MIRA INFORM REPORT

 

 

Report Date :

30.08.2012

 

IDENTIFICATION DETAILS

 

Name :

MONITOOLS IMPORT AND TRADE LTD.

 

 

Registered Office :

P.O. Box 784, Ra'anana (4310701), 6 Hashaked Street, Rishpon 4691500

 

 

Country :

Israel

 

 

Date of Incorporation :

11.04.1994

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importers and marketers of working tools

 

 

No. of Employees :

Not Available 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


Company name & address

 

MONITOOLS IMPORT AND TRADE LTD.

Telephone    972 9 956 29 34

Fax             972 9 956 23 67

P.O. Box 784, Ra'anana (4310701)

6 Hashaked Street

RISHPON    4691500              ISRAEL

 

Important Note:

Subject is situated in Rishpon, also referred to as Moshav Rishpon, where “moshav” is a local typical village or settlement, in particular a type of cooperative agricultural community of individual farms.

 

Subject’s premises is situated at the corner of the streets 2 Hamesila Street and 6 Hashaked street, in Rishpon.

 

Correct current street address in is indeed in 2 Hamesila street, after the entrance was recently changed from 6 Hashaked street (an address which is still also valid).

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-196061-9 on the 11.04.1994.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 123,000.00, divided into -

                 123,000 ordinary shares of NIS 1.00 each,

of which 100,100 shares amounting to NIS 100,100.00 were issued.

 

 

SHAREHOLDERS

 

1.    Menashe Cohen,

2.    Ms. Talia Cohen, holding 1 single share.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Menashe Cohen.

 

 

BUSINESS

 

Importers and marketers of working tools.

 

Operating from premises, in 6 Hashaked Street, Rishpon village, a locality north of Herzliya.

 

Number of employees not forthcoming.

 

 

 

MEANS

 

Financial data not forthcoming.

 

There are 8 charges for unlimited amounts, as well a 1 charge for the sum of

NIS 244,000.00 registered on company’s assets (financial assets, fixed assets and vehicles), in favor of Israel Discount Bank Ltd. and leasing companies (last 2 charges placed July – August 2012).

 

 

sales

 

Sales figures not forthcoming.

 

 

BANKERS

 

Israel Discount Bank Ltd., branch data unavailable.

 

 

CHARACTER AND REPUTATION

 

In August 2005, the investigators of the Tax Authorities brought to the arrest for investigation and release in bail of Menashe Cohen, subject's owner and General Manager, in suspicion of tax evasion of NIS 8 million. In the Tax Authorities review for subject’s financial reports for 2002, they revealed income in sums of NIS millions which appeared to be unreasonable. The Authorities searched the related documentation and did not find economic logic behind what Mr. Cohen claimed to be “an investment of foreign citizen”. The investigators suspect it is money laundered from transaction subject did not report on.

The investigators also found two Italian firms owned by Mr. Cohen, on which he apparently failed to report on.

 

Mr. Cohen was bailed out after leaving his passport at the Authorities offices.

 

Subject's officials refused to disclose any data, saying Mr. Menashe Cohen, subject's owner and General Manager is busy.

 

 

SUMMARY

 

Considering the refusal to disclose financial details, dealings are recommended on a secured basis only.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.55.67

UK Pound

1

Rs.88.05

Euro

1

Rs.69.96

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.