|
Report Date : |
17.08.2012 |
IDENTIFICATION DETAILS
|
Name : |
HORIZON CHUTES PRIVATE LIMITED |
|
|
|
|
Registered
Office : |
S/No - 11/16/2 Village Nanded, Sinhagarh Road, Vadgaon Dhairy, Pune –
411041, Maharashtra |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as
on) : |
31.03.2011 |
|
|
|
|
Date of
Incorporation : |
30.05.2006 |
|
|
|
|
Com. Reg. No.: |
11-128528 |
|
|
|
|
Capital
Investment / Paid-up Capital : |
Rs.5.100 Millions |
|
|
|
|
CIN No.: [Company Identification
No.] |
U29299PN2006PTC128528 |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
PNEH05539C |
|
|
|
|
PAN No.: [Permanent Account No.] |
AABCH7154E |
|
|
|
|
Legal Form : |
Private Limited Liability Company |
|
|
|
|
Line of Business
: |
Manufacturer of Garbage Chutes and Steel Doors |
|
|
|
|
No. of Employees
: |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
B (35) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Maximum Credit Limit : |
USD 37000 |
|
|
|
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Slow but correct |
|
|
|
|
Litigation : |
Clear |
|
|
|
|
Comments : |
Subject is an established company having moderate track. Trade
relations are reported as fair. Business is active. Payments are reported to
be slow but correct. The company can be considered for small business dealings at usual
trade terms and condition. Profit and Loss A/c for the current year of the company is not
available. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
LOCATIONS
|
Registered Office Factory 1: |
S/No - 11/16/2 Village Nanded, Sinhagarh Road, Vadgaon Dhairy, Pune –
411041, Maharashtra, India |
|
Tel. No.: |
91-20-2439445 |
|
Fax No.: |
91-20-2439617 |
|
E-Mail : |
|
|
Website : |
|
|
|
|
|
Factory 2 : |
Gat. No.6B, Village Kasurdi, Shivapur Saswad Road, Taluka. Bhor, District Pune - 412205. Maharashtra, India |
|
|
|
|
Branch Office : |
A / 5, Bhagyalaxmi Residency, Phase -1, Off Suncity Road,
Anandnager, Pune Sinhagad Road, Pune – 411051 |
|
Tel. No.: |
91-20 24356411 |
|
Fax No.: |
91-20-24356412 |
DIRECTORS
As on 29.09.2011
|
Name : |
Mr. Mahesh Madhav Limaye |
|
Designation : |
Director |
|
Address : |
7, Mahabali Housing Society, Karvenagar, Pune – 411052, Maharashtra,
India |
|
Date of Birth/Age : |
06.09.1965 |
|
Date of Appointment : |
30.05.2006 |
|
DIN No.: |
00173615 |
|
|
|
|
Name : |
Mrs. Neelam Sandeep Bhosekar |
|
Designation : |
Director |
|
Address : |
No.87/7/2B, Flat No. 20, Mangalmurti Park, Near Sutar Hospital
Kothrud, Pune – 411029, Maharashtra, India |
|
Date of Birth/Age : |
25.12.1967 |
|
Date of Appointment : |
09.02.2007 |
|
DIN No.: |
01690527 |
|
PAN No. : |
ACRPB7930P |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As on 29.09.2011
|
Names of Shareholders |
|
No. of Shares |
|
Mahesh Madhav Limaye |
|
255000 |
|
Neelam Sandeep Bhosekar |
|
255000 |
|
Total |
|
510000 |
As on 29.09.2011
Equity Share Break up (Percentage of Total Equity)
|
Category |
Percentage |
|
Directors or relatives of Directors |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer of Garbage Chutes and Steel Doors |
GENERAL INFORMATION
|
Suppliers : (As on 31.03.2010) |
· Adgraph · Agrawal Agencies · Ajinkya Industrial Suppliers Private Limited · Ajit Electricals · Ameya Software Systems · Ardor Fire and Safety Systems · Ashirawad Industrial Products · Ashwamegh Engineering Works · Avinash Utgikar - CA · Blue Star International · Clean Power Equipments · Darshana Industries Private Limited · Disha Profile Industries Dreamtech Solutions · Durga Enterprises · F. Gulamali · Fidelity Tax Consultants Private Limited · Fortibus Engineering Private Limited · Geekay Industries · Ghule Patil Crane Service · G. P.Timbers and Packers · Harshil Enterprises · Hotel Bholenath · Hotel Sidhi Om · Inflow Systems · Innovative Coating Industries · Jayashree Electron Private Limited · Kabbur Gasses · Kapur Engineering Works ·
