbert Willerth |
1950-03-22 |
2331 Vösendorf Fischerstraße 92 |
chairman of the supervisory board |
2 |
|
Markuu Korvenranta |
1966-01-26 |
4021 Linz St. Peterstraße 25(c/o) |
deputy chairman of the supervisory board |
0 |
|
Claus Haar |
1956-07-27 |
1020 Wien Glockengasse 1 |
member of the supervisory board |
1 |
|
Christian Kempinger |
1961-06-04 |
4020 Linz St. Peterstraße 25 (c/o) |
member of the supervisory board |
0 |
|
Karl Leonhartsberger |
1954-07-28 |
1030 Wien Landstraßer Hauptstraße 26 (c/o) |
member of the supervisory board |
1 |
|
Mag. Katja Tautscher |
1972-01-02 |
1220 Wien Wagramerstraße 17-19(c/o) |
member of the supervisory board |
2 |
|
Dr. Norbert Kehrer |
|
4021 Linz St. Peterstraße 25(c/o) |
head of accounting |
0 |
ALL AMOUNTS IN
EUR
|
|
2010-12-31 |
|
Other intangible assets |
833.795,39 |
|
Sum intangible assets |
833.795,39 |
|
Other tangible assets |
124.432.067,22 |
|
Sum tangible assets |
124.432.067,22 |
|
Special account financial assets |
67.524.712,49 |
|
Sum financial assets |
67.524.712,49 |
|
Sum fixed assets |
192.790.575,10 |
|
Raw-, auxiliary materials and supplies |
17.152.156,95 |
|
Unfinished products |
2.829.032,82 |
|
Finished products |
14.039.959,12 |
|
Sum stock |
34.021.148,89 |
|
Claims from delivered goods and performed services |
12.928.741,78 |
|
Claims against companies with shareholding relationship |
234.606,55 |
|
Claims against related firmes Claims against companies with
shareholding relationship |
63.455.899,22 |
|
Other claims and assets |
12.929.357,17 |
|
Sum claims |
89.548.604,72 |
|
Cash on hand, cheques and bank deposits |
589.909,82 |
|
Sum cash and bank |
589.909,82 |
|
Sum current assets |
134.315.779,48 |
|
Deferred charges |
671.155,41 |
|
Sum deferred charges |
671.155,41 |
|
Assets |
327.777.509,99 |
|
Subscribed/declared capital |
70.000.000,00 |
|
Committed capital reserves |
7.006.209,06 |
|
Free reserves |
5.866.702,72 |
|
Balance sheet profit/balance sheet loss |
33.100.011,71 |
|
Thereof profit/loss carried forward |
-4.150.235,87 |
|
Sum equity capital |
115.972.923,49 |
|
Valuation reserves and other reserves before taxes |
16.524.793,77 |
|
Sum reserves before taxes |
16.524.793,77 |
|
Reservesfor severance pays |
17.811.646,00 |
|
Reserves for pensions |
14.278.923,00 |
|
Tax reserves |
983.739,06 |
|
Other reserves |
12.406.241,00 |
|
Sum reserves |
45.480.549,06 |
|
Liabilities against credit institutes |
95.654.833,33 |
|
Liabilities from delivered goods and performed services from the
acceptance of drafts and emission of promissory notes |
47.881.229,61 |
|
Liabilities against related firms |
2.346.835,28 |
|
Liabilities against firm with shareholding relationship |
106.330,62 |
|
Other liabilities |
2.654.369,01 |
|
Sum liabilities |
148.643.597,85 |
|
Deferred income |
1.155.645,82 |
|
Sum deferred income |
1.155.645,82 |
|
Liabilities |
327.777.509,99 |
|
Balance sheet sum |
327.777.509,99 |
ALL AMOUNTS IN
EUR
|
|
2010-12-31 |
|
Gross sales |
392.767.524,57 |
|
Increase or decrease in finished and unfinished goods and in service
claims |
-2.920.520,01 |
|
Other manufacturing costs capitalized |
630.947,54 |
|
Sum turnover or sum gross profit |
390.477.952,10 |
|
Other operating profits |
8.126.288,18 |
|
Other operating profits totally |
8.126.288,18 |
|
Special account material costs |
-222.851.233,57 |
|
Costs for obtained services totally |
