MIRA INFORM REPORT

 

 

Report Date :

03.08.2012

 

IDENTIFICATION DETAILS

 

Name :

XTRACARE PRODUCTS PRIVATE LIMITED

 

 

Registered Office :

Plot No. 40, Saheed Nagar, Bhubaneswar - 751007, Orissa

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

20.12.2001

 

 

Com. Reg. No.:

15-006672

 

 

Capital Investment / Paid-up Capital :

Rs.0.980 Million

 

 

CIN No.:

[Company Identification No.]

U24246OR2001PTC006672

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer, Exporter and Dealers of All Kinds and Varietals of Health Care Products Including Child Care Products.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

MIRA’s Rating :

Ba (46)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 100000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

Plot No. 40, Saheed Nagar, Bhubaneswar - 751007, Orissa, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

xtracare@sify.com

sidharth_2008@sify.com

Website :

http://www.xtracareproducts.com

 

 

Warehouse :

33/1, Bretena Agrahara, 1st Floor, 16th Km, Hosur Main Road, Singasandra (Post), Bangalore – 560068, Karnataka, India

 

 

Admin Office :

725, 6th 'B' Cross, 3rd Block , Koramangala, Bangalore - 560 034, Karnataka, India

Tel. No.:

91-80-25504453/ 25504454

Fax No.:

91-80-25505537

E-Mail :

info@xtracareproducts.com

 

 

DIRECTORS

 

As on: 30.09.2011

 

Name :

Mr. Ashok Kumar Patra

Designation :

Managing Director

Address :

Suar Sahi, Puri-752001, Orissa, India

Date of Birth/Age :

20.08.1965

Date of Appointment :

20.12.2001

DIN No.:

00840007

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U51109OR1994PTC003798

T.KRISHNA PATRA AND COMPANY PRIVATE LIMITED

Director

21/12/1994

21/12/1994

06/05/2009

Active

NO

2

U45203OR1995PTC004155

HERITAGE RESORTS PRIVATE LIMITED

Director

28/09/1995

28/09/1995

-

Active

NO

3

U24246OR2001PTC006672

XTRACARE PRODUCTS PRIVATE LIMITED

Managing director

20/12/2001

20/12/2001

-

Active

NO

 

 

Name :

Mr. Pradeep Kumar Senapati

Designation :

Director

Address :

43-D, Ashok Nagar, Bhubaneswar-756009, Khurda, Orissa, India

Date of Birth/Age :

03.04.1966

Date of Appointment :

12.08.2002

DIN No.:

00837450

 

 

Name :

Mrs. Babita Rani Patra

Designation :

Director

Address :

C-40, Saheed Nagar, Bhubaneswar-751007, Orissa, India

Date of Birth/Age :

09.03.1972

Date of Appointment :

20.12.2001

DIN No.:

00837285

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 30.09.2011

 

Names of Shareholders

 

No. of Shares

Ashok Kumar Patra

 

94000

Babita Rani Patra

 

4000

 

 

 

Total

 

98000

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 30.09.2011

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer, Exporter and Dealers of All Kinds and Varietals of Health Care Products Including Child Care Products.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400013, Maharashtra, India

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2011

As on

31.03.2010

Term Loan

 

 

From Banks:

 

 

HDFC Bank Limited

0.022

0.155

From Company:

 

 

Reliance Capital Limited

0.053

0.351

 

 

 

Total

0.075

0.506

 

Note:

 

Term Loan from HDFC Bank and Reliance Capital Limited are Secured by hypothecation of Vehicles of the Company.

 

Banking Relations :

--

 

 

Auditors :

 

Name :

U.K. Mahapatra and Company

Chartered Accountant

Address :

Plot No. 237, 2nd Floor, Bapuji Nagar, Bhubaneswar-751009, Orissa, India

Tel. No.:

91-674-2597956/ 2597620

Fax No.:

91-674-2597956/ 2597620

E-Mail :

uttam_fca@sify.com

PAN NO.:

AABFU5439N

 

 

CAPITAL STRUCTURE

 

As on: 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

100000

Equity Shares

Rs.10/- each

Rs.1.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

98000

Equity Shares

Rs.10/- each

Rs.0.980 Million

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.980

0.980

0.980

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

24.408

17.100

10.281

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

25.388

18.080

11.261

LOAN FUNDS

 

