MIRA INFORM REPORT

 

 

Report Date :

17.08.2012

 

IDENTIFICATION DETAILS

 

Correct Name :

THE DOW CHEMICAL COMPANY

 

 

Registered address :

The Corporation Trust Company, Corporation Trust Center 1209 Orange Street

Wilmington - New Castle, De 19801

 

 

Country :

United States 

 

 

Financials (as on) :

30.12.2011

 

 

Year of Establishment :

1897

 

 

Legal Form :

Corporation for Profit

 

 

Line of Business :

Manufactures and supplies chemical products.

 

 

No. of Employees :

2821 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

---


 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United States 

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 




GEOPOLITICS

 

POLITICAL DATA

ECONOMIC DATA

Form of Government: Federal

Economic Risk: Nil

Currency: USD
Branch Situation: Stable

 

 

IDENTIFICATION

 

Legal Name:

THE DOW CHEMICAL COMPANY

Trade Name:

DOW

Legal Address

THE CORPORATION TRUST COMPANY

CORPORATION TRUST CENTER 1209 ORANGE STREET

WILMINGTON - NEW CASTLE

DE 19801 - USA(INCORPORATORS)

Operative Address

2030 Dow Center, Midland, MI 48674 -United States

(HEADQUARTERS)

Mailing Address

4520 Ashman Street, PO Box 1206, Midland, MI 48642, USA

Telephone:

+1(800) 258 - 2436 // +1(989) 636 - 1000

ID :

0414128

Fax:

+1(989) 832 - 1465 // +1 989-832-1556

Legal Form:

Corporation for Profit

Email:

info@dow.com

Registered in:

Delaware

Website:

http://www.dow.com

Date Created:

1897

Manager:

Mr. Andrew N. Liveris - President and CEO

Date Incorporated:

June 11, 1947

Staff:

51,705

Stock:

1,185,372,31 shares common stock

SIC Code :

2821

Value:

USD 36.00 per common share

Activity:

Manufactures and supplies chemical products.

 

 

BANKS

 

Name of the Bank

FIFTH THIRD BANK

Location                                   

38 FOUNTAIN SQUARE PLAZA MD 109 CINCINNATI  OH   45263- 0001

 


BUSINESS

 

HISTORY

 

THE DOW CHEMICAL COMPANY was founded in 1897.

 

Press releases

The Dow Chemical Company and Mucell Extrusion LLC Enter Exclusive Agreement to License Dow's Foamed Films Patent Portfolio

Aug 7 12

 

The Dow Chemical Company announced that MuCell will exclusively license Dow's Thin Foamed Films Patent family, using MuCell innovative Foaming technology to create physically foamed films for all film applications.

PRINCIPAL ACTIVITY

 

The Dow Chemical Company manufactures and supplies chemical products used as raw materials in the manufacture of customer products and services worldwide.

Products/Services description:

 

Its Electronic and Functional Materials segment offers materials for chemical mechanical planarization, chemical processing aids and intermediates, electronic displays, food and pharmaceutical processing and ingredients, home and personal care ingredients, hygiene and infection control, photolithography, printed circuit boards, process and materials preservation, semiconductor packaging, and electronic and industrial finishing.

 

The company’s Coatings and Infrastructure Solutions segment provides construction chemical solutions and building-integrated photovoltaics; raw materials for architectural paints and industrial coatings; technologies for water purification, desalination, and separation solutions; and specialty monomer products.

 

Its Agricultural Sciences segment offers agricultural crop protection and plant biotechnology products, pest management solutions, and seeds, traits, and oils.

 

The company’s Performance Materials segment produces ethanolamines, ethyleneamines, isopropanolamines, and chelants; chlorinated organic products; polyurethane foams and systems; epoxy resins and intermediates; oxygenated solvents; polyglycols and surfactants; and polyurethane raw materials.

 

Its Performance Plastics segment offers performance elastomers and plastomers, specialty copolymers, and synthetic rubber; semiconductive and insulation material for power cable insulation; sticking and bonding solutions and specialty films; polyethylene-based solutions; and polypropylene products.

