MIRA INFORM REPORT

 

 

Report Date :

11.08.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. BERKAT INDAH GEMILANG

 

 

Registered Office :

Jalan Manis Raya No. 10, Kawasan Industri Manis, Desa Kadu, Kecamatan Curug, Tangerang, 15136, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

June, 2004

 

 

Com. Reg. No.:

No. AHU-01767.AH.01.02.TH.2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wheat Flour Mills

 

 

No. of Employees :

120 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company

 

P.T. BERKAT INDAH GEMILANG

 

 

Address

 

Head Office & Factory

Jalan Manis Raya No. 10

Kawasan Industri Manis

Desa Kadu, Kecamatan Curug

Tangerang, 15136

Banten Province

Indonesia

Phones             - (62-21) 5916611, 5918933

Fax                   - (62-21) 5916611

Land Area         - 10,000 sq. meters

Building Space  - 8,000 sq. meters

Region              - Industrial Estate

Status               - Owned

 

Brach Office

Jalan Salemba Tengah No. 60

Jakarta Pusat, 10440

Indonesia

Phones             - (62-21) 3907188 (Hunting)

Fax                   - (62-21) 3152884, 3152885

E-mail               - jasinggih2@telkom.net

Website            - http://www.jakarta-sereal.com

Building Area     - 2 storey

Office Space      - 130 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

June 2004

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

-           No. W8-02621 HT.01.04.TH.2007

            Dated 6 September 2007

-           No. AHU-01767.AH.01.02.TH.2009

            Dated 9 January 2009

 

 

Company Status

 

Private National Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.479.649.2-415.000

 

Related Companies

a.         P.T. INDOSNACK CEMERLANG (Food Processing)

b.         P.T. JAKARTA SEREAL (Trading, Importing, Exporting and Distribution of Agricultural

                        Commodities Products)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          : Rp. 10,000,000,000.-

Issued Capital                : Rp.   2,500,000,000.-

Paid up Capital              : Rp.   2,500,000,000.-

 

Shareholders/Owners :

a. Mr. Bambang Soemardi                                          - Rp. 1,500,000,000.-

    Address : Jl. Jalak Barat No. 22, RT. 007 RW. 004

                    Kelurahan Pekauman, Kecamatan Tegal Barat

                    Tegal, Central Java

                    Indonesia

b. Mr. Singgih Sutanto                                                 - Rp. 1,000,000,000.- 

    Address : Jl. Terusan Hang Lekir II/W. 22

                    Kelurahan Grogol Selatan, Kecamatan Keba

                    yoran lama, Jakarta Selatan

                    Indonesia

 

BUSINESS ACTIVITIES

 

Lines of Business :

Wheat Flour Mills

 

Production Capacity :

Wheat Flours     - 43,000 ton p.a.

 

Total Investment :

a.         Equity Capital    - Rp. 10.0 billion

b.         Loan Capital      - Rp. 36.7 billion

c.         Total Investment - Rp. 46.7 billion

 

Started Operation :

2009

 

Brand Name :

Berkat Indah Gemilang

 

Technical Assistance :

None

 

Number of Employee :

120 persons     

 

Marketing Area :

Local    - 100%

 

Main Customer :

Food Processing Industry and Distributors

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASIA RAYA

b. P.T. CERESTAR FLOUR MILLS

c. P.T. EASTERN PEARL FLOUR MILLS

d. P.T. PUNDI KENCANA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.         P.T. Bank CENTRAL ASIA Tbk

                        Jalan Matraman Raya No. 43

                        Jakarta Timur

                        Indonesia

b.         P.T. Bank MANDIRI Tbk

                        Jalan Matraman Raya No. 25

                        Jakarta Timur

                        Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp.   96.5 billion

2010 – Rp. 106.0 billion

2011 – Rp. 116.0 billion

 

Net Profit (estimated) :

2009 – Rp.  5.6 billion

2010 – Rp. 7.0 billion

2011 – Rp. 9.3 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                      - Mr. Singgih Sutanto

Director - Mr. Wiyanto Soemardi

 

Board of Commissioners :

Commissioner   - Mr. Bambang Soemardi

 

Signatories :

President Director (Mr. Singgih Sutanto) or the Director (Mr. Bambang Soemardi) which must be approved by Board of Commissioner

