MIRA INFORM REPORT

 

 

Report Date :

27.08.2012

 

IDENTIFICATION DETAILS

 

Name :

ALOVERA EXPORTS CO.  LTD.

 

 

Registered Office :

Room 905, Workingberg Commercial Building, 41-47 Marble Road

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

020.09.2009

 

 

Com. Reg. No.:

51106326

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler Textile products, etc.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No Operating Office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

                                                                                    

ALOVERA  EXPORTS  CO.  LTD.

 

 

Company ADDRESS

 

c/o Hongkong King&Krin Business Ltd.

Room 905, Workingberg Commercial Building, 41-47 Marble Road, Hong Kong.

 

PHONE:                  2811 3620

 

FAX:                       2811 3621

 

E-MAIL:                  alovera_exports@yahoo.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Sajnani Deepak Kumar

 

 

SUMMARY

 

Incorporated on:            2nd September, 2009.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

Issued:                         HK$10,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  Nil.

 

Main Dealing Banker:     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Company name 

 

ALOVERA  EXPORTS  CO.  LTD.

 

 

Company ADDRESS

 

Registered Office:-

c/o Hongkong King&Krin Business Ltd.

Room 905, Workingberg Commercial Building, 41-47 Marble Road, Hong Kong.

 

Associated Companies:-

MyStery (UK) International Group Ltd., UK.

Shaoxing Alovera Exports Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

51106326

 

 

COMPANY FILE NUMBER

 

1369229

 

 

MANAGEMENT

 

Managing Director:  Mr. Sajnani Deepak Kumar

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 02-09-2011)

Name

 

No. of shares

Chander Khialdas DEVJANI

 

5,000

Sajnani DEEPAK KUMAR

 

5,000

 

 

–––––

 

Total:

10,000

=====

 

 

DIRECTORS  

 

(As per registry dated 02-09-2011)

Name

(Nationality)

 

Address

Sajnani DEEPAK KUMAR

Padam Nagarkhandwa M.P. India.

 

Chander Khialdas DEVJANI

F/5, Mohan Flats, Near Bhaira Wnath Charrasta, Maninagar, Ahmedabad (Gujarat), P.I.N. 380008, India.

 

 

SECRETARY

 

(As per registry dated 02-09-2011)

Name

Address

Co. No.

Hongkong King&Krin Business Ltd.

Room 905, Workingberg Commercial Building, 41-47 Marble Road, Hong Kong.

0996994

 

 

HISTORY

 

The subject was incorporated on 2nd September, 2009 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Textile products, etc.

 

Employees:                  Nil.

 

Commodities Imported: China, etc.

 

Markets:                        India, other Asian countries, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:              HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:                 HK$10,000.00

 

Profit or Loss:                           Keeping a balance account in Hong Kong.

 

Condition:                                 Business is not active in Hong Kong.

 

Facilities:                                  Making fairly active use of general banking facilities.

 

Payment:                                  Met trade commitments as required.

 

Commercial Morality:                 Satisfactory.

 

Banker:                                     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Standing:                                  Small.

 

 

GENERAL

 

Having issued 10,000 ordinary shares of HK$1.00 each, Alovera Exports Co., Ltd. is equally owned by Mr. Chander Khialdas Devjani and Mr. Sajnani Deepak Kumar.  Both are India.  Being India passport holders, they do not have the right to reside in Hong Kong permanently.  They are also directors of the subject.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at “Room 905, Workingberg Commercial Building, 41-47 Marble Road, Hong Kong” known as “Hongkong King&Krin Business Ltd.” [King&Krin] which is handling its correspondences and documents.  King&Krin is also the corporate secretary of the subject.

The subject has no employees in Hong Kong.

Your given phone and fax number 2811 3620 and 2811 3621 respectively belong to King&Krin.

Your given another phone number 86-159-2585 7498 is a China mobile phone line.  This line belongs to Mr. Sajnani Deepak Kumar.  We can reach him at this phone number.

According to Kumar, he has got a firm in Shaoxing City, Zhejiang Province, China known as Shaoxing Alovera Exports Co. Ltd. [Shaoxing Alovera].  Shaoxing Alovera is also owned and operated by the shareholders of the subject.  Shaoxing Alovera is a textile product trader.  It is trading in all kinds of home textile products.  Most of the commodities are sourced from the suppliers of Shaoxing City.  Currently, Shaoxing Alovera has five employees in China.  The prime markets are India, other Asian countries and Europe.

Apart from the subject, Chander Khialdas Devjani has set up a firm known as MyStery (UK) International Group Ltd. [MyStery] in the United Kingdom.  It is a home textile product trader.

Shaoxing Alovera is also the sole agent of MyStery’s products in China.  Most of the commodities are claimed to be high-end and made in the United Kingdom.

Shaoxing Alovera is responsible for marketing MyStery’s products in Shanghai, and Eastern China.

The subject’s business in Hong Kong is not active.  History in Hong Kong is about three years.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.38

UK Pound

1

Rs.87.79

Euro

1

Rs.69.47

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.