MIRA
INFORM REPORT
|
Report Date : |
31.08.2012 |
IDENTIFICATION DETAILS
|
Name : |
DUNELM (SOFT FURNISHINGS) LTD |
|
|
|
|
Formerly Known As : |
DUNELM SOFT-FURNISHINGS LIMITED |
|
|
|
|
Registered Office : |
Dunelm Store Support Centre, Watermead Business Park, Leicester |
|
|
|
|
Country : |
United Kingdom |
|
|
|
|
Financials (as on) : |
02.07.2011 |
|
|
|
|
Date of Incorporation : |
08.05.1987 |
|
|
|
|
Com. Reg. No.: |
02129238 |
|
|
|
|
Legal Form : |
Private limited with Share Capital |
|
|
|
|
Line of Business : |
Retail sale of textiles |
|
|
|
|
No. of Employees : |
6618 employees |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2012
|
Country Name |
Previous Rating (31.12.2011) |
Current Rating (31.03.2012) |
|
United
Kingdom |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
United Kingdom - ECONOMIC OVERVIEW
The UK, a leading trading power and financial center, is the third
largest economy in Europe after Germany and France. Over the past two decades, the
government has greatly reduced public ownership and contained the growth of
social welfare programs. Agriculture is intensive, highly mechanized, and
efficient by European standards, producing about 60% of food needs with less
than 2% of the labor force. The UK has large coal, natural gas, and oil
resources, but its oil and natural gas reserves are declining and the UK became
a net importer of energy in 2005. Services, particularly banking, insurance,
and business services, account by far for the largest proportion of GDP while
industry continues to decline in importance. After emerging from recession in
1992, Britain's economy enjoyed the longest period of expansion on record
during which time growth outpaced most of Western Europe. In 2008, however, the
global financial crisis hit the economy particularly hard, due to the
importance of its financial sector. Sharply declining home prices, high
consumer debt, and the global economic slowdown compounded Britain's economic
problems, pushing the economy into recession in the latter half of 2008 and
prompting the then BROWN (Labour) government to
implement a number of measures to stimulate the economy and stabilize the
financial markets; these include nationalizing parts of the banking system,
temporarily cutting taxes, suspending public sector borrowing rules, and moving
forward public spending on capital projects. Facing burgeoning public deficits
and debt levels, in 2010 the CAMERON-led coalition government (between
Conservatives and Liberal Democrats) initiated a five-year austerity program,
which aims to lower London's budget deficit from over 10% of GDP in 2010 to
nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE
announced additional austerity measures through 2017 because of slower-than-expected
economic growth and the impact of the euro-zone debt crisis. The CAMERON
government raised the value added tax from 17.5% to 20% in 2011. It has pledged
to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to ?325
billion (approximately $525 billion) as of February 2011. During times of
economic crisis, the BoE coordinates interest rate
moves with the European Central Bank, but Britain remains outside the European