 

The company’s Feedstocks and Energy segment provides caustic soda, chlorine, ethylene dichloride, hydrochloric acid, and vinyl chloride monomer; ethylene oxide and ethylene glycol; and benzene, butadiene, butylene, cumene, ethylene, octane, propylene, and styrene.

Sales are:

 

Wholesale

Brands:

 

The following are trademarks or service marks of The Dow Chemical Company and certain affiliated companies of Dow:

ACRYSOL, ACUDYNE, ACULYN, ACUMER, ACuPLANE, ACRYLIGARD, ACUSOL, ADCOTE, ADSORBSIA, ADVALUBE, ADVAPAK, ADVASTAB, AERIFY, AFFINITY, AIRSTONE, AMBERCHROM, AMBERJET, AMBERLITE, AMBERLYST, AMPLIFY, ANGUS, AR, ASC METATIN, ASPUN, ATTANE, AQUA-LAM, AQUASET, AQUCAR, AUROLECTROLESS, AUTOMATE, AVANSE, BETAFOAM, BETAFORCE, BETAMATE, BETASEAL, BETATECH, BIOBAN, CARBITOL, CARBOWAX, CARBOWAX SENTRY, CELLOSIZE, CELLOSOLVE, CLEAR+STABLE, COMPAXX, CONTINUUM, COPPER GLEAM, CYCLOTENE, D.E.H., D.E.N., D.E.R., DESIGNED DIFFUSION, DIPRANE, DOW, DOW SYMBIO, DOWANOL, DOWEX, DOWEX OPTIPORE, DOWFAX, DOWFROST, DOWLEX, DOWTHERM, DUOLITE, DURAGREEN, DURAMAX, DURAMOULD, DURAPLUS, DURELAST, ECHELON, ECOLIBRIUM, ECOSMOOTH, ECOSOFT, ECOSURF, ENDURANCE, ENFORCER, ENGAGE, ENHANCER, ENLIGHT, ELITE, EPIC, ETHOCEL, EVOQUE, FASTRACK, FILMTEC, FORMASHIELD, FORTEGRA, FROTH-PAK, GLUTEX, GREAT STUFF, HYPERKOTE, HYPERLAST, HYPOL, IMPAXX, INFUSE, INSITE, INSPIRE, INSTA-STIK, INTEGRAL, INTERVIA, ISONATE, KATHON, KLARIX, MAINCOTE, METHOCEL, MICROFILL, MOR-FREE, NEOLONE, NORDEL, NYLOPAK, OPTICITE, OPTIDOSE, OPTOGRADE, OPULYN, OROTAN, OUDRA, PAPI, PARALOID, POLYOX, POWERHOUSE, PRIMACOR, PRIMAL, PRIMENE, PROCITE, PROGLYDE, PROLOGIC, PURAGUARD, RHOPLEX, ROBOND, ROMAX, ROPAQUE, ROVACE, SAFECARE, SARAN, SARANEX, SATISFIT, SEALUTION, SERFENE, SHAC, SI-LINK, SILVADUR, SOFTCAT, SOLDERON, SOLTERRA, SOLTEX, SPECFLEX, STYROFOAM, SUNSPHERES, SURECEL, SYNALOX, TAMOL, TERGITOL, THERMAX, TILE BOND, TRAFFIDECK, TRENCHCOAT, TRITON, TRYCITE, TUFLIN, TYBRITE, TYMOR, TYRIN, UCAR, UCARE, UCARHIDE, UCON, UNIGARD, UNIPOL, UNIVAL, VENPURE, VERDISEAL, VERSAIR, VERSENE, VERSIFY, VINYZENE, VISIONPAD, VORACOR, VORACTIV, VORAFORCE, VORALUX, VORAMER, VORANATE, VORANOL, VORASURF, VORATEC, VORATHERM, VORATRON, WALOCEL, WALSRODER, WEATHERMATE

 

