|
Report Date : |
18.08.2012 |
IDENTIFICATION DETAILS
|
Name : |
JANDIRA COMÉRCIO DE PRODUTOS ALIMENTÍCIOS LTDA. |
|
|
|
|
Registered Office : |
Rodovia Deputado João Leopoldo Jacomel, 11672 Vila Emi Perneta 83325-185 - Pinhais/Pr |
|
|
|
|
Country : |
Brazil |
|
|
|
|
Financials (as on) : |
31.12.2011 |
|
|
|
|
Date of Incorporation : |
07.11.1984 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Retail Sale of Foodstuffs, Beverage and Tobacco |
|
|
|
|
No. of Employees : |
59 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Exists |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
Brazil |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
JANDIRA COMÉRCIO
DE PRODUTOS ALIMENTÍCIOS LTDA.
|
MAIN ADDRESS: |
RODOVIA DEPUTADO JOÃO LEOPOLDO JACOMEL, 11672 VILA EMI PERNETA |
|
ZIP CODE/CITY: |
83325-185 - PINHAIS/PR |
|
|
|
|
PHONE: |
41 3669-6216 |
|
FAX: |
41 3669-6216 |
|
E-MAIL: |
ana.colla@eaco.com.br |
|
BRANCHES: |
|
|
|
|
|
ADDRESS: |
RUA JOÃO ZAITTER, |
|
ZIP CODE/CITY: |
83.324-21 PINHAIS/PR |
|
CNPJ: |
78.565.389/0002-90 |
|
MAIN ACTIVITIES: |
|
RETAIL SALE OF FOODSTUFFS, BEVERAGE AND TOBACCO. |
|
LEGAL FORM: |
LIMITED
LIABILITY COMPANY |
|
|
|
|
INCORPORATION DATE: |
07/11/1984 |
|
REGISTER DATE: |
17/11/1984 |
|
BALANCE SHEET FILING DATE: |
31/12 |
|
TAX CONTRIBUTOR NUMBER(CNPJ): |
78.565.389/0001-00 |
|
STATE REGISTER: |
13700245-09 |
|
|
|
|
SHARE CAPITAL: |
R$ 165.000,00 |
|
LAST REGISTER OF CAPITAL: |
12/03/1998 |
|
BOARD OF
DIRECTORS: |
|
|
|
|
|
DENISE SOFIA WOELLNER |
MANAGING PARTNER |
|
THE MANAGING PARTNER IS AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY. |
|
SHAREHOLDERS /
PARTNERS: |
|
|
|
|
|
DENISE SOFIA WOELLNER |
95% |
|
GABRIEL AUGUSTHO BERALDI |
5% |
|
AFFILIATES /
SUBSIDIARIES: |
|
|
|
|
|
NOT AVAILABLE. |
|
|
THE SUBJECT WAS ESTABLISHED ON NOVEMBER 07, 1984 TO BE ENGAGED IN THE
SAID LINE OF BUSINESS. PARTNERS: GABRIEL AUGUSTO BERALDI: BRAZILIAN, SINGLE, HOLDER OF DOCUMENTS CPF
055.186.119-35, RG 8.873.480-7-PR, RESIDENTIAL ADDRESS AT RUA HERCULANO
CARLOS FRANCO DE SOUZA 401, APTO 61, CUTITIBA/PR. DENISE SOFIA WOELLNER: BRAZILIAN, DIVORCED, HOLDER OF DOCUMENTS CPF
583.073.209-25 ,RG 3.286.463-5 PR, RESIDENTIAL ADDRESS AT RUA HERCULANO
CARLOS FRANCO DE SOUZA 401, APTO 61, CURITIBA/PR. FURTHER DETAILS ARE SO FAR NOT KNOWN. |
|
PUBLIC
INFORMATION: |
|
PROTESTS: |
|
02 PROTEST,TOTAL AMOUNT R$
22.657,60 |
|
DETAILS OF PROTEST: |
|
NOTARY OFFICE: |
DATE: |
VALUE: |
|
CARTÓRIO DE PR-PINHAIS |
19/07/2012 |
R$ 11.335,60 |
