MIRA INFORM REPORT

 

 

Report Date :

10.08.2012

 

IDENTIFICATION DETAILS

 

Name :

R E M PAPERS CC

 

 

Registered Office :

15a Hillside Crescent, Cowies Hill, PINETOWN, 3610

 

 

Country :

South Africa

 

 

Date of Incorporation :

01.12.1992

 

 

Com. Reg. No.:

1992/032494/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

Sweets & Chocolate Distributors, Tobacco and Tea Producers.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Summary

 

Subject Name

R E M PAPER

Country

South Africa

Subject Contact Person

TANYA REDDY - Director

Assessment

On investigation we made contact with TANYA REDDY who declined to assist with the information at present. MS. REDDY requested that we contact the subject later in the week as she will not be at the office until Friday 10-08-2012. This appears to be a well connected company in the packaging industry. We await further information for the subject. Please see the available information for the subject below.

 

 

Company Information

 

Registered Name

R E M PAPERS CC

Trading as/ Division Name

REM PAPERS

Previous Name

None

Date of Name Change

None

Registration Number

1992/032494/23

Registration Date

1992/12/01

Date Commenced Trading

1992-12-01

Age of Business

19 Years 8 Months

History of Business

The subject was established as a new business in 1992

History of Principals

The combined experience of management totals over 50 years

Shareholders/Members/Partners of subject and % holding

5 % - TANYA REDDY, 95 % - MICHEAL MC HARRY

Authorised Share Capital

R 0.00

Issued Share Capital/Members Contribution

R 0.00

Status

In Business

Operations Assessment

Flexible Packaging, Pressure Sensitive & Speciality Product Packaging, Paper Making, Polymers, Commerce, Printing, Marketing, Foil Production.

Industry/ Customers

Sweets & Chocolate Distributors, Tobacco and Tea Producers.

Export

Export

Major Industry Code / SICC

88950

Definition of Code

Packaging activities

Head Office Physical Address

15a Hillside Crescent, Cowies Hill, PINETOWN, 3610

Head Office Postal Address

PO Box 1123, WESTVILLE, 3630

Current Tel Number

0317092911

Current Fax Number

0317092990

Current Email Address

paper@rempapers.co.za

Web Site Address

www.rempapers.co.za

Auditors Information

 

Company Registered Name

COOMBS AND MOON CHARTERED ACCOUNTANTS

Trading Name

COOMBS AND MOON

Registration Number

4702255096007

Physical Address

29 Maryvale Road, Dawncliff, WESTVILLE, 3629

Postal Address

P O BOX 509, WESTVILLE, 3630

Contact Person

MALCOLM COOMBS

Contact Number

0312667230

Email

malcolm@coombsandmoob.co.za

Principals

1

Judgements Against Subject

None On Record

Judgements Against Principals

None On record

Subject Verified as Client

Yes

Practice Number

927252E

VAT Number

4920105840

No of years in Business

7

Website

www.coombsandmoon.co.za - Site under construction.

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

Comment

RSM HILLS HOWARD

 

Unknown

 

HILLS HOWARD AND COMPANY

 

18

 

 

Vat Number

4170138848

Status

ACTIVE

Vat Liable Date

 

Tax Number

9249328205

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Work Mans Information - No Information on Record

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees Information - No Information on Record

 

Company Fleet Information - No Information on Record

 

Offices Information - No Information on Record Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

1

Managing Member

MICHEAL MC HARRY

 

2

Member

TANYA REDDY

 

 

Key Deals - No Information on Record

 

Company Structure (Ownership)

 

Note: One level up and all levels down

Holding

Company

Sub

Comment

95 % - MICHEAL MC HARRY

R E M PAPERS CC

Unavailable

 

5 % - TANYA REDDY

R E M PAPERS CC

Unavailable

 

 

Trade References Information - No Information on Record

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

BusinessRescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information - No Information on Record

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

50

Active Principals Principal - 1 of 2 TANYA REDDY

Surname

REDDY

First Name

TANYA

Other Names

None

Marital Status

 

ID Number

7703020235083

Verified ID Number

Yes

Current Age

35

Designation

Member

Status

Active

Appointment Date

2009/02/23

Physical Address (at time of Appointment)

82 RADFORD GARDENS, HILLARY, KZN, 4094

Postal Address

82 RADFORD GARDENS, HILLARY, KZN, 4094

Current Tel Number

0317092911

Cell number

Unavailable

Shareholding/Membership

5 %

 

 

Business Information for TANYA REDDY

 

Principal's Current Business Interests - No information on record

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 2 of 2 MICHAEL MC HARRY

 

Surname

MC HARRY

First Name

MICHAEL

Other Names

None

Marital Status

 

ID Number

4701175076008

Verified ID Number

Yes

Current Age

65

Designation

Member

Status

Active

Appointment Date

1992/12/01

Physical Address (at time of Appointment)

15A HILLSIDE CRESCENT, COWIES HILL, KZN, 3629

Postal Address

P O BOX 1123, WESTVILLE, KZN, 3630

Current Tel Number

0317092911

Cell number

0824449031

Shareholding/Membership

95 %

 

Business Information for TANYA REDDY

 

Principal's Current Business Interests - No information on record

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.17

UK Pound

1

Rs.86.43

Euro

1

Rs.68.27

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.