Economic and Monetary Union (EMU).
|
Source : CIA |
Company summary
|
Company Name |
DUNELM (SOFT FURNISHINGS) LTD |
Company Number |
02129238 |
|
Registered Address |
DUNELM STORE SUPPORT CENTRE |
Trading Address |
Fosse Way |
|
|
WATERMEAD BUSINESS PARK |
|
|
|
|
LEICESTER |
|
|
|
|
|
|
|
|
|
|
|
|
|
Website Address |
|
|
|
|
Telephone Number |
- |
Fax Number |
|
|
TPS |
- |
FPS |
No |
|
Incorporation
Date |
08/05/1987 |
Company Status |
Active - Accounts Filed |
|
Previous Name |
DUNELM SOFT-FURNISHINGS LIMITED |
Type |
Private limited with Share Capital |
|
Date of Change |
05/01/2005 |
Filing Date of
Accounts |
13/03/2012 |
|
|
|
Share Capital |
£2,000,000 |
|
SIC03 |
5241 |
Currency |
GBP |
|
SIC03
Description |
RETAIL SALE OF TEXTILES |
||
|
SIC07 |
47510 |
||
|
SIC07
Description |
RETAIL SALE OF TEXTILES IN SPECIALISED
STORES |
||
|
Principal
Activity |
Specialist UK homewares
retailer. |
||
Commentary
|
Multiple CCJ's
recorded against the company. |
|
|
The credit limit on this company has risen
8.9% in comparison to the previously suggested credit limit. |
|
|
Sales in the latest trading period increased 9.3% on the previous
trading period. |
|
|
Net Worth increased by 3.2% during the latest trading period. |
|
|
A 31% growth in Total Assets occurred during the latest trading
period. |
|
|
Pre-tax profits increased by 9.2% compared to the previous trading
period. |
|
|
The company saw an increase in their Cash Balance of 127.7% during the
latest trading period. |
|
|
The audit report contains no adverse comments. |
|
|
The company has undergone recent changes in its directorships. |
|
|
The company is part of a group. |
|
|
The company has changed its registered address recently. |
|
|
The company was established over 25 years ago. |
|
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%20LTD%20-%20192213%2031-Aug-2012_files/image003.gif){kind=small}
Key Financials
|
Year to Date |
Turnover |
Pre Tax Profit |
Shareholder Funds |
Employees |
|
02/07/2011 |
£538,474,000 |
£84,364,000 |
£66,652,000 |
6618 |
|
03/07/2010 |
£492,839,000 |
£77,245,000 |
£65,230,000 |
6085 |
|
04/07/2009 |
£423,783,000 |
£52,181,000 |
£49,712,000 |
5409 |
Payment Information Summary
|
Days Beyond Terms |
Trend Indicator |
Average
Payment Experience |
|
||||
|
Steady ImprovingWorsening |
Within Terms91+ Days |
|
%20LTD%20-%20192213%2031-Aug-2012_files/image004.gif){kind=small}
%20LTD%20-%20192213%2031-Aug-2012_files/image005.gif){kind=small}
CCJ
|
Total Number of Exact CCJs - |
Total Value of Exact CCJs - |
||
|
Total Number of Possible CCJs - |
Total Value of Possible CCJs - |
|
|
|
Total Number of Satisfied CCJs - |
Total Value of Satisfied CCJs - |
|
|
|
Total Number of Writs - |
- |
|
|
Exact CCJ Details
|
Date |
Court |
Amount |
Status |
Case Number |
Date Paid |
|
11/05/2010 |
NORTHAMPTON CCBC |
£69 |
Judgement |
0QT44391 |
- |
|
22/04/2010 |
NORTHAMPTON CCBC |
£135 |
Judgement |
0QT39879 |
- |
|
29/05/2009 |
DARTFORD |
£1,045 |
Judgement |
9DA02335 |
- |
|
29/07/2008 |
BOURNEMOUTH |
£894 |
Judgement |
8BH02809 |
- |
Possible CCJ Details
There are no possible CCJ details
Writ Details
There are no writ details
Mortgage Summary
|
