MIRA INFORM REPORT

 

 

Report Date :

17.08.2012

 

IDENTIFICATION DETAILS

 

Name :

SANVIEW  LTD.

 

 

Registered Office :

C/o Cheng & Cheng Corporate Services Ltd.

Room 1201, 12/F., Allied Kajima Building, 138 Gloucester Road, Wanchai

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

20.05.2010

 

 

Com. Reg. No.:

52474851

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter and Wholesaler of Diamond and jewellery, etc.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

SANVIEW  LTD.

 

ADDRESS:       c/o Cheng & Cheng Corporate Services Ltd.

Room 1201, 12/F., Allied Kajima Building, 138 Gloucester Road, Wanchai, Hong Kong.

 

PHONE:            3962 0522

 

FAX:                 3962 0303

 

 

MANAGEMENT

 

Managing Director:  Mr. Chan Boon Yong

 

 

SUMMARY

 

Incorporated on:             20th May, 2010.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$500,000.00

Issued:              HK$100,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   Nil.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Registered Office:-

c/o Cheng & Cheng Corporate Services Ltd.

Room 1201, 12/F., Allied Kajima Building, 138 Gloucester Road, Wanchai, Hong Kong.

 

Affiliated/Associated Company:-

Air Venture Sdn. Bhd., Malaysia.

Carat Club, China.

 

 

BUSINESS REGISTRATION NUMBER

 

52474851

 

 

COMPANY FILE NUMBER

 

1458747

 

 

MANAGEMENT

 

Managing Director:  Mr. Chan Boon Yong

 

 

CAPITAL

 

Nominal Share Capital: HK$500,000.00 (Divided into 500,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$100,000.00

 

 

SHAREHOLDER

(As per registry dated 20-05-2012)

 

Name

 

No. of shares

CHAN Boon Yong

 

100,000

======

 

 

 

 

DIRECTORS

(As per registry dated 20-05-2012)

 

Name

(Nationality)

 

Address

LOO Suat Li, Debbie

25, Jalan Menara U8/5, Bukit Jelutong, 40150 Shah Alam, Selangor, Malaysia.

 

CHAN Boon Yong

4 Lorong Taman Pantai 4, 59100 Kuala Lumpur, Malaysia.

 

 

SECRETARY

(As per registry dated 20-05-2012)

 

Name

Address

Co. No.

Cheng & Cheng Corporation Services Ltd.

Room 1201, 12/F., Allied Kajima Building, 138 Gloucester Road, Wanchai, Hong Kong.

0307222

 

 

HISTORY

 

The subject was incorporated on 20th May, 2010 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Diamond and jewellery, etc.

 

Employees:                   Nil.

 

Commodities Imported:   Malaysia, India, etc.

 

Markets:                       China, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 


FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$500,000.00 (Divided into 500,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$100,000.00

 

Profit or Loss:                Keeping a balance account in Hong Kong.

 

Condition:                      Business is not active in Hong Kong.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$1.00 each, Sanview Ltd. is wholly owned by Mr. Chan Boon Yong who is an overseas Chinese.  Chan is a Malaysia passport holder and does not have the right to reside in Hong Kong permanently.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at “Room 1201, 12/F., Allied Kajima Building, 138 Gloucester Road, Wanchai, Hong Kong” known as “Cheng & Cheng Corporate Services Ltd.” which is handling its correspondences and documents.  Cheng & Cheng Corporate Services Ltd. is also the corporate secretary of the subject.  This firm is an associated company of Cheng & Cheng Ltd. which is an accountant firm also located at the 10/F. of the same building.

The subject has no employees in Hong Kong.  We can reach nobody at your phone number 852-2742 6842 because it is a fax number.

The subject is an agent of Air Venture Sdn. Bhd. [Air Venture] of Malaysia.  Air Venture is marketing a kind of electronic product known as “Gastag2T”.  “Gastag2T” is a low cost assistant for all people using 2 stroke engines that require pre-mixing of 2-stroke oil with gasoline.  However, this line of business is insignificant.

The subject also trades in diamonds and jewellery.  This is due to the fact that Chan Boon Yong is a prominent diamond jeweller from Malaysia, and founder of The Carat Club.  He is also the Executive Chairman of the Club.

Upon graduating from the London School of Economics, Chan began his career as an investment analyst.  He left to set up his own investment company before starting Capital Diamonds International in Singapore.  In 1997, he founded The Carat Club, a diamond retail operation.  The company has since expanded into Singapore.  In 2008, the company launched The C. Club, a retail and restaurant concept in Pavilion Kuala Lumpur.

Chan is considered one of Malaysia’s few corporate celebrities.

In 2010, Chan disposed all his businesses in Malaysia and tried to penetrated the China market in full power.  In 2011, Chan’s Carat Club in Shanghai, China began operation.  This is a retail shop selling all kinds of diamond jewellery.  Besides, Chan has set up a technology workshop known as Gemalita which is engaged in designing diamond jewellery.  According to Chan, his diamond jewellery products are manufactured in the workmanship of Malaysia, Italy designs and Germany Standards.

Chan will open more Carat Club shops in China in the years ahead.

Carat Club’s polished and cut diamonds are imported from India, other Asian countries, Europe, etc.

The subject’s business in Hong Kong is not active.  History in Hong Kong is just over two years.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.

 

DIAMOND INDUSTRY – INDIA

 

-          From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-          The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-          The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-          Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-          Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-          The diamond jewellery industry in India today may be more than Rs 60000 mil and is rated amongst the fastest growing  in the world. Indi ranks third in the world in domestic diamond consumption.

-          Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-          Excerpts from Times of India dated 30th October 2010 is as under –

 

DIAMOND SAGA – DIRTY DOZEN STUCK WITH 2K CR DEBT

This could be the biggest credibility crisis the Indian diamond industry has ever faced. Fifteen banks run the risk of losing Rs 2000 crore lent to a dozen diamond firms in Surat. Until about two months ago, they had not repaid  these dues. Bankers believe many diamantaires borrowed money during the economic downturn two years ago and diverted funds to businesses like real estate and capital markets. Many of themselves made money from these businesses but their diamond companies have gone sick and declared insolvency.

-          Most of the money borrowed from the banks in the name of their diamond business has been diverted in real estate and the share market. The banks are not in a position to seize their properties because in many cases, these were purchased in the name of their relatives and friends.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.99

UK Pound

1

Rs.87.55

Euro

1

Rs.68.68

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.