MIRA INFORM REPORT

 

 

Report Date :

04.08.2012

 

IDENTIFICATION DETAILS

 

Name :

AMEE RUBBER INDUSTRIES PRIVATE LIMITED

 

 

Registered Office :

301-302, Samudra Seema, Dr, Ambedkar Road, Bandra (West), Mumbai -400050, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

21.03.1986

 

 

Com. Reg. No.:

11-039290

 

 

Capital Investment/ Paid-up Capital:

Rs.13.500 Millions

 

 

CIN No.:

[Company Identification No.]

U25190MH1986PTC039290

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of automobile Rubber Goods

 

 

No. of Employees:

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (33)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 53000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track. There appears lack of reserves with the company. The company has recorded an increase in its sales turnover and profits during 2011. There appears some accumulates losses recorded by the company.

 

However, trade relations are reported as fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for business dealings with some caution 

 

 

NOTES:

 

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered Office :

301-302, Samudra Seema, Dr, Ambedkar Road, Bandra (West), Mumbai -400050, Maharashtra, India

Tel. No.:

91-22-61282828/26007652/26007653

Mobile No.:

91-99904033353 (Mr. Vishal Miglani)

Fax No.:

91-22-26007654

E-Mail :

udanimehtaco@yahoo.co.in

vishal@ameerubber.com

 

 

DIRECTORS

 

As on 30.09.2011

 

Name :

Mr. Chanchal Lalitkumar Batra

Designation :

Director

Address :

A-101, Suraj Heights Bldg, Walbhatt Road, Nr Sharma Estate, Goregaon (East), Mumbai Maharashtra -  400063 India

Date of Birth/Age :

14.12.1965

Date of Appointment :

21.05.2008

Din No.:

02202433

 

 

Name :

Mr. Karan Lalit Batra

Designation :

Director

Address :

A/10, Suroj Height, Walbhat Road, Goregaon (East) Mumbai – 400063 Maharashtra India 

Date of Birth/Age :

17.12.1986

Date of Appointment :

21.05.2008

Din No.:

02202396

 

 

Name :

Mr. Kishanlal Bhagwandas Miglani

Designation :

Director

Address :

593-A/3, Chinar Society, 21st Road, Bandra, (West), Mumbai 400 050, Maharashtra India 

Date of Birth/Age :

07.12.1940

Date of Appointment :

01.01.1996

Din No.:

00952354

 

 

Name :

Mr. Vishal Kishanlal Miglani

Designation :

Director

Address :

593-A/8, Chinar Society, 21st Road, Bandra, (West), Mumbai 400 050, Maharashtra India 

Date of Birth/Age :

26.06.1981

Din No.:

02199962

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2011

 

Names of Shareholders

 

No. of Shares

Mr. Karan Lalit Batra

 

230798

Aftabuddin Zainuddin Sayed

 

11000

Kishanlal Bhagwandas Miglani

 

173702

Krishnavati Kishanlal Miglani

 

762000

Lalit Batra

 

116500

Chanchal Lalitkumar Batra

 

56000

Total

 

1350000

 

As on 30.09.2011

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

99.19

Others

 

0.81

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of automobile Rubber Goods

 

 

Products :

Item Code No

Product

Description

40027000

Automobile Rubber Goods

Rubber Goods and Articles

 

 

PRODUCTION STATUS as on 31.03.2011

 

Particulars

Unit

 

Installed Capacity

Kgs

300000

Actual Production

 

 

Rubber Goods

Mtrs

4285942

Rubber Goods

Kgs

8949

Rubber Goods

Nos

586223

 

 

GENERAL INFORMATION

 

 

 

No. of Employees :

Not Available

 

 

Bankers :

Bank of India, Prathana Samaj Branch, Servants of India Society Building, 417 SVP Road, Mumbai -400004, Maharashtra, India  

 

 

Facilities :

Rs. In Millions

SECURED LOAN

31.03.2011

31.03.2010

From Bank

[Secured by hypothecation of Company's movable assets including Plant & Machinery, Book debts both present and future, equitable mortgage of the Company's Land and other immovable properties and personally guaranteed by some of the Directors

of the Company]

10.951

12.778

[Secured by lien of Fixed Deposit with Bank

0.440

0.340

From Others

[Secured by hypothecation of Motor Car)

