MIRA INFORM REPORT

 

 

Report Date :

06.08.2012

 

IDENTIFICATION DETAILS

 

Name :

LAKO PACIFIC PTY LTD

 

 

Registered Office :

92 McEwan Road, Heidelberg Heights, Victoria 3081

 

 

Country :

Australia

 

 

Date of Incorporation :

13.04.2005

 

 

Com. Reg. No.:

113790248

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Distributor of innovative digital technologies and digital video solutions products.

 

 

No. of Employees :

5 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :                          LAKO PACIFIC PTY LTD

Other style / Business name :     LAKO PACIFIC / LAKO VISION / KAISER BASS

Business address :                    92 McEwan Road

Town :                                       Heidelberg Heights

Province :                                  Victoria

Zip/postal code :                        3081

Country :                                   Australia

Tel :                                          +61 3 94557444

Fax :                                         +61 3 94557497

Website :                                  www.kaiserbaas.com

Registered address :                  92 McEwan Road

Town :                                       Heidelberg Heights

Province :                                  Victoria

Zip/postal code :                        3081

Country :                                   Australia

Comments :                              The representative contacted Ms. Maree Lowen advised the declined in employees and turnover is due to the Subject moving part of its operations to

Hong Kong under a different entity. The Subject will be still operational however in a smaller scale.

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :                    13/04/2005

Legal form :                                           Australian Proprietary Company

Chief executive :                                    Evan Kourambas

Issued & paid up capital :                       AUD 1

Sales turnover :                                      AUD 5,000,000 (Estimated non-consolidated 12 months, 30/06/2012)

Line of business :                                   Distributor of innovative digital technologies and digital video solutions products.

Staff employed :                                     5 employees

 

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is declining

Management experience :           Management is modestly experienced

Financial performance :              Financial performance is declining

Organization structure :              Organizational structure is acceptable

Detrimental :                  No detrimental records found

Payment history :                      No payment delays noted

STATUTORY DETAILS

 

Registry Data

Registration date :                                              13/04/2005

Legal form :                                                       Australian Proprietary Company

Registration no Australian Company Number:       113790248

Registered authority :                                         Australian Securities & Investments Commission

Fiscal/ Tax no :                                                  Australian Business Number: 55606759651

Registry status :                                                Live/Active

Previous name :                                                 The Subject was established on 13-04-2005 under the name E KOURAMBAS PTY. LTD. and changed its name to the current style on 16-08-2005.

Change of legal form :                                         None reported.

Other registration :                                             LAKO PACIFIC is a business name owned by the Subject registered on 31/07/2003 under business registration no: VIC B1704148E. LAKO VISION is a business name owned by the Subject registered on

10/08/1994 under business registration no: VIC 1173300H.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      Evan Kourambas

Designation :                             Managing Director

Name :                                      Maree Lowen

Designation :                             Financial Manager

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Evan Kourambas

Designation :                 Director and Company Secretary

Appointment date :         13/04/05

Address :                      4 Rochester Street

Kew, VIC 3101

Australia

Biography :                    Born on 06-03-1960 in Kalamarta, Greece.

Staff employed :             5 employees

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :                    AUD 1

No of shares :                            1 Ordinary Share

Share par value :                        AUD 1

Issued capital :                          AUD 1

Paid up capital :                         AUD 1

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                               Full List

Composition

Shareholder name :                    LAKO HOLDINGS PTY LTD

Address :                                  92 McEwan Road

Heidelberg Heights, VIC 3081

Australia

No. of shares :                           1 Ordinary Share

% of shares :                             100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          LAKO HOLDINGS PTY LTD

Affiliation type :              Parent Company

Address :                      92 McEwan Road

Heidelberg Heights, VIC 3081

Australia

Name :                          KAISER BAAS HOLDINGS PTY LTD

Affiliation type :              Associate

Address :                      92 McEwan Road

Heidelberg Heights, VIC 3081

Australia

Name :                          LAKO PACIFIC FINANCE PTY. LTD.

Affiliation type :              Associate

Address :                      92 McEwan Road

Heidelberg Heights, VIC 3081

Australia

Name :                          KAISER BAAS PTY LTD

Affiliation type :              Associate

Address :                      92 McEwan Road

Heidelberg Heights, VIC 3081

Australia

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              The Australia and New Zealand Banking Group Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages :                   Satisfied Charges:

ASIC Charge Number: 1198039

Date Registered:            22-08-2005

Charge type:                  Both Fixed & Floating

Date Created:                27-07-2005

Chargees Name:            NATIONAL AUSTRALIA BANK LIMITED

 

Unsatisfied Charges:

ASIC Charge Number:    1641443

Date Registered:            30-05-2008

Charge type:                  Both Fixed & Floating

Date Created:                05-05-2008

Chargees Name:            WESTPAC BANKING CORPORATION

ASIC Charge Number:    1690186

Date Registered:            05-09-2008

Charge type: Fixed

Fixed Date Created:       01-07-2008

Chargees Name:            WESTPAC BANKING CORPORATION

Legal Fillings

Bankruptcy fillings :                    None reported.