Outstanding |
0 |
|
Satisfied |
9 |
|
Total Current Directors |
5 |
|
Total Current Secretaries |
1 |
|
Total Previous Directors / Company Secretaries |
15 |
Current Directors
|
Name |
James Rowell |
Date of Birth |
02/07/1973 |
|
Officers Title |
Mr |
Nationality |
British |
|
Present Appointments |
1 |
Function |
Director |
|
Appointment Date |
05/04/2002 |
|
|
|
Address |
Dunelm Store Support Centre Watermead
Business Par, Syston, Leicester, LE7 1AD |
||
|
|
|
|
|
|
Name |
Steven Barton |
Date of Birth |
14/07/1965 |
|
Officers Title |
Mr |
Nationality |
British |
|
Present Appointments |
4 |
Function |
Director |
|
Appointment Date |
02/07/2004 |
|
|
|
Address |
Dunelm Store Support Centre Watermead
Business Par, Syston, Leicester, LE7 1AD |
||
|
|
|
|
|
|
Name |
David Anthony Stead |
Date of Birth |
22/03/1958 |
|
Officers Title |
Mr |
Nationality |
British |
|
Present Appointments |
7 |
Function |
Director |
|
Appointment Date |
15/09/2003 |
|
|
|
Address |
Dunelm Store Support Centre Watermead
Business Par, Syston, Leicester, LE7 1AD |
||
|
|
|
|
|
|
Name |
William Lester Adderley |
Date of Birth |
04/03/1972 |
|
Officers Title |
Mr |
Nationality |
British |
|
Present Appointments |
12 |
Function |
Director |
|
Appointment Date |
01/05/1995 |
|
|
|
Address |
Dunelm Store Support Centre Watermead
Business Par, Syston, Leicester, LE7 1AD |
||
|
|
|
|
|
|
Name |
Nicholas Barry Edward Wharton |
Date of Birth |
26/08/1966 |
|
Officers Title |
Mr |
Nationality |
British |
|
Present Appointments |
4 |
Function |
Director |
|
Appointment Date |
16/12/2010 |
|
|
|
Address |
Dunelm Store Support Centre Watermead
Business Par, Syston, Leicester, LE7 1AD |
||
|
|
|
|
|
Current Company Secretary
|
Name |
Date of Birth |
- |
|
|
Officers Title |
Mrs |
Nationality |
|
|
Present Appointments |
1 |
Function |
Company Secretary |
|
Appointment Date |
23/03/2012 |
|
|
|
Address |
Dunelm Store Support Centre Watermead
Business Par, Syston, Leicester, LE7 1AD |
||
|
|
|
|
|
Top 20 Shareholders
|
Individual Share Value |
|
|
DUNELM GROUP PLC |
2,000,000 ORDINARY GBP 1.00 |
Profit & Loss
|
Date Of Accounts |
02/07/11 |
(%) |
03/07/10 |
(%) |
04/07/09 |
(%) |
28/06/08 |
(%) |
30/06/07 |
|
Weeks |
52 |
(%) |
52 |
(%) |
53 |
(%) |
52 |
(%) |
52 |
|
Currency |
GBP |
(%) |
GBP |
(%) |
GBP |
(%) |
GBP |
(%) |
GBP |
|
Consolidated A/cs |
N |
(%) |
N |
(%) |
N |
(%) |
N |
(%) |
N |
|
Turnover |
£538,474,000 |
9.3% |
£492,839,000 |
16.3% |
£423,783,000 |
8.2% |
£391,795,000 |
10.5% |
£354,721,000 |
|
Export |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Cost of Sales |
£280,125,000 |
6.8% |
£262,253,000 |
12.3% |
£233,628,000 |
7.7% |
£217,018,000 |
-27.9% |
£301,023,000 |
|
Gross Profit |
£258,349,000 |
12% |
£230,586,000 |
21.3% |
£190,155,000 |
8.8% |
£174,777,000 |
225.5% |
£53,698,000 |
|
Wages & Salaries |
£73,140,000 |
12.9% |
£64,766,000 |
14.7% |
£56,466,000 |
13.6% |
£49,701,000 |
11.6% |
£44,550,000 |
|
Directors Emoluments |
£738,000 |
88.3% |
£392,000 |
41.5% |
£277,000 |
1.5% |
£273,000 |
-36.8% |
£432,000 |
|
Operating Profit |
£83,234,000 |
9.3% |
£76,118,000 |
46.5% |
£51,946,000 |
5% |
£49,481,000 |
18.6% |
£41,729,000 |
|
Depreciation |
