MIRA INFORM REPORT

 

 

Report Date :

09.08.2012

 

IDENTIFICATION DETAILS

 

Name :

GUIDO FALCINI - S.P.A.

 

 

Registered Office :

Via Dim ezzo 8/10 50013, Campi Besenzio (FI)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

12.09.1980

 

 

Legal Form :

Joint stock company

 

 

Line of Business :

Wholesale of skins and untreated and treated leather

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Italy

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

Guido Falcini - S.p.a.

 

Via

Di Mezzo,

8/10 S. MARTINO

 

50013

- Campi Bisenzio

(FI)

-IT-

 

 

Summary

 

Fiscal Code

:

03016730487

Legal Form

:

Joint stock company

start of Activities

:

12/09/1980

Equity

:

300.000

Turnover Range

:

3.000.000/3.750.000

Number of Employees

:

from 1 to 5

 

 

Activity

 

Wholesale of skins and untreated and treated leather (except skins for furs)

 

 

Legal Data

 

Legal Form : Joint stock company

Fiscal Code : 03016730487

 

Foreign Trade Reg. no. : FI007950 since 18/12/1991

 

Chamber of Commerce no. : 294103 of since 02/05/1980

 

Firms' Register : FI017-29904 of since 19/02/1996

 

V.A.T. Code : 03016730487

 

Foundation date

: 08/02/1980

Establishment date

: 08/02/1980

Start of Activities

: 12/09/1980

Legal duration

: 31/12/2050

Nominal Capital

: 208.000

 

Subscribed Capital

: 208.000

 

Paid up Capital

: 208.000

 

 

Members

 

 

Falcini

Giovanni

 

 

 

Born in Campi Bisenzio

(FI)

on 27/12/1943

- Fiscal Code : FLCGNN43T27B507O

 

 

 

Residence:

 

Di Mezzo

, 6

- 50013

Campi Bisenzio

(FI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole Director

30/04/2010

 

 

 

 

No Prejudicial events are reported

 

 

No Protests registered

 

Companies connected to members *

 

*checkings have been performed on a national scale.

In this module the companies in which members hold/held positions are listed.

 

The Members of the subject firm are not reported to be Members in other companies.



Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Falcini Giovanni

Campi Bisenzio - IT -

FLCGNN43T27B507O

156.873 .Eur

75,42

Bargioni Mario

 

BRGMRA58E15D612Q

51.127 .Eur

24,58

 

Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

PROMO PIANA S.C.R.L.

Campi Bisenzio - IT -

04881820486

258 .Eur

1,63

 

 

Active



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

since 12/09/1980

 

 

 

 

 

 

Di Mezzo

, 8/10

- 50013

- Campi Bisenzio

(FI)

- IT -

 

 

 

 

PHONE

: 0558960331

 

 

 

 

FAX

: 0558960354

 

 

 

 

Email

: GUIDOFALCINI@LEGALMAIL.IT

 

-

Branch

(Store)

since 01/03/1983

 

 

 

 

 

 

Di Mezzo

, 6/8

- 50013

- Campi Bisenzio

(FI)

- IT -

 

 

 

 

PHONE

: 0558960331

 

-

Branch

(Store)

since 01/03/1983

 

 

 

 

 

 

S. Martino

, 125

- 50013

- Campi Bisenzio

(FI)

- IT -

 

 

 

 

PHONE

: 0558960331

 

-

Branch

(Store)

since 01/01/1998

 

 

 

 

 

 

Di Mezzo

, 12

- 50013

- Campi Bisenzio

(FI)

- IT -

 

-

Branch

(Warehouse)

since 02/04/2001

 

 

 

 

 

 

B. Buozzi

, 268

- 50013

- Campi Bisenzio

(FI)

- IT -

 

 

 

 

Employees

: 5

 

Fittings and Equipment for a value of 70.000

Eur

 

Stocks for a value of 960.000

Eur

 

 

The firm operates abroad as importer..

To purchase foreign products the firm uses the following channels :

- distributors

Export represents up to 20% of the global turnover.