|
CARTÓRIO DE PR-PINHAIS |
16/07/2012 |
R$ 11.322,00 |
|
LAWSUITS: |
|
|
|
|
DATE: |
COURT OF LAW: |
|
1 |
EXECUTIVE LAWSUIT |
08/05/12 |
7ª VARA DE SP-SP-CENTRAL |
|
GENERAL BALANCE SHEETS AS OF 31/12/2011, 31/12/2010 AND 31/12/2009. |
|
( FIGURES ARE IN REAIS ). |
|
ASSETS |
|
|
|
|
CURRENT: |
31/12/2011 |
31/12/2010 |
31/12/2009 |
|
|
|
|
|
|
CASH AND BANKS |
1.680.287,05 |
5.972.766,09 |
6.191.800,49 |
|
CLIENTS |
15.315.886,27 |
6.211.519,43 |
5.543.328,83 |
|
ADVANCE TO EMPLOYEES |
|
217,98 |
2.360,83 |
|
ADVANCE TO SUPPLIERS |
|
3.584.910,74 |
1.468.919,35 |
|
RECOVERABLE TAXES |
578.754,47 |
1.113.905,08 |
725.765,12 |
|
INVENTORY |
4.338.912,37 |
3.688.717,74 |
2.925.405,12 |
|
ADVANCES |
803.476,02 |
221.175,26 |
|
|
OTHER CREDITS |
|
166.092,57 |
31.482,81 |
|
ACCOUNTS RECEIVABLE |
|
6.337,38 |
902.050,00 |
|
COLLECTION CHEQUES |
|
|
56.775,94 |
|
IMPORTS IN PROGRESS |
8.792.792,29 |
|
2.955.237,93 |
|
PRE PAID EXPENSES |
15.036,05 |
|
|
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL CURRENT ASSETS |
31.525.144,52 |
20.965.642,27 |
20.803.126,42 |
|
LONG-TERM
RECEIVABLES: |
|
|
|
|
|
|
|
|
|
JUDICIAL DEPOSITS |
28.247,54 |
28.247,54 |
28.247,54 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL LONG-TERM RECEIVABLES |
28.247,54 |
28.247,54 |
28.247,54 |
|
FIXED ASSETS: |
|
|
|
|
|
|
|
|
|
FIXED ASSETS |
1.340.265,12 |
757.413,12 |
341.608,89 |
|
INVESTMENTS |
10.000,00 |
|
|
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL FIXED ASSETS |
1.350.265,12 |
757.413,12 |
341.608,89 |
|
OFF-BALANCE
ACCOUNTS |
584.533,85 |
|
3.205.616,32 |
|
|
================ |
================ |
================ |
|
TOTAL ASSETS |
33.488.191,03 |
21.751.302,93 |
24.378.599,17 |
|
LIABILITIES: |
|
|
|
|
CURRENT: |
31/12/2011 |
31/12/2010 |
31/12/2009 |
|
|
|
|
|
|
SUPPLIERS |
19.721.589,98 |
8.044.856,59 |
11.220.988,58 |
|
LOANS AND FINANCING |
74.870,48 |
36.710,67 |
|
|
LABOR OBLIGATIONS |
259.804,06 |
283.347,05 |
130.326,22 |
|
TRIBUTARY OBLIGATIONS |
479.078,26 |
489.003,16 |
121.553,43 |
|
ACCOUNTS PAYABLE |
|
6.080,17 |
774,68 |
|
PROVISIONS/INCOME TAX |
|
1.148.098,53 |
104.844,87 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL CURRENT LIABILITIES |
20.535.342,78 |
10.008.096,17 |
11.578.487,78 |
|
LONG TERM
LIABILITIES: |
|
|
|
|
|
|
|
|
|
INSTALLMENTS TAXES PAYABLE |
|
|
1.886.265,41 |
|
LOANS AND FINANCING |
211.016,28 |
26.700,52 |
|
|
TRIBUTARY OBLIGATIONS |
1.150.404,51 |
1.886.265,41 |
|
|
DEBT WITH PARTNERS |
2.150.680,58 |
|
|
