MIRA INFORM REPORT

 

 

Report Date :           

07.08.2012

 

IDENTIFICATION DETAILS

 

Name :

CITY CENTRE COMMERCIAL CO KSCC

 

 

Registered Office :

Pepsi Cola Street, Shuwaikh Industrial Area, PO Box : 28109 & 63, Safat 13142

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

04.04.1998

 

 

Com. Reg. No.:

72455

 

 

Legal Form :

Kuwaiti Shareholding Closed Company

 

 

Line of Business :

Engaged as operators of a hypermarket.

 

 

No. of Employees :

150

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                         : CITY CENTRE COMMERCIAL CO KSCC

Country of Origin                                    : Kuwait

Legal Form                                            : Kuwaiti Shareholding Closed Company - KSCC

Registration Date                                   : 4th April 1998

Commercial Registration Number            : 72455

Trade Licence Number                            : 1536/2006

Chamber Membership Number                : 55557

Issued Capital                                        : KD 4,500,000

Paid up Capital                                      : KD 4,500,000

Total Workforce                                     : 150

Activities                                               : Operators of a hypermarket.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Person Interviewed                                 : Sandish Menon, Finance Manager

 


COMPANY NAME

 

CITY CENTRE COMMERCIAL CO KSCC

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Pepsi Cola Street

Area                 : Shuwaikh Industrial Area

PO Box             : 28109 & 63

Town                 : Safat 13142

Country             : Kuwait

Telephone         : (965) 1805222

Facsimile          : (965) 24813530

Email                : acct2@citycentre.com.kw  / acct1@citycentre.com.kw / rahul@citycentre.com.kw

 

Premises

 

Subject operates from a suite of offices and a hypermarket covering 10,000 square metres that are owned and located in the Industrial Area of Safat.

 

Branch Office (s)

 

            Location                                                                                              Description

 

Salimya Souq                                                                                                    Office premises

Tel: (965) 25712250

Fax: (965) 25712260

 

 

KEY PRINCIPALS

 

            Name                                                                                       Position

 

Adel Yacoub Al Ghanem                                                                                    Chairman

 

Jassim Yacoub Al Ghanem                                                                     Vice Chairman

 

Kholoud Yacoub Al Ghanem                                                                   Director

 

Marzouk Adel Al Ghanem                                                                       Director

 

Faisal Yousef Al Qattam                                                                         Director

 

David Wales                                                                                          Operations Manager

 

Sandish Menon                                                                                      Finance Manager

 

Rahul Maheshari                                                                                    Marketing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 4th April 1998

 

Legal Form                  : Kuwaiti Shareholding Closed Company - KSCC

 

Commercial Reg. No.  : 72455

 

Trade Licence No.       : 1536/2006

 

Chamber Member No. : 55557

 

Issued Capital              : KD 4,500,000

 

Paid up Capital            : KD 4,500,000

 

Name of Shareholder (s)

 

Adel Yacoub Al Ghanem

 

Jassim Yacoub Al Ghanem

 

Kholoud Yacoub Al Ghanem

 

Marzouk Adel Al Ghanem

 

Faisal Yousef Al Qattam

 

 

AFFILIATED COMPANIES

 

City Centre United WLL

Safat

 

 

OPERATIONS

 

Activities:         Engaged as operators of a hypermarket.

 

                         City Centre is one of Kuwait’s largest hypermarkets. an excellent visibility and approach, spread over 23,000 Sq. Mtr's .

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 150 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/10:              Year Ending 31/12/11:

 

Total Sales                                KD 35,000,000                           KD 36,800,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Sandish Menon, Finance Manager

 

 

BANKERS

 

Burgan Bank

PO Box: 5875

Safat 13054

Tel: (965) 22410818

Fax: (965) 22410819

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.47

UK Pound

1

Rs.86.60

Euro

1

Rs.68.66

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.