MIRA INFORM REPORT

 

 

Report Date :

18.08.2012

 

IDENTIFICATION DETAILS

 

Name :

PANAR LIMITED 

 

 

Registered Office :

126/130, Nnamdi Azikiwe Street, Lagos Island, Lagos State

 

 

Country :

Nigeria

 

 

Year of Establishment :

1976

 

 

Com. Reg. No.:

RC: 39704

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Industrial Chemicals, Manufacturing of UPVC Pipes and Fittings and other Plastic Products

 

 

No. of Employees :

Over 20 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Company name

 

PANAR LIMITED

 

 

OPERATIONS

 

The company is engaged in Industrial Chemicals, Manufacturing of UPVC Pipes and Fittings and other Plastic Products

 

 

COMPANY LOCATION

 

The company address located at Plot 447, Apapa-Oshodi Expressway, Near Cele Bus Stop, Next to Fatgbems Filling Station, Ijeshatedo, Lagos State, Nigeria

 

 

IDENTIFICATION

 

COMPANY NAME:                                 PANAR LIMITED

REGISTERED NAME:                            PANAR LIMITED

REGISTERED ADDRESS:                      126/130, Nnamdi Azikiwe Street, Lagos Island, Lagos State,

Nigeria 

HEAD OFFICE ADDRESS:                     Plot 447, Apapa-Oshodi Expressway, Near Cele Bus Stop, Next

to Fatgbems Filling Station, Ijeshatedo, Lagos State, Nigeria

PREVIOUS ADDRESS:                          6, Elsie Femi Pearse Street, First Floor, Suite 4, Victoria Island,

Lagos State, Nigeria

POSTAL ADDRESS:                             P.O. Box 74300, Victoria Island, Lagos, Lagos State, Nigeria

TELEPHONE:                                        234-1-7751819, 7736447, 7740150, 7349891, 7349892 (NEW)

Marketing Direct Line:                         234-1-7753460 or 702 8026189

MOBILE:                                               234-702-820-1448, 807-282-1525

FAX:                                                     234-1-2613139

EMAIL:                                                 info@panargroup.com/ headoffice@panargroup.com  sales@panargroup.com

WEBSITE:                                            www.panargroup.com

CONTACT PERSON:                             Mr. Ravi Daryi (Vice Chairman/CEO)

 

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N150 to 1 US $.

  


SUMMARY

 

NATURE OF PREMISES:                       Leased office space approximately 1,000 square meters

DATE INCORPORATED:                        29th June, 1981

YEAR BEGAN OPERATIONS                 1976

LEGAL FORM:                                      Private Limited Company

REGISTRATION NO:                             RC: 39704

SHARE CAPITAL:                                 20,000.00

ISSUED CAPITAL:                                20,000.00

PAID-UP CAPITAL:                               20,000.00

STAFF STRENGHT:                              Over 20

 

 

OWNERSHIP/SHAREHOLDING STRUCTURE

 

Michael O. Abiodun                            

126/130, Nnamdi Azikiwe Street, Lagos Island, Lagos State, Nigeria

 

Tajudeen Ojoye

126/130, Nnamdi Azikiwe Street, Lagos Island, Lagos State, Nigeria

 

 

DIRECTORS                                             

 

  1. Michael O. Abiodun
  2. Tajudeen Ojoye

 

 

MANAGEMENT TEAM

 

S/N

Name

Position

1.

Alh. Abdullahi Bashir

Chairman

2.

Ravi Daryani

Vice Chairman/CEO

3.

Alh. Abdullahi Bashir

Managing Director

4.

Adewale Adenekan

Marketing Manager

5.

Akeem Adeleke Lawal

Administration /operations Manager

 


BACKGROUND

 

Panar Limited was incorporated on 29th June, 1981 with Registration Number (RC: 39704). During our visit to the address supplied, 6, Elsie Femi Pearse Street, First Floor, Suite 4, Victoria Island, Lagos State, Nigeria, the premises is under renovation. We were informed that the company has relocated to to Plot 447, Apapa-Oshodi Expressway, Near Cele Bus Stop, Next to Fatgbems Filling Station, Ijeshatedo, Lagos State, Nigeria.

 

Based on our secondary sources information, Panar Group who has been the leading manufacturer of PVC pipes and fittings in Nigeria since 1976 is the parent company to Panar Limited. In 1997, Panar Group pioneered the production of PET pharma bottles in Nigeria.  Panar Group through Panar Limited and Deltaplast Company (Nigeria) Limited offers a complete service to the water, sewage, ducting and the construction industry manufacturing and supplying pipes/fittings in sizes from 20mm to 500mm in pressure ratings from 4bar to 16bar.