The following are trademarks or service marks of Dow AgroSciences LLC and certain affiliated companies of Dow AgroSciences LLC: BRODBECK, CLINCHER, DAIRYLAND SEED, DELEGATE, DITHANE, FORTRESS, GARLON, GLYPHOMAX, GRANITE, HERCULEX, HYLAND SEEDS, KEYSTONE, LAREDO, LONTREL, LORSBAN, MILESTONE, MUSTANG, MYCOGEN, NATURALYTE, NEXERA, PFISTER SEEDS, PHYTOGEN, PRAIRIE BRAND SEEDS, PROFUME, REFUGE ADVANCED, RENZE SEEDS, SENTRICON, SIMPLICITY, STARANE, TELONE, TORDON, TRACER, TRIUMPH, VIKANE, WIDESTRIKE

Clients:

 

The products offer by the company are used by the manufacture of customer products and services industry.

Suppliers:

 

Dow Europe GmbH

Bachtobelstrasse 3, Horgen, Switzerland, 8810

Operations area:

 

National, International

The company imports from Worldwide, depending on the demand

The company exports to Worldwide, depending on the demand

Trade References:

 

We could not obtain supplier information from North America or near regions for us to check trade references.

The subject employs 51,705 employee(s)

Comments on staff:

 

Personnel count was 51,705 at December 31, 2011.

PAYMENTS

 

made on a 60 days basis - monitored over the last 12 months

LOCATION

Headquarters

 

2030 DOW CENTER, MIDLAND, MI 48674, USA

Comments on location:

 

The company is incorporated in Delaware for tax purposes.

 

However, it is headquartered in Michigan.

Branches:

 

The company has more than 50 branches in USA and manufacturing facilities in over 214 cities, in 37 countries across the globe.

Business Overview:

 

The US chemicals industry includes about 10,000 companies with combined annual revenue of about $700 billion. Major companies include Dow, DuPont, Eastman Chemical, ExxonMobil Chemical, and Huntsman. The US industry is concentrated: the 50 largest firms generate more than half of industry revenue.

 

 

Shareholders

- Manager - Related Companies

 

Listed at the stock exchange:

 

YES

Capital:

 

Breakdown

% of Shares Held by All Insider and 5% Owners: 0%

% of Shares Held by Institutional & Mutual Fund Owners: 70%

% of Float Held by Institutional & Mutual Fund Owners: 70%

Number of Institutions Holding Shares:     770

 

 

Shareholders Parent Company(ies):

 

Major Direct Holders

 

Holder                         Shares

LIVERIS ANDREW N            839,254

FREIWALD GREGORY M      360,239

HALLER HEINZ        315,953

GAMBRELL MICHAEL R       136,988

MERSZEI GEOFFERY E                   229,813

 

 

Top Institutional Holders

 

Holder                                                Shares

Capital Research Global Investors                          97,643,100

WELLINGTON MANAGEMENT COMPANY, LLP         64,017,882

VANGUARD GROUP, INC. (THE)                             49,181,433

STATE STREET CORPORATION                             42,881,125

DODGE & COX INC                                        32,218,533

BlackRock Institutional Trust Company, N.A.       31,140,295

Capital World Investors                                124,085,526

Bank of New York Mellon Corporation                     16,265,121

NORTHERN TRUST CORPORATION                          14,599,843

FMR LLC                                                     14,393,624

 

 

Top Mutual Fund Holders

 

Holder                                             Shares

INVESTMENT COMPANY OF AMERICA         42,502,000

WASHINGTON MUTUAL INVESTORS FUND       33,092,826

GROWTH FUND OF AMERICA INC                      29,368,700

FUNDAMENTAL INVESTORS INC                        24,107,900

DODGE & COX STOCK FUND                  18,361,145

VANGUARD/WELLINGTON FUND INC.           15,528,400

AMERICAN BALANCED FUND                  15,220,000

VANGUARD TOTAL STOCK MARKET INDEX FUND        14,445,623

CAPITAL WORLD GROWTH AND INCOME FUND           14,407,000

HARTFORD CAPITAL APPRECIATION FUND      13,648,880

 

 

As regards on the clients special request, we informed that the Company’s independent auditors, Deloitte & Touche LLP , with direct access to the Company’s Board of Directors through its Audit Committee, have audited the consolidated financial statements prepared by the Company. 

