|
Report Date : |
03.08.2012 |
IDENTIFICATION DETAILS
|
Name : |
NZR NATURSTEIN ZENTRUM RUHR GMBH |
|
|
|
|
Registered Office : |
Arnoldschacht
5-7, D 44894 Bochum |
|
|
|
|
Country : |
Germany |
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|
|
|
Financials (as on) : |
31.12.2010 |
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|
|
|
Date of Incorporation : |
16.08.2002 |
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|
|
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Com. Reg. No.: |
HRB
7495 |
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|
|
|
Legal Form : |
Private
limited company |
|
|
|
|
Line of Business : |
Wholesale of construction materials
of mineral sustances |
|
|
|
|
No. of Employees : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
Germany |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Report
on: NZR Naturstein Zentrum Ruhr
GmbH
Arnoldschacht
5-7
D 44894
Bochum
Telephone:0234/3253699
Telefax: 0234/3253698
Homepage:
www.nzr-bochum.de
E-mail: info@nzr-bochum.de
VAT
no.: DE813513275
Business
relations are permissible.
LEGAL
FORM Private limited company
Date of
foundation: 16.08.2002
Shareholders'
agreement: 16.08.2002
Registered
on: 24.10.2002
Commercial
Register: Local court
44787 Bochum
under: HRB
7495
Share
capital: EUR 100,000.00
Frank
Schewe
Endte 4
D 58091
Hagen
born:
21.10.1972
Share: EUR 50,000.00
Shareholder:
Frank
Dietrich
Rapunzelweg
47
D 58135
Hagen
born:
27.11.1969
Share: EUR 50,000.00
Frank
Schewe
Endte 4
D 58091
Hagen
having
sole power of representation
born:
21.10.1972
Profession:
Businessman
Manager:
Frank
Dietrich
Rapunzelweg
47
D 58135
Hagen
having
sole power of representation
born:
27.11.1969
Profession:
Businessman
Sectors
46734 Wholesale of construction materials of
mineral sustances
Payment
experience: within agreed terms
Negative
information:We have no negative information at hand.
Type of
ownership: Tenant
Address Arnoldschacht 5-7
D 44894 Bochum
Land
register documents were not available.
SPARKASSE
BOCHUM, BOCHUM
SPARKASSE
HAGEN, HAGEN, WESTF
Turnover: 2010 EUR 2,000,000.00
2011 EUR 2,000,000.00
further
business figures:
Equipment: EUR 27,000.00
Ac/ts
receivable:
EUR 102,371.00
Liabilities: EUR 583,786.00
Total
numbers of vehicles: 2
-
Lorries:
2
Employees:
10
-
Trainees: 2
The
aforementioned business figures may partly be estimated information based on
average values in the line of business.
Balance
sheet ratios 01.01.2010 - 31.12.2010
Equity
ratio [%]: 41.90
Liquidity
ratio: 0.24
Return on
total capital [%]: 7.14
Balance
sheet grade: 2.3
Balance
sheet ratios 01.01.2009 - 31.12.2009
Equity
ratio [%]: 38.95
Liquidity
ratio: 0.32
Return on
total capital [%]: 5.61
Balance
sheet grade: 2.5
Balance
sheet ratios 01.01.2008 - 31.12.2008
Equity
ratio [%]: 35.47
Liquidity
ratio: 0.31
Return on
total capital [%]: 6.20
Balance
sheet grade: 2.7
Balance
sheet ratios 01.01.2007 - 31.12.2007
Equity
ratio [%]: 32.44
Liquidity
ratio: 0.31
Return on
total capital [%]: 4.74
Balance
sheet grade: 2.7
Equity
ratio
The
equity ratio indicates the portion of the equity as compared
to the
total capital. The higher the equity ratio, the better the
economic
stability (solvency) and thus the financial autonomy of
a
company.
Liquidity
ratio
The
liquidity ratio shows the proportion between adjusted
receivables
and net liabilities. The higher the ratio, the lower
the
company's financial dependancy from external creditors.
Return
on total capital
The
return on total capital shows the efficiency and return on
the
total capital employed in the company. The higher the return
on total
capital, the more economically does the company work
with the
invested capital.
Type of
balance
sheet: Company balance sheet
Financial
year: 01.01.2010 - 31.12.2010
ASSETS EUR 1,109,003.30
Fixed
assets EUR 151,741.00
Intangible
assets EUR 806.00
Other /
unspecified intangible assetsEUR
806.00
Tangible
assets EUR 150,935.00
Other /
unspecified tangible assets EUR 150,935.00
Current
assets EUR 943,636.57
Stocks EUR 769,383.32
Accounts
receivable EUR 102,371.29
Other
debtors and assets EUR 102,371.29
Liquid
means EUR 71,881.96
Remaining
other assets EUR 13,625.73
Accruals
(assets) EUR 13,625.73
LIABILITIES EUR 1,109,003.30
Shareholders'
equity EUR 372,584.31
Capital EUR 100,000.00
Subscribed
capital (share capital) EUR 100,000.00
Balance
sheet profit/loss (+/-) EUR 272,584.31
Balance
sheet profit / loss EUR 272,584.31
Items
between shareholders' equity and
debt
capital
EUR 8,000.00
Special
items with reserve funds EUR 8,000.00
Provisions EUR 144,632.54
Liabilities EUR 583,786.45
Other
liabilities EUR 583,786.45
Unspecified
other liabilities EUR 583,786.45
Type of
balance
sheet: Company balance sheet
Financial
year: 01.01.2009 - 31.12.2009
ASSETS EUR 1,038,073.26
Fixed
assets EUR 123,673.00
Intangible
assets EUR 468.00
Other /
unspecified intangible assetsEUR
468.00
Tangible
assets EUR 123,205.00
Other /
unspecified tangible assets EUR 123,205.00
Current
assets EUR 907,642.68
Stocks EUR 634,286.08
Accounts
receivable EUR 117,816.03
Other
debtors and assets EUR 117,816.03
Liquid
means EUR 155,540.57
Remaining
other assets EUR 6,757.58
Accruals
(assets) EUR 6,757.58
LIABILITIES EUR 1,038,073.26
Shareholders'
equity EUR 293,438.91
Capital EUR 25,000.00
Subscribed
capital (share capital) EUR 25,000.00
Balance
sheet profit/loss (+/-) EUR 268,438.91
Balance
sheet profit / loss EUR 268,438.91
Items
between shareholders' equity and
debt
capital
EUR 36,000.00
Special
items with reserve funds EUR 36,000.00
Provisions EUR 91,667.44
Liabilities EUR 616,966.91
Other
liabilities EUR 616,966.91
Unspecified
other liabilities EUR 616,966.91
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.77 |
|
|
1 |
Rs.86.74 |
|
Euro |
1 |
Rs.68.31 |
INFORMATION DETAILS
|
Report Prepared
by : |
PDT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.