£11,343,000 |
29.5% |
£8,760,000 |
18.2% |
£7,410,000 |
9% |
£6,799,000 |
-7.7% |
£7,367,000 |
|
Audit Fees |
£60,000 |
17.6% |
£51,000 |
2% |
£50,000 |
- |
£50,000 |
-5.7% |
£53,000 |
|
Interest Payments |
£2,086,000 |
-14.9% |
£2,451,000 |
-25% |
£3,267,000 |
3.3% |
£3,163,000 |
-24.1% |
£4,165,000 |
|
Pre Tax Profit |
£84,364,000 |
9.2% |
£77,245,000 |
48% |
£52,181,000 |
6.2% |
£49,156,000 |
23.7% |
£39,752,000 |
|
Taxation |
-£23,775,000 |
-6.4% |
-£22,336,000 |
-45.7% |
-£15,327,000 |
0.4% |
-£15,395,000 |
-25.7% |
-£12,243,000 |
|
Profit After Tax |
£60,589,000 |
10.3% |
£54,909,000 |
49% |
£36,854,000 |
9.2% |
£33,761,000 |
22.7% |
£27,509,000 |
|
Dividends Payable |
£30,000 |
50% |
£20,000 |
100% |
£10,000 |
-100% |
£20,000,000 |
- |
£20,000,000 |
|
Retained Profit |
£60,559,000 |
10.3% |
£54,889,000 |
49% |
£36,844,000 |
167.7% |
£13,761,000 |
83.3% |
£7,509,000 |
Balance Sheet
|
Date Of Accounts |
02/07/11 |
(%) |
03/07/10 |
(%) |
04/07/09 |
(%) |
28/06/08 |
(%) |
30/06/07 |
|
Tangible Assets |
£67,362,000 |
18.2% |
£56,976,000 |
22.4% |
£46,542,000 |
12.8% |
£41,247,000 |
14.4% |
£36,044,000 |
|
Intangible Assets |
£4,692,000 |
-9.8% |
£5,202,000 |
-11% |
£5,843,000 |
178.6% |
£2,097,000 |
-42.8% |
£3,668,000 |
|
Total Fixed Assets |
£72,054,000 |
15.9% |
£62,178,000 |
18.7% |
£52,385,000 |
20.9% |
£43,344,000 |
9.1% |
£39,712,000 |
|
Stock |
£76,455,000 |
22.2% |
£62,583,000 |
8.1% |
£57,895,000 |
-4.6% |
£60,710,000 |
0.1% |
£60,657,000 |
|
Trade Debtors |
£446,000 |
274.8% |
£119,000 |
-74.1% |
£460,000 |
219.4% |
£144,000 |
-12.2% |
£164,000 |
|
Cash |
£35,000,000 |
127.7% |
£15,369,000 |
-36% |
£24,016,000 |
741.8% |
£2,853,000 |
-83.6% |
£17,368,000 |
|
Other Debtors |
£71,959,000 |
30.6% |
£55,083,000 |
5.7% |
£52,127,000 |
11% |
£46,951,000 |
10.3% |
£42,577,000 |
|
Miscellaneous Current Assets |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total Current Assets |
£183,860,000 |
38.1% |
£133,154,000 |
-1% |
£134,498,000 |
21.5% |
£110,658,000 |
-8.4% |
£120,766,000 |
|
Trade Creditors |
£36,661,000 |
13.2% |
£32,391,000 |
23% |
£26,337,000 |
15.1% |
£22,875,000 |
2.4% |
£22,343,000 |
|
Bank Loans & Overdrafts |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Other Short Term Finance |
£90,163,000 |
86.5% |
£48,349,000 |
-24.5% |
£64,009,000 |
-0.5% |
£64,306,000 |
-27.1% |
£88,187,000 |
|
Miscellaneous Current Liabilities |
£61,243,000 |
26% |
£48,592,000 |
4.5% |
£46,506,000 |
37.5% |
£33,825,000 |
37.5% |
£24,596,000 |
|
Total Current Liabilities |
£188,067,000 |
45.4% |
£129,332,000 |
-5.5% |
£136,852,000 |
13.1% |
£121,006,000 |
-10.4% |
£135,126,000 |
|
Bank Loans & Overdrafts and LTL |
£1,195,000 |
55.2% |
£770,000 |
141.4% |
£319,000 |
-52.3% |
£669,000 |
- |
0 |
|
Other Long Term Finance |
0 |
- |
0 |
- |
0 |
- |
0 |
- |
0 |
|
Total Long Term Liabilities |
£1,195,000 |
55.2% |
£770,000 |
141.4% |
£319,000 |
-52.3% |
£669,000 |
- |
0 |
Capital & Reserves
|
Date Of Accounts |
02/07/11 |
(%) |
03/07/10 |
(%) |
04/07/09 |
(%) |
28/06/08 |
(%) |
30/06/07 |
|
Called Up Share Capital |
£2,000,000 |
- |
£2,000,000 |
- |
£2,000,000 |
- |
£2,000,000 |
- |
£2,000,000 |
|
P & L Account Reserve |