 

Import comes generally from the following nations:

- Italy

 

 

Historical Information and/or Firm's Status

 

CHANGES TO THE LEGAL FORM:

 

Former legal form

New legal form

Changement Date

Limited liability company

Joint stock company

12/09/1980

 

EX-MEMBERS / EX-POSITIONS:

 

 

Falcini Giuseppe

 

 

 

 

Born in Campi Bisenzio

(FI)

on 21/01/1942

- Fiscal Code : FLCGPP42A21B507U

 

Ex-Postions

Managing Director

 

 

Mochi

Lorenzo

 

 

 

Born in Radda in Chianti

(SI)

on 09/05/1945

- Fiscal Code : MCHLNZ45E09H153A

 

 

 

Residence:

 

Guelfa

, 116

- 50100

Firenze

(FI)

- IT -

 

Ex-Postions

Permanent Auditor

 

 

Squilloni Falcini Giuletta

 

 

 

 

Born in Campi Bisenzio

(FI)

on 24/03/1915

- Fiscal Code : SQLGTT15C64B507X

 

Ex-Postions

Managing Director

 

 

Calabrese

Rodolfo

 

 

 

Born in Messina

(ME)

on 25/12/1939

- Fiscal Code : CLBRLF39T25F158M

 

 

 

Residence:

 

Masaccio

, 192

- 50100

Firenze

(FI)

- IT -

 

Ex-Postions

Chairman of the Board of Aud.


Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

 

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 

Financial and Economical Analysis

 

The company is active since 1980

The eonomic-financial analysis is based on the latest 3 b/s.

Under the financial profile unstable results are noted. anyway in 2011 a positive result was achieved (r.o.e. 8,01%). Upward trend as to the turnover in the last financial year (+15,98%).

The operating result was positive in the last financial year (5,69%) and in line with the sector's average.

The amount of the operating result is equal to Eur. 144.148 on stable levels if compared to the previous year.

The G.O.M. amounted to Eur. 163.737 on the same levels as the previous financial year.

The financial position is not well balanced as the volume of debts is fairly remarkable if compared to shareholder's equity, in fact total debts are 6,45 with an upward trend.

With regard to equity capital, an amount of Eur. 293.811 is registered. on the same levels as the year before.

Total debts recorded amounted to Eur. 1.966.702 (Eur. 60.748 of which were m/l term debts) , with no sensible variation.

Bank borrowings' volume is slightly high but the recourse to suppliers' credit is modest below field's average.

The management determines a good range of liquidity.

Due from customers average term is high and equal to 119,55 days. and higher than the average of the sector.

During financial year 2011 the cash flow amounted to Eur. 43.118

Labour cost amounts to Eur. 249.930, with a 7,24% incidence on production costs. and a 6,97% incidence on sales volumes.

Financial charges have a high incidence (-1,78%) on turnover figures.



Financial Data

 

 

 

Complete balance-sheet for the year

31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

3.583.632

Profit (Loss) for the period

23.529

 

 

 

Complete balance-sheet for the year

31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

3.089.769

Profit (Loss) for the period

68.493

 

 

 

Complete balance-sheet for the year

31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

1.890.648

Profit (Loss) for the period

-54.080

 

 

 

Complete balance-sheet for the year

31/12/2008

(in Eur

x 1)

 

Item Type

Value

Sales

2.147.050

Profit (Loss) for the period

-7.185

 

 

 

Complete balance-sheet for the year

31/12/2007

(in Eur

x 1)

 

Item Type

Value

Sales

2.724.809

Profit (Loss) for the period

30.011



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2009 - 12 Mesi - Currency: - Amounts x 1

 

Years

2011

2010

2009

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

 

 

 

. . Concessions,licenses,trademarks,etc.

 

 

 

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

 

 

 

. Total Intangible Fixed Assets

29.101

25.915

4.377

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

 

 

 

. . Plant and machinery

 

 

 

. . Industrial and commercial equipment

 

 

 

. . Other assets

 

 

 

. . Assets under construction and advances

 

 

 

. Total Tangible fixed assets

11.962

20.414

28.927

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

1.768

1.768

1.768

Total fixed assets

42.831

48.097

35.072

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

 

 

 

. . Work in progress and semimanufactured

 

 

 

. . Work in progress on order

 

 

 

. . Finished goods

 

 

 

. . Advance payments

 

 

 

. Total Inventories

958.353

1.055.839

918.548

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

1.493.013

1.112.126

928.324

. . Beyond 12 months

23.828

37.793

6.314

. . Trade receivables

1.190.049

969.858

835.486

. . . . Within 12 months

1.171.078

936.922

835.486

. . . . Beyond 12 months

18.971

32.936

 

