MIRA INFORM REPORT

 

 

Report Date :

07.08.2012

 

IDENTIFICATION DETAILS

 

Name :

SKM AIR CONDITIONING LLC

 

 

Registered Office :

Emirates Road, Industrial Area No. 13, P O Box 6004, Sharjah

 

 

Country :

United Arab Emirates 

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

16.01.1975

 

 

Com. Reg. No.:

2203, Sharjah

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of air conditioning units, refrigeration and cold storage systems

 

 

No. of Employees :

800

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United Arab Emirates 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


SUMMARY

 

Company Name                         : SKM AIR CONDITIONING LLC

Country of Origin                                    : Sharjah, United Arab Emirates

Legal Form                                            : Limited Liability Company - LLC

Registration Date                                   : 16th January 1975

Commercial Registration Number            : 2203, Sharjah

Trade Licence Number                            : 341

Chamber Membership Number                : 363

Issued Capital                                        : UAE Dh 1,000,000

Paid up Capital                                      : UAE Dh 1,000,000

Total Workforce                                     : 800

Activities                                               : Manufacturers of air conditioning units, refrigeration and cold storage

                                                              systems.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

Person Interviewed                                 : Ali Jaber, General Manager

 

 

 


COMPANY NAME

 

SKM AIR CONDITIONING LLC

 

 

company ADDRESS

 

Registered & Physical Address

Street               : Emirates Road

Area                 : Industrial Area No. 13

PO Box             : 6004

Town                 : Sharjah

Country             : United Arab Emirates

Telephone         : (971-6) 5347347

Facsimile          : (971-6) 5349292

Email                : info@skm.ae

 

Premises

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Sharjah.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Ali Jaber                                                                                           General Manager

·       Sarfaz Ahmed                                                                                   Factory Manager

·       Diya Al Alami                                                                                    Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 16th January 1975

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.  : 2203, Sharjah

 

Trade Licence No.       : 341

 

Chamber Member No. : 363

 

Issued Capital              : UAE Dh 1,000,000

 

Paid up Capital            : UAE Dh 1,000,000


Name of Shareholder (s)                                                     Percentage

·       Al Azizya Investment Real Estate Co                                      98%

Kuwait

·       Fawaz Mubarak Abdulaziz                                                       1%

·       Abdulaziz Mubarak                                                                  1%

 

 

AFFILIATED COMPANIES

 

·       Sharjah and Kuwait Manufacturing Co Ltd (SKM)

Industrial Area No. 1

PO Box: 6004

Sharjah

Tel: (971-6) 5330363 / 5333364

Fax: (971-6) 5335977

 

·       Fawaz Refrigeration & Air Conditioning Co Ltd

Al Wahda Street

PO Box: 1170

Sharjah

Tel: (971-6) 5334917

Fax: (971-6) 5330342

Email: fawazco@emirates.net.ae

 

·       Fawaz Refrigeration & Air Conditioning Co WLL

Al Marzouk Pearl Building

Salmiya

PO Box: 20423

Safat 13065

Kuwait

Tel: (965) 5749306 / 5749313

Fax: (965) 5714150

 

·       Al Amana Trading Establishment

Fooladi Building

Hamdan Street

PO Box: 7708

Abu Dhabi

Tel: (971-2) 6723787

Fax: (971-2) 6727569

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of air conditioning units, refrigeration and cold storage systems.

 

                 Subject is ISO 9001 accredited.

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 800 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh 358,000,000                  UAE Dh 362,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Ali Jaber, General Manager

 

 

BANKERS

 

·       National Bank of Sharjah

Al Boorj Avenue

     PO Box: 4

     Sharjah

     Tel: (971-6) 5547747

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.47

UK Pound

1

Rs.86.60

Euro

1

Rs.68.66

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)