£64,947,000 |
2.1% |
£63,622,000 |
33.3% |
£47,712,000 |
57.3% |
£30,327,000 |
30.8% |
£23,189,000 |
|
Revaluation Reserve |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Sundry Reserves |
-£295,000 |
24.7% |
-£392,000 |
- |
- |
- |
- |
-100% |
£163,000 |
|
Shareholder Funds |
£66,652,000 |
2.2% |
£65,230,000 |
31.2% |
£49,712,000 |
53.8% |
£32,327,000 |
27.5% |
£25,352,000 |
Other Financial Items
|
Date Of Accounts |
02/07/11 |
(%) |
03/07/10 |
(%) |
04/07/09 |
(%) |
28/06/08 |
(%) |
30/06/07 |
|
Net Worth |
£61,960,000 |
3.2% |
£60,028,000 |
36.8% |
£43,869,000 |
45.1% |
£30,230,000 |
39.4% |
£21,684,000 |
|
Working Capital |
-£4,207,000 |
-210.1% |
£3,822,000 |
262.4% |
-£2,354,000 |
77.3% |
-£10,348,000 |
27.9% |
-£14,360,000 |
|
Total Assets |
£255,914,000 |
31% |
£195,332,000 |
4.5% |
£186,883,000 |
21.4% |
£154,002,000 |
-4% |
£160,478,000 |
|
Total Liabilities |
£189,262,000 |
45.5% |
£130,102,000 |
-5.2% |
£137,171,000 |
12.7% |
£121,675,000 |
-10% |
£135,126,000 |
|
Net Assets |
£66,652,000 |
2.2% |
£65,230,000 |
31.2% |
£49,712,000 |
53.8% |
£32,327,000 |
27.5% |
£25,352,000 |
Cash Flow
|
Date Of Accounts |
02/07/11 |
(%) |
03/07/10 |
(%) |
04/07/09 |
(%) |
28/06/08 |
(%) |
30/06/07 |
|
Net Cashflow from Operations |
£103,180,000 |
100.3% |
£51,507,000 |
-13.4% |
£59,473,000 |
234% |
£17,808,000 |
- |
- |
|
Net Cashflow before Financing |
£79,659,000 |
156.4% |
£31,065,000 |
-23.2% |
£40,446,000 |
632.3% |
£5,523,000 |
- |
- |
|
Net Cashflow from Financing |
-£60,000,000 |
-50% |
-£40,000,000 |
-100% |
-£20,000,000 |
- |
-£20,000,000 |
- |
- |
|
Increase in Cash |
£19,659,000 |
320% |
-£8,935,000 |
-143.7% |
£20,446,000 |
241.2% |
-£14,477,000 |
- |
- |
Miscellaneous
|
Date Of Accounts |
02/07/11 |
(%) |
03/07/10 |
(%) |
04/07/09 |
(%) |
28/06/08 |
(%) |
30/06/07 |
|
Contingent Liability |
NO |
- |
NO |
- |
NO |
- |
NO |
- |
NO |
|
Capital Employed |
£67,847,000 |
2.8% |
£66,000,000 |
31.9% |
£50,031,000 |
51.6% |
£32,996,000 |
30.2% |
£25,352,000 |
|
Number of Employees |
6618 |
8.8% |
6085 |
12.5% |
5409 |
3.4% |
5231 |
47.8% |
3539 |
|
Auditors |
KPMG AUDIT PLC |
||||||||
|
Auditor Comments |
The audit report contains no adverse comments |
||||||||
|
Bankers |
BARCLAYS BANK PLC |
||||||||
|
Bank Branch Code |
20-07-71 |
||||||||
Ratios
|
Date Of Accounts |
02/07/11 |
03/07/10 |
04/07/09 |
28/06/08 |
30/06/07 |
|
Pre-tax profit margin % |
15.67 |
15.67 |
12.31 |
12.55 |
11.21 |
|
Current ratio |
0.98 |
1.03 |
0.98 |
0.91 |
0.89 |
|
Sales/Net Working Capital |
-127.99 |
128.95 |
-180.03 |
-37.86 |
-24.70 |
|
Gearing % |
1.80 |
1.20 |
0.60 |
2.10 |
0 |
|
Equity in % |
26.50 |
34.30 |
27.50 |
21.30 |
16.20 |
|
Creditor Days |
24.78 |
23.92 |
23.05 |
21.25 |
22.93 |
|
Debtor Days |
0.30 |
0.08 |
0.40 |
0.13 |
0.17 |
|
Liquidity/Acid Test |
0.57 |
0.54 |
0.55 |
0.41 |
0.44 |
|
Return On Capital Employed % |
124.34 |
117.03 |
104.29 |
148.97 |
156.80 |
|
Return On Total Assets Employed % |
32.96 |
39.54 |
27.92 |
31.91 |
24.77 |
|
Current Debt Ratio |
2.82 |
1.98 |
2.75 |
3.74 |
5.32 |
|
Total Debt Ratio |
2.83 |
1.99 |
2.75 |
3.76 |
5.32 |
|
Stock Turnover Ratio % |
14.19 |
12.69 |
13.66 |
15.49 |
17.10 |
|