Court judgements :                     None reported.

Tax liens :                                 None reported.

Others :                                    None reported.

 

 

FINANCIAL DATA

 

Description

Source of financial statement :                Provided by the Subject

Financial statement date :                      30/06/12

Type of accounts :                                 Estimated key figures

Currency :                                             Australia Dollar (AUD)

Exchange rate :                                     1 USD = AUD 0.95 as of 08-01-2012

Summarized Financial Information

Consolidation type :                   Non Consolidated                       Non Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :          30/06/12                                    30/06/11

Length of accounts :                   12 months                                 12 months

Sale turnover / Income : 5,000,000                                  8,000,000

 

Comments : The estimated turnover was provided by Ms. Maree Lowen. The representative contacted Ms. Maree Lowen advised the declined in employees and turnover is due to the Subject moving part of its operations to Hong Kong under a different entity. The Subject will be still operational however in a smaller scale.

The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :              The Subject's main activities are distribution of innovative digital technologies and digital video solutions products.

Product & services :       Cameras

Road Recorder

Car Camera

Sports Camera

Digital Microscope

Digital Converters

Photo Maker

Photo Maker Pro

Photo Maker Touch

Photo Scanner

mini Photo Scanner

Music Maker

DVD Maker

TV & Radio Sticks

Netbook TV Stick

TV Stick

TV Stick Dual

TV Stick Hybrid

Network TV Tuner

Digital Radio Stick

Digital Radio TV Stick

Wireless Devices

Bluetooth Keyboard

WiFi Media Player

WiFi Music Streamer

Wireless Presenter

Audio

Travel Speakers

Digital Photo Frames

Digital Photo Keyrings

Gaming

Game Recorder

Media Players

Personal Media Player

Bluetooth

BT-130 Keyboard

BT-220 Keyboard

BT-280 Keyboard

Brand :                          KAISER BAAS

 

Purchases

International :                 China, Taiwan, Hong Kong

 

Sales

Local :                          Yes

International :                 Very seldom to New Zealand

Key events :                  Press Release

February 28, 2011 Melbourne, Australia - Corsair Solutions and Lako

Pacific announce that Corsair Solutions has acquired the Lako Pro

business unit from Lako Pacific Pty Ltd, effective from 1 March 2011.

Corsair Solutions, established in 2009 and based in Melbourne, Australia is

an importer and distributor of professional video products from Grass

Valley, Atomos, Logickeyboards, Dulce Systems, XLNT Idea, Qsan and

builds custom duplicator systems under the Corsair Duplicators brand.

 

Property & Assets

Premises : The Subject operates from the verified heading address consisting of warehouse and administrative office.

Branches :        None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 43.879 billion

Gross domestic product - GDP :             US$ 1.586 trillion

GPP (Purchasing power parity) :             954.296 billion of International dollars

GDP per capita - current prices :             US$ 68,916

GDP - composition by sector :                agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                               2009: 1.8%

2010: 2.8%

2011: 3.4%

Unemployment rate :                              2009: 5.6%

2010: 5.2%

2011: 5.1%

Public debt

(General Government gross debt as

a % GDP)

: 2009: 16.9%

2010: 20.4%

2011: 22.9%

Government bond ratings :          Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares

: US$1.258 trillion

Largest companies in the country : Westpac Banking Group (Major Banks), BHP Billiton (Diversified Metals & Mining), Commonwealth Bank (Major Banks), National Australia Bank (Major Banks), ANZ Banking (Major Banks), Telstra (Telecommunications services), Wesfarmers (Food Retail)

 

Trade & Competitiveness Overview

 

Total exports :                           US$210.7 billion

Exports commodities :               coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :                           US$187.2 billion

Imports commodities :                machinery and transport equipment, computers and office machines,

telecommunication equipment and parts; crude oil and petroleum products

Export - major partners :             Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

Import - major partners :             China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

FDI Inflows :                              2008: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

FDI Outflows :                            2008: US$33,604 million

2009: US$16,160 million

2010: US$26,431 million

Best countries for doing business : 10 out of 183 countries

Global competitiveness ranking : 20 (ranking by country on a basis of 142, the first is the best)

Country and Population Overview

Total population :                       22.23 millio

Total area :                                7,692,024 km2

Capital :                                    Canberra

Currency :                                 Australian dollars (AUD)

Internet users as % of total

population

: 76%

 

 

PAYMENT HISTORY

 

Purchase Term

International :     Prepayment, Credit 30 days

Sales Term

Local :              Prepayment, Cash, Credit 45 days

International :     Prepayment, Credit 45 days

Trade Reference/ Payment

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.56.08

UK Pound

1

Rs.87.02

Euro

1

Rs.68.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.