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

326.792

180.061

92.838

. . . . Within 12 months

321.935

175.204

92.838

. . . . Beyond 12 months

4.857

4.857

 

. . Receivables for anticipated taxes

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from third parties

 

 

6.314

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

6.314

. Total Credits not held as fixed assets

1.516.841

1.149.919

934.638

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

12

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

 

 

 

. . Checks

 

 

 

. . Banknotes and coins

 

 

 

. Total Liquid funds

10.328

3.465

10.857

Total current assets

2.485.534

2.209.223

1.864.043

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

5.667

2.884

2.347

Total adjustments accounts

5.667

2.884

2.347

TOTAL ASSETS

2.534.032

2.260.204

1.901.462

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

208.000

208.000

208.000

. Additional paid-in capital

 

 

 

. Revaluation reserves

 

 

 

. Legal reserve

18.390

14.965

14.965

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

6.258

404

1

. Accumulated Profits (Losses)

37.634

-27.434

26.645

. Profit( loss) of the year

23.529

68.493

-54.080

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

293.811

264.428

195.531

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

 

 

 

. . Other funds

 

 

 

Total Reserves for Risks and Charges

 

 

 

Employee termination indemnities

244.533

224.565

267.220

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

1.905.954

1.617.661

1.308.568

. . . . Beyond 12 months

60.748

131.455

100.000

. . Bonds

164.910

16.890

 

. . . . Within 12 months

164.910

16.890

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

1.197.240

896.793

848.452

. . . . Within 12 months

1.103.542

765.338

748.452

. . . . Beyond 12 months

93.698

131.455

100.000

. . Due to other providers of finance

 

 

40.168

. . . . Within 12 months

 

 

40.168

. . . . Beyond 12 months

 

 

 

. . Advances from customers

1.300

1.300

1.738

. . . . Within 12 months

1.300

1.300

1.738

. . . . Beyond 12 months

 

 

 

. . Trade payables

522.457

676.672

446.068

. . . . Within 12 months

555.407

676.672

446.068

. . . . Beyond 12 months

-32.950

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

57.795

77.831

52.597

. . . . Within 12 months

57.795

77.831

52.597

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

12.205

15.907

10.283

. . . . Within 12 months

12.205

15.907

10.283

. . . . Beyond 12 months

 

 

 

. . Other payables

10.795

63.723

9.262

. . . . Within 12 months

10.795

63.723

9.262

. . . . Beyond 12 months

 

 

 

Total accounts payable

1.966.702

1.749.116

1.408.568

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

28.986

22.095

30.143

Total adjustment accounts

28.986

22.095

30.143

TOTAL LIABILITIES

2.534.032

2.260.204

1.901.462

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

3.583.632

3.089.769

1.890.648

. Changes in work in progress

 

 

 

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

12.373

3.577

 

. . Contributions for operating expenses

 

 

 

. . Different income and revenues

12.373

3.577

 

Total value of production

3.596.005

3.093.346

1.890.648

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

2.831.769

2.478.012

1.099.471

. Services received

256.687

251.850

224.239

. Leases and rentals

28.596

27.028

26.700

. Payroll and related costs

249.930

274.146

273.429

. . Wages and salaries

178.369

193.909

195.855

. . Social security contributions

49.697

58.192

58.347

. . Employee termination indemnities

21.734

21.898

19.227

. . Pension and similar

 

 

 

. . Other costs

130

147

 

. Amortization and depreciation

19.589

13.238

8.862

. . Amortization of intangible fixed assets

5.012

4.462

30

. . Amortization of tangible fixed assets

8.722

8.776

8.832

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

5.855

 

 

. Changes in raw materials

51.852

-91.657

284.552

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

13.434

8.521

16.899

Total production costs

3.451.857

2.961.138

1.934.152

Diff. between value and cost of product.

144.148

132.208

-43.504

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

508

 

184

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

 

 

184

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

 

 

 

. Interest and other financial expense

-64.146

-49.011

-76.412

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

 

 

 

Total financial income and expense

-63.638

-49.011

-76.228

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

4.937

41.038

102.195

. . Gains on disposals

 

 

 

. . Other extraordinary income

4.937

41.038

102.195

. Extraordinary expense

-19.802

-5.630

 

. . Losses on disposals

 

 

 

. . Taxes relating to prior years

 

 

 

. . Other extraordinary expense

-19.802

-5.630

 

Total extraordinary income and expense

-14.865

35.408

102.195

Results before income taxes

65.645

118.605

-17.537

. Taxes on current income

42.116

50.112

36.543

. . current taxes

42.116

50.112

36.543

. . differed taxes(anticip.)

