MIRA
INFORM REPORT
|
Report Date : |
10.08.2012 |
IDENTIFICATION DETAILS
|
Name : |
A.S. CARGO MOVERS PRIVATE LIMITED |
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Registered
Office : |
Old No. 6, New No. 11, Bank Street, 2nd Floor, Kilpauk,
Chennai-600010, Tamilnadu |
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Country : |
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Financials (as
on) : |
31.03.2011 |
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Date of
Incorporation : |
10.02.1992 |
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Com. Reg. No.: |
18-022158 |
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Capital
Investment / Paid-up Capital : |
Rs.30.000
Millions |
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CIN No.: [Company Identification
No.] |
U60231TN1992PTC022158 |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Subject is engaged in leasing of warehouse space and other ancillary
business. |
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No. of Employees
: |
50 [Approximately] |
RATING & COMMENTS
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MIRA’s Rating : |
Ba (45) |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
USD 316000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having satisfactory track. Trade
relations are reported as fair. Business is active. Payments are reported to
be usually correct. The company can be considered normal for business dealings at usual
trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
|
India |
A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
EXTERNAL AGENCY RATING
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Rating Agency Name |
ICRA |
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Rating |
C+ |
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Rating Explanation |
Having very high risk of default regarding timely servicing of
financial obligation. |
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Date |
June 2012 |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter in
the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
LOCATIONS
|
Registered Office : |
Old No. 6, New No. 11, Bank Street, 2nd Floor, Kilpauk,
Chennai-600010, Tamilnadu, India |
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Tel. No.: |
Not Available |
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Fax No.: |
Not Available |
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E-Mail : |
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Website : |
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Area : |
1500 sq. ft. |
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Location : |
Owned |
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Corporate Office : |
No. 8/3, F Block, 1st Floor, J.C. Road, Bangalore-560002,
Karnataka, India |
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Tel. No.: |
91-80-22295555 / 22 / 41146315 / 41146714 |
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|
91-80-41142464 |
DIRECTORS
As on 30.09.2011
|
Name : |
Mr. Amar Rahman |
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Designation : |
Managing Director |
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Address : |
547, Ideal Home Towenship, 12th Cross R R Nagar,
Bangalore-560098, Karnataka, India |
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Date of Birth/Age : |
31.05.1969 |
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Date of Appointment : |
10.02.1992 |
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Din No.: |
00197603 |
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Other Directorship:
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Name : |
Ms. Shahana Rahman |
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Designation : |
Director |
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Address : |
547, Ideal Home Towenship, 12th Cross R R Nagar,
Bangalore-560098, Karnataka, India |
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Date of Birth/Age : |
10.05.1973 |
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Date of Appointment : |
24.03.2001 |
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Din No.: |
00875693 |
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Other Directorship:
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MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As on 30.09.2011
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Names of Shareholders |
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No. of Shares |
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Amar Rahman |
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1 |
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Finfra Holdings Pte. Limited, Singapore |
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299999 |
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Total |
|
300000 |
As on 30.09.2011
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Equity Share Breakup |
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Percentage of Holding |
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Category |
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Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others] |
|
99.99 |
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Directors
or relatives of directors |
|
0.01 |
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Total |
|
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Subject is engaged in leasing of warehouse space and other ancillary
business. |
GENERAL INFORMATION
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No. of Employees : |
50 [Approximately] |
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Bankers : |
·
Indian Overseas Bank, Large Advances Branch,
Irrungatukottai, Sriperambadur, Chennai-602117, Tamilnadu, India ·
Corporation Bank, Industrial Finance Branch,
Indian Express Building, Queens Road, Bangalore-560001, Karnataka, India ·
Karnataka Bank Limited, Overseas Branch, Mohan
Mansion, # 105, Kasturba Road, Bangalore-560001, Karnataka, India |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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Name : |
B S R and Company Chartered Accountant |
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Address : |
Maruthi Info Tech Centre, 11-12/1, Inner Ring Road, Kormangala,
Bangalore-560071, Karnataka, India |
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Tel. No.: |
91-80-39806000 |
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Fax No.: |
91-80-39806999 |
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Pan No.: |
AAIFB7357B |
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Holding Company : |
Finfra Holdings Pte. Limited, Singapore |
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Ultimate Holding Company : |
Megasing Holdings Pte. Limited |
CAPITAL STRUCTURE
As on 31.03.2011
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
600000 |
Equity Shares |
Rs.100/- each |
Rs.60.000 Millions |
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
300000 |
Equity Shares |
Rs.100/- each |
Rs.30.000
Millions |
NOTE:
Of the above 299999 shares are held by Finfra Holdings
Pte Limited, the holding company and 1 share is held by Amar Rahman. The
ultimate holding company is Megasing Holding Pte. Limited.
