MIRA INFORM REPORT

 

                                                                           

Report Date :

21.08.2012

 

IDENTIFICATION DETAILS

 

Name :

POYKE - GINATON LTD.

 

 

Formerly Known As :

EM HADERECH

 

 

Registered Office :

Meshek No. 64, Ginaton 7311000           

 

 

Country :

Israel

 

 

Date of Incorporation :

17.04.2008

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importers and marketers of iron cast pots ("poyke"), mainly for cooking stews, such as pans, pots, grilling flats, stoves, woks, kattles, etc., as well as ornaments

 

 

No. of Employees :

01 employee

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Company name & address 

 

POYKE - GINATON LTD.

Telephone 972 52 268 09 21

Fax           972 8 929 19 37

Meshek No. 64

GINATON  7311000            ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally established as a sole proprietorship in 1997 under the style "EM HADERECH".

 

Converted into a private limited company, and registered as such as per file No. 51-412953-5 on the 17.04.2008.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 100,000.00, divided into -

                 100,000 ordinary shares of NIS 1.00 each,

of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by Menachem Lustigman.

 

 

SOLE DIRECTOR & GENERAL MANAGER 

 

Menachem Lustigman

 

 

BUSINESS

 

Importers and marketers of iron cast pots ("poyke"), mainly for cooking stews, such as pans, pots, grilling flats, stoves, woks, kattles, etc., as well as ornaments. Products are sold under the brand name MJP.

 

Amongst clients are chain stores selling outdoor goods: LAMETAYEL, HAGARIN, HAMASHBIR FOR AGRICULTURE, etc.

 

All purchasing is from import.

 

Operating from an office and warehouse, on an area of 500 sq. meters, in the premises – the private farm owned by the shareholder, in Farm No. 64 (or Meshek No. 64, where "meshek" means "farm" in Hebrew), in Ginaton village (or “Moshav Ginaton”, where “moshav” is a local typical village or settlement, in particular a type of cooperative agricultural community of individual farms), situated near the city Lod.

 

Subject's General Manager is the sole employee.

 

                                                                                                                          

MEANS

 

Stock held said to be valued at up to NIS 500,000.

 

Other financial data not forthcoming.

 

There are no charges registered on the company's assets.

 

 

sales

 

Sales figures not forthcoming.

 

 

BANKERS

 

Bank Leumi Le’Israel Ltd., Lod Branch (No. 937), Lod, account No. 178300/16.

 

A check with the Central Banks' database did not reveal any negative information regarding subject’s a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavourable learned.

 

Subject’s officials refused to disclose financial details, besides inventory evaluation.

 

 

SUMMARY

 

Notwithstanding the refusal to disclose financial data, considered good for trade engagements.

 

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.70

UK Pound

1

Rs.87.55

Euro

1

Rs.68.85

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.