Management:

 

A. N. Liveris, Director, President, Chief Executive Officer and Chairman of the Board

 

J. M. Fettig, Lead Director

 

A. A. Allemang, Director

 

J. K. Barton, Director

 

J. A. Bell, Director

 

P. Polman, Director

 

D. H. Reilley, Director

 

J. M. Ringler, Director

 

R. G. Shaw, Director

 

P. G. Stern, Director

 

B. H. Franklin, Director

 

J. B. Hess, Director

 

R. C. Edmonds, Vice President and Controller

 

W. H. Weideman, Executive Vice President and Chief Financial Officer

Related Companies:

 

The company has international presence.

 

A list of its subsidiaries for 2011 is attached to the report.

 

 

Financials

- COMMERCIAL TRENDS AND FORECAST

The subject is a public company traded at the stock exchange. Please find enclosed the financial statements.

Legal Fillings

 There are several UCC** files listed with the Secretary of State of Delaware:

 

 

Filing Number: 2012 2045039

Filing Date: 05-29-2012

Secured Party: MILLER TOOL & DIE CO.

 

 

Filing Number: 2012 1926353

Filing Date: 05-18-2012

Secured Party: HI TECH MOLD & ENGINEERING, INC.

 

 

Filing Number: 2011 3568279

Filing Date: 09-16-2011

Secured Party: HI TECH MOLD & ENGINEERING, INC.

 

 

Filing Number: 2011 3596585

Filing Date: 09-08-2011

Secured Party: STILES MACHINERY, INC.

 

 

Filing Number: 2011 3337378

Filing Date: 08-29-2011

Secured Party: HI TECH MOLD & ENGINEERING, INC.

 

 

There are various claims, lawsuits, and pending actions against the Company and its subsidiaries incident to the operations of its business. It is the opinion of management, after consultation with counsel, that the ultimate resolution of such claims, lawsuits and pending actions will not have a material adverse effect on the Company’s consolidated financial position, results of operations or liquidity.

 

 

THE COMPANY IS NOT LISTED ON THE OFAC LIST.*

 

The last annual report was filed on Feb 19, 2010.

 

For information:

 

* The Specially Designated Nationals (SDN) List is a publication of OFAC which lists individuals and organizations with whom United States citizens and permanent residents are prohibited from doing business.

 

 

** The Uniform Commercial Code (UCC) is one of a number of uniform acts that have been promulgated in conjunction with efforts to harmonize the law of sales and other commercial transactions in all 50 states within the United States of America. 

 

The UCC deals primarily with transactions involving personal property (movable property), not real property (immovable property).

 

It allows a creditor to notify other creditors about a debtor’s assets used as collateral for a secured transaction by filing a public notice (financing statement) with a particular filing office.

 

The Uniform Commercial Code Bureau files and maintains on financial obligations (including IRS liens) incurred by individuals (in business as a sole proprietor), business entities and corporations.

 




 


Rating

 

Local credit bureau gave a Correct credit rate.

 

The company is in Good Standing. This means that all local and federal taxes were paid on due date.

 

 

 Final Opinion

 

The Dow Chemical Company was founded in 1897.

 

It is a large size company, with 51,705 employees, which manufactures and supplies chemical products used as raw materials in the manufacture of customer products and services worldwide.

 

The company has more than 50 branches in USA and manufacturing facilities in over 214 cities, in 37 countries across the globe.

 

According to the financial figures for 2011 the company´s profitability is correct and its indebtness is controlled.

 

 

 

SUMMARY

 


FINANCIAL SUMMARY


DEBT COLLECTIONS AND PAYMENTS

Profitability

CORRECT

Public

NO

Indebtedness

CONTROLLED

Payments

REGULAR

Cash

NORMAL

 

 

 



APPENDIX

 

Comments

 

We tried to contact the company´s accounts payable manager several times but we were transferred to voice mail. We left a message but it has not been answered yet.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.98

UK Pound

1

Rs.87.55

Euro

1

Rs.68.69

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.