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
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|
SHAREHOLDERS FUNDS |
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|
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1] Share Capital |
30.000 |
30.000 |
30.000 |
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2] Share Application Money |
0.000 |
0.000 |
0.000 |
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3] Reserves & Surplus |
49.148 |
32.569 |
26.974 |
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4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
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NETWORTH |
79.148 |
62.569 |
56.974 |
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LOAN FUNDS |
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1] Secured Loans |
3589.309 |
2801.538 |
1987.362 |
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2] Unsecured Loans |
853.980 |
767.447 |
422.506 |
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TOTAL BORROWING |
4443.289 |
3568.985 |
2409.868 |
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DEFERRED TAX LIABILITIES |
2.262 |
1.182 |
0.000 |
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TOTAL |
4524.699 |
3632.736 |
2466.842 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
2974.168 |
2618.604 |
1931.781 |
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Capital work-in-progress |
1019.063 |
404.906 |
293.225 |
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
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|
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Inventories |
0.000
|
0.000
|
0.000 |
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Sundry Debtors |
12.666
|
11.525
|
1.096 |
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Cash & Bank Balances |
47.282
|
264.824
|
24.746 |
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Other Current Assets |
9.728
|
5.083
|
0.000 |
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Loans & Advances |
808.985
|
534.317
|
368.050 |
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Total
Current Assets |
878.661
|
815.749
|
393.892 |
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Less : CURRENT
LIABILITIES & PROVISIONS |
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|
|
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Sundry Creditors |
94.134
|
49.174
|
35.478 |
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Other Current Liabilities |
250.291
|
155.189
|
110.053 |
|
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Provisions |
2.768
|
2.160
|
6.525 |
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Total
Current Liabilities |
347.193
|
206.523
|
152.056 |
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Net Current Assets |
531.468
|
609.226
|
241.836 |
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MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
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TOTAL |
4524.699 |
3632.736 |
2466.842 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
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SALES |
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|
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|
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Income |
|
147.999 |
53.901 |
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Other Income |
|
26.297 |
3.665 |
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TOTAL (A) |
305.100 |
174.296 |
57.566 |
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Less |
EXPENSES |
|
|
|
|
|
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Personal Cost |
|
10.600 |
5.610 |
|
|
|
Administrative Expenses |
|
20.943 |
11.573 |
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|
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TOTAL (B) |
53.328 |
31.543 |
17.183 |
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|
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|
Less |
PROFIT
/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
251.772 |
142.753 |
40.383 |
|
|
|
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|
|
|
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|
Less |
FINANCIAL
EXPENSES (D) |
203.230 |
109.922 |
28.873 |
|
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|
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|
|
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|
PROFIT
/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
48.542 |
32.831 |
11.510 |
|
|
|
|
|
|
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Less/ Add |
DEPRECIATION/
AMORTISATION (F) |
30.077 |
24.655 |
7.542 |
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|
PROFIT / (LOSS)
BEFORE TAX (E-F) (G) |
18.465 |
8.176 |
3.968 |
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|
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Less |
TAX (H) |
1.886 |
2.582 |
1.033 |
|
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PROFIT / (LOSS)
AFTER TAX (G-H) (I) |
16.579 |
5.594 |
2.935 |
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Add |
PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
29.498 |
23.904 |
20.969 |
|
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|
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|