 

Panar Group through Geokev Company Nigeria Limited also manufactures HDPE containers and jerry Cans in sizes ranging from 10ml to 50 litres. They also manufacture Geokev PET bottles in sizes ranging from 20ml to 2000ml and pet performs in various sizes and neck finishes.

 

During our visit to the new address on 16th August, 2012, some of the company’s personnel were seen busy on their respective duties at the company factory and at the warehouse which is behind the Administrative block. It was an edifice storey building painted white; it has a good security personnel unit on the left hand on entering the premises. Panar Limited shares same premises and administrative office with its parent company PANAR GROUP.

 

We contacted the Mr. Ravi Daryi the Vice Chairman/CEO through his secretary (Obasi) while we are in the premises but he expressly refused to attend to us. Though Gift (234-817-874-9825) the Receptionist confirmed that the company is into Industrial Chemicals.

 

Conclusion:  Based on our visit and available facilities and personnel sighted, we are of the opinion that the company is appears credit worthy. Any business relationship with the company should be mutually beneficial.

 

 

PRODUCT DESCRIPTION

 

 

 

PARENT COMPANY

 

PANAR GROUP

Address:                       Plot 447,  Apapa-Oshodi  Expressway,  Near Cele Bus Stop,  Ijeshatedo,

Adjoining Fatgbems Filling Station, Lagos State,  Nigeria

Postal Address:            P.O. Box 74300, Victoria Island, Lagos, Lagos State, Nigeria

E-Mail:                                     headoffice@panargroup.com    

Marketing:                   sales@panargroup.com

General Email:            info@panargroup.com

Phones:                       234-1-7736447, 7740150, 7349891, 7349892 (NEW)

Fax:                             +1 866 3212087 (VIRTUAL FAX)

Marketing Direct Line:  234-1-7753460 or 702 8026189

 

 

BRANCHES

 

Main Factory & Kano Office:

Address:                       Plots 21/22, Sharada Industrial Estate, Phase II, Kano, Kano State, Nigeria

Pump Factory:             Plot 58, Sharada Industrial Estate, Phase III, Kano, Kano State, Nigeria

 

Tool Room & Service

Centre:                         Plot 79A, Sharada Industrial Estate, Phase I, Kano, Kano State, Nigeria

E-Mail General:            panarkan@panargroup.com

Marketing:                   sales.kano@panargroup.com

Telephone:                  234-64-669113, 668684, 940019, 064 926798, 926799 (New)

Mobile:                                    234-806-938-2139

Fax:                             234-64-662144

Marketing Phone:        234-64-953801 

Mobile:                                    234-803-318-6011 or 702-802-6199

 

 

TRADE REFERENCE

 

Manufacturers Association Of Nigeria (MAN)

 

 

TYPES OF CUSTOMERS

 

·        General Public

·        Group of Companies

·        Private organization among others

 

 

PERFORMANCE RANKING

 

* Quality of Management:          GOOD

* Ethics & Integrity:                     GOOD

* Ownership Structure:               GOOD

 

FINANCES

 

The company’s Audited Account was not available during our visit; therefore, its present financial state could not be ascertained.

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

Subject is operating in an industry with very great potentials. This sector in Nigeria has a lot to explore when it comes to the need for expansion, improvement of product quality, work force development and general technical expertise. Mainly, private individuals dominate this sector. Despite the huge capital required for setting up this investment, it has grown in its leaps and bounds over the decades in the nation, although, the efforts of the Federal Government cannot be ruled out. The government has put in place different policies that support private individuals to secure loans/ mortgages from banks and other financial institutions. However, to record a groundbreaking in this sector, foreign investors are inevitable.

 

This sector of the economy has great potentials for intending investors.

 

CMT REPORT

(Corruption, Money Laundering & Terrorism)

 

Public Notice from various sources including but not limited to: The Courts, Nigerian Prison Service, Economic & Financial Crimes Commission (EFCC), National Drug Law Enforcement Agency (NDLEA), National Agency for Food & Drugs administration and Control (NAFDAC), Independent Corrupt Practices and Other Related Offences Commission (ICPC) Etc.

 

No negative information on subject from the above agencies as at the time of compiling this report.

 

 

OFFICIAL REMARKS

 

Having carried out all necessary verifications on the company, our investigations revealed that Panar Limited is duly registered in Nigeria with a registered address is located at 126/130, Nnamdi Azikiwe Street, Lagos Island, Lagos State,  Nigeria, while its operational address is located at Plot 447, Apapa-Oshodi Expressway, Near Cele Bus Stop, Next to Fatgbems Filling Station, Ijeshatedo, Lagos State, Nigeria.

 

Information contained in the report is mostly from secondary sources.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.70

UK Pound

1

Rs.87.55

Euro

1

Rs.68.85

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.