MIRA INFORM REPORT

 

 

Report Date :

13.08.2012

 

IDENTIFICATION DETAILS

 

Name :

P.T. KALWANI STOCKINDO UTAMA

 

 

Registered Office :

Grand Boutique Center Block A-49 Jalan Mangga Dua Raya Jakarta Utara, 14430

 

 

Country :

Indonesia

 

 

Date of Incorporation :

17.04.1996

 

 

Com. Reg. No.:

No. C2-29.234.HT.01.01.TH.98

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Retail of Textile Products

 

 

No. of Employees :

6 persons         

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Name of Company

 

P.T. KALWANI STOCKINDO UTAMA

 

 

Address

 

Head Office & Retails

Grand Boutique Center Block A-49

Jalan Mangga Dua Raya

Jakarta Utara, 14430

Indonesia

Phones             - (62-21) 6122416, 6122417

Fax                   - (62-21) 6120077

E-mail               - kalwanitextile@gamil.com

Building Area     - 2 storey

Office Space      - 180 sq. meters

Region              - Commercial

Status               - Rent

 

Registration data

 

Date of Incorporation :

17 April 1996

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. C2-29.234.HT.01.01.TH.98

Dated 29 December 1998

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.837.114.6-041.000

The Department of Industry and Trade

TDP No. 090115213107

Dated 29 December 1998

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 50,000,000.-

Issued Capital                                  : Rp. 20,000,000.-

Paid up Capital                                : Rp. 20,000,000.-

 

Shareholders/Owners :

a. Mr. Johnny Kalwani                                                      - Rp. 10,000,000.-

    Address : Cempaka Warna, RT. 015 RW. 004

                    Kelurahan Cempaka Putih Timur, Kecamatan

                    Cempaka Putih, Jakarta Pusat

                    Indonesia

b. Mr. Rajesh Kalwani                                                       - Rp. 10,000,000.-

    Address : Cempakah Putih Tengah 26 C/11, RT. 015

                    RW. 004, Kelurahan Cempaka Putih Timur

                    Kecamatan Cempaka Putih, Jakarta Pusat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Retail of Textile Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

June 1996

 

Brand Name :

Kalwani Stockindo Utama

 

Technical Assistance :

None

 

Number of Employee :

6 persons                                       

 

Marketing Area :

Local       - 100%

 

Main Customer :

Individual and Tailor

 

Market Situation :

Very Competitive

 

Main Competitors :

a. DUNIA LARIS

b. GANESHA JAYA

c. RANI TEX

d. PD. SURYA AGUNG

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan Cempaka Putih

Jakarta Pusat

Account No. 706 040 1718

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 11.3 billion

2010 – Rp. 12.5 billion

2011 – Rp. 13.4 billion

 

Net Profit (estimated) :

2009 – Rp. 0.7 billion

2010 – Rp. 0.8 billion

2011 – Rp. 1.0 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Johnny Kalwani

Manager                                          - Mr. Sham L. Idnani

 

Board of Commissioners :

Commissioner                                 - Mr. Rajesh Kalwani

 

Signatories :

Director (Mr. Johnny Kalwani) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

Based on investigation by visited the above address at Grand Boutique Centre Block A-49, Jalan Mangga Dua Raya, North Jakarta, we found P.T. KALWANI STOCKINDO UTAMA not SHAM L. IDNANI as stated in your order ref. no. 189702 dated August 6, 2012. However Mr. Sham L. Idnani is a manager of P.T. KALWANI STOCKINDO UTAMA.

 

P.T. KALWANI STOCKINDO UTAMA (P.T. KSU) was incorporated in Jakarta based on notary deed of Mrs. Soehertinah Ramli, SH., No. 7 dated 17 April 1996 with the authorized capital of Rp. 50,000,000 issued capital of Rp. 20,000,000 fully and paid up. The founding shareholders of the company are Mr. Johnny Kalwani (50%) and Mr. Rajesh Kalwani (50%) both are Indonesian businessmen of Indian descents. The company notary deed was approved by the Ministry of Law and Human Rights in its decision letter No. C2-29.234.HT.01.02.TH.1998 dated December 29, 1998.