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL LONG TERM LIABILITIES |
3.512.101,37 |
1.912.965,93 |
1.886.265,41 |
|
NET EQUITY: |
|
|
|
|
|
|
|
|
|
SHARE CAPITAL |
165.000,00 |
165.000,00 |
165.000,00 |
|
ACCRUED PROFIT (LOSS) |
8.691.213,03 |
|
|
|
PROFIT RESERVES |
|
9.665.240,83 |
7.543.229,66 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL NET EQUITY |
8.856.213,03 |
9.830.240,83 |
7.708.229,66 |
|
OFF-BALANCE ACCOUNTS
|
584.533,85 |
|
3.205.616,32 |
|
|
================ |
================ |
================ |
|
TOTAL LIABILITIES |
33.488.191,03 |
21.751.302,93 |
24.378.599,17 |
|
PROFIT AND LOSS ACCOUNTS AS OF 31/12/2011, 31/12/2010 AND 31/12/2009. |
|
( FIGURES ARE IN REAIS ). |
|
|
31/12/2011 |
31/12/2010 |
31/12/2009 |
|
|
|
|
|
|
GROSS SALES |
88.869.355,54 |
75.870.063,82 |
52.677.548,44 |
|
(-) TAXES ON SALES |
18.226.969,63 |
16.031.085,73 |
13.136.765,20 |
|
|
---------------- |
---------------- |
---------------- |
|
NET SALES |
70.642.385,91 |
59.838.978,09 |
39.540.783,24 |
|
(-) COST OF SOLD GOODS |
57.372.638,84 |
48.404.109,15 |
33.907.114,77 |
|
|
---------------- |
---------------- |
---------------- |
|
GROSS PROFIT |
13.269.747,07 |
11.434.868,94 |
5.633.668,47 |
|
OPERATING REVENUE (EXPENSE) |
-7.535.189,55 |
-5.331.921,18 |
-2.665.711,54 |
|
FINANCIAL REVENUE(EXPENSE) |
-9.118,00 |
-1.728.958,84 |
359.491,18 |
|
|
---------------- |
---------------- |
---------------- |
|
OPERATIONAL PROFIT (LOSS) |
5.725.439,52 |
4.373.988,92 |
3.327.448,11 |
|
NON-OPERATING RESULT |
146.062,29 |
90.000,00 |
500.000,06 |
|
CONTRIBUTION/INCOME TAX |
-2.935.090,52 |
-1.494.485,59 |
-1.365.939,01 |
|
|
---------------- |
---------------- |
---------------- |
|
NET PROFIT (LOSS) |
2.936.411,29 |
2.969.503,33 |
2.461.509,16 |
|
MONTHLY SALES |
|||
|
|
2012 |
|
|
|
|
--------------------- |
|
|
|
JANUARY |
R$ 5.041.520,35 |
|
|
|
FEBRUARY |
R$ 5.843.300,65 |
|
|
|
MARCH |
R$ 12.812.256,22 |
|
|
|
APRIL |
R$ 9.297.529,08 |
|
|
|
MAY |
R$ 9.345.045,03 |
|
|
|
JUNE |
|
|
|
|
JULY |
|
|
|
|
AUGUST |
|
|
|
|
SEPTEMBER |
|
|
|
|
OCTOBER |
|
|
|
|
NOVEMBER |
|
|
|
|
DECEMBER |
|
|
|
|
TOTAL |
R$ 42.339.651,33 |
|
|
|
RATIOS: |
31/12/2011 |
31/12/2010 |
31/12/2009 |
|
QUICK RATIO |
1,32 |
|
1,73 |
|
1,54 |
|
|
CURRENT RATIO |
1,54 |
|
2,09 |
|
1,80 |
|
|
ACCOUNTS RECEIVABLE TURNOVER |
4,61 |
TIMES |
9,63 |
TIMES |
7,13 |
TIMES |
|
DAYS' SALES IN RECEIVABLES |
78,05 |
DAYS |
37,37 |
DAYS |
50,47 |
DAYS |
|
INVENTORY TURNOVER |
13,22 |
TIMES |
13,12 |
TIMES |