 

 

1] Secured Loans

0.075

0.506

4.254

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

0.075

0.506

4.254

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

25.463

18.586

15.515

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1.218

1.550

1.827

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.185

0.155

0.113

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

7.741
7.447

6.622

 

Sundry Debtors

11.756
11.976

9.874

 

Cash & Bank Balances

9.728
2.534

0.951

 

Other Current Assets

0.000
0.000

0.000

 

Loans & Advances

12.525
8.292

4.357

Total Current Assets

41.750
30.249

21.804

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditors

2.565
3.430

2.293

 

Other Current Liabilities

1.656
1.979

1.670

 

Provisions

13.469
7.959

4.483

Total Current Liabilities

17.690
13.368

8.446

Net Current Assets

24.060
16.881

13.358

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.217

 

 

 

 

TOTAL

25.463

18.586

15.515

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

155.382

131.008

96.312

 

 

Other Income

0.000

0.000

1.604

 

 

TOTAL                                            (A)

155.382

131.008

97.916

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Sales

126.399

104.584

75.138

 

 

Administrative Expenses

8.864

8.432

9.073

 

 

Selling Expenses

6.749

6.998

5.795

 

 

TOTAL                                           (B)

142.012

120.014

90.006

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)  (C)

13.370

10.994

7.910

 

 

 

 

 

Less

FINANCIAL EXPENSES                        (D)

0.184

0.248

0.354

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

13.186

10.746

7.556

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    (F)

0.399

0.492

0.474

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

12.787

10.254

7.082

 

 

 

 

 

Less

TAX                                                                  (H)

5.480

3.435

2.428

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

7.307

6.819

4.654

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

17.099

10.280

5.626

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

24.408

17.099

10.280

 

 

 

 

 

 

Earnings Per Share (Rs.)

75.46

69.59

47.49

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

4.70
5.21

4.75

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

8.23
7.83

7.35

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

29.76
32.25

29.97

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.50
0.57

0.63

 

 

 
 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.70
0.77

1.13

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

2.36
2.26

2.58

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

PAN of Proprietor/Partner/Director, if available

No

32]

Passport No of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

 

 

FINANCIAL RESULTS:

 

The performance of the Company during the financial year ended 31.03.2011 has been very encouraging. The total income from operations/turnover stood at Rs.155.300 Millions (previous year Rs.131.000 Millions). The operating profit before interest, depreciation and income tax for the year stood at Rs.13.370 Millions compared to previous years Operating Profit of Rs. 10.994 Millions.

 

The Company has during the financial year ended 31.03.2011 incurred a Profit after tax of Rs.7.307 Millions in comparison to the net profit of Rs.6.819 Millions in the previous year.

 

 

Fixed Assets:

 

 

  • Office Equipment
  • Furniture and Fixtures
  • Computer
  • Motor Cycle
  • Air Conditioner
  • Motor Car

 

 

AS PER WEBSITE DETAILS:

 

PROFILE:

 

Subject as an organization is more like a practicing philosophy... a culture than a business entity. It has been conceived with the single-minded vision and focus towards providing quality and caring products to consumers at an affordable price. Over the months and years, they at subject have constantly strived to deliver and uphold these values.

 

There core business expertise is in the OEM, marketing and selling of a range of caring products under the brand name of subject for their consumers. Their product line includes Nappi-pads, Baby Diapers, Wet Tissues, Adult Diapers to name a fews. They are looking to push ahead with an aggressive marketing and sales campaign to capture a sizeable mind share in the marketplace.

 

There are ambitious plans for a nationwide presence in the near future. A plethora of new products are in the pipeline to be launched. A highly experienced and qualified team in operations, marketing and sales is handling this venture.

 

They have plans of rapid expansion into product lines that 'care' not only for the child but also for the entire family, providing them the 'caring' environment that they have always wanted. That's the true subject philosophy!

Needless to say the future beckons us.

 

At subject they believe that the sky is the limit!


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.78

UK Pound

1

Rs.86.75

Euro

1

Rs.68.32

 

 

INFORMATION DETAILS

 

Report Prepared by :

VRN

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

46

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.