MIRA INFORM REPORT

 

 

Report Date :

09.08.2012

 

IDENTIFICATION DETAILS

 

Name :

SPANCO GOLDEN KEY SOLUTIONS LLC

 

 

Registered Office :

Wadi Kabir, P O Box 693, Jibroo 114

 

 

Country :

Oman

 

 

Date of Incorporation :

05.01.2005

 

 

Com. Reg. No.:

1/77719/0

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Providers of IT services

 

 

No. of Employees :

45

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear




 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SUMMARY

 

Company Name                                     : SPANCO GOLDEN KEY SOLUTIONS LLC

Country of Origin                                    : Oman

Legal Form                                            : Limited Liability Company – LLC

Registration Date                                   : 5th January 2005

Commercial Registration Number            : 1/77719/0

Chamber Membership Number                : 5112

Issued Capital                                        : RO 150,000

Paid up Capital                                      : RO 150,000

Total Workforce                                     : 45

Activities                                               : Providers of IT services.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                 : Sujith Nayar, Sales Manager


COMPANY NAME

 

SPANCO GOLDEN KEY SOLUTIONS LLC

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Wadi Kabir

PO Box             : 693

Town                 : Jibroo 114

Country             : Oman

Telephone         : (968) 24811243

Facsimile          : (968) 24812984

Mobile               : (968) 99327077

Email                : jayanthi@spancogks.com / wecare@spancogks.com / sujithn@spancogks.com

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Jibroo.

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                   Position

 

·       Ajit Ajit Kumar Karsand                                 Omani                           Managing Director

 

·       Niti Ajit Kumar Karsand                                 Omani                           Director

 

·       Tjinder Singh Bhatia                                           -                              Chief Executive Officer

 

·       Kuldip Varma                                                     -                              Administration Manager

 

·       Jayanthi Nagrajan                                               -                              Commercial Manager

 

·       Sujith Nayar                                                       -                              Sales Manager

 

·       Raji Mon                                                            -                              Chief Financial Officer

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 5th January 2005

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.  : 1/77719/0

 

Chamber Member No. : 5112

 

Issued Capital              : RO 150,000

 

Paid up Capital            : RO 150,000

 

Name of Shareholder (s)

·       Ajit Ajit Kumar Karsand

·       Niti Ajit Kumar Karsand

·       Spanco Limited

Jebel Ali Free Zone

PO Box: 16952

Dubai

United Arab Emirates

 

 

AFFILIATED COMPANIES

 

·       Spanco Golden Key Solutions WLL

Al Emadi Building

C Ring Road

PO Box: 24857

Doha

Qatar

Tel: (974) 44069000 / 44518611

Fax: (974) 44566027

 

 

OPERATIONS

 

Activities: Engaged as providers of IT services, including voice and non voice solutions, collections, customer

     acquisitions and third party transaction services like data storage and indexing. Other services include

     technical support, financial services, help line, job portal services and loyalty solutions.

 

Subject has a workforce of 45 employees.

 

 

FINANCIAL DATA

 

Companies registered in Oman are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Commercial Bank of Oman SAOG

Muttrah Business District

PO Box: 1696, Ruwi 112

Muscat

Tel: (968) 24793225 / 24793226 / 24793228

Fax: (968) 24793229

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.15

UK Pound

1

Rs.86.00

Euro

1

Rs.68.31

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.