Keshriya Ply |
|||||||||
|
|
|
|||||||||
|
Customers : (As on 31.03.2010) |
· Home Construction Limited · Plam Residency Limited · Ascent Hotels · Brigade Enterprises - Shereton Hotel · Chalet Hotels Limited · Eves Garden Co-Operative Society Limited · Fire Portection Section · Habitat · Horizon Enterprises - S.Drs. · Hotels Leelaventures Limited · Icc Reality (India) Private Limited · Kalpataru Properties Private Limited (Thane) · Kamdhenu Construction · Kingston Properties Private Limited · Kishor Builders · Lake Plaza Hotels Private Limited · Magarpatta Club Resort and Private Limited · Mfar Construction Private Limited · Nexus · Orbit Resorts |
|||||||||
|
|
|
|||||||||
|
No. of Employees : |
Not Available |
|||||||||
|
|
|
|||||||||
|
Bankers : |
Syndicate Bank, 47/23, Erandavane Off Karve Road, Law
College Road, Near Nal Stop, Pune - 411004, Maharashtra, India |
|||||||||
|
|
|
|||||||||
|
Facilities : |
(Rs.
In Millions)
|
|
|
|
|
Banking
Relations : |
-- |
|
|
|
|
Auditors : |
|
|
Name : |
Avinash Jeevan Utgikar Chartered Accountants |
|
Address : |
Flat No 2,Dnyanda Society,Near Dnyanprabodhini, 517,Sadashivpeth, Pune
– 411030,
Maharashtra, India |
|
PAN.: |
AAGPU7227B |
CAPITAL STRUCTURE
As on 31.03.2011
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
550000 |
Equity Shares |
Rs.10/- each |
Rs.5.500 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
510000 |
Equity Shares |
Rs.10/- each |
Rs.5.100
Millions |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
5.100 |
5.100 |
0.300 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
4.371 |
2.357 |
6.942 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
9.471 |
7.457 |
7.242 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
13.899 |
0.782 |
1.291 |
|
|
2] Unsecured Loans |
0.000 |
0.000 |
(0.163) |
|
|
TOTAL BORROWING |
13.899 |
0.782 |
1.128 |
|
|
DEFERRED TAX LIABILITIES |
0.265 |
0.019 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
23.635 |
8.258 |
8.370 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
16.140 |
2.731 |
3.145 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
0.000 |
0.000 |
0.000 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
4.885
|
2.200 |
1.750 |
|
|
Sundry Debtors |
13.081
|
9.304 |
7.187 |
|
|
Cash & Bank Balances |
0.734
|
1.706 |
2.868 |
|
|
Other Current Assets |
0.688
|
2.130 |
0.041 |
|
|
Loans & Advances |
1.298
|
1.298 |
2.640 |
|
Total
Current Assets |
20.686
|
16.638 |
14.486 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
8.331
|
8.493 |
7.931 |
|
|
Other Current Liabilities |
|
(0.760) |
0.108 |
|
|
Provisions |
4.860
|
3.378 |
1.240 |
|
Total
Current Liabilities |
13.191
|
11.111 |
9.279 |
|
|
Net Current Assets |
7.495
|
5.527 |
5.207 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.018 |
|
|
|
|
|
|
|
|
TOTAL |
23.635 |
8.258 |
8.370 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
|
|
SALES |
|
|
|
|
|
|
|
|
|
31.157 |
34.784 |
|
|
|
Other Income |
|
0.121 |
0.492 |
|
|
|
TOTAL |
|
31.278 |
35.276 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
Direct Expenses |
|
4.462 |
4.043 |
|
|
|
Indirect Expenses |
|
3.603 |
3.146 |
|
|
|
Purchase Accounts |
|
20.528 |
22.364 |
|
|
|
(Increase) / Decrease in Stock |
|
(0.450) |
1.900 |
|
|
|
TOTAL |
|
28.143 |
31.453 |
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION |
NA |
3.135 |