 

 

 

. Net income for the period

23.529

68.493

-54.080

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

23.529

68.493

-54.080

 

RATIOS

Value Type

as at 31/12/2011

as at 31/12/2010

as at 31/12/2009

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,02

0,02

0,02

0,11

Elasticity Ratio

Units

0,98

0,98

0,98

0,87

Availability of stock

Units

0,38

0,47

0,48

0,17

Total Liquidity Ratio

Units

0,60

0,51

0,50

0,61

Quick Ratio

Units

0,00

0,00

0,01

0,03

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

6,45

6,10

6,64

3,90

Self Financing Ratio

Units

0,12

0,12

0,10

0,17

Capital protection Ratio

Units

0,21

-0,05

0,21

0,66

Liabilities consolidation quotient

Units

0,16

0,22

0,28

0,09

Financing

Units

6,69

6,61

7,20

4,57

Permanent Indebtedness Ratio

Units

0,24

0,27

0,30

0,28

M/L term Debts Ratio

Units

0,12

0,16

0,19

0,06

Net Financial Indebtedness Ratio

Units

4,60

3,44

4,49

0,96

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

13,99

12,90

16,05

2,10

Current ratio

Units

1,30

1,37

1,42

1,13

Acid Test Ratio-Liquidity Ratio

Units

0,80

0,71

0,72

0,86

Structure's primary quotient

Units

6,86

5,50

5,58

1,34

Treasury's primary quotient

Units

0,01

0,00

0,01

0,05

Rate of indebtedness ( Leverage )

%

862,47

854,75

972,46

587,66

Current Capital ( net )

Value

579.580

591.562

555.475

135.886

RETURN

 

 

 

 

 

Return on Sales

%

1,20

2,65

-2,39

1,61

Return on Equity - Net- ( R.O.E. )

%

8,01

25,90

-27,66

5,01

Return on Equity - Gross - ( R.O.E. )

%

22,34

44,85

-8,97

13,67

Return on Investment ( R.O.I. )

%

5,69

5,85

-2,29

4,30

Return/ Sales

%

4,02

4,28

-2,30

2,39

Extra Management revenues/charges incid.

%

16,32

51,81

n.c.

27,17

Cash Flow

Value

43.118

81.731

-45.218

47.597

Operating Profit

Value

144.148

132.208

-43.504

71.380

Gross Operating Margin

Value

163.737

145.446

-34.642

124.518

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

119,55

113,00

159,09

90,43

Debts to suppliers average term

Days

60,34

88,36

118,92

76,51

Average stock waiting period

Days

96,27

123,02

174,90

37,27

Rate of capital employed return ( Turnover )

Units

1,41

1,37

0,99

1,64

Rate of stock return

Units

3,74

2,93

2,06

9,56

Labour cost incidence

%

6,97

8,87

14,46

4,81

Net financial revenues/ charges incidence

%

-1,78

-1,59

-4,03

-0,99

Labour cost on purchasing expenses

%

7,24

9,26

14,14

4,83

Short-term financing charges

%

3,26

2,80

5,42

2,90

Capital on hand

%

70,71

73,15

100,57

60,86

Sales pro employee

Value

511.947

386.221

236.331

686.413

Labour cost pro employee

Value

35.704

34.268

34.178

33.271

 

SOURCES

 

Our Company collects data from public registers, lists, archives or contained in Acts and/or documents (held by the National Chamber of Commerce or Immovables Territorial Agency), users, reporters or however generally accessible (for example, from categorical lists, statistical institutes, press reports and from public inspection internet sites).

 

The present report is supplied for Your exclusive use and is bond to the general conditions of the contract. Personal Data collection and treatment, reported, are conform to our company's activities and to Your mandate conferred to us by Your request, for the purposes in relation to Marketing Management, Sales and Monetary Administration. It does not contain, nor could contain, information cancelled by a justified opposition right.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.14

UK Pound

1

Rs.86.00

Euro

1

Rs.68.31

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.