-222.851.233,57 |
|
Other social fringe benefits |
-58.073.146,12 |
|
Personnel expenses totally |
-58.073.146,12 |
|
Depreciation of intangible assets, tangible assets,activated expenses
for the set up and expansion of business operation |
-22.244.662,73 |
|
Depreciation tangible assets / intangible assets totally |
-22.244.662,73 |
|
Different operating costs |
-61.677.734,60 |
|
Other operating costs totally |
-61.677.734,60 |
|
Operating result totally |
33.757.463,26 |
|
Profits from shareholdings |
4.000.000,00 |
|
Income from other securities and loans of financial assets |
230.674,08 |
|
Profits from the retirement of and investment in financial assets and
securities of current assets |
8.000.000,00 |
|
Interest income, securties income and similar income |
688.639,16 |
|
Interest and similar disbursements |
-7.078.484,31 |
|
Financial profits totally |
5.840.828,93 |
|
Results from usual business activity
totally |
39.598.292,19 |
|
Taxes on income and profits |
-3.561.700,20 |
|
Taxes on income and profits totally |
-3.561.700,20 |
|
Annual surplus/annual deficit totally |
36.036.591,99 |
|
Dissolution reserves before taxes |
1.213.655,59 |
|
Reserves movements totally |
1.213.655,59 |
|
Annual profit/annual loss totally |
37.250.247,58 |
|
Profit and loss carried forward from previous year |
-4.150.235,87 |
|
Transfer of profits totally |
-4.150.235,87 |
|
B/S profit/ B/S loss from profit and loss
account |
33.100.011,71 |
|
|
2010 |
|
Cash flow II |
58.281.254,72 |
|
Debt amortisation period |
3,32 |
|
Bank indebtedness |
29,18 |
|
Equity capital share |
40,42 |
|
Social capital share |
9,79 |
|
Fixed assets coverage |
85,37 |
|
Net profit ratio |
10,14 |
|
Capital turnover |
1,19 |
|
Return on investment |
14,24 |
|
Cash flow in % of operating performance |
14,92 |
|
Cash flow I |
61.842.954,92 |
|
Gross productivity |
6,72 |
|
Net productivity |
2,88 |
|
Operating performance |
390.477.952,10 |
|
Inventories in % of operating performance |
8,71 |
|
Gross profit |
167.626.718,53 |
|
Type |
Locations |
Description |
|
|
|
E-mail |
|
operational |
St. Peterstraße 25, A-4020 Linz |
registered office |
|
|
|
|
|
operational |
St. Peterstraße 25, A-4021 Linz |
registered headquarters |
|
|
|
|
|
operational |
PF 21, A-4021 Linz |
postbox |
|
Company name |
Postal code |
Stake in % |
|
Companies House |
|
Shares in this company are held by: |
||||
|
Borealis AG |
Wagramerstraße 17-19, A-1220 Wien |
100 % 2007-09-25 |
|
FN 269858 a |
|
|
||||
|
This company holds 100% of the shares in: |
||||
|
LINZER AGRO TRADE GmbH |
St. Peterstraße 25, A-4020 Linz |
100 % 2005-01-25 |
|
FN 257746 p |
|
|
||||
|
This company holds less than 50% of the
shares in: |
||||
|
Chemiepark Linz Betriebsfeuerwehr GmbH |
St.Peterstraße 25, A-4021 Linz |
47.5 % 1999-02-03 |
|
FN 178148 h |
|
|
||||
|
Affiliated companies and further
participations: |
||||
|
Borealis Polyolefine GmbH |
Danubiastraße 21-25, A-2320 Schwechat Mannswörth |
|
|
FN 125430 g |
|
Banker |
Bank sort code |
Type of banking connection |
|
The Royal Bank of Scotland N.V., 1011 Wien |
19985 |
main bank connection |
|
Raiffeisen Bank International AG, 1011 Wien |
31000 |
main bank connection |
|
UniCredit Bank Austria AG, 1011 Wien |
20151 |
secondary banking connection |
|
Year of incorporation: |
1939 |
|
Date of registration: |
1991-09-26 |
|