3.823 |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION |
|
0.415 |
0.243 |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX |
|
2.720 |
3.580 |
|
|
|
|
|
|
|
|
|
Less |
TAX |
|
0.000 |
0.000 |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
|
|
2.720 |
3.580 |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
|
2.720 |
3.580 |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
|
5.00 |
NA |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2011 |
31.03.2010 |
31.03.2009 |
|
PAT / Total Income |
(%) |
NA
|
8.70 |
10.15 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
NA
|
8.73 |
1029 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
NA
|
16.35 |
20.31 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
NA
|
0.36 |
0.49 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
2.86
|
1.59 |
1.44 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.57
|
1.20 |
1.56 |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info
Agents |
Available in Report (Yes / No) |
|
1] |
Year of Establishment |
(Yes) |
|
2] |
Locality of the firm |
(Yes) |
|
3] |
Constitutions of the firm |
(Yes) |
|
4] |
Premises details |
(No) |
|
5] |
Type of Business |
(Yes) |
|
6] |
Line of Business |
(Yes) |
|
7] |
Promoter's background |
(No) |
|
8] |
No. of employees |
(No) |
|
9] |
Name of person contacted |
(No) |
|
10] |
Designation of contact person |
(No) |
|
11] |
Turnover of firm for last two years |
(Yes) |
|
12] |
Profitability for last two years |
(Yes) |
|
13] |
Reasons for variation <> 20% |
---------------------- |
|
14] |
Estimation for coming financial year |
(No) |
|
15] |
Capital in the business |
(Yes) |
|
16] |
Details of sister concerns |
(No) |
|
17] |
Major suppliers |
(Yes) |
|
18] |
Major customers |
(Yes) |
|
19] |
Payments terms |
(No) |
|
20] |
Export / Import details (if applicable) |
(No) |
|
21] |
Market information |
---------------------- |
|
22] |
Litigations that the firm / promoter involved in |
---------------------- |
|
23] |
Banking Details |
(Yes) |
|
24] |
Banking facility details |
(Yes) |
|
25] |
Conduct of the banking account |
---------------------- |
|
26] |
Buyer visit details |
---------------------- |
|
27] |
Financials, if provided |
(Yes) |
|
28] |
Incorporation details, if applicable |
(Yes) |
|
29] |
Last accounts filed at ROC |
(Yes) |
|
30] |
Major Shareholders, if available |
(Yes) |
|
31] |
Date of Birth of Proprietor/Partner/Director, if available |
(Yes) |
|
32] |
PAN of Proprietor/Partner/Director, if available |
(Yes) |
|
33] |
Voter ID No of Proprietor/Partner/Director, if available |
(No) |
|
34] |
External Agency Rating, if available |
(No) |
Bankers Charges
Report as per Registry
|
Corporate
identity number of the company |
U29299PN2006PTC128528 |
|
Name of the
company |
HORIZON CHUTES
PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
S/No - 11/16/2
Village Nanded, Sinhagarh Road, Vadgaon Dhairy, Pune – 411041, Maharashtra,
India |
|
This form is for |
Modification of charge |
|
Charge
identification (ID) number of the charge to be modified |
10220655 |
|
Type of charge |
· Book debts ·
Movable property (not being pledge) |
|
Particular of
charge holder |
Syndicate Bank, 47/23, Erandavane Off Karve Road, Law College Road, Near Nal Stop, Pune - 411004, Maharashtra, India |
|
Nature of
instrument creating charge |
Composite
Hypothecation Agreement. |
|
Date of
instrument Creating the charge |
08.5.2010 |
|
Amount secured by
the charge |
Rs.12.500
Millions |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of Interest Rate of Interest
@ 12.00% p.a. Terms of Repayment The principal sum