0.763

0.934

 

12.154

14.052

 

UNSECURED LOAN

31.03.2011

31.03.2010

From Directors

0.372

1.128

From a Company in which Directors are interested

0.500

0.500

From Others

0.000

1.000

Total

0.872

2.628

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Udani Mehta and Company

Chartered Accountant

Address :

37/1966, Omkaram, Gandhi Nagar, Service Road, Bandra Mumbai – 400051, Maharashtra, India

Pan No.:

AAAPU1936F

 

 

Associate Concerns:

·         Maharashtra Motors [Mumbai]

·         Maharashtra Motors [Panvel]

·         Pacific International

·         KVM Motors

 

 

Companies under the same management

·         Maharashtra Motors [Mumbai] Private Limited

 

 

CAPITAL STRUCTURE

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1500000

Equity Share

Rs.10/- each

Rs15.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1350000

Equity Share

Rs.10/- each

Rs.13.500 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

13.500

13.500

13.500

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

0.000

0.000

0.000

4] (Accumulated Losses)

(0.274)

(0.699)

(1.800)

NETWORTH

13.226

12.801

11.700

LOAN FUNDS

 

 

 

1] Secured Loans

12.154

14.052

21.293

2] Unsecured Loans

0.872

2.628

3.992

TOTAL BORROWING

13.026

16.680

25.285

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

26.252

29.481

36.985

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

11.853

13.474

12.681

Capital work-in-progress

2.170

0.000

0.000

 

 

 

 

INVESTMENT

0.011

0.011

0.011

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

16.884

7.961

7.346

 

Sundry Debtors

16.197

16.352

16.475

 

Cash & Bank Balances

1.112

1.959

1.253

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

6.288

4.999

4.396

Total Current Assets

40.481

31.271

29.470

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

19.136

10.471

3.205

 

Other Current Liabilities

6.437

3.729

1.302

 

Provisions

0.690

1.075

0.670

Total Current Liabilities

26.263

15.275

5.177

Net Current Assets

12.218

15.996

24.293

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

26.252

29.481

36.985

 


 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

57.115

45.677

53.042

 

 

Other Income

7.399

1.162

2.498

 

 

TOTAL                                    

64.514

46.839

55.540

 

 

 

 

 

Less

EXPENSES

59.402

40.923

48.352

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

5.112

5.916

7.188

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

2.487

2.229

1.328

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

2.625

3.687

5.860

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

1.766

1.857

1.466

 

 

 

 

 

 

PROFIT BEFORE TAX

0.859

1.830

4.394

 

 

 

 

 

Less

TAX                                                                 

0.434

0.729

0.116

 

 

 

 

 

 

PROFIT AFTER TAX                

0.425

1.101

4.278

 

 

 

 

 

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.64

0.82

3.17

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

0.66

2.35

7.70

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

1.50

4.01

8.28

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

1.64

4.09

3.48

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.06

0.14

0.38

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

2.97

2.50

0.55

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.54

2.04

5.69

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Check List by Info Agents

Available in Report [Yes/No]

Year of Establishment

Yes

Locality of the Firm

Yes

Constitution of the firm

Yes

Premises details

No

Type of Business

Yes

Line of Business

Yes

Promoters background

Yes

No. of Employees

No

Name of Person Contacted

No

Designation of contact person

No

Turnover of firm for last three years

Yes

Profitability for last three years

Yes

Reasons for variation <> 20%

-

Estimation for coming financial year

-

Capital the business

Yes

Details of sister concerns

Yes

Major Suppliers

No

Major Customers

No

Payment Terms

No

Export / Import Details [If Applicable]

No

Market Information

-

Litigations that the firm / promoter involved in

-

Banking Details

Yes

Banking Facility Details

Yes

Conduct of the banking account

-

Buyer visit details

-

Financials, if provided

Yes

Incorporation details, if applicable

Yes

Last accounts filed at ROC

Yes

Major Shareholders, if applicable

Yes

PAN of Proprietor/Partner/Director, if available

No

Passport No of Proprietor/Partner/Director, if available

No

Voter ID No of Proprietor/Partner/Director, if available

No

 

 

Note: The registered office of the company has been shifted from C- 18 Satyam, Shopping Centre, Maezzannie Floor, Ghatkopar (East) Mumbai, Maharashtra, India to the present address (w.re.f.02.08.2008)