11,59 |
TIMES |
|
ACCOUNTS PAYABLE PERIOD |
123,75 |
DAYS |
59,83 |
DAYS |
119,14 |
DAYS |
|
RETURN ON ASSETS |
2,11 |
TIMES |
2,75 |
TIMES |
1,62 |
TIMES |
|
SALES TURNOVER ON NET EQUITY |
7,98 |
TIMES |
6,09 |
TIMES |
5,13 |
TIMES |
|
NET WORTH TIE-UP |
,15 |
|
,08 |
|
,04 |
|
|
INDEBTEDNESS |
2,72 |
|
1,21 |
|
1,75 |
|
|
EQUITY RATIO |
26,45 |
% |
45,19 |
% |
31,62 |
% |
|
WORKING CAPITAL RATIO |
53,52 |
% |
109,49 |
% |
79,67 |
% |
|
GENERAL SOLVENCY |
1,39 |
|
1,82 |
|
1,81 |
|
|
RETURN ON NET EQUITY |
33,16 |
% |
30,21 |
% |
31,93 |
% |
|
RETURN ON SALES (PROFIT MARGIN) |
4,16 |
% |
4,96 |
% |
6,23 |
% |
|
GROSS PROFIT MARGIN |
18,78 |
% |
19,11 |
% |
14,25 |
% |
|
OPERATIONAL RESULT |
8,10 |
% |
7,31 |
% |
8,42 |
% |
|
SALES TURNOVER ON LIABILITIES |
3,44 |
TIMES |
5,98 |
TIMES |
3,42 |
TIMES |
|
FOREIGN CURRENCY ON ASSETS |
|
|
|
|
|
|
|
FOREIGN CURRENCY ON LIABILITIES |
|
|
|
|
|
|
|
EXCHANGE RATE: |
|
|
US$ 1,00 = R$ 2,02 |
- OFFICIAL RATE ON 15/08/2012 |
|
US$ 1,00 = R$ 1,87 |
- OFFICIAL RATE ON 31/12/2011 |
|
US$ 1,00 = R$ 1,66 |
- OFFICIAL RATE ON 31/12/2010 |
|
US$ 1,00 = R$ 1,74 |
- OFFICIAL RATE ON 31/12/2009 |
|
COMMENTS ON THE
FINANCIAL INFORMATION: |
|
FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS. THE FIGURES AVAILABLE SHOW A NORMAL FINANCIAL STANDING. THE LEVEL OF
INDEBTEDNESS IS HIGH BUT IT HAS GOOD LIQUIDITY RATIOS AND POSITIVE WORKING
CAPITAL, CONSIDERED SUFFICIENT TO FACE THE SHORT TERM DEBTS. IT ALSO SHOWS
GROWING SALES AND PROFITABILITY. |
|
REAL ESTATE: |
|
DETAIL OF
RENTED/LEASED REAL ESTATE: |
|
|
|
|
TYPE: |
BUILDING |
|
VALUE: |
R$ 10.822,00 |
|
VEHICLES: |
OWNED VEHICLES ARE VALUED AT R$
369.210,00
|
MACHINES: |
OWNED MACHINES AND EQUIPMENTS
ARE VALUED AT R$ 587.000,00
|
INSURANCE COMPANY: |
EQUILIZA SEGUROS |
|
COVERAGE: |
NOT AVAILABLE. |
|
|
|
|
INSURANCE COMPANY: |
MHR CORRETORA |
|
COVERAGE: |
NOT AVAILABLE. |
|
|
BRANCH/PHONE: |
|
|
HSBC BANK BRASIL S/A |
0689 |
|
|
BANCO DO BRASIL S/A |
3406-1 41 2117-7828 |
|
|
BANCO BRADESCO S/A |
929-6 41 3525-1266 |
|
|
BANCO BRADESCO S/A |
0165 |
|
|
REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE
INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW
PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS. ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY
HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682
BRAZILIAN CENTRAL BANK"). |
|
SUBJECT IS ENGAGED IN THE RETAIL SALE OF FOODSTUFFS, BEVERAGE AND
TOBACCO. |
|
IMPORT AND
EXPORT: |
IMPORTS FROM:
|