of Rs.12.500 Millions is to be liquidated together with interest in 60
monthly installments. First such installment of Rs.0.208 Million together
with interest till then accrued falls due on or before 30.06.2010 subsequent
installments at the same rate together with the accrued interest fall due on
or before the last working day of every month. Last such installment together
with interest being due on or before 31.05.2015. Margin 25% Extent and Operation of the charge Charge on Turret
Punch Press, CNC Press Break, CNC Shear and various other machineries to be
purchased from loan proceeds and all the existing machineries of the company
are CNC hydraulic press brake, Hydraulic shearing machine, spot welding
machine, Riveting machine, Longitudinal steam welding machine, welding
fixtures etc. Situated at S. No. 11/16/2, Village Nanded, Pune - Sinhagad
Road, Pune 411041, Maharashtra, India |
|
Short particulars
of the property or asset(s) charged (including complete address and location
of the property) |
Turret Punch
Press, CNC Press Break, CNC Shear and various other machineries to be
purchased from loan proceeds. CNC
hydraulic press brake, Hydraulic shearing machine, spot welding machine,
Riveting machine, Longitudinal steam welding machine, welding fixtures etc.
situated at S.No.11/16/2,Village Nanded, Pune, Maharashtra, India |
|
Particulars of
the present modification |
By this present
modification the additional security of the machineries as mentioned above
given by way of hypothecation for the existing term loan of Rs.12.500
Millions |
FIXED ASSETS
· Computer and Printer
· Furniture and Fixture
· Inverter
· Plant and Machinery
AS PER WEBSITE
COMPANY PROFILE
Directors, of Subject Mr. Mahesh Limaye who is A.M.I.E.(Mech.) and Gold
Medallist in Piping Technology and another Director and Mr. Sandeep Bhosekar
with such a dynamic and earnest efforts have lead the Horizon Enterprises to
diversify in to the allied branch of Chute business.
Steady growing real estate business, the availability of space lead the real
estate business to high rise buildings boom in the growing cities, consequently
the problems of water, electricity and collection of garbage rose with the
height of the projects. Horizon Chutes played a vital role by providing garbage
chutes in the buildings and helped to keep the environment clean and green.
Horizon Chutes bagged a very prestigious 'G.S.Parkhe Award' given by Maratha
Chambers of Commerce, Industries and Agriculture for Automated System for
Centralised Collection of Wet and Dry Garbage separately.
They are proud to say that they are supplying their chutes in Pune, Mumbai,
Bangalore, Kolkata, and Vaizag and exporting to Gulf and West Indies and
receiving lot of enquiries from Malta, Shri Lanka, Mauritius and Warsa also.
They are having modern machinery with skilled workers, a dynamic sales and
maintenance team, without which such a steps were impossible.
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws, regulations
or policies that prohibit, restrict or otherwise affect the terms and
conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.99 |
|
|
1 |
Rs.87.55 |
|
Euro |
1 |
Rs.68.69 |
INFORMATION DETAILS
|
Report Prepared
by : |
NTH |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
4 |
|
PAID-UP CAPITAL |
1~10 |
4 |
|
OPERATING SCALE |
1~10 |
4 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
4 |
|
--PROFITABILIRY |
1~10 |
4 |
|
--LIQUIDITY |
1~10 |
4 |
|
--LEVERAGE |
1~10 |
4 |
|
--RESERVES |
1~10 |
4 |
|
--CREDIT LINES |
1~10 |
3 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
35 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.