 

PERFORMANCE:

 

During the year the sales and profit before Depreciation and Finance charges were Rs.57.114 Millions and Rs.5.112 Millions compared to Rs.45.676 Millions and Rs.5.916 Milions respectively in the last year. After making provision for Income Tax of Rs0.170 Millions, adjusted MAT Credit of Rs.0.281 and Excess provision of previous years w/off of Rs.0.18 Millions the balance transferred to the Balance Sheet is Rs.0.425 Millions

 

FORM 8

 

Corporate identity number of the company

U25190MH1986PTC039290

Name of the company

AMEE RUBBER INDUSTRIES PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

301-302, Samudra Seema, Dr, Ambedkar Road, Bandra (West), Mumbai -400050, Maharashtra, India

Email: udanimehtaco@yahoo.co.in

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

90232708

Type of charge

·         Immovable property

·         Any interest in immovable property

Particular of charge holder

Bank of India, Prathana Samaj Branch, Servants of India Society Building, 417 SVP Road, Mumbai -400004, Maharashtra, India  

Email: PrarthanaSamaj.MumbaiSouth@bankofindia.co.in

Date of instrument Creating the charge

01.10.2011

Amount secured by the charge

Rs. 57.500 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

 Interest/Commission at such rate(s) as may be notified by the Bank from time to time.

 

Term of Payment:

On Demand

 

Margin

As may be required by the Bank from time to time.

 

Extent and operation of the charge

 Security in favour of Bank for due repayment by the Company to the Bank at Prarthana Samaj Br.,Mumbai on demand of the said revised aggregate credit facilities of Rs.57.500 Millions  comprising of said facilities with interest at agreed rates of interest and for all costs, charges and expenses whatsoever paid or incurred by Bank

 

Others:

from time to time  from the Company at any of the branch or office of the Bank and or for any indebtedness or liability of the company to the Bank.

Revised Facilities and Limits (Rs. in Millions ):(A)Fund based (FB):1)Term loans Rs.34.000, 2)C/C (Hyp.of Stocks and Book Debts) Rs.15.000, 3) EPC:Rs.5.000, 4)FBP (DA/DP 90 days) :Rs.5.000 Max.(3and4):Rs.5.000 Total FB Max.(A) Rs.54.000 (B) Non Fund Based(NFB) :5) Bank Guarantees :Rs.10, 6)Letters of Credit :Rs.2.500 Total NFB Max.(B): Rs.3.500 Aggregate Credit Limits (A+ B):Rs.57.500.

 

Short particulars of the property charged (Including location of the property)

All that piece of land with buildings, shed and structures, standing thereon situated at (1)  Plot No.377 Vapi Indl. Estate, within  village limits of Chanod, Tal. Pardi, Dist. Valsad, Gujarat admg. about 2776 sq. mtrs. (2) Shed No.A-1/23 on piece or parcel of land known as Plot No.377 Vapi Indl. Estate,within village limits of Chanod, Tal. Pardi, Dist. Valsad, admg.679 sq. mtrs. and all fixed machinery and plant, fixtures and fittings now or hereafter to be erected or installed thereon. Details as per Second Schedule of the Continuing oral assent attached.

Date of last modification prior to the present modification

06.09.2010

Particulars of the present modification

6th modification. The principal amount of charge on mortgaged property is increased from Rs.13.000 Millions to Rs.57.500 Millions. Revised Facilities and Limits (Rs. in Millions ):(A)Fund based (FB):1)Term loans Rs.34.000, 2)C/C (Hyp.of Stocks and Book Debts) Rs.15.000, 3) EPC:Rs.5.000, 4)FBP (DA/DP 90 days) :Rs.5.000 Max.(3and4):Rs.5.000 Total FB Max.(A) Rs.54.000 (B) Non Fund Based(NFB) :5) Bank Guarantees :Rs.10, 6)Letters of Credit :Rs.2.500 Total NFB Max.(B): Rs.3.500 Aggregate Credit Limits (A+ B):Rs.57.500.

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.08

UK Pound

1

Rs.87.03

Euro

1

Rs.68.36

 

 

INFORMATION DETAILS

 

 

Report Prepared by :

BYI

 

 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

-

--CREDIT LINES

1~10

4

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

33

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.