 

P.T. KSU started to be operating since June 1996’s to deal with trading, distribution and retails of textile products. The retails shops located at Grand Boutique Centre Block A-49, Jalan Mangga Dua Raya, North Jakarta, a big and the largest textile trading centre in Jakarta. According information from Mr. Sham L. Idnani, manager of the company when we met him in the registered office explained the retails sells of various textile products for woman, lady’s and man’s with various types among others are tile fabrics, satin, brocade, apparel fabric, chiffon fabrics, cotton fabrics, jute fabrics and silk fabrics. Besides, the company also sells of wool fabrics with uses various brands which imported from Europe. Mr. Sham L. Idnani added some of the textile products mostly import from China, Hong Kong, Taiwan, India, South Korea and the rest for locals. The whole products sold through tailor made, trader and shops and others in Jakarta and surroundings. We observe that P.T. KSU is a small size company of its kinds which its operation has been growing in the last three years.

 

Generally, the demand for polyester cotton & rayon yarns, polyester staple fiber and others tended to be fluctuating within the last five years in line with the fluctuating of Indonesian textile industry in general. There are eleven domestic dyestuff producers which are still active with a combined production capacity of 45,620 tons per annum. The country’s garment industry is facing serious marketing problem not only in the country but also abroad. According to the Central Bureau of Statistics (BPS) the Indonesian garments export in 2002 amounted to 333,100 tons (US$ 3,887.2 million) to 339,000 tons (US$ 4,037.9 million) in 2003 to 327.300 tons (US$ 4,351.9 million) in 2004 to 369.500 tons (US$ 4,967.0 million) in 2005 to 399,600 tons (US$ 5,608.1 million) in 2006, to 399,800 tons (US$ 5,712.9 million) in 2007 rose to 417,600 tons (US$ 6,092.2 million) in 2008 declined to 393.400 tons (US$ 5,735.6 million) in 2009 and 445,200 tons (US$ 6,598.0 million) in 2010. The Indonesia textile products export in 2002 amounted to 1,425.9 tons (US$ 3,075.9 million) to 1,307.5 tons (US$ 3,064.6 million) in 2003 to 1,300.4 tons (US$ 3,354.6 million) in 2004 to 1,427.3 tons (US$ 3,704.0 million) in 2005 to 1,477.8 tons (US$ 3,908.6 million) in 2006 to 1,473.6 tons (US$ 4,178.0 million) in 2007 decrease to 1,312.2 tons (US$ 4,127.9 million) in 2008 rose to 1,369.6 tons (US$ 3,602.8 million) in 2009 and to 1,525.9 tons (US$ 4,721.8 million) in 2010.

 

The domestic textile producers are pessimism the textile export in 2009 could match the export numbers in 2008. The blow of the global economic crisis is resulted in the reduced of demand from the export destination countries like the United States (U.S.), Japan, and European Union region. The Export Textiles and the Textile Products (TPT) in 2009 is predicted to fall to 10.2 percent compared to the last year. In the year 2008 the export value reached 10.8 billion US dollars. While this year’s the exports expected fall into US$ 9.7 billion. The Chairman of the Indonesian Textile Association (API), Mr. Benny Soetrisno said that the decline in global purchasing power caused of the demand in the Indonesian textile products could not be able to grow as tight as 2008. The export volume and value of the national TPT products in 2002 to 2010 are pictured on the following table.

 

 

      Year

Garment

Textile Products

(Thousand Ton)

(US$ Million)

(Thousand Ton)

(US$ Million)

2002

2003

2004

2005

2006

2007

2008

2009

2010

333.1

339.9

327.3

369.5

399.6

399.8

417.6

393.4

445.2

3,887.2

4,037.9

4,351.9

4,967.0

5,608.1

5,712.9

6,092.2

5,735.6

6,598.0

1,425.9

1,307.5

1,300.4

1,427.3

1,477.8

1,473.6

1,312.2

1,369.6

1,525.9

3,075.9

3,064.6

3,354.6

3,704.0

3,908.6

4,178.0

4,127.9

3,602.8

4,721.8

Source: Central Bureau of Statistic     

 

Until this time P.T. KSU has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. KSU is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2009 amounted to Rp. 11.3 billion rose to Rp. 12.5 billion in 2010 increased to Rp. 13.4 billion in 2011 and projected to go on rising by at least 4% in 2012. The operation in 2011 yielded an estimated net profit of at least Rp. 1.0 billion and the company has an estimated total net worth of at least Rp. 2.5 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. KSU is led by Mr. Johnny Kalwani (50) a businessman with experience in trading, import and distribution of textile products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. We are convinced P.T. KALWANI STOCKINDO UTAMA is sufficiently fairly good for business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.34

UK Pound

1

Rs.86.45

Euro

1

Rs.68.04

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.