Return on Net Assets Employed % |
126.57 |
118.41 |
104.96 |
152.05 |
156.80 |
Status History
|
No Status History found |
Event History
|
Date |
Description |
|
27/03/2012 |
Mr D.A. Stead has resigned as company
secretary |
|
27/03/2012 |
New Company Secretary Mrs D.E. Durrant appointed |
|
20/03/2012 |
New Accounts Filed |
|
20/03/2012 |
New Accounts Filed |
|
24/12/2011 |
Annual Returns |
|
07/11/2011 |
Change in Reg.Office |
|
05/10/2011 |
Change in Reg.Office |
|
05/10/2011 |
Change of Company Postcode |
|
05/01/2011 |
New Board Member Mr N.B. Wharton appointed |
|
27/12/2010 |
New Board Member Mr N.B. Wharton appointed |
|
20/12/2010 |
New Accounts Filed |
|
20/12/2010 |
New Accounts Filed |
|
15/12/2010 |
Annual Returns |
|
02/03/2010 |
New Accounts Filed |
|
02/03/2010 |
New Accounts Filed |
Limit History
|
Date |
Limit |
|
20/03/2012 |
£4,300,000 |
|
22/03/2011 |
£3,950,000 |
|
20/12/2010 |
£3,850,000 |
|
04/11/2010 |
£3,300,000 |
|
13/05/2010 |
£2,800,000 |
|
02/03/2010 |
£3,300,000 |
|
26/01/2010 |
£2,000,000 |
|
02/06/2009 |
£1,900,000 |
|
20/02/2009 |
£2,700,000 |
|
30/12/2008 |
£2,000,000 |
Previous Company Names
|
Date |
Previous Name |
|
05/01/2005 |
DUNELM SOFT-FURNISHINGS LIMITED |
|
Statistics
|
Summary
|
Group structure
|
COMPANY NAME |
|
REGISTERED NUMBER |
LATEST KEY FINANCIALS |
CONSOL. ACCOUNTS |
TURNOVER |
|
|
|
04708277 |
02.07.2011 |
Y |
£538,474,000 |
|
|
|
02129238 |
02.07.2011 |
N |
£538,474,000 |
|
|
|
04708269 |
02.07.2011 |
N |
£3,232,000 |
|
|
|
05045977 |
02.07.2011 |
N |
|
|
|
|
05357374 |
02.07.2011 |
N |
|
Statistics
|
Group |
|
|
Linkages |
0 companies |
|
Countries |
In 0 countries |
Exact CCJ Details
|
Date |
Court |
Amount |
Status |
Case Number |
Date Paid |
|
11/05/2010 |
NORTHAMPTON CCBC |
£69 |
Judgement |
0QT44391 |
- |
|
22/04/2010 |
NORTHAMPTON CCBC |
£135 |
Judgement |
0QT39879 |
- |
|
29/05/2009 |
DARTFORD |
£1,045 |
Judgement |
9DA02335 |
- |
|
29/07/2008 |
BOURNEMOUTH |
£894 |
Judgement |
8BH02809 |
- |
Possible CCJs Details
|
There are no possible CCJ details |
Writ Details
|
No writs found |
Mortgage Details
|
Mortgage Type: |
AN OMNIBUS GUARANTEE AND SET-OFF AGREEMENT |
||
|
Date Charge Created: |
17/06/03 |
|
|
|
Date Charge Registered: |
25/06/03 |
|
|
|
Date Charge Satisfied: |
03/08/05 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS TSB BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY AND/OR ALL OR ANY OF
THE OTHERCOMPANIES NAMED THERE IN TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER |
||
|
Details: |
ANY SUM OR SUMS STANDING TO THE CREDIT OF ANY PRESENT OR FUTURE
ACCOUNT OF THE COMPANY WITH THE BANK |
||
|
Mortgage Type: |
DEBENTURE |
||
|
Date Charge Created: |
30/08/02 |
|
|
|
Date Charge Registered: |
06/09/02 |
|
|
|
Date Charge Satisfied: |
29/11/02 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
THE ROYAL BANK OF SCOTLAND PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS
PRESENT AND FUTURE INCLU DING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS
FIXTURESFIXED PLANT AND MACHINERY |
||
|
Mortgage Type: |
MORTGAGE |
||
|
Date Charge Created: |
01/10/91 |
|
|
|
Date Charge Registered: |
18/01/91 |
|
|
|
Date Charge Satisfied: |