|
|
BALANCE CARRIED
TO THE B/S |
46.077 |
29.498 |
23.904 |
|
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|
Earnings /
(Loss) Per Share (Rs.) |
55.26 |
18.65 |
9.78 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
PAT / Total Income |
(%) |
5.43
|
3.21
|
5.10 |
|
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|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
NA
|
5.52
|
7.36 |
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|
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|
Return on Total Assets (PBT/Total Assets} |
(%) |
0.48
|
0.24
|
0.17 |
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|
|
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|
Return on Investment (ROI) (PBT/Networth) |
|
0.23
|
0.13
|
0.07 |
|
|
|
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|
Debt Equity Ratio (Total Liability/Networth) |
|
60.53
|
60.36
|
44.97 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
2.53
|
3.95
|
2.59 |
LOCAL AGENCY FURTHER INFORMATION
|
Check List by
Info Agents |
Available in
Report (Yes / No) |
|
1) Year of Establishment |
Yes |
|
2) Locality of the firm |
Yes |
|
3) Constitutions of the firm |
Yes |
|
4) Premises details |
Yes |
|
5) Type of Business |
Yes |
|
6) Line of Business |
Yes |
|
7) Promoter’s background |
Yes |
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8) No. of employees |
Yes |
|
9) Name of person contacted |
No |
|
10) Designation of contact person |
No |
|
11) Turnover of firm for last three years |
Yes |
|
12) Profitability for last three years |
Yes |
|
13) Reasons for variation <> 20% |
-- |
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14) Estimation for coming financial year |
No |
|
15) Capital in the business |
Yes |
|
16) Details of sister concerns |
Yes |
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17) Major suppliers |
No |
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18) Major customers |
No |
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19) Payments terms |
No |
|
20) Export / Import details (if applicable) |
No |
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21) Market information |
-- |
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22) Litigations that the firm / promoter involved in |
-- |
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23) Banking Details |
Yes |
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24) Banking facility details |
Yes |
|
25) Conduct of the banking account |
-- |
|
26) Buyer visit details |
-- |
|
27) Financials, if provided |
Yes |
|
28) Incorporation details, if applicable |
Yes |
|
29) Last accounts filed at ROC |
Yes |
|
30) Major Shareholders, if available |
Yes |
|
31) PAN
of Proprietor/Partner/Director, if available |
No |
|
32) Date
of Birth of Proprietor/Partner/Director, if available |
Yes |
|
33) Voter
ID No of Proprietor/Partner/Director, if available |
No |
|
34) External Agency Rating, if available |
No |
NOTE:
Registered Office of the company has been shifted from A.S. Corporate
House, 2nd Floor, No. 307, Poonamallee High Road, Kalpauk,
Chennai-600010, Tamilnadu, India to the present address w.e.f. 27.02.2012.
BACKGROUND:
Subject is
incorporated in Chennai, India and commenced operations in February 1992. The
Company is engaged in leasing of warehouse space and other ancillary business
in India.
BANKERS CHARGES
REPORT AS PER REGISTRY
|
This form is for |
Creation of
charge |
|
Corporate identity
number of the company |
U60231TN1992PTC022158 |
|
Name of the
company |
A.S.CARGO MOVERS
PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
Old No. 6, New
No. 11, Bank Street, 2nd Floor, Kilpauk, Chennai-6000010,
Tamilnadu, India |
|
Type of charge |
Immovable
Property |
|
Particular of
charge holder |
·
Corporation Bank, Industrial Finance Branch,
Indian Express Building, Queens Road, Bangalore-560001, Karnataka, India Email: cb1503@corpbank.co.in |
|
Nature of
description of the instrument creating or modifying the charge |
Memorandum of
deposit of title deed and Demand Promissory note. |
|
Date of
instrument Creating the charge |
20.04.2012 |
|
Amount secured by
the charge |
Rs.145.000
Millions |
|
Brief particulars
of the principal terms an conditions and extent and operation of the charge |
Rate of Interest 14.75% p.a. being
4.10% over and above the base rate. Terms of Repayment
Repayable on
demand Extent and
Operation of the charge Repayable on
demand |
|
Short particulars
of the property charged |
Immovable
property measuring 5H 48R(13.28 Acres) Gat No.341 (Old Sy No.157-160) situated at Mhalunge
Village, Khed Thaluka, District Pune |
FIXED ASSETS:
·
Freehold Land
·
Leasehold Land
·
Warehouse Buildings
·
Furniture and Fixtures
·
Computer
·
Office Equipment
·
Motor Vehicles
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws, regulations
or policies that prohibit, restrict or otherwise affect the terms and
conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.17 |
|
|
1 |
Rs.86.43 |
|
Euro |
1 |
Rs.68.27 |
INFORMATION DETAILS
|
Report Prepared
by : |
TPT |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
6 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
4 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
45 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.