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. BERKAT INDAH GEMILANG (P.T. BIG) was incorporated in Tangerang, Banten Province in June 2004 with the authorized capital of Rp. 900,000,000 issued capital of Rp. 450,000,000 entirely paid up. The company was founded by Mr. Bambang Soemardi and Mr. Singgih Sutanto, both are Indonesian businessmen of Chinese origins. The company notary deed has been changed a couple of times and according to the revision of notary deed in September 2007 the company authorized capital was increased to Rp. 10,000,000,000 issued capital to Rp. 2,050,000,000 entirely paid up. Then according to the latest revision of notary documents of Mr. Drs. Wijanto Suwongso, SH., No. 57 dated 28 November 2008 the company issued capital was raised to Rp. 2,500,000,000 fully and paid up. With this development the composition of its shareholders has been changed to become Mr. Bambang Soemardi (60%) and Mr. Singgih Sutanto (40%). The latest revision of notary documents was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-01767.AH.01.02.TH.2009 dated January 9, 2009.

 

We observe that Mr. Singgih Sutanto is also founder and business stakes owners of P.T. P.T. INDOSNACK CEMERLANG dealing with food processing and P.T. JAKARTA SEREAL engaged in

trading, import, export and distribution of agricultural commodities.

 

P.T. BIG is one of the producers of wheat flour mills which operating since 2009 by manages a plants located at Jalan Manis Raya No. 10, Kawasan Industri Manis, Desa Kadu, Kecamatan Curug, Tangerang, Banten Province on a land of 10,000 sq. meters. The construction of the plant was begun in 2005 and completed in the end of 2008. The wheat seed imported from Australia, Canada and the USA. The plant has commercial production by the early 2009 by produces of wheat flours of 43,000 tons per year. The construction of the wheat flour plant has absorbed an investment of Rp. 46.7 billion come from owned capital of Rp. 10.0 billion while the rest is loans. P.T. BIG is one of the flour mills in Indonesia which produce wheat flour with 2 brands in the market among others are Mustafa and Swordfish brands. However, currently the company produces of wheat flour with using ATLAS, SWORDFISH and SWORDMAN brands which wholly marketed locally. Previously the company re-packed wheat flour with size 5 KG to 25 KG and supplied to GIANT supermarket. However the re-packed of wheat flour has been discontinued because the production is not in accordance with SNI standard. The whole products product marketed locally to various food and instant noodles manufacturing and the rest is also distributed through distributors of wheat flour in the country. Besides, some of the products supplied to various snack food industries, bakery and bread processing, and other snack food industries in Tangerang, Banten, West Java, Central Java and Sumatera. We observe the operation of P.T. BIG has been growing and running well in the last three years.

 

We note that generally the domestic demand for wheat flour has kept on increasing in the last five years. The increasing demand was in keeping with the development and growth of domestic industries processing food materials like instant noodles, bread, biscuit, etc. from wheat flour as the main raw material. However since 2008, the wheat flour industries have facing problem because there is lot of cheap wheat flour imports marketed in the country especially from Turkey. Indonesian Flour Producers Association (APTINDO) has accused flour importers of intervening with the Government to avoid imposition of antidumping duties against flour from Turkey. Cheap flour imported from Turkey continued to flood the Indonesian market has brought bad impact to the Indonesian producer of wheat flour industries.

 

Besides that, competition is very sharp in the wheat flour trade with 8 companies now operating in this industry in Indonesia, namely P.T. INDOFOOD SUKSES MAKMUR BOGASARI FLUR MILLS Tbk., P.T. PANGANMAS INTI PERSADA, P.T. SRIBOGA RATURAYA, P.T. BERKAT INDAH GEMILANG, P.T. CARESTA FLOUR MILLS, P.T. FEDERAL FLOUR MILLS, P.T. FUGUI FLOUR & GRAIN INDONESIA, P.T. EASTERN FLOUR MILLS. See further table below for development of Indonesian wheat grain and wheat flour imports.

 

The Growth of Capacity, Production of

Wheat Flour Mills in Indonesia

Year

Production (Million Ton)

2006

4.2

2007

4.8

2008

4.8

2009

5.7

2010*

5.8

Source: Aptindo (Indonesian Flour Producer Association)

 *) Projected

 

Until this time P.T. BIG has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. BIG is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 96.5 billion rose to Rp. 106.0 billion in 2010 increased to Rp. 116.6 billion in 2011 and projected to go on rising by at least 5% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 9.3 billion and the company has an estimated total networth of at least Rp. 40.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. BIG is led by Mr. Singgih Sutanto (42) a businessman and professional manager with experience in wheat flour mills. Daily activity he is assisted by Mr. Bambang Soemardi (60) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. BERKAT INDAH GEMILANG is sufficiently fairly good for business transaction.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.86.45

Euro

1

Rs.68.04

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.