25/02/98 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
L/H PROPERTY IN UNION WALK HEREFORD FLOATING CHARGE OVER ALL MOVEABLE
PLANT MACHINERY IMPLEMENTS UTE NSILS FURNITURE AND EQUIPMENT |
||
|
Mortgage Type: |
MORTGAGE |
||
|
Date Charge Created: |
01/10/91 |
|
|
|
Date Charge Registered: |
18/10/91 |
|
|
|
Date Charge Satisfied: |
25/02/98 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
F/H PROPERTY IN UNION WALK HEREFOED T/NO;-HW8786 FLOATING CHARGE OVER
ALL MOVEABLE PLANT MACHINERY I MPLEMENTS UTENSILS FURNITURE AND EQUIPMENT |
||
|
Mortgage Type: |
MORTGAGE |
||
|
Date Charge Created: |
31/05/94 |
|
|
|
Date Charge Registered: |
02/06/94 |
|
|
|
Date Charge Satisfied: |
25/02/98 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
L/H 54 UNION WALK HEREFORD AND ALL BUILDINGS FIXTURES AND GOODWILL
FLOATING CHARGE OVER ALL MOVEABLE PLANT MACHINERY IMPLEMENTS UTENSILS
FURNITURE AND EQUIPMENT |
||
|
Mortgage Type: |
MORTGAGE |
||
|
Date Charge Created: |
08/03/91 |
|
|
|
Date Charge Registered: |
27/04/93 |
|
|
|
Date Charge Satisfied: |
25/02/98 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
7 GULLET LANE KIRBY MUXLOE LEICESTER FLOATING CHARGE OVER ALL MOVEABLE
PLANT MACHINERY IMPLEMENTS UT ENSILS FURNITURE AND EQUIPMENT |
||
|
Mortgage Type: |
MORTGAGE |
||
|
Date Charge Created: |
24/07/92 |
|
|
|
Date Charge Registered: |
30/07/92 |
|
|
|
Date Charge Satisfied: |
25/02/98 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
F/H PROPERTY K/A 20/22/24 JAMES STREET BOSTON LINCS T/N:LL62490
FLOATING CHARGE OVER ALL MOVEABLE PL ANT MACHINERY IMPLEMENTS UTENSILS
FURNITURE AND EQUIPMENT |
||
|
Mortgage Type: |
LEGAL CHARGE |
||
|
Date Charge Created: |
21/02/92 |
|
|
|
Date Charge Registered: |
04/03/92 |
|
|
|
Date Charge Satisfied: |
03/07/02 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
F/H 70-72-72A AND 74 CHURCHGATE LEICESTER T/N LT 53219 FLOATING CHARGE
OVER ALL MOVEABLE PLANT MACHI NERY IMPLEMENTS UTENSILS FURNITURE AND
EQUIPMENT |
||
|
Mortgage Type: |
LEGAL CHARGE |
||
|
Date Charge Created: |
21/02/92 |
|
|
|
Date Charge Registered: |
24/02/92 |
|
|
|
Date Charge Satisfied: |
25/02/98 |
|
|
|
Status: |
SATISFIED |
|
|
|
Person(s) Entitled: |
LLOYDS BANK PLC |
||
|
Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
||
|
Details: |
F/H PROPERTY AT 70,72, 72A AND 74 CHURCHGATE LEICESTER T/NO;-LT53219
FLOATING CHARGE OVER ALL MOVEAB LE PLANT MACHINERY IMPLEMENTS UTENSILS
FURNITURE AND EQUIPMENT |
||
Creditor Details
|
No Creditor Data |
|
|
|
Total Value |
- |
|
Trade Debtors / Bad Debt Detail
|
No Debtor Data |
|
|
|
Total Value |
- |
|
Previous Director/Company
Secretaries
|
Name |
Current
Directorships |
Previous
Directorships |
|
Gordon Gwynn |
0 |
1 |
|
Carole White |
0 |
1 |
|
2 |
1 |
|
|
0 |
1 |
|
|
7 |
34 |
|
|
0 |
4 |
|
|
0 |
14 |
|
|
0 |
2 |
|
|
0 |
2 |
|
|
0 |
1 |
|
|
0 |
1 |
|
|
0 |
1 |
|
|
1 |
1 |
|
|
1 |
4 |
|
|
0 |
1 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.55.65 |
|
UK Pound |
1 |
Rs.88.10 |
|
Euro |
1 |
Rs.69.84 |
INFORMATION DETAILS
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect.
Satisfactory capability for payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.