CHILE, DENMARK AND ARGENTINA. |
EXPORTS TO:
|
DOES NOT EXPORT. |
|
MAIN CLIENTS: |
|
|
|
|
|
|
|
DOMESTIC
CLIENTS: |
|
PHONE: |
|
ALIBEC INDUSTRIA |
|
11 3984-0105 |
|
CARINO INGREDIENTES |
|
14 2102-2100 |
|
FRUTIFIUQUE |
|
27 3336-7615 |
|
LA RIOJA |
|
11 3328-000 |
|
MAR & MAR |
|
|
|
REDE SONAE |
|
|
|
SIERRA BRASIL |
|
11 3227-5171 |
|
SUPERMERCADOS CONDOR |
|
|
|
VIMACEDO |
|
11 3324-2100 |
|
STAFF: |
|
|
|
THE COMPANY HAS: 59 EMPLOYEE(S) |
|
THE SUBJECT WAS ESTABLISHED IN 1984. SO FAR IT HAS A CLEAR TRADE
HISTORY AND NO PAYMENT PROBLEMS ARE NOTED. THE COMPANY HAS TRADE RELATIONS WITH SOME SUPPLIERS IN BRAZIL. THE
SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS
ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED. THE LAWSUIT REPORTED IS NOT RELATED WITH TRADE DEBT. IT IS RELATED TO
TAX DEBT THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE
POINT OUT THAT THE SAID LAWSUIT DOES NOT AFFECT THE COMPANY'S TRADE
REPUTATION. THE COUPLE OF PROTESTS FOUND ARE CONSIDERED IRRELEVANT. |
|
MAIN SUPPLIERS: |
|
|
|
|
|
|
|
DOMESTIC
SUPPLIERS: |
|
PHONE: |
|
ARAUDI |
|
11 4156-4422 |
|
ARVA POLVILHO |
|
45 3275-1139 |
|
BERDEX CANADA LTDA |
|
|
|
CARAMURU ALIMENTOS LTDA |
|
|
|
COOPERATIVA AGROINDUSTRIAL |
|
|
|
DELLA VIA PNEUS LTDA |
|
|
|
HOJA EXPORT LTDA |
|
|
|
ICA IND. E COMERCIO DE PRODUTOS ALIMENTICIOS LTDA |
|
|
|
IPLASTICOM IND. PLASTICOS |
|
48 3258-1514 |
|
LCA |
|
43 3232-8888 |
|
MOHÍNO ROMARIZ IND. COM. LDA |
|
|
|
PLASTICOM EMBALAGENS LTDA |
|
|
|
SEARA |
|
43 3232-8500 |
|
TRANMODULO |
|
11 6941-3074 |
|
FOREIGN
SUPPLIERS: |
COUNTRY: |
|
|
NELSON SENAREGA |
ARGENTINA |
|
|
PACIFIC NUT |
CHILE |
|
|
SUN WEST |
CHILE |
|
|
PAYMENT HISTORY: |
|
03 SUPPLIERS REPORTED PAYMENTS: |
|
TOTAL AMOUNT: R$ 2.024,00 |
|
|
|
AMOUNT OF INVOICES PAID: 6 |
|
TOTAL OF PROMPT PAYMENTS: 64,1% |
|
TOTAL OF DELAYED PAYMENTS: 35,9% |
|
|
|
HIGHEST INVOICE: R$ 524,00 |
|
HIGHEST CREDIT: R$ 524,00 |
|
THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL
YEARS. UP TO DATE IT HAS A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOUR. BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD
TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN
TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH. AN INITIAL CREDIT LIMIT OF US$ 1.000.000,00 MAY BE CONSIDERED. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.70 |
|
|
1 |
Rs.87.54 |
|
Euro |
1 |
Rs.68.85 |
INFORMATION DETAILS
|
Report
Prepared by : |
PRL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.