MIRA INFORM REPORT

 

 

Report Date :

11.08.2012

 

IDENTIFICATION DETAILS

 

Name :

BEIT JALA PHARMACEUTICAL MANUFACTURING CO.

 

 

Formerly Known As :

JORDAN CHEMICAL LABORATORY

 

 

Registered Office :

P.O. Box 58, 81 Al Madress Street, Beit Jala, West Bank, Palestinian Authority

 

 

Country :

Israel

 

 

Financials (as on) :

31.12.2010

 

 

Year of Establishment :

1933

 

 

Legal Form :

Foreign Private Limited Company

 

 

Line of Business :

Manufacturers, exporters and marketers of pharmaceuticals and medications

 

 

No. of Employees :

150 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name & address

 

BEIT JALA PHARMACEUTICAL MANUFACTURING CO.

(Also known as BEIT JALA PHARMACEUTICAL (BJP))

Telephone                972 2 274 28 55

Fax                         972 2 274 10 72

P.O. Box 58

81 Al Madress Street

BEIT JALA               WEST BANK       PALESTINIAN AUTHORITY

 

 

HISTORY & LEGAL FORMATION

 

A foreign private limited company registered in the Palestinian Authority, incorporated as per file No. 56-240014-3.

 

Subject was originally established in 1933 as a pharmacy in Tul Karem. In 1958 converted into private limited company, registered under the name JORDAN CHEMICAL LABORATORY, which changed into the present one at a later date.

 

 

SHARE CAPITAL

 

Data not forthcoming.

 

 

SHAREHOLDERS

 

1.    Nidal Sukhtain, 90%

2.    Jiat Sukhtain,

3.    Munjet Sukhtain,

       (a/m 3 shareholders are brothers)

4.    Some 32 small shareholders.

 

 

GENERAL MANAGER

 

Ms. Angel Zaboura.

 


BUSINESS

 

Manufacturers, exporters and marketers of pharmaceuticals and medications.

 

Import is of raw material, very little from Israel.

 

4% of sales are export.

 

Most of sales are in the Palestinian Authority (not in Israel). Export is to Middle East, Africa, Europe and the Far East.

 

Operating from owned headquarters premises, offices and a plant, on an area of 7,000 sq. meters (6,300 sq. meters built), in 81 Al Madress Street, Beit Jala, West Bank, Palestinian Authority.

 

Having some 150 employees (same as in mid 2011).

 

 

MEANS

 

Data from subject’s B/S shows (last obtainable):

                                                                                           NIS

                                                                    31.12.2010                 31.12.2009

Current assets                                               18,637,381                 17,669,691

Total assets                                                  48,514,142                 47,112,302

Equity                                                           29,914,412                 27,376,328

 

Current stock is valued at NIS 10,000,000 (same as in mid 2011).

 

 

REVENUS

 

Statement of Income:

                                                                              NIS

                                                           For the Year ended 31.12

                                                                    2010                   2009                           

Operating sales                                         24,597,260          22,615,809                           

 

Gross profit                                                8,411,389            7,393,405                           

 

Profit before tax                                          2,980,916            2,467,708                           

 

Net profit                                                    2,671,741            2,293,266                           

                                                             =========        =========                           

2011 sales claimed to be US$ 8,000,000.

The first 6 months of 2012 sales claimed to be US$ 5,000,000.

 

OTHER COMPANIES

 

The Sukhtain family has other holdings, among them:

 

UNITED PHARMA, 100%, a Jordanian company, manufacturers and marketers of pharmaceuticals, having 100 employees.

 

AL KINDI, 100%, an Algerian company, manufacturers and marketers of pharmaceuticals.

 

TABUK PHARMA, 50%, a Saudi Arabian company, manufacturers and marketers of pharmaceuticals.

 

 

BANKERS

 

Arab Bank Plc., Bethlehem Branch (Al-Mahd St., P.O. Box 537), Bethlehem, West Bank, Palestinian Authority.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject is among the leading pharmaceutical company in the Palestinian Authority.

 

Subject is ISO 9001:2008 and ISO 14001:2004 certified.

 

The Sukhtain family resides in Jordan.

 

Today, the Palestinian pharmaceutical industry consists of 6 companies, four in Ramallah, one in Beit Jala, and one in the Gaza Strip. With products covering more than half of local consumption, the pharmaceutical industry is a key element of the Palestinian healthcare continuum. While it contributes less than 1 percent to GDP, it is considered one of the highest industries in terms of worker output ($44,000 in 2005). The industry produces 1,070 products; a small portion (9 percent) of production is exported. These medicines are of good quality and are competitive in price. All 6 companies are ISO-9000 certified, five are ISO-14000 certified, and all are engaged in good manufacturing practices (GMP) development programs.

 

The Palestinian pharmaceutical industry employs more than 1,000 employees, 40% of whom hold specialized university degrees in the different aspects of the industry. During the past decade, the industry has invested more than USD 50 million in modernizing the production processes and in improving the industry's premises. The Palestinian pharmaceutical industry increased its market share in the Palestinian market from 20% to 55%.

 

There are more than 4,000 Palestinian, Israeli, and foreign pharmaceutical products in the Palestinian market. Palestinian products cover a wide range of therapeutic categories with various dosage forms; however many Palestinian pharmaceutical companies focus on similar products, mostly re-production of generics. Palestinian drugs are believed to constitute around 45 percent of the dollar value, and 60 percent of drug consumption, in a market estimated at around USD 100 million.

 

SUMMARY

 

Good for trade engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.86.45

Euro

1

Rs.68.43

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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