Change of company name: |
||
|
From |
To |
Company name |
|
|
2003-10-02 |
Agrolinz Melamin GmbH |
|
2003-10-02 |
2009-07-07 |
AMI Agrolinz Melamine International GmbH |
|
2009-07-07 |
|
Borealis Agrolinz Melamine GmbH |
|
Change in share capital: |
||
|
From |
To |
Capital |
|
|
2000-10-19 |
ATS 955.000.000,00 |
|
2000-10-19 |
|
EUR 70.000.000,00 |
|
Former executives: |
|||
|
From |
To |
Function |
Name |
|
2007-12-28 |
2011-12-16 |
joint signing clerk |
Dipl-Ing. Rainer Höfling |
|
|
1997-10-16 |
chairman of the supervisory board |
Mag.Dr. Wolfgang Ruttenstorfer |
|
2003-08-07 |
2007-06-27 |
joint signing clerk |
Dipl-Betriebsw. Stefan Sommer |
|
1997-10-15 |
2000-06-14 |
chairman of the supervisory board |
Dr. Gerhard Roiss |
|
2000-06-14 |
2002-05-08 |
chairman of the supervisory board |
Dipl-Ing.Dr. Richard Schenz |
|
2002-05-08 |
2007-02-08 |
chairman of the supervisory board |
Mag.Dr. Wolfgang Ruttenstorfer |
|
2007-02-08 |
2008-03-07 |
chairman of the supervisory board |
Dr. Gerhard Roiss |
|
2002-05-24 |
2007-07-07 |
joint signing clerk |
Ing.Mag.Dr. Horst König |
|
2004-02-04 |
2007-12-07 |
joint signing clerk |
Dipl-Ing.Dr. Gerald Papst |
|
1999-08-12 |
2007-12-28 |
joint signing clerk |
Mag. Gerald Kappes |
|
2007-12-28 |
2009-03-27 |
joint signing clerk |
Hubert Puchner |
|
2007-12-28 |
2009-03-27 |
joint signing clerk |
Dr. Günther Tappeiner |
|
|
2009-11-14 |
joint signing clerk |
Erich Obereder |
|
2007-12-28 |
2009-11-14 |
joint signing clerk |
Rainer Van Haver |
|
2008-03-07 |
2009-03-27 |
chairman of the supervisory board |
Mark Garrett |
|
|
1997-10-16 |
deputy chairman of the supervisory
board |
Dipl-Ing.Dr. Richard Schenz |
|
2000-05-27 |
2002-05-08 |
deputy chairman of the supervisory
board |
Mag.Dr. Wolfgang Ruttenstorfer |
|
2002-05-08 |
2005-09-30 |
deputy chairman of the supervisory
board |
Dr. Gerhard Roiss |
|
2005-09-30 |
2007-10-12 |
deputy chairman of the supervisory
board |
Mohamed Nasser Al Khaily |
|
2007-10-12 |
2008-03-07 |
deputy chairman of the supervisory
board |
Khadem Al Qubaisi |
|
2008-03-07 |
2009-03-27 |
deputy chairman of the supervisory
board |
Herbert Willerth |
|
2009-03-27 |
2010-02-06 |
deputy chairman of the supervisory
board |
Dr.mont. Alfred Stern |
|
2010-02-06 |
2011-06-08 |
deputy chairman of the supervisory
board |
Gerd Löbbert |
|
|
2000-05-27 |
member of the supervisory board |
Dr. Walter Hatak |
|
|
2000-05-27 |
member of the supervisory board |
Christian Kempinger |
|
|
2000-05-27 |
member of the supervisory board |
Dr. Johann Risak |
|
1997-04-10 |
2000-05-27 |
member of the supervisory board |
Dr. Heinrich Georg Stahl |
|
2000-05-27 |
2000-06-14 |
member of the supervisory board |
Dipl-Ing.Dr. Richard Schenz |
|
2000-06-14 |
2002-05-08 |
member of the supervisory board |
Dr. Gerhard Roiss |
|
|
2002-10-12 |
member of the supervisory board |
Dipl-Ing. Rudolf Strasser |
|
2002-05-08 |
2005-09-30 |
member of the supervisory board |
Dipl-Ing.Mag. Helmut Langanger |
|
2005-09-30 |
2007-10-12 |
member of the supervisory board |
Khadem Al Qubaisi |
|
2007-02-08 |
2008-03-07 |
member of the supervisory board |
Mohamed Abdulla Al Azdi |
|
2007-10-12 |
2008-03-07 |
member of the supervisory board |
Mohamed Al Mehairi |
|
2002-10-12 |
2008-03-07 |
member of the supervisory board |
MBA. David Davies |
|
1994-06-01 |
2008-03-07 |
member of the supervisory board |
Hugo Pleckinger |
|
2007-02-08 |
2008-03-07 |
member of the supervisory board |
John Jeffrey Taylor |
|
2008-03-07 |
2009-03-27 |
member of the supervisory board |
Daniel James Shook |
|
2009-03-27 |
2010-11-19 |
member of the supervisory board |
Philippe Roodhooft |
|
2010-02-06 |
2010-11-19 |
member of the supervisory board |
Dr.mont. Alfred Stern |
|
|
1998-10-14 |
manager |
Mag.Dr. Franz Wurm |
|
|
2001-02-07 |
manager |
Dipl-Vw Günther Schwarz |
|
2000-05-27 |
2002-11-08 |
manager |
Dr. Walter Hatak |
|
|
2005-02-11 |
manager |
Dipl-Ing. Gerhard Ketscher |
|
2001-02-07 |
2007-06-22 |
manager |
Dr. Joachim Grill |
|
2004-02-18 |
2007-10-27 |
manager |
Dr. Günther Tappeiner |
|
2007-01-19 |
2007-12-07 |
manager |
Hubert Puchner |
|
2007-12-07 |
2009-03-27 |
manager |
Dr. Martin Kuzaj |
|
|
1999-08-12 |
joint signing clerk |
Helmut Ilk |
|
|
1999-08-12 |
joint signing clerk |
Dipl-Ing. Herbert Schäffer |
|
|
2000-06-01 |
joint signing clerk |
Ing. Karl Nitsche |
|
2000-04-29 |
2000-12-06 |
joint signing clerk |
MMag.Dr. Peter Roman Zheden |
|
2000-04-29 |
2001-02-07 |
joint signing clerk |
Dr. Joachim Grill |
|
|
2001-03-29 |
joint signing clerk |
Edmund Wiesmayr |
|
|
2001-08-02 |
joint signing clerk |
Dr. Roland Gahler |
|
|
2002-06-07 |
joint signing clerk |
Dipl-Ing.Dr. Werner Czysch |
|
2002-05-24 |
2002-08-27 |
joint signing clerk |
Dipl-Ing.Dr. Werner Auer |
|
|
2003-01-08 |
joint signing clerk |
Dipl-Ing. Johann Grausam |
|
|
2003-08-07 |
joint signing clerk |
Dr. Dietfried Geissler |
|
|
2004-02-04 |
joint signing clerk |
Dipl-Ing. Friedrich Wimmer |
|
2003-09-18 |
2006-06-21 |
joint signing clerk |
Armin Stein |
|
2010-11-19 |
2011-06-08 |
member of the supervisory board |
Markuu Korvenranta |
|
Former shareholders: |
|||
|
From |
To |
Function |
Name |
|
1991-09-26 |
2000-04-29 |
partner |
Mag. Burkhard Guth |
|
2000-04-29 |
2002-10-12 |
partner |
Dr. Jürg Cabjolsky |
|
2002-10-12 |
2005-09-06 |
partner |
Mag.Dr. Wolfgang Baumann |
|
1994-02-10 |
2007-09-25 |
partner |
OMV Aktiengesellschaft |
|
2005-08-23 |
2007-09-25 |
partner |
International Petroleum Investment Company |
|
Former shareholdings: |
||
|
From |
To |
Name |
|
1995-06-22 |
1999-08-11 |
NUFARM GmbH |
|
1994-03-08 |
2004-04-27 |
Venture Finanzierungs- gesellschaft m.b.H. in Liqu. |
|
1994-01-29 |
2007-01-13 |
GWCL Wohnungsgesellschaft mbH |
|
1994-04-12 |
2008-01-25 |
Design Center Linz Betriebsgesellschaft m.b.H. |
|
|
|
Hermann Oder Gesellschaft m.b.H. & Co. Kommanditgesellschaft |
|
1995-07-26 |
1999-10-13 |
NUFARM GmbH & Co.KG |
|
|
|
Chemie Linz Gesellschaft m.b.H. |
|
|
|
btF biotechnologische Forschungsgesellschaft m.b.H. in
Liquidation |
|
|
|
Bauprodukte Gesellschaft m.b.H. in Liquidation |
|
|
|
"Terrakult" Grundverwertung und Liegenschafts Gesellschaft
m.b.H. |
|
|
|
Agrarchemikalien Gesellschaft m.b.H. |
|
|
|
Hermann Oder Geschäftsführungsgesellschaft m.b.H. |
|
Mergers: |
||
|
Date |
Function |
Name |
|
1993-10-12 |
merged with |
Agrolinz Agrarchemikalien Gesellschaft m.b.H. |
|
2006-04-11 |
merged with |
Hermann Oder Gesellschaft m.b.H. & Co. Kommanditgesellschaft |
|
2005-09-23 |
merged with |
Agrarchemikalien Gesellschaft m.b.H. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.78 |
|
UK Pound |
1 |
Rs.86.75 |
|
Euro |
1 |
Rs.68.32 |
INFORMATION DETAILS
|
Report